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2.0 - 4.0 years
5 - 7 Lacs
Chandigarh
Work from Office
Manage credit processing for corporate lending. Verify and validate customer KYC. Review and validate credit applications Financial Analysis Generate and manage MIS reports Required Candidate profile B.Com/M.Com/MBA Finance Minimum 2–3 years of experience in lending Strong understanding of credit underwriting processes and regulatory requirements Excellent documentation and record-keeping skills
Posted 3 months ago
5.0 - 10.0 years
3 - 5 Lacs
Kadapa, Kodad
Work from Office
Evaluating credit proposals covering financial, business and industrial risk & decision of the loan. Verifying the promoters track record & ascertaining their credit worthiness. Analysis of the financial statements of the prospective customer to identify the short term & long term solvency & liquidity position To ensure Bounce Rate and Delinquency are within acceptable standards. Monitor and enforce approval rate and TAT as per prescribed standards. Monitor and ensure that monthly Branch audit score is satisfactory. Vendor Management. To conduct customer meeting to evaluate credit proposal
Posted 3 months ago
3.0 - 7.0 years
9 - 14 Lacs
Chennai
Work from Office
Job Description Key Objective of the Job: Credit analysis of proposal and preparation of credit notes. Facilitate faster deal closures through proactive participation in deal structuring and credit enhancement, striking a balance between business growth and portfolio quality. Meeting new customers and existing customers on regular basis Monitoring of portfolio on regular basis. Identify stress in account (Early warning signal) and initiate corrective measures Ensure continuous monitoring for all high value exposures in the region Major Deliverables: Quality of Credit Underwriting Portfolio Performance w.r.t. delinquencies, deferrals, Annual reviews/ renewals etc Portfolio Monitoring To devel...
Posted 3 months ago
1.0 - 5.0 years
1 - 5 Lacs
Hyderabad
Work from Office
Keyloop bridges the gap between dealers, manufacturers, technology suppliers and car buyers. We empower car dealers and manufacturers to fully embrace digital transformation. How? By creating innovative technology that makes selling cars better for our customers, and buying and owning cars better for theirs. We use cutting-edge technology to link our clients’ systems, departments and sites. We provide an open technology platform that’s shaping the industry for the future. We use data to help clients become more efficient, increase profitability and give more customers an amazing experience. Want to be part of it? Job Role & Responsibility: Experience of working in an admin role or a similar ...
Posted 3 months ago
3.0 - 5.0 years
4 - 6 Lacs
Hyderabad
Work from Office
Underwriting of Loan Applications for Home Loans and Mortgage Loans from Salaried and Self Employed profile all branches of South India adhering to the policies and guidelines laid by the company. High levels of quality of underwriting to be maintained and applications to be processed within the prescribed timelines. To conduct Tele PD with Salaried as well as Self Employed customer and to understand about the profile of the salaried customer and understand about the business, his financials Ability to build high quality retail portfolio. Co-ordination with other internal verticals which includes Sales, Operations, Non CPU Credit Team at branches. Co-ordination and follow up with external ve...
Posted 3 months ago
3.0 - 8.0 years
3 - 8 Lacs
Vadodara
Work from Office
Job Title: Regional Credit Manager (Used Commercial Vehicle) Location: Vadodara Key Responsibilities: * Proving training time on time to branch credit & upgrading to them. Responsible for branch credit work & process & all over TAT. Doing PD / site visit on cases providing feedback and recommendation. To providing suggestion on policy and process time on time. Maintaining MIS of branch / regional credit. Interact closely with others function i.e. sales/operation/collection/policy/products etc. Close monitoring on nonstarters bounce trends knowing channels and theirs sourcing patterns. Ensuring regularization of PDD of operation, credit and other docs and close monitoring of the same and upda...
