106 Constructive Debate Jobs - Page 4

Individuals in Cross Disciplinary Controls are responsible for multiple activities within the Controls capabilities such as assessment & design, MCA, QA, Monitoring & Testing, Issue Management and/or Governance Reporting & Analysis for effective end to end oversight, design, implementation, and execution of controls. Individuals in this role may cover a broad range of in-business/function risk and control responsibilities rather than focusing on one specific role. Responsibilities: Support the assessment the effectiveness of existing controls, identifying areas for improvement, and implementing necessary changes. Help drive and manage controls enhancements focused on increasing efficiency and reducing risk. Assist in the execution of Enterprise Risk Management Framework and adherence with Risk Management and Compliance Policies. Help support the oversight the MCA program, including the annual/semi-annual/quarterly/monthly attestation, quality oversight, and related reporting. Assist in the execution of the MCA in accordance with the ORM Policy & Framework, as well as applicable Policies, Standards, and Procedures. Help assess activities and processes as per required Policies, Standards and Procedures to strengthen risk management quality. Collaborate with key stakeholders to develop comprehensive corrective action plans to address identified control gaps or failures. Participate in issue quality reviews ensuring compliance with Issue Management Policy, Standards and Procedures. Support development of standardized risk and controls reporting to ensure sound, reliable, and consistent information exists across the organization, enabling better management and decision-making in line with the expectations of senior management, Board, and Regulators. Participate in the oversight of the operations of Citi's governance committees, including coordinating meetings, managing agendas, and ensuring follow-up on action items. Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency, as well as effectively supervise the activity of teams and create accountability with those who fail to maintain these standards. Qualifications: Minimum of 6-10 years of experience in operational risk management, compliance, audit, or other control-related functions in the financial services industry. Ability to identify, measure, and manage key risks and controls. Strong knowledge in the development and execution for controls. Proven experience in control related functions in the financial industry. Proven experience in implementing sustainable solutions and improving processes. Understanding of compliance laws, rules, regulations, and best practices. Understanding of Citi's Policies, Standards, and Procedures. Strong analytical skills to evaluate complex risk and control activities and processes. Strong verbal and written communication skills, with a demonstrated ability to engage at the senior management level. Strong problem-solving and decision-making skills. Ability to manage multiple tasks and priorities. Proficiency in Microsoft Office suite, particularly Excel, PowerPoint, and Word. Education: Bachelor's/University degree, Master's degree preferred. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi. View Citi's EEO Policy Statement and the Know Your Rights poster.,

The Credit Risk Officer role involves providing full leadership and supervision, overseeing the QC audit process, partnering with business teams, and applying deep disciplinary knowledge to offer value-added perspectives. You will be responsible for developing processes, procedures, and plans within the overall function, ensuring quality, timeliness, and accuracy in audits. Strong communication skills and diplomacy are essential, along with the ability to collaborate effectively with multiple business functions to monitor quality and keep results within the risk appetite. Your responsibilities will include overseeing the audit function, managing Risk and Controls, integrating credit underwriting expertise with industry standards, providing feedback on complex audit reviews, hosting meetings with senior management, analyzing data, conducting root cause analysis, generating reports, interacting with regulators and internal audit, and ensuring compliance with applicable laws and regulations. The ideal candidate for this position should have a minimum of 10 years of consumer Mortgage underwriting experience, extensive knowledge of the mortgage industry including credit worthiness, regulatory requirements, and FHA/VA guidelines. Proficiency in creating Power Point Presentations, Excel Spreadsheets, and Word Documents is required, along with strong ethics, excellent communication skills, and the ability to work effectively across all levels in Risk Management and other business teams. You must possess excellent presentation skills, the ability to work with key decision-makers, adapt to different audiences, handle multiple projects in a changing environment, and demonstrate strong organizational skills with attention to detail. A Bachelor's/University degree or equivalent professional experience is necessary. As a Credit Risk Officer, you will be part of the Risk Management job family group, specifically in the Credit Decisions job family, working full-time. The most relevant skills for this role include Analytical Thinking, Constructive Debate, Escalation Management, Financial Analysis, Policy and Procedure, Product Knowledge, Risk Controls and Monitors, and Risk Identification and Assessment. Other relevant skills include Credible Challenge, Data Analysis, Laws and Regulations, Management Reporting, Referral and Escalation, and Risk Remediation. If you require a reasonable accommodation due to a disability to use our search tools or apply for a career opportunity, please review Accessibility at Citi. You can also refer to Citis EEO Policy Statement and the Know Your Rights poster for more information.,

The Model/Anlys/Valid Intmd Analyst is a developing professional role that deals with most problems independently and has some latitude to solve complex problems. You will integrate in-depth specialty area knowledge with a solid understanding of industry standards and practices. It is important to have a good understanding of how the team and area integrate with others in accomplishing the objectives of the subfunction/job family. Your role will involve applying analytical thinking and knowledge of data analysis tools and methodologies. Attention to detail is required when making judgments and recommendations based on the analysis of factual information. You will typically deal with variable issues with potentially broader business impact and apply professional judgment when interpreting data and results. Breaking down information in a systematic and communicable manner is essential. Developed communication and diplomacy skills are required to exchange potentially complex/sensitive information effectively. Your responsibilities will include developing, enhancing, and validating the methods of measuring and analyzing risk for all risk types including market, credit, and operational risks. You may also develop, validate, and strategize uses of scoring models and related policies. Supporting the design, development, delivery, and maintenance of best-in-class Risk programs, policies, and practices for Risk Management is a key aspect of the role. You will review institutional or retail analytics and Models to ensure compliance with various regulatory and legal requirements, identify potential risks, and escalate for further review. Additionally, you will handle preliminary investigations, assist with reconciliation procedures, and prepare routine correspondence. Creating and maintaining reports for control, tracking, and analysis purposes, as well as ensuring appropriate and secure retention of documents will be part of your duties. Working with more senior staff in investigating and responding to customer and operational complaints is essential, along with interacting and collaborating with other areas within Risk Management when necessary. Appropriately assessing risk when making business decisions is crucial, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients, and assets. This involves driving compliance with applicable laws, rules, and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct, and business practices, and escalating, managing, and reporting control issues with transparency. Qualifications: - 5+ years of experience - Proficient in Microsoft Office with an emphasis on MS Excel - Consