Credit Manager - Working Capital

Job Description

Role & responsibilities: Financial Excellent in accessing documentation & financials of Agri Banking proposals. Close monitoring log in files from day beginning Own portfolio analysis, escalate to higher authority & also responsible for taking precaution step if there is any critical observation in portfolio behavior Maintain TAT as per the norms Recommending proposal to higher authority with merits, demerits & risk involvement after personal visit, getting case sanctioned and disbursed within prescribed turn-around time Preparation of CAM Maintaining Delinquency level at minimal level. Non-Financial Excellent Financial Analytical Skills (financials & Ratios) Evolve underwriting norms customized to the local market needs and update the U/W bulletins Communicate with operation to resolve disbursal issue. Work closely with the S & D team & support on offering innovative product offerings Knowledge of legal and technical Vendor Management, Collaboration among various department Travelling for PD's as per requirement. Compliance & Risk Responsibilities Industry analyses, Knowledge of applicable laws-income Tax, Company Act etc. Review and monitoring of Early warning accounts Support in Internal and external Audit PDD Management Audit query Resolution ESCROW Receivables management (Only for CF) NOC Management, Subsequent Disbursement, Project Monitoring (Only for CF) Maintaining confidentiality of information gathered from clients. Maintains confidentiality of company's information - not to share with anybody out of office in any form (Verbal, written, mail or any other form)