Posted 3 months ago
1.0 - 6.0 years
3 - 4 Lacs
Bangalore Rural, Bengaluru
Work from Office
Roles and Responsibilities Conduct credit analysis, appraisal, and assessment of loan applications within TAT. Perform pre-underwriting activities such as data verification, KYC checks, and collateral evaluation. Ensure compliance with regulatory requirements and internal policies during the entire loan processing cycle. Collaborate with sales teams to provide timely approvals and disbursements for customers' financial needs. Identify potential risks and escalate them to senior management for further review.
Posted 3 months ago
4.0 - 9.0 years
5 - 7 Lacs
Tambaram, Chennai
Work from Office
Essential Qualifications: Role directly reports to Positions that reports into this role Area Manager - Credit Underwriting • Preferably CA/CA Inter/ ICWA/ MBA Finance / Post Graduate/ Graduate • 1-5 years of relevant experience in Credit underwriting Retail Asset Banking products, services and operations (preferably in private sector, HL & LAP/SME) • Deep experience & understanding of retail financial services across NBFCs, banking Essential Experience / skills: • Knowledge of local markets and trends in retail lending • Understanding of local business and micro economy • Ability to work under tight deadlines and to prioritize conflicting and changing priorities • Keen understanding and foc...
Posted 3 months ago
4.0 - 9.0 years
5 - 7 Lacs
Sangareddy, Hyderabad, Vikarabad
Work from Office
Essential Qualifications: Role directly reports to Positions that reports into this role Area Manager - Credit Underwriting • Preferably CA/CA Inter/ ICWA/ MBA Finance / Post Graduate/ Graduate • 1-5 years of relevant experience in Credit underwriting Retail Asset Banking products, services and operations (preferably in private sector, HL & LAP/SME) • Deep experience & understanding of retail financial services across NBFCs, banking Essential Experience / skills: Knowledge of local markets and trends in retail lending • Understanding of local business and micro economy • Ability to work under tight deadlines and to prioritize conflicting and changing priorities • Keen understanding and focus...
Posted 3 months ago
3.0 - 7.0 years
9 - 14 Lacs
Agra
Work from Office
ob description Role & responsibilities Responsible for upholding the Piramal brand by assessing customers sourced by the Sales team in line with the credit policy, and determine deviations and exceptions Handle oversight & review of central underwriting of HF & Mortgage loans Establish key qualification rules & credit worthiness of potential applicants for cases having discrepancies at the branch level Analyze the on ground delinquencies market trends specific to the area location and provide related feedback to Geography credit manager and branch Functionally manage the central credit team for prompt and quality credit processing, adhering to the credit policy and defined processes & provid...
Posted 3 months ago
2.0 - 6.0 years
1 - 6 Lacs
Ahmedabad, Surat, Vadodara
Work from Office
Role & responsibilities Evaluate potential customers' credit worthiness Maintain detailed records of company loans Approve or reject loan requests from customers Calculate and set loan interest rates Monitor customers' loan payments Review and update the company's credit policy when necessary Create a credit scoring model to assess risks Preferred candidate profile Qualifications - Graduation/Post Graduation Years of Experience - 4 to 5 years in credit profile We are open for multiple locations in Gujarat - Ahmedabad Vadodara Jamnagar Mehsana Rajkot Surat Jamnagar Interested candidates may share CV at samiksha.shewale@piramal.com with subject CV for BCM (Preferred location)
Posted 3 months ago
6.0 - 10.0 years
12 - 15 Lacs
Mumbai, Navi Mumbai, Palghar
Work from Office
Role & responsibilities Responsible for upholding the Piramal brand by assessing customers sourced by the Sales team in line with the credit policy, and determine deviations and exceptions. Handle oversight & review of credit underwriting of small ticket LAP in the mapped cluster. Establish key qualification rules & credit worthiness of potential applicants for cases having discrepancies at the branch level. Analyze the on ground delinquencies market trends specific to the area location and provide related feedback to Geography credit manager and branch. Functionally manage the branch credit team for prompt and quality credit processing, adhering to the credit policy and defined processes & ...
