565 Credit Processing Jobs - Page 18

Job DescriptionYou will help solve analytical problems across the organization and propose product and credit policy changes to improve company profitability. Specifically, you will monitor the portfolio, create a user valuations model, and propose new product and pricing strategies.ResponsibilitiesBuild and maintain a user level valuations model to inform future product and marketing decisions and analyze drivers of profitabilityMonitor and update credit policy to optimize for company risk, profitability, and growth targetsPropose data driven product changes to improve customer experience and company profitability. Partner with product and engineering teams to implement your solution into p...

You will help solve analytical problems across the organization and propose product and credit policy changes to improve company profitability. Specifically, you will monitor the portfolio, create a user valuations model, and propose new product and pricing strategies.ResponsibilitiesBuild and maintain a user level valuations model to inform future product and marketing decisions and analyze drivers of profitabilityMonitor and update credit policy to optimize for company risk, profitability, and growth targetsPropose data driven product changes to improve customer experience and company profitability. Partner with product and engineering teams to implement your solution into productionMonito...

Role & responsibilities Perform initial appraisal of potential borrowers by thoroughly examining their applications Interview applicants to evaluate their eligibility for personal loan or business loans Conclude on all applicable financial and non-financial criteria Follow up with clients to clarify important points Review and evaluate loan applications and ensure completeness of documentation. Assess creditworthiness of applicants and determine loan eligibility. Analyze credit risk and make recommendations on loan approvals and rejections. Ensure compliance with company policies and regulatory requirements. Manage the loan disbursement process and ensure timely delivery of funds. Monitor lo...

You will help solve analytical problems across the organization and propose product and credit policy changes to improve company profitability. Specifically, you will monitor the portfolio, create a user valuations model, and propose new product and pricing strategies. Responsibilities Build and maintain a user level valuations model to inform future product and marketing decisions and analyze drivers of profitability Monitor and update credit policy to optimize for company risk, profitability, and growth targetsPropose data driven product changes to improve customer experience and company profitability. Partner with product and engineering teams to implement your solution into productionMon...

You will help solve analytical problems across the organization and propose product and credit policy changes to improve company profitability. Specifically, you will monitor the portfolio, create a user valuations model, and propose new product and pricing strategies. Responsibilities - Build and maintain a user level valuations model to inform future product and marketing decisions and analyze drivers of profitability. Monitor and update credit policy to optimize for company risk, profitability, and growth targetsPropose data driven product changes to improve customer experience and company profitability. Partner with product and engineering teams to implement your solution into production...

You will help solve analytical problems across the organization and propose product and credit policy changes to improve company profitability. Specifically, you will monitor the portfolio, create a user valuations model, and propose new product and pricing strategies. Responsibilities Build and maintain a user level valuations model to inform future product and marketing decisions and analyze drivers of profitability Monitor and update credit policy to optimize for company risk, profitability, and growth targetsPropose data driven product changes to improve customer experience and company profitability. Partner with product and engineering teams to implement your solution into production Mo...

Task performed Ensure AP Ref no.if generated as soon as a file is logged in Ensure CPV, neighbor check, Financiary reference check and TVR is done after CIBIL Recommends and forwards to appropriate authority basis limits, deviation, and deferral. Does PD for every single customer. Take various market references and build touch points for customer reference. Check and keep tab on industry trends, key factors impacting industry, performance of trade in local market and regulatory impact Review of credit files as per policy Co-ordinate with FCU for setting up specific triggers Ensure approval tracker is given to Business Basis product to do CFA and ABB. Relook at cases which have been rejected ...

JD - Credit Processing Associate Experience : 1 to 2 years of experience in loan processing or credit operations preferred Freshers with good communication and basic banking knowledge can also apply. Job responsibilities: Process loan application as per policy. Maintain file data in Centralized MIS and sales source Check and verify KYC, income and properly documents Coordinate with BC (BSS Microfinance) credit team and sale team Prepare application summary for credit approval. Highlight any risk or mismatch to credit manager Track pending documents and ensure timely follow-up Ensure rejection message are sent to customer and records are maintained Monitor TAT (turnround time) and escalate de...

