Credit Analytics - (Senior Associate)

As a financial analyst at our company, you will be responsible for developing detailed financial models and drafting credit reports. Your role may involve working independently or leading a team of 2-4 analysts, depending on your experience and alignment with the team's needs. Key Responsibilities: - Developing detailed financial models including transaction details, financial statement analysis, projections, ratio analysis, and credit metrics - Conducting in-depth analysis of loan opportunities across various sectors and geographies - Performing sensitivity analysis on projections for stress testing loan serviceability - Identifying deal-specific covenants as early warning signals while monitoring loans - Drafting concise and easy-to-read credit reports with key takeaways for review by credit and risk teams - Conducting detailed industry and market studies to understand borrowers" operating environments - Interacting with clients to address data gaps, inconsistencies, and analytical frameworks Desired Skills: - Ability to draft credit reports - Strong financial analysis skills with a thorough understanding of accounting and financial concepts - Excellent communication skills for interactions with Debt Directors, clients, and stakeholders in the UK and/or US - Personal attributes such as proactive nature, flexibility, creativity, result-driven mindset, responsibility, curiosity, teamwork, and fast learning ability - Minimum of 6 years of relevant experience - Hands-on attitude with the capability to understand the big picture - Ability to thrive in a fast-paced environment that embraces change and speed - MBA/PGDM/CA/CFA from a reputed institute Please note that we may utilize artificial intelligence tools to support certain parts of the hiring process, but final decisions are made by humans. If you have any questions regarding data processing, feel free to reach out to us.,