3 Credit Associate Jobs

Position Summary: Redaptive is looking at the hiring of a Credit Associate to assess and evaluate the credit risk associated with our customers and counterparties. This role involves conducting thorough analysis of creditworthiness, preparing financial spreads, evaluating financial data, identifying potential risks that may impact our business operations, monitoring existing clients, and assigning risk ratings. This position collaborates with various teams within the organization, including Finance, Sales, IT (Salesforce), and other departments to ensure sound credit decisions align with our companys objectives and risk tolerance. Your insights and recommendations will play a crucial role in shaping our credit policies and procedures, ultimately contributing to the overall success and growth of our organization. Responsibilities and Duties: Evaluate and Assign Credit Ratings: Evaluate the creditworthiness of new and existing clients and counterparties by analyzing financial statements, preparing risk rating scorecards, and recommend credit ratings and exposure limits. Earnings Snapshots and Credit Reports: Prepare concise earnings summaries and detailed credit reports by analyzing financial statements, highlighting key performance metrics, and assessing creditworthiness to support underwriting decisions. Portfolio Monitoring: Monitor and update credit portfolio tracker, develop industry specific scorecard template, conduct comprehensive review of assigned credit ratings, and manage credit owned data points in Salesforce. Support Senior Analysts: Assist senior analysts in gathering data and relevant information for credit assessments. Collaborate closely with team members to ensure the accuracy and completeness of information. Ad-Hoc Projects: Participate in ad-hoc tasks such as update daily benchmark rate files, conduct benchmark analysis, and process enhancement, and other credit-related tasks. Time Spent Performing Duty Evaluate and Assign Credit Ratings: 40% Earnings Snapshots and Credit Reports: 30% Portfolio Monitoring: 15% Support Senior Analysts and Ad-Hoc Projects: 15% Required Abilities and Skills: Strong understanding of financial statements and key financial ratios. Ability to understand and articulate credit fundamentals. Ability to identify potential risk issues that need escalation. Good communication skills including the ability to build relationships. Strong attention to detail, result-oriented, curious, and proactive with an ambition to grow. Education and Experience: A master s degree in finance. 0-2 years of experience in credit risk management. Proficient with MS Office (Word and Excel) and Bloomberg. Prior internship or coursework in finance, risk management, or related fields is a plus. Travel: This role does not involve any international travel. The Perks! Equity plan participation Medical and Personal Accident Insurance Support on Hybrid working Equipment and Relocation Flexible Time Off Continuous Learning Annual bonus, subject to company and individual performance The company is an Equal Opportunity Employer, drug free workplace, and complies with Labor Laws as applicable. All duties and responsibilities are essential functions and requirements and are subject to possible modification to reasonably accommodate individuals with disabilities. The requirements listed in this document are the minimum levels of knowledge, skills, or abilities. Redaptive is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees.

Before you apply to a job, select your language preference from the options available at the top right of this page. Job Description: This position handles complex credit issues. He/she gets cross trained on every phase of the quality department. This position provides coverage for employees that are out of the office. He/she works closely with supervisor on special accounts. Job Description- This position involves communicating with customers via emails and calls for collection of unpaid invoices. He/She should have very good communication skills and should have the ability to understand the concern/dispute raised by customer thereby bringing resolution and negotiating to arrange payments. He/She will be responsible for daily/weekly/monthly tasks to be performed within the agreed deadlines. He/She should have the multitasking ability and decision making skills to take important decisions related to the accounts handled by them. Any prior experience related to customer handling/AR will be an added advantage Employee Skill Requirement: Excellent written and verbal communication skills. Excellent interpersonal skills. Analytical and problem solving skills. Must be customer focused. Good typing speed. Eye for detail and must meet stiff deadlines. Educational Qualification- B. Com/M. com/MBA

Before you apply to a job, select your language preference from the options available at the top right of this page. Job Description: This position handles complex credit issues. He/she gets cross trained on every phase of the quality department. This position provides coverage for employees that are out of the office. He/she works closely with supervisor on special accounts. This position involves communicating with customers via emails and calls for collection of unpaid invoices. He/She should have very good communication skills and should have the ability to understand the concern/dispute raised by customer thereby bringing resolution and negotiating to arrange payments. He/She will be responsible for daily/weekly/monthly tasks to be performed within the agreed deadlines. He/She should have the multitasking ability and decision-making skills to take important decisions related to the accounts handled by them. He/She should have prior experience related to customer handling/AR Hands on experience on MS Excel is a must Employee Skill Requirement: Excellent written and verbal communication skills. Excellent interpersonal skills. Analytical and problem solving skills. Must be customer focused. Good typing speed. Eye for detail and must meet stiff deadlines. Good MS Excel Knowledge Educational Qualification - B. Com/M. com/MBA