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5.0 - 7.0 years
6 - 10 Lacs
Salem
Work from Office
Apac Financial Services Private Limited is looking for Cluster Credit Manager- LAP, Mortgage to join our dynamic team and embark on a rewarding career journey Credit Analysis: Assessing the creditworthiness of potential borrowers by analyzing their financial statements, credit history, and repayment capacity Risk Assessment: Evaluating the level of credit risk associated with different borrowers and determining appropriate credit limits and terms Credit Policy: Developing and implementing credit policies and procedures to ensure consistency and compliance with internal guidelines and industry regulations Credit Underwriting: Approving or declining credit applications based on the risk assess...
Posted 3 months ago
2.0 - 3.0 years
3 - 4 Lacs
Chennai
Work from Office
Role & responsibilities Deccan Finance is looking for CREDIT EXECUTIVE OFFICER to join our dynamic team and embark on a rewarding career journey Position: CREDIT EXECUTIVE - OFFICER Location: Chennai, TamilNadu Experience: Minimum 2 Years same Field Send Your Resume : devi.v@myridefinance.com Gender : Any Product : Two Wheeler & Used Car Loan Graduation : Any graduation *Credit Analysis:Evaluate the creditworthiness of clients by analyzing financial data, credit reports, and other relevant information *Risk Assessment:Assess and quantify credit risk associated with new and existing clients, considering industry trends and economic factors *Credit Limit Determination:Determine appropriate cre...
Posted 3 months ago
1.0 - 5.0 years
2 - 3 Lacs
Noida
Work from Office
Responsibilities: * Conduct credit analyses using established guidelines * Collaborate with sales team on new business opportunities * Evaluate credit risks through thorough analysis Health insurance Annual bonus Provident fund
Posted 3 months ago
4.0 - 8.0 years
5 - 9 Lacs
Hyderabad
Work from Office
Roles and Responsibility Drive sales at the branch level and ensure achievement of sales targets through effective team handling. Build, manage, and promote relationships with channel partners to generate new customer leads. Lead and manage DSTs at the branch to achieve business objectives. Interface with customers and provide efficient service to ensure high levels of customer satisfaction. Work towards building a credit-worthy portfolio at the branch to minimize risk and maximize revenue. Analyze market trends and competitor activity to identify opportunities for growth and improvement. Job Requirements Graduate or postgraduate degree in any discipline. Minimum 2 years of experience in sec...
Posted 3 months ago
4.0 - 8.0 years
9 - 13 Lacs
Mumbai, Pune, Delhi / NCR
Work from Office
10795 To underwrite mortgage business and manage the portfolio in assigned branch/location Core Responsibilities: o Review and assess a broad range of complex loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities. o Under write proposals as per the laid down policies & procedure to honour the agreed SLAs and manage city/area business volumes. o Conduct personal discussion with customers to establish credit worthiness and ensure completion of credit/KYC documents and verification- telephonic, field & collateral visits. o Assess income to obligation ratios, loan to value ratios, in depth knowledge of rational behind calculatio...
Posted 3 months ago
3.0 - 7.0 years
6 - 11 Lacs
Mumbai, Pune, Delhi / NCR
Work from Office
To underwrite mortgage business and manage the portfolio in assigned branch/location Core Responsibilities: o Review and assess a broad range of complex loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities. o Under write proposals as per the laid down policies & procedure to honour the agreed SLAs and manage city/area business volumes. o Conduct personal discussion with customers to establish credit worthiness and ensure completion of credit/KYC documents and verification- telephonic, field & collateral visits. o Assess income to obligation ratios, loan to value ratios, in depth knowledge of rational behind calculation of r...
Posted 3 months ago
2.0 - 5.0 years
8 - 11 Lacs
Mumbai, Pune, Delhi / NCR
Work from Office
To underwrite mortgage business and manage the portfolio in assigned branch/location Core Responsibilities: o Review and assess a broad range of complex loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities. o Under write proposals as per the laid down policies & procedure to honour the agreed SLAs and manage city/area business volumes. o Conduct personal discussion with customers to establish credit worthiness and ensure completion of credit/KYC documents and verification- telephonic, field & collateral visits. o Assess income to obligation ratios, loan to value ratios, in depth knowledge of rational behind calculation of r...
Posted 3 months ago
1.0 - 5.0 years
5 - 9 Lacs
Mumbai, Pune, Delhi / NCR
Work from Office
Same Posting Description for Internal and External Candidates Location - mumbai,delhi / NCR ,pune,bangalore,hyderabad,chennai
Posted 3 months ago
2.0 - 6.0 years
6 - 10 Lacs
Mumbai, New Delhi, Pune
Work from Office
To underwrite mortgage business and manage the portfolio in assigned branch/location Core Responsibilities: o Review and assess a broad range of complex loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities. o Under write proposals as per the laid down policies & procedure to honour the agreed SLAs and manage city/area business volumes. o Conduct personal discussion with customers to establish credit worthiness and ensure completion of credit/KYC documents and verification- telephonic, field & collateral visits. o Assess income to obligation ratios, loan to value ratios, in depth knowledge of rational behind calculation of r...