Collaborate with department heads to understand their staffing needs and job requirements. Manager and maintain TA databases, and prepare relevant dashboards. Utilize various sourcing methods, such as job portals, social media, networking, and referrals, to identify potential candidates. Create compelling job postings and advertisements to attract qualified candidates. Review resumes and applications, conduct preliminary screenings, and assess candidate qualifications and suitability for the position. Conduct phone or inperson interviews to evaluate candidates' skills, experience, and cultural fit. Schedule and coordinate interviews between candidates and interview panels. Provide guidance a...

Responsible for credit underwriting, credit appraisal of secured and unsecured products. Ensuring adherence to credit policy and KYC policy. Pre Screening of documents uploaded in the portal. Handling of detail data entry in portal. Verifying all KYC's and financial documents of the borrower. Verifying online RIC process. CAM preparation and capturing of appropriate deviations in the CAM. Coordinating with business team to resolve queries. Escalating loan applications to Credit Manager/Area Credit Manager for loan approvals.

We are looking for a highly skilled and experienced Credit Manager to join our team at Equitas Small Finance Bank. The ideal candidate will have 2-6 years of experience in the field. Roles and Responsibility Manage and oversee the credit function, ensuring compliance with regulatory requirements. Develop and implement effective credit policies and procedures to minimize risk. Conduct thorough credit assessments and provide recommendations for loan approvals or denials. Collaborate with cross-functional teams to ensure seamless credit processing and disbursement. Monitor and analyze credit portfolio performance, identifying areas for improvement. Ensure adherence to internal controls and audi...

Job Duties: • Credit recommending and sanctioning authority, responsible for analysis of loans as per the Policy Manual • Accountable for the credit quality of the loan underwritten and portfolio, including the due diligence, of the portfolio included in their markets. • Ensuring accurate and appropriate analysis of applicant's credentials, including financial analysis & various associated financial ratios for credit decision, as per the Policy Manual. • Responsible for initiating personal Discussion before recommending proposal besides recording all the factual events/observations/discussions to facilitate credit decision by the sanctioning authority • Preparing and monitoring system relate...

Responsible for Credit underwriting of Rural_ LAP proposals for L&T Finance Ltd. PRINCIPAL ACCOUNTABILITIES: Ensure credit underwriting in line with defined credit policy of Rural_ LAP Business Ensure appropriate judgement is taken on the credit proposals to ensure the quality of portfolio Understand credit policy and processes as well as credit environment Ensure detailed PD is done for all the proposals Further few customers need to be physically visited inline with requirement Ensure the quality of Credit approval note and the Credit approval mails Ensure the TAT for all the proposals is maintained inline with the prescribed standards Ensure the productivity for underwriting proposals is ...

Responsible for Credit underwriting of Rural_ LAP proposals for L&T Finance Ltd. PRINCIPAL ACCOUNTABILITIES: Ensure credit underwriting in line with defined credit policy of Rural_ LAP Business Ensure appropriate judgement is taken on the credit proposals to ensure the quality of portfolio Understand credit policy and processes as well as credit environment Ensure detailed PD is done for all the proposals Further few customers need to be physically visited inline with requirement Ensure the quality of Credit approval note and the Credit approval mails Ensure the TAT for all the proposals is maintained inline with the prescribed standards Ensure the productivity for underwriting proposals is ...

Role & responsibilities Conduct thorough credit assessments for TW & PL Loan applications. Ensure high quality and performance of the loan portfolio. Meet credit assessment targets within specified TAT. Ensure adherence to audit and regulatory standards at the location. Assist in coordinating and managing vendors for risk control and verification processes. Make well-informed lending decisions based on applicant interactions and available data. Collaborate closely with sales, operations, collections, and policy teams to ensure smooth operations. Maintain databases and prepare monthly reports on loan cases. Coordinate with agencies to sample and screen loan files effectively for fraud prevent...

