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495 Credit Operations Jobs - Page 16

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2.0 - 3.0 years

1 - 5 Lacs

Kadiri, Chitoor

Work from Office

We are looking for a highly skilled and experienced Branch Credit Manager to join our team at Equitas Small Finance Bank. Roles and Responsibility Manage and oversee credit operations, including loan processing and disbursement. Develop and implement effective credit policies and procedures to minimize risk and maximize revenue. Build and maintain strong relationships with customers, providing excellent customer service and support. Conduct thorough credit assessments and analyze financial data to make informed decisions. Collaborate with cross-functional teams to achieve business objectives and drive growth. Monitor and report on credit performance metrics, identifying areas for improvement...

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3.0 - 5.0 years

7 - 14 Lacs

Delhi, India

On-site

Key Responsibilities: Manage and process daily operational activities ensuring accuracy and compliance with company policies. Coordinate with internal teams and external stakeholders to ensure smooth workflow and timely completion of tasks. Monitor and maintain records, generate reports, and provide data insights to support management decisions. Assist in implementing process improvements and operational efficiencies to meet departmental goals. Handle escalations and resolve issues related to customer queries, documentation, or process delays. Support training and mentoring of junior team members to enhance overall team productivity. Ensure adherence to SLAs and regulatory guidelines to main...

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3.0 - 5.0 years

7 - 14 Lacs

Kolkata, West Bengal, India

On-site

Key Responsibilities: Manage and process daily operational activities ensuring accuracy and compliance with company policies. Coordinate with internal teams and external stakeholders to ensure smooth workflow and timely completion of tasks. Monitor and maintain records, generate reports, and provide data insights to support management decisions. Assist in implementing process improvements and operational efficiencies to meet departmental goals. Handle escalations and resolve issues related to customer queries, documentation, or process delays. Support training and mentoring of junior team members to enhance overall team productivity. Ensure adherence to SLAs and regulatory guidelines to main...

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2.0 - 5.0 years

3 - 4 Lacs

Tiruvuru, Bantumilli, Avanigadda

Work from Office

The candidate in this position will be responsible for overseeing the efficient and profitable operation of all branch activities. In addition to reporting all financial and operations information to company management, this candidate is responsible for hiring, training, and dismissing any employees at the branch. Responsibilities Maintain financial responsibility for all expenses, wages, and asset management Identify operational deficiencies and implement plans for improvement Create and maintain a weekly report on operations and sales at the branch Hire and train all employees of the branch Handful of experience in managing and Handling the Team in the Financial industry. Ability to deal i...

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2.0 - 8.0 years

5 - 9 Lacs

Bhandara

Work from Office

Job Description Key Roles and Responsibilities: Would be responsible to achieve the sales target assigned. Handling the Team of Relationship Officers. New Client Acquisition & Business generation of Car Business. Responsible for individual & team targets. Shall be responsible for sourcing, servicing, and disbursing the business and manage overdue collections. Taking care of team productivity and business. Team motivation/ training. Giving product training to existing and new hired team. Manage both internal & external channel for business expansion & development Coordination with other departments like Credit, Operations for processing of loan till final disbursement and ensure smooth servic...

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2.0 - 5.0 years

5 - 6 Lacs

Vadodara

Work from Office

To provide customized lending solutions for business loans, empowering clients to achieve their financial goals Identify and target potential clients for business loans through channel partners/open market sourcing.Build, retain and maintain strong relationships with Clients/Channel partners to generate business.Effectively engage with credit, operations & risk team to streamline the loan approval process and enhance customer experience.Guide clients through the loan application process, addressing any questions or concernsStay updated on market trends, loan products, and regulatory changes to provide informed advice to clientsConduct follow-ups with clients pre-closure and post-closure to e...

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6.0 - 10.0 years

7 - 8 Lacs

Raipur

Work from Office

Would be responsible to achieve the sales target assigned. Handling the Team of Relationship Officers. New Client Acquisition & Business generation of Responsible for individual & team targets. Taking care of team productivity and business. Team motivation/ training. Giving product training to existing and new hired team. Manage both internal & external channel for business expansion & development Coordination with other departments like Credit, Operations for processing of loan till final disbursement and ensure smooth servicing and operations. Shall be responsible for Overdue Collections & Revenue generation process.

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3.0 - 8.0 years

5 - 10 Lacs

Raipur

Work from Office

Job Description Key Roles and Responsibilities: Would be responsible to achieve the sales target assigned. Handling the Team of Relationship Officers. New Client Acquisition & Business generation of Car Business. Responsible for individual & team targets. Shall be responsible for sourcing, servicing, and disbursing the business and manage overdue collections. Taking care of team productivity and business. Team motivation/ training. Giving product training to existing and new hired team. Manage both internal & external channel for business expansion & development Coordination with other departments like Credit, Operations for processing of loan till final disbursement and ensure smooth servic...

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2.0 - 5.0 years

2 - 3 Lacs

Pune

Work from Office

Understands the work of sales process, credit underwriting, documentation and processing for secured loans and work in close coordination with Sales, Credit and Operations. Required Candidate profile Basic understanding of credit evaluation principles. Strong knowledge of affordable housing loan regulations and government schemes.

