25 Credit Analytics Jobs

As a Senior Relationship Manager at the company, your role involves assisting clients in raising funds in the capital markets and providing strategic advisory services for mergers, acquisitions, and other financial transactions. You will work closely with the Institutional Banking team to act as a strategic advisor, formulating investment strategies, and raising capital for clients. **Responsibilities:** - Expand a portfolio of accounts with varying/complex financial needs to achieve revenue growth and maintain good credit quality in alignment with Citis credit standards. - Identify customer needs and recommend solutions such as financing, streamlining cash management operations, and providi...

As a Senior Relationship Manager at our company, your role involves assisting clients in raising funds in the capital markets and providing strategic advisory services for mergers, acquisitions, and other financial transactions. You will work closely with the Institutional Banking team to act as a strategic advisor to clients by formulating investment strategies and raising capital. **Responsibilities:** - Expand a portfolio of accounts with varying/complex financial needs to achieve revenue growth and maintain good credit quality - Identify customer needs and recommend solutions such as financing, cash management streamlining, and foreign currency solutions - Cross-sell banking products inc...

Minimum Years of Experience: 10+ Years Key Responsibilities & Required Qualifications PhD in Computer Science, Statistics, Applied Mathematics, Data Science, AI, or a related field. Proven experience applying ML, deep learning, and statistical techniques to real-world problems. Strong programming skills in Python , R , or similar languages, with expertise in TensorFlow , PyTorch , Scikit-learn , etc. Proficiency in SQL and experience with large-scale data platforms (Hadoop, Spark, etc.). Strong background in mathematics, probability, linear algebra, and optimization. Experience in research publication or open-source contribution (preferred). Excellent communication skills to explain technica...

Key Responsibilities Formulate and implement credit policies, procedures, and guidelines for the Consumer Durable Loan segment. Collaborate with cross-functional teams to ensure effective implementation of credit policies in origination systems and decisioning platforms. Monitor market trends and industry practices to benchmark internal policies and stay aligned with best practices. Establish credit analytics frameworks to identify early warning signals, segment-level risk factors, and process insights. Ensure data integrity in line with ISO standards and organizational credit policy requirements. Conduct portfolio analysis , track performance, monitor triggers, and support delinquency contr...

In this role as an intermediate-level Credit Portfolio Analyst II at the company, your primary responsibility will be conducting credit reviews, credit approval, and monitoring the portfolio to identify credit migration. Your key objective will revolve around managing Citi's portfolio exposure to clients and counterparties on a global scale. Some of the key responsibilities you will undertake in this position include: - Conducting risk assessments and client credit analyses - Reviewing financial results, peer analyses, and preparing financial projections - Preparing green-light and transaction approval memos - Conducting due diligence, building cash flow models, and performing sensitivity an...

Key Responsibilities Origination Interact with the client, gather deal requirements, financial statements and other inputs for performing quality analysis and due diligence. Work with RM/product partners in structuring credit solutions for the clients and ensuring the appropriateness of the products. Work with the RM, in a) obtaining all pre clearances b) preparing & presenting workshopping note and c) expediting approvals. Responsible for end-to-end BCA process using tools like CreditLens, RMWB, Raptor, Scorecard, etc and perform in-depth analysis of various risks, make quality presentations and ensure fast credit approval. Ensure compliance of all internal and regulatory credit/other portf...

Our client is a global banking firm which provides industry-focused services for clients across geographies. We are currently looking for a skilled professional to join their Economic Capital Modelling team in Bengaluru. Some of the key responsibilities will include: Support global and regional Economic Capital production processes, running and maintaining monthly simulations using tools such as Moodys Risk Frontier. Assist in standardizing Economic Capital modelling parameters across regions, including PD / LGD correlations and systematic risk quantification. Enhance model production processes through automation, peer code reviews, and best coding practices using R, Python, and Git / Bitbuc...

As a Credit Portfolio Analyst II at the company, your role involves conducting credit reviews, credit approval, and monitoring the portfolio to identify credit migration. Your responsibility is to manage Citi's portfolio exposure to clients and counterparties globally. Key Responsibilities: - Conduct risk assessments and client credit analyses - Review financial results and peer analyses and prepare financial projections - Prepare green-light and transaction approval memos - Conduct due diligence, build cash flow models, and conduct sensitivity analyses - Escalate credit concerns/updates to senior risk and business managers - Propose risk mitigation actions - Assist with portfolio review pre...

• Evaluate creditworthiness of clients by assessing financial statements, credit data & repayment capacity. • Perform detailed financial analysis, ratio analysis, and risk assessment. Required Candidate profile • Monitor ongoing credit exposure and portfolio performance. • Liaise with clients, bankers, and stakeholders to collect relevant data and resolve queries.

Conducting CIBIL and other checks and internal dedupe as per process. Analyzing proposals received from business/sales team and raising and resolving queries as appropriate.Responsible for diligent credit underwriting of proposals of NBFCs / FIGs

Role & responsibilities Role Accountability 1. Perform deep dive analysis on the credit card portfolio utilizing large amounts of data. 2. Help improve the performance of credit card portfolio both in terms of underwriting and portfolio management/collections by providing actionable insights. 3. Liase with external parties like credit bureaus to explore new attributes that can help improve credit quality. 4. Develop and manage the credit cost forecasting model for MOU. 5. Develop and maintain a process for loss/credit cost forecasting for new products. 6. Provide Risk related insights on the existing products/channels etc. 7. Liase with internal stakeholders to understand and influence credi...

The Credit Portfolio Analyst II role at our organization is a crucial position that involves overseeing credit reviews, credit approval, and monitoring the portfolio to identify credit migration in collaboration with the Risk Management team. As an intermediate-level professional, you will play a key role in managing Citi's portfolio exposure to clients and counterparties on a global scale. Your responsibilities will include conducting risk assessments and client credit analyses, reviewing financial results and peer analyses, and preparing financial projections. You will also be responsible for preparing green-light and transaction approval memos, conducting due diligence, building cash flow...

The Credit Strategy team at Navi is responsible for developing and optimizing underwriting strategies across key lending products. The team focuses on key underwriting metrics, asset quality indicators, and portfolio monitoring to ensure that credit decisions align with business objectives and risk tolerance. Continually enhancing underwriting quality and portfolio health is a priority to support sustainable growth. As a Model Strategist on the Credit Strategy team at Navi, we are seeking a highly curious and structured thinker. This role is designed for individuals who deeply understand models and aim to influence their usage and purpose rather than solely focusing on building them. In this...

You will be responsible for formulating, reviewing, and implementing the credit policy for the Personal Loan business in compliance with regulatory and business requirements. This includes overseeing portfolio monitoring and ensuring policy governance on credit decision systems. Your key responsibilities will include formulating and implementing policies, procedures, and guidelines for credit appraisal, credit risk models, and frameworks. You will collaborate with cross-functional teams to drive the credit policy agenda and ensure the correct implementation of credit policy guidelines in origination systems and decisioning platforms. You will manage the Rule engine for credit decisions and a...

You will be joining as a Senior Credit Analytics professional in the Data Science team at our company. Your primary responsibility will be to drive the ongoing advancement and refinement of the credit decisioning & pricing model at Biz2Credit. This involves optimizing risk and return while significantly reducing decision cycle times. A key requirement for this role is a strong proficiency in Python and prior experience in Credit analytics. You should hold a degree in BE/B. Tech / MCA/ M. Tech with a consistent academic record of 60% and above. Your work location will be in Noida with an expected experience range of 3-6 years. As part of your job role, you will continuously assess alternative...

Objective We are seeking a highly driven data science and analytics professional with 6-9 years of experience in leading AI/ML, credit strategy, product automation, and analytics delivery across financial services. Demonstrated expertise in building end-to-end customer-level scoring frameworks, driving business transformation through data, onboarding alternative data providers and delivering high-visibility projects Roles & Responsibilities: Develop machine learning and rule-based credit scorecards for secured and unsecured loans. Strong command over PySpark, Python, and SQL for large-scale data processing, data engineering and analytics. Built segmentation, eligibility models, and monitorin...