Role & responsibilities Responsible for credit underwriting, credit appraisal of secured and unsecured products. Ensuring adherence to credit policy and KYC policy. Pre Screening of documents uploaded in the portal. Handling of detail data entry in portal. Verifying all KYC's and financial documents of the borrower. Verifying online RIC process. CAM preparation and capturing of appropriate deviations in the CAM. Coordinating with business team to resolve queries. Escalating loan applications to Credit Manager/Area Credit Manager for loan approvals. Preferred candidate profile Language - Kanada is must

Managing credit operations Evaluate creditworthiness of potential clients Liaise with other departments to ensure smooth processes Team handling Comfortable in travelling Appraising, decisioning cases with utmost due diligence within agreed TAT

We are looking for a highly skilled and experienced Credit Manager to join our team at Equitas Small Finance Bank. Roles and Responsibility Manage and oversee the credit function, ensuring compliance with regulatory requirements and internal policies. Develop and implement effective credit risk management strategies to minimize losses. Conduct thorough credit assessments and provide recommendations on loan approvals or denials. Collaborate with cross-functional teams to ensure seamless credit processing and disbursement. Monitor and analyze credit portfolio performance, identifying areas for improvement and implementing corrective actions. Ensure adherence to all relevant laws, regulations, ...

We are looking for a highly skilled and experienced Area Credit Manager to join our team at Equitas Small Finance Bank. Roles and Responsibility Manage and oversee the credit function within the bank's affordable housing portfolio. Develop and implement strategies to enhance credit quality and minimize risk. Collaborate with cross-functional teams to ensure seamless credit processing and disbursement. Conduct regular credit reviews and provide recommendations for improvement. Ensure compliance with regulatory requirements and internal policies. Analyze market trends and competitor activity to identify opportunities for growth. Job Requirements Strong knowledge of credit underwriting, risk as...

The SCA will be responsible for structuring working capital and term loan cases, validating CMA data, preparing investor/lender pitch decks, and ensuring bank ready documentation for all client mandates across company’s credit-related verticals.

Key Responsibilities: Manage and oversee all aspects of credit operations for LAP at the branch level. Evaluate loan applications, conduct due diligence, and assess the creditworthiness of potential customers. Ensure the timely and accurate processing of loan proposals and documentation. Monitor loan disbursements, repayments, and portfolio performance. Ensure compliance with internal policies, regulatory guidelines, and risk management frameworks. Guide and mentor branch credit officers to enhance team performance and customer satisfaction. Collaborate with the sales team to drive loan growth and business targets. Regularly review the portfolio for non-performing assets (NPA) and implement ...

About The Role Location Credit Manager-Agri Business Group (ABG)-Credit JOB DESCRIPTION Grade-M5 Above Function- Agri credit Role location Credit manager Max age limit- 25 + Experience- CA 1 years; Candidate should not be from Retail Credit Should have Underwriting experience in ticket size of Rs upto 15 Crs Market, Competitor & Dealer visits as per the requirement and continuous updating of the happening/ changes in the market place which would help in acting proactively Timely processing of proposals as per TAT to ensure better time to market Ensuring compliance of terms and conditions of sanctions by liasioning with the RMs and company involved Continuous monitoring of Infant Delinquencie...

About The Role Job Role : Responsible for processing and underwriting of Commercial Vehicles Finance deals as per credit policy for Andhra Pradesh, Karnataka and Telangana. Ensure adherence to credit policy and defined processes and CAM quality and imparting training to Credit Processing Team/ Team Management. Maintaining defined TATs for approval and TAT / Performance Management of processing Team Imparting induction and continuous training programs for credit team and MIS management To ensure audit compliance and regulatory compliance Monitoring of Delinquencies / Infants Job Requirements : CA Inter / CA / MBA (Finance) Experience of minimum 2 years in financing business, preferably in a c...

About The Role Location Credit Manager-Agri Business Group (ABG)-Credit JOB DESCRIPTION Grade-M5 Above Function- Agri credit Role location Credit manager Max age limit- 25 + Experience- CA 1 years; Candidate should not be from Retail Credit Should have Underwriting experience in ticket size of Rs upto 15 Crs Market, Competitor & Dealer visits as per the requirement and continuous updating of the happening/ changes in the market place which would help in acting proactively Timely processing of proposals as per TAT to ensure better time to market Ensuring compliance of terms and conditions of sanctions by liasioning with the RMs and company involved Continuous monitoring of Infant Delinquencie...

Understands the work of sales process, credit underwriting, documentation and processing for secured loans and work in close coordination with Sales, Credit and Operations. Required Candidate profile Basic understanding of credit evaluation principles. Strong knowledge of affordable housing loan regulations and government schemes.