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1.0 - 3.0 years

2 - 3 Lacs

Bengaluru

Work from Office

Job Title :- Credit Operations Executive Key Responsibilities: Processing loan files and verifying customer documentation as per credit policy Coordinating with sales teams and credit managers for file movement and approvals Maintaining accurate records of processed applications in internal systems Ensuring TAT (Turn-Around Time) is maintained as per SLA Handling queries related to customer documents or loan file status Supporting back-end credit operations for smooth disbursement flow Escalating discrepancies or policy deviations for resolution

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3.0 - 6.0 years

0 - 0 Lacs

Belgaum

Work from Office

Position : Branch Credit Manager-Belagavi Job Description Processing of loan applications which are logged in by the branch and approve/recommend cases based on the approval matrix. Inspect the property documents, initiate legal and technical and ensure all documents as required by legal are collected in original and xerox as required by legal report. Have a good knowledge and understanding of the legal requirements and aspects of the location. Verify leads identified by RSM /Branch; Conduct personal discussion; Evaluate business and management related risk by conducting Income and financial strength assessment of the prospective borrowers. Review property valuation reports and ensure compli...

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2.0 - 5.0 years

2 - 2 Lacs

Lucknow

Work from Office

Function: Credit Designation: Disbursement Coordinator Role: Loan Disbursement Roles & Responsibilities: 1.Follow up on the list of cases sanctioned for the loan disbursement 2.Collect the disbursement documents given by the sales team and check the accuracy and cross check the documents as per the checklist provided by HDFC Bank Ltd. 3.Submit the documents at the service center and coordinate with HDFC Staff for the disbursements 4.Coordinating with customer/sales officers for document pendency if any and required 5.Will be an important interface between HDFC Bank Ltd Service Centers/Hubs, Sales Officers & the Customer ensuring smooth disbursement of loans. Candidate Eligibility: 1.The cand...

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0.0 - 1.0 years

1 - 3 Lacs

Chennai

Work from Office

Role & responsibilities Verification of KYC documents received from customers. Checking of documents and details uploaded by the Sales Team. Check of CIBIL Scores. Making calls to the customers to check on their credibility. Handling credit operations from login to disbursement Taking care of audit queries and maintaining good audit score. Assessing overall credit eligibility of customer & recommended the case to higher authority. Handling customer data verification as KYC, Bank statements and contact point verification Preferred candidate profile Freshers eager to work in Credit underwriting and KYC verification team. Looking for 2025/ 2024 / 2023 pass out Graduation must (or) candidates wh...

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6.0 - 8.0 years

8 - 10 Lacs

Bengaluru

Work from Office

Role Description Overview: As youll discover, our culture supports diverse perspectives, driven by a shared sense of purpose. Margin Operations responsible for minimizing Deutsche Banks counterparty credit risk on its collateralized derivatives portfolio. We aggregate the Banks exposure across trading activity globally, administer the margin terms dictated in bilateral ISDA and CSA (Credit Support Annex) Agreements and facilitate exchange of permissible collateral (cash or securities) with our clients or central clearing counterparties. The team also manages Margin Disputes, regulatory Portfolio Reconciliation and Data Control flowing into the margining systems for APAC, EMEA and US regions....

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0.0 - 1.0 years

0 - 1 Lacs

Salem

Work from Office

Roles and Responsibilities Conduct quality checks on loan applications, credit reports, and other relevant documents to ensure compliance with regulatory requirements. Verify customer information, income documentation, and creditworthiness through KYC verification processes. Maintain accurate records of all quality check activities and provide timely feedback to stakeholders. Ensure adherence to company policies, procedures, and regulatory guidelines related to microfinance operations. Preferred candidate profile Working knowledge of MS Office, especially MS Word, Excel, etc. Good verbal and written proficiency of regional language and Malayalam/English.

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2.0 - 5.0 years

1 - 4 Lacs

Loharu, Bhiwani

Work from Office

Job Description Ensure AP Ref no.if generated as soon as a file is logged in Ensure CPV, neighbor check, Financiary reference check and TVR is done after CIBIL Recommends and forwards to appropriate authority basis limits, deviation, and deferral. Does PD for every single customer. Take various market references and build touch points for customer reference. Check and keep tab on industry trends, key factors impacting industry, performance of trade in local market and regulatory impact Review of credit files as per policy Co-ordinate with FCU for setting up specific triggers Ensure approval tracker is given to Business Basis product to do CFA and ABB. Relook at cases which have been rejected...

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1.0 - 6.0 years

1 - 6 Lacs

Hyderabad

Hybrid

We are currently hiring for Credit Specialist (International Voice Process) for a global Bank India, Location Hyderabad. Experience: Underwriting, Pre-underwriting, Post Closing, Customer Service, Voice process, Calling, International Voice process. Role: Credit Specialist (International Voice Process) Job type: Permanent Role Context The role is to foster and encourage a sound common underwriting culture and to avoid undue risk concentrations, with the aim of ensuring a sustainable high quality lending portfolio. In carrying out these duties, the jobholder must be fully aware of the need to meet customer requirements and the overall effect of the marketplace on the credit process. At all ti...