Posted 3 months ago
3.0 - 8.0 years
4 - 8 Lacs
Kolkata
Work from Office
This role will be responsible for managing Credit-Operations activities for retail mortgage loans including Home Loans, Home Equity, Affordable Housing Loans, and Digital Loans at a cluster level, covering multiple branches.Credit-Operations Manager will ensure 100% process adherence, quality checks in lines with credit policy, and compliance, acting as a bridge between Credit and Operations teams to ensure seamless loan processing. ore Responsibilities: End-to-End Credit & Operations Oversight with thorough knowledge of credit policy and process.Supervise and manage the login of loan applications, ensuring all documents are in place as per policy guidelines including KYC.Ensuring gating rej...
Posted 3 months ago
2.0 - 6.0 years
4 - 8 Lacs
Mumbai, Pune, delhi
Work from Office
To underwrite mortgage business and manage the portfolio in assigned branch/location Core Responsibilities: o Review and assess a broad range of complex loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities. o Under write proposals as per the laid down policies & procedure to honour the agreed SLAs and manage city/area business volumes. o Conduct personal discussion with customers to establish credit worthiness and ensure completion of credit/KYC documents and verification- telephonic, field & collateral visits. o Assess income to obligation ratios, loan to value ratios, in depth knowledge of rational behind calculation of r...
Posted 3 months ago
0.0 - 2.0 years
1 - 2 Lacs
Gandhinagar
Work from Office
Role & responsibilities Manage disbursement process from loan sanction to final disbursal. Ensure timely processing of loan applications within TAT (Turnaround Time). Coordinate with sales team for lead generation and conversion. Conduct credit operations, including risk assessment and documentation. Maintain accurate records of customer interactions and transactions. Preferred candidate profile 0-4 years of experience in banking or finance industry. Strong understanding of Credit Operations, Disbursement, Sanction processes. Excellent communication skills for effective customer interaction. Ability to work independently with minimal supervision. Interested candidate can share updated cv Sur...
Posted 3 months ago
0.0 - 2.0 years
1 - 2 Lacs
Ahmedabad
Work from Office
Role & responsibilities Manage disbursement process from loan sanction to final disbursal. Ensure timely processing of loan applications within TAT (Turnaround Time). Coordinate with sales team for lead generation and conversion. Conduct credit operations, including risk assessment and documentation. Maintain accurate records of customer interactions and transactions. Preferred candidate profile 0-4 years of experience in banking or finance industry. Strong understanding of Credit Operations, Disbursement, Sanction processes. Excellent communication skills for effective customer interaction. Ability to work independently with minimal supervision. Interested candidate can share updated cv Sur...
Posted 3 months ago
2.0 - 7.0 years
4 - 9 Lacs
Karimnagar, Ramagundam, Warangal
Work from Office
Manage credit risks and assess creditworthiness. Make loan decisions and ensure a high-quality credit portfolio. Develop and manage credit policies and risk scoring models. Monitor delinquency trends. Required Candidate profile FEMALE ONLY Must have working exp in Credit Dept. Affordable Housing sector, handling HL (Home Loans) & (Loan Against Property) underwriting. Ready for physical PDs in and around the city. Perks and benefits Highest salary, Incentives, Bonus, All allowances
Posted 3 months ago
8.0 - 12.0 years
6 - 9 Lacs
Gurugram
Work from Office
Manage AR, Credit Approvals & Circulate the Debtors report daily. Manage Bank Reconciliation/ Payment Posting/ Ledger Reconciliations. Daily tracking of invoice submission, payment collections Coordination with the collection agency Required Candidate profile Review of Account Receivable/ Debt Resolution / Dispute Management / Query Resolution Coordination with Sales, Service, and finance team for customer query resolution. Minimize Bad debts.
Posted 3 months ago
0.0 - 1.0 years
3 - 5 Lacs
Koppal, Bengaluru
Work from Office
Role & responsibilities Credit Officer/ Credit Manager Preferred candidate profile Candidate should have CA Graduate (Fresher/Experience)
Posted 3 months ago
4.0 - 7.0 years
3 - 5 Lacs
Kanpur
Work from Office
JOB ROLE Evaluating credit proposals covering financial, business and industrial risk & decisioning of the loan. Verifying the promoters track record & ascertaining their credit worthiness. Analysis of the financial statements of the prospective customer to identify the short term & long term solvency & liquidity position To ensure Bounce Rate and Delinquency are within acceptable standards. Monitor and enforce approval rate and TAT as per prescribed standards. Monitor and ensure that monthly Branch audit score is satisfactory. Vendor Management. To conduct customer meeting to evaluate credit proposal PDD Tracking and closure Compliance to repayment instrument replenishment to ensure regular...
Posted 3 months ago
4.0 - 7.0 years
3 - 5 Lacs
Moradabad
Work from Office
JOB ROLE • Evaluating credit proposals covering financial, business and industrial risk & decisioning of the loan. • Verifying the promoters track record & ascertaining their credit worthiness. • Analysis of the financial statements of the prospective customer to identify the short term & long term solvency & liquidity position • To ensure Bounce Rate and Delinquency are within acceptable standards. • Monitor and enforce approval rate and TAT as per prescribed standards. • Monitor and ensure that monthly Branch audit score is satisfactory. • Vendor Management. • To conduct customer meeting to evaluate credit proposal • PDD Tracking and closure • Compliance to repayment instrument replenishme...
Posted 3 months ago
5.0 - 10.0 years
10 - 15 Lacs
Pune
Work from Office
Mortgage Underwriting Quality Control (QC) DU/LP (Desktop Underwriter / Loan Prospector) GSE Guidelines (Fannie Mae, Freddie Mac) Loan Origination Systems (LOS) Red Flag Identification Appraisal Review Risk Assessment Mortgage Compliance US Mortgage Required Candidate profile US Mortgage Manual Underwriting Error Trend Analysis QC Auditing NMLS Licensed (Preferred) Rotational & Night Shifts Strong Analytical & Communication Skills
Posted 3 months ago
1.0 - 5.0 years
1 - 3 Lacs
Bangalore Rural, Bengaluru
Work from Office
Credit Process Associate / Credit Underwriter Location: Bangalore Experience: 1-3 years Qualification: Bachelor's/Masters degree in Finance, Accounting, Economics, or a related field Job Responsibilities: Analyze financial statements, credit reports, and other relevant documents to assess creditworthiness. Conduct risk assessments and determine credit limits for loan applicants. • Evaluate applications based on predefined credit policies and regulatory guidelines. Collaborate with sales teams, risk teams, and other stakeholders to streamline credit decision-making. Monitor borrower profiles and maintain updated records of credit approvals. • Identify potential risks and recommend risk mitiga...
Posted 3 months ago
1.0 - 2.0 years
1 - 2 Lacs
Tirunelveli, Burhanpur, Khandwa
Work from Office
Interview going on Joining from 1st of July, 2025. No Consultancy fees, talk to HR Directly, Kaustav S +(91)8697950822 Job Title: Data Entry and Scanning Operator Job Summary: We are seeking a detail-oriented and reliable Data Entry and Scanning Operator to manage digital documentation and input data accurately into systems. The ideal candidate will be responsible for scanning physical documents, indexing, verifying, and maintaining data integrity within company records. Key Responsibilities: Scan, digitize, and organize physical documents accurately. Enter data from scanned documents or other sources into databases or spreadsheets. Verify and cross-check data to ensure accuracy and complete...
Posted 3 months ago
1.0 - 4.0 years
1 - 3 Lacs
Vijayawada, Eluru
Work from Office
We are looking for a highly skilled and experienced Credit Officer to join our team at Equitas Small Finance Bank. The ideal candidate will have 1-4 years of experience in the BFSI industry. Roles and Responsibility Manage credit portfolios and make informed decisions on loan approvals. Conduct thorough credit assessments and risk analyses. Develop and implement effective credit policies and procedures. Collaborate with cross-functional teams to achieve business objectives. Monitor and report on credit performance metrics. Identify opportunities to improve credit processes and operations. Job Requirements Strong understanding of credit principles and practices. Excellent analytical and probl...
Posted 3 months ago
2.0 - 7.0 years
1 - 3 Lacs
Hassan
Work from Office
We are looking for a highly skilled and experienced Credit Officer to join our team at Equitas Small Finance Bank. The ideal candidate will have 2 to 7 years of experience in the BFSI industry, with expertise in credit analysis and risk management. Roles and Responsibility Conduct thorough credit analysis to assess customer creditworthiness. Develop and implement effective credit policies and procedures to minimize risk. Collaborate with cross-functional teams to ensure seamless credit processing. Monitor and analyze credit portfolio performance to identify areas for improvement. Provide expert guidance on credit-related matters to internal stakeholders. Stay updated with regulatory changes ...
Posted 3 months ago
1.0 - 4.0 years
7 - 11 Lacs
Pallavaram, Chennai, Madipakkam
Work from Office
We are looking for a highly skilled and experienced Relationship Manager to join our team at Equitas Small Finance Bank. The ideal candidate will have 1-4 years of experience in the BFSI industry, preferably with a background in merchant operations. Roles and Responsibility Manage and maintain strong relationships with existing merchants to increase business growth. Identify new business opportunities and develop strategies to expand the customer base. Collaborate with internal teams to ensure seamless execution of merchant onboarding and disbursement processes. Develop and implement effective sales plans to achieve business targets. Provide exceptional customer service and support to resolv...
Posted 3 months ago
1.0 - 6.0 years
1 - 3 Lacs
Coimbatore
Work from Office
We are looking for a highly skilled and experienced Credit Officer to join our team at Equitas Small Finance Bank. The ideal candidate will have 1 to 6 years of experience in the BFSI industry, with expertise in credit analysis and risk management. Roles and Responsibility Conduct thorough credit analysis to assess customer creditworthiness. Develop and implement effective credit policies and procedures to minimize risk. Collaborate with cross-functional teams to ensure seamless credit processing. Monitor and manage credit portfolios to optimize performance and efficiency. Provide exceptional customer service to resolve credit-related queries and issues. Stay updated with regulatory changes ...
Posted 3 months ago
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