16 Credit Analytics Jobs

Conducting CIBIL and other checks and internal dedupe as per process. Analyzing proposals received from business/sales team and raising and resolving queries as appropriate.Responsible for diligent credit underwriting of proposals of NBFCs / FIGs

Role & responsibilities Role Accountability 1. Perform deep dive analysis on the credit card portfolio utilizing large amounts of data. 2. Help improve the performance of credit card portfolio both in terms of underwriting and portfolio management/collections by providing actionable insights. 3. Liase with external parties like credit bureaus to explore new attributes that can help improve credit quality. 4. Develop and manage the credit cost forecasting model for MOU. 5. Develop and maintain a process for loss/credit cost forecasting for new products. 6. Provide Risk related insights on the existing products/channels etc. 7. Liase with internal stakeholders to understand and influence credi...

The Credit Portfolio Analyst II role at our organization is a crucial position that involves overseeing credit reviews, credit approval, and monitoring the portfolio to identify credit migration in collaboration with the Risk Management team. As an intermediate-level professional, you will play a key role in managing Citi's portfolio exposure to clients and counterparties on a global scale. Your responsibilities will include conducting risk assessments and client credit analyses, reviewing financial results and peer analyses, and preparing financial projections. You will also be responsible for preparing green-light and transaction approval memos, conducting due diligence, building cash flow...

The Credit Strategy team at Navi is responsible for developing and optimizing underwriting strategies across key lending products. The team focuses on key underwriting metrics, asset quality indicators, and portfolio monitoring to ensure that credit decisions align with business objectives and risk tolerance. Continually enhancing underwriting quality and portfolio health is a priority to support sustainable growth. As a Model Strategist on the Credit Strategy team at Navi, we are seeking a highly curious and structured thinker. This role is designed for individuals who deeply understand models and aim to influence their usage and purpose rather than solely focusing on building them. In this...

You will be responsible for formulating, reviewing, and implementing the credit policy for the Personal Loan business in compliance with regulatory and business requirements. This includes overseeing portfolio monitoring and ensuring policy governance on credit decision systems. Your key responsibilities will include formulating and implementing policies, procedures, and guidelines for credit appraisal, credit risk models, and frameworks. You will collaborate with cross-functional teams to drive the credit policy agenda and ensure the correct implementation of credit policy guidelines in origination systems and decisioning platforms. You will manage the Rule engine for credit decisions and a...

You will be joining as a Senior Credit Analytics professional in the Data Science team at our company. Your primary responsibility will be to drive the ongoing advancement and refinement of the credit decisioning & pricing model at Biz2Credit. This involves optimizing risk and return while significantly reducing decision cycle times. A key requirement for this role is a strong proficiency in Python and prior experience in Credit analytics. You should hold a degree in BE/B. Tech / MCA/ M. Tech with a consistent academic record of 60% and above. Your work location will be in Noida with an expected experience range of 3-6 years. As part of your job role, you will continuously assess alternative...

Objective We are seeking a highly driven data science and analytics professional with 6-9 years of experience in leading AI/ML, credit strategy, product automation, and analytics delivery across financial services. Demonstrated expertise in building end-to-end customer-level scoring frameworks, driving business transformation through data, onboarding alternative data providers and delivering high-visibility projects Roles & Responsibilities: Develop machine learning and rule-based credit scorecards for secured and unsecured loans. Strong command over PySpark, Python, and SQL for large-scale data processing, data engineering and analytics. Built segmentation, eligibility models, and monitorin...

The Credit Portfolio Analyst II position at our organization involves conducting credit reviews, credit approval, and monitoring the portfolio to identify credit migration in coordination with the Risk Management team. Your primary objective will be to manage Citi's portfolio exposure to clients and counterparties globally. Responsibilities: - Conduct risk assessments and client credit analyses, review financial results and peer analyses, and prepare financial projections. - Prepare green-light and transaction approval memos, conduct due diligence, build cash flow models, and conduct sensitivity analyses. - Escalate credit concerns/updates to senior risk and business managers, propose risk m...