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1.0 - 2.0 years

3 - 4 Lacs

Bengaluru

Work from Office

Data Science, Data Mining, Data co-ordination with marketing team, BI team Driving FA data campaigns Sales query resolution on regular basis Meeting exceeding business goals/targets in different products ie. Loans Insurance bundled/Non Bundled through Lead fulfillment Field Activity on existing Data Base Manage, control own all channels businesses. Recruit, retain, manage build a productive team of Off Roll employees Maintain delinquency on the portfolio, in line with the Product Segment. Take Care of customer Escalations and Complaint Monitor measure key conversion, productivity data penetration metrics Effectively engage with Credit, Operations Risk teams. Required Qualifications and Exper...

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5.0 - 12.0 years

10 - 11 Lacs

Gurugram

Work from Office

Join us as a Customer Service & Operations Credit Delivery Team Manager This role will see you delivering positive customer and business outcomes, providing subject matter expertise in a variety of capacities You ll analyse, assess, and deliver projects and change initiatives or regulatory changes affecting systems, processes, customer experiences, and propositions You ll enjoy considerable stakeholder interaction, managing complex relationships internally and externally, and ensuring delivery is in line with the operational requirements and aligned to customer and business needs Were offering this role at associate level What youll do We ll look to you to provide expertise in regulatory, sy...

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4.0 - 9.0 years

3 - 7 Lacs

Hyderabad

Work from Office

Location : Hyderabad Shift : US night shift Notice period : Immediate to 1 Month Skills : Experience in Commercial lending & loan syndication Role : SME : 4+ years , Ctc upto 7.5 Lpa Knowledge of commercial loan documentation. Ability to review commercial loan documents such as loan/credit agreement, syndicated agreement, intent notices, notes, guaranties, letter of credit, financial documents and security documents for accuracy and agreement with approved terms Knowledge of commercial credit products Knowledge of credit and commercial loan systems. Good verbal, written and organizational skills Detail oriented with ability to multitask and prioritize and work in a team-based environment Qua...

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4.0 - 5.0 years

6 - 7 Lacs

Chandigarh

Work from Office

End-to-End Credit & Operations Oversight with thorough knowledge of credit policy and process. Supervise and manage the login of loan applications, ensuring all documents are in place as per policy guidelines including KYC. Ensuring gating rejections in line with credit policy and close monitoring on login quality. Ensuring timely initiation of internal reports and checks as mandated by credit policy. Oversee the CAM (Credit Appraisal Memo) preparation ensuring completeness and accuracy before submission to credit approvers, ensuring that key ratios are in lines with credit policy. Conduct final review of loan files before disbursement, ensuring all documents are in place and compliant with ...

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2.0 - 3.0 years

5 - 9 Lacs

Hyderabad

Work from Office

Meeting & exceeding business goals/targets in different products ie. Loans & Insurance bundled/Non-Bundled through Lead fulfilment & Field Activity on existing Data Base Manage, control & own all channels businesses. Recruit, retain, manage & build a productive team of Off Roll employees Maintain delinquency on the portfolio, in line with the Product Segment. Take Care of customer Escalations and Complaint Monitor & measure key conversion, productivity & data penetration metrics Learning and Understanding of CRM & lending system - Salesforce.com & Finnone is must. Effectively engage with Credit, Operations & Risk teams. Hygiene Management - This form the crucial part of car refinance busines...

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2.0 - 7.0 years

2 - 4 Lacs

Chennai

Work from Office

Role & responsibilities Handling Credit operation from Login to Disbursement Credit Decision Making and forwarding Proposals for Business . Handling Credit and Operational issues Monitoring vendors Like Field Investigating agencies, Valuation & Legal agencies for Mortgage loans and maintaining TAT. Taking care of audit queries and maintaining good audit score. Taking care of collection of Front-end cases and maintaining branch portfolio Preparing MIS, Collection reports on daily basis and Weekly review reports Assisting customers with queries, requests & complaints. Preferred candidate profile Graduate 3 - 4 yrs experience. Good communication and pleasing personality. High level of Self Driv...

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1.0 - 6.0 years

1 - 3 Lacs

Saharanpur, Roorkee, Behat

Work from Office

Hiring for the role of Credit Manager Product: Personal Loan Evaluate credit operational market and other branch-level risks Address risks in processes, systems, and staffing; develop contingency plans Interested can call or send resume 9592809025

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2.0 - 7.0 years

1 - 5 Lacs

Pudukkottai, Tiruchirapalli

Work from Office

We are looking for a highly skilled and experienced Branch Credit Manager to join our team at Equitas Small Finance Bank Ltd. The ideal candidate will have 2-7 years of experience in the BFSI industry. Roles and Responsibility Manage credit operations, including loan processing and disbursement. Develop and implement effective credit policies and procedures. Conduct thorough credit assessments and risk analyses. Build strong relationships with customers and stakeholders. Monitor and report on credit performance metrics. Collaborate with cross-functional teams to achieve business objectives. Job Requirements Strong knowledge of credit underwriting, lending, and financial analysis. Excellent c...

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