The Credit Portfolio Analyst II position at our organization involves conducting credit reviews, credit approval, and monitoring the portfolio to identify credit migration in coordination with the Risk Management team. Your primary objective will be to manage Citi's portfolio exposure to clients and counterparties globally. Responsibilities: - Conduct risk assessments and client credit analyses, review financial results and peer analyses, and prepare financial projections. - Prepare green-light and transaction approval memos, conduct due diligence, build cash flow models, and conduct sensitivity analyses. - Escalate credit concerns/updates to senior risk and business managers, propose risk m...

You will help solve analytical problems across the organization and propose product and credit policy changes to improve company profitability. Specifically, you will monitor the portfolio, create a user valuations model, and propose new product and pricing strategies. Responsibilities Build and maintain a user level valuations model to inform future product and marketing decisions and analyze drivers of profitabilityMonitor and update credit policy to optimize for company risk, profitability, and growth targetsPropose data driven product changes to improve customer experience and company profitability. Partner with product and engineering teams to implement your solution into productionMoni...

Job DescriptionYou will help solve analytical problems across the organization and propose product and credit policy changes to improve company profitability. Specifically, you will monitor the portfolio, create a user valuations model, and propose new product and pricing strategies. Responsibilities Build and maintain a user level valuations model to inform future product and marketing decisions and analyze drivers of profitabilityMonitor and update credit policy to optimize for company risk, profitability, and growth targetsPropose data driven product changes to improve customer experience and company profitability. Partner with product and engineering teams to implement your solution into...

You will help solve analytical problems across the organization and propose product and credit policy changes to improve company profitability. Specifically, you will monitor the portfolio, create a user valuations model, and propose new product and pricing strategies. Responsibilities Build and maintain a user level valuations model to inform future product and marketing decisions and analyze drivers of profitability Monitor and update credit policy to optimize for company risk, profitability, and growth targets Propose data driven product changes to improve customer experience and company profitability. Partner with product and engineering teams to implement your solution into productionMo...

You will help solve analytical problems across the organization and propose product and credit policy changes to improve company profitability. Specifically, you will monitor the portfolio, create a user valuations model, and propose new product and pricing strategies. Responsibilities Build and maintain a user level valuations model to inform future product and marketing decisions and analyze drivers of profitability Monitor and update credit policy to optimize for company risk, profitability, and growth targets Propose data driven product changes to improve customer experience and company profitability. Partner with product and engineering teams to implement your solution into productionMo...

You will help solve analytical problems across the organization and propose product and credit policy changes to improve company profitability. Specifically, you will monitor the portfolio, create a user valuations model, and propose new product and pricing strategies.ResponsibilitiesBuild and maintain a user level valuations model to inform future product and marketing decisions and analyze drivers of profitabilityMonitor and update credit policy to optimize for company risk, profitability, and growth targetsPropose data driven product changes to improve customer experience and company profitability. Partner with product and engineering teams to implement your solution into productionMonito...

You will help solve analytical problems across the organization and propose product and credit policy changes to improve company profitability. Specifically, you will monitor the portfolio, create a user valuations model, and propose new product and pricing strategies. Responsibilities: Build and maintain a user level valuations model to inform future product and marketing decisions and analyze drivers of profitability Monitor and update credit policy to optimize for company risk, profitability, and growth targets Propose data driven product changes to improve customer experience and company profitability. Partner with product and engineering teams to implement your solution into production....

You will help solve analytical problems across the organization and propose product and credit policy changes to improve company profitability. Specifically, you will monitor the portfolio, create a user valuations model, and propose new product and pricing strategies. Responsibilities Build and maintain a user level valuations model to inform future product and marketing decisions and analyze drivers of profitability Monitor and update credit policy to optimize for company risk, profitability, and growth targetsPropose data driven product changes to improve customer experience and company profitability. Partner with product and engineering teams to implement your solution into production Mo...

We are looking for a person to join the Advanced Data Analytics team with AFE Single Security.Advanced Data Analytics is a team of Quantitative Data and Product Specialists, focused on delivering Single Security Data Content, Governance and Product Solutions and Research Platform.The teamleveragesdata, cloud, and emerging technologies in buildinganinnovativedata platform, with the focus on business and research use cases in theSingleSecurity space.The team uses variousstatistical/mathematicalmethodologies to derive insights and generate content to help develop predictive models, clustering, and classification solutions and enable Governance.The team works on Mortgage, Structured & Credit Pro...