You will help solve analytical problems across the organization and propose product and credit policy changes to improve company profitability. Specifically, you will monitor the portfolio, create a user valuations model, and propose new product and pricing strategies. Responsibilities Build and maintain a user level valuations model to inform future product and marketing decisions and analyze drivers of profitabilityMonitor and update credit policy to optimize for company risk, profitability, and growth targetsPropose data driven product changes to improve customer experience and company profitability. Partner with product and engineering teams to implement your solution into productionMoni...

Job DescriptionYou will help solve analytical problems across the organization and propose product and credit policy changes to improve company profitability. Specifically, you will monitor the portfolio, create a user valuations model, and propose new product and pricing strategies. Responsibilities Build and maintain a user level valuations model to inform future product and marketing decisions and analyze drivers of profitabilityMonitor and update credit policy to optimize for company risk, profitability, and growth targetsPropose data driven product changes to improve customer experience and company profitability. Partner with product and engineering teams to implement your solution into...

You will help solve analytical problems across the organization and propose product and credit policy changes to improve company profitability. Specifically, you will monitor the portfolio, create a user valuations model, and propose new product and pricing strategies. Responsibilities Build and maintain a user level valuations model to inform future product and marketing decisions and analyze drivers of profitability Monitor and update credit policy to optimize for company risk, profitability, and growth targets Propose data driven product changes to improve customer experience and company profitability. Partner with product and engineering teams to implement your solution into productionMo...

You will help solve analytical problems across the organization and propose product and credit policy changes to improve company profitability. Specifically, you will monitor the portfolio, create a user valuations model, and propose new product and pricing strategies. Responsibilities Build and maintain a user level valuations model to inform future product and marketing decisions and analyze drivers of profitability Monitor and update credit policy to optimize for company risk, profitability, and growth targets Propose data driven product changes to improve customer experience and company profitability. Partner with product and engineering teams to implement your solution into productionMo...

You will help solve analytical problems across the organization and propose product and credit policy changes to improve company profitability. Specifically, you will monitor the portfolio, create a user valuations model, and propose new product and pricing strategies.ResponsibilitiesBuild and maintain a user level valuations model to inform future product and marketing decisions and analyze drivers of profitabilityMonitor and update credit policy to optimize for company risk, profitability, and growth targetsPropose data driven product changes to improve customer experience and company profitability. Partner with product and engineering teams to implement your solution into productionMonito...

You will help solve analytical problems across the organization and propose product and credit policy changes to improve company profitability. Specifically, you will monitor the portfolio, create a user valuations model, and propose new product and pricing strategies. Responsibilities: Build and maintain a user level valuations model to inform future product and marketing decisions and analyze drivers of profitability Monitor and update credit policy to optimize for company risk, profitability, and growth targets Propose data driven product changes to improve customer experience and company profitability. Partner with product and engineering teams to implement your solution into production....

You will help solve analytical problems across the organization and propose product and credit policy changes to improve company profitability. Specifically, you will monitor the portfolio, create a user valuations model, and propose new product and pricing strategies. Responsibilities Build and maintain a user level valuations model to inform future product and marketing decisions and analyze drivers of profitability Monitor and update credit policy to optimize for company risk, profitability, and growth targetsPropose data driven product changes to improve customer experience and company profitability. Partner with product and engineering teams to implement your solution into production Mo...

We are looking for a person to join the Advanced Data Analytics team with AFE Single Security.Advanced Data Analytics is a team of Quantitative Data and Product Specialists, focused on delivering Single Security Data Content, Governance and Product Solutions and Research Platform.The teamleveragesdata, cloud, and emerging technologies in buildinganinnovativedata platform, with the focus on business and research use cases in theSingleSecurity space.The team uses variousstatistical/mathematicalmethodologies to derive insights and generate content to help develop predictive models, clustering, and classification solutions and enable Governance.The team works on Mortgage, Structured & Credit Pro...