Posted 3 months ago
6.0 - 10.0 years
9 - 13 Lacs
Hubli, Nashik, Ahmednagar
Work from Office
Role & responsibilities Responsible for upholding the Piramal brand by assessing customers sourced by the Sales team in line with the credit policy, and determine deviations and exceptions. Handle oversight & review of credit underwriting of small ticket LAP in the mapped cluster. Establish key qualification rules & credit worthiness of potential applicants for cases having discrepancies at the branch level. Analyze the on ground delinquencies market trends specific to the area location and provide related feedback to Geography credit manager and branch. Functionally manage the branch credit team for prompt and quality credit processing, adhering to the credit policy and defined processes & ...
Posted 3 months ago
6.0 - 10.0 years
9 - 13 Lacs
Mysuru, Shimoga, Bengaluru
Work from Office
Role & responsibilities Responsible for upholding the Piramal brand by assessing customers sourced by the Sales team in line with the credit policy, and determine deviations and exceptions. Handle oversight & review of credit underwriting of small ticket LAP in the mapped cluster. Establish key qualification rules & credit worthiness of potential applicants for cases having discrepancies at the branch level. Analyze the on ground delinquencies market trends specific to the area location and provide related feedback to Geography credit manager and branch. Functionally manage the branch credit team for prompt and quality credit processing, adhering to the credit policy and defined processes & ...
Posted 3 months ago
1.0 - 6.0 years
2 - 4 Lacs
Noida
Work from Office
We are Hiring ( Walk In Drive ) for Profile - Credit Relationship Manager Product - Sales Finance , Two Wheeler , Cross Sell. Exp - min 1 yrs experienced required in Credit Underwriting Education - Any Graduation Interview Date & Time - 9th/July/2025 - Wednesday 10 AM TO 4 PM Venue - C20/1A/3 Noida Sector 62, 1st Floor Near by LIC Building Documents Required - Updated Resume Contact Person - Aditya Rajawat ( HR )
Posted 3 months ago
2.0 - 6.0 years
4 - 8 Lacs
Karimnagar
Work from Office
To underwrite mortgage business and manage the portfolio in assigned branch/location Core Responsibilities: o Review and assess a broad range of complex loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities. o Under write proposals as per the laid down policies & procedure to honour the agreed SLAs and manage city/area business volumes. o Conduct personal discussion with customers to establish credit worthiness and ensure completion of credit/KYC documents and verification- telephonic, field & collateral visits. o Assess income to obligation ratios, loan to value ratios, in depth knowledge of rational behind calculation of r...
Posted 4 months ago
3.0 - 7.0 years
5 - 9 Lacs
Vijayawada
Work from Office
To underwrite mortgage business and manage the portfolio in assigned branch/location Core Responsibilities: o Review and assess a broad range of complex loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities. o Under write proposals as per the laid down policies & procedure to honour the agreed SLAs and manage city/area business volumes. o Conduct personal discussion with customers to establish credit worthiness and ensure completion of credit/KYC documents and verification- telephonic, field & collateral visits. o Assess income to obligation ratios, loan to value ratios, in depth knowledge of rational behind calculation of r...
Posted 4 months ago
2.0 - 4.0 years
2 - 6 Lacs
Kolhapur
Work from Office
You will help solve analytical problems across the organization and propose product and credit policy changes to improve company profitability. Specifically, you will monitor the portfolio, create a user valuations model, and propose new product and pricing strategies. ResponsibilitiesBuild and maintain a user level valuations model to inform future product and marketing decisions and analyze drivers of profitabilityMonitor and update credit policy to optimize for company risk, profitability, and growth targetsPropose data driven product changes to improve customer experience and company profitability. Partner with product and engineering teams to implement your solution into productionMonit...
Posted 4 months ago
2.0 - 4.0 years
2 - 6 Lacs
Kochi
Work from Office
Job DescriptionYou will help solve analytical problems across the organization and propose product and credit policy changes to improve company profitability. Specifically, you will monitor the portfolio, create a user valuations model, and propose new product and pricing strategies.ResponsibilitiesBuild and maintain a user level valuations model to inform future product and marketing decisions and analyze drivers of profitabilityMonitor and update credit policy to optimize for company risk, profitability, and growth targetsPropose data driven product changes to improve customer experience and company profitability. Partner with product and engineering teams to implement your solution into p...
Posted 4 months ago
2.0 - 4.0 years
2 - 6 Lacs
Raipur
Work from Office
You will help solve analytical problems across the organization and propose product and credit policy changes to improve company profitability. Specifically, you will monitor the portfolio, create a user valuations model, and propose new product and pricing strategies.ResponsibilitiesBuild and maintain a user level valuations model to inform future product and marketing decisions and analyze drivers of profitabilityMonitor and update credit policy to optimize for company risk, profitability, and growth targetsPropose data driven product changes to improve customer experience and company profitability. Partner with product and engineering teams to implement your solution into productionMonito...
Posted 4 months ago
2.0 - 5.0 years
4 - 7 Lacs
Mumbai
Work from Office
To underwrite mortgage business and manage the portfolio in assigned branch/location Core Responsibilities: o Review and assess a broad range of complex loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities. o Under write proposals as per the laid down policies & procedure to honour the agreed SLAs and manage city/area business volumes. o Conduct personal discussion with customers to establish credit worthiness and ensure completion of credit/KYC documents and verification- telephonic, field & collateral visits. o Assess income to obligation ratios, loan to value ratios, in depth knowledge of rational behind calculation of r...
Posted 4 months ago
3.0 - 7.0 years
5 - 10 Lacs
Mumbai
Work from Office
To underwrite mortgage business and manage the portfolio in assigned branch/location Core Responsibilities: o Review and assess a broad range of complex loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities. o Under write proposals as per the laid down policies & procedure to honour the agreed SLAs and manage city/area business volumes. o Conduct personal discussion with customers to establish credit worthiness and ensure completion of credit/KYC documents and verification- telephonic, field & collateral visits. o Assess income to obligation ratios, loan to value ratios, in depth knowledge of rational behind calculation of r...
Posted 4 months ago
3.0 - 6.0 years
5 - 8 Lacs
Visakhapatnam
Work from Office
10795 To underwrite mortgage business and manage the portfolio in assigned branch/location Core Responsibilities: o Review and assess a broad range of complex loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities. o Under write proposals as per the laid down policies & procedure to honour the agreed SLAs and manage city/area business volumes. o Conduct personal discussion with customers to establish credit worthiness and ensure completion of credit/KYC documents and verification- telephonic, field & collateral visits. o Assess income to obligation ratios, loan to value ratios, in depth knowledge of rational behind calculatio...
Posted 4 months ago
2.0 - 4.0 years
2 - 6 Lacs
Vijayawada
Work from Office
You will help solve analytical problems across the organization and propose product and credit policy changes to improve company profitability. Specifically, you will monitor the portfolio, create a user valuations model, and propose new product and pricing strategies. Responsibilities Build and maintain a user level valuations model to inform future product and marketing decisions and analyze drivers of profitabilityMonitor and update credit policy to optimize for company risk, profitability, and growth targetsPropose data driven product changes to improve customer experience and company profitability. Partner with product and engineering teams to implement your solution into production Mon...
Posted 4 months ago
2.0 - 4.0 years
2 - 6 Lacs
Visakhapatnam
Work from Office
You will help solve analytical problems across the organization and propose product and credit policy changes to improve company profitability. Specifically, you will monitor the portfolio, create a user valuations model, and propose new product and pricing strategies. Responsibilities Build and maintain a user level valuations model to inform future product and marketing decisions and analyze drivers of profitability Monitor and update credit policy to optimize for company risk, profitability, and growth targets Propose data driven product changes to improve customer experience and company profitability. Partner with product and engineering teams to implement your solution into production M...
Posted 4 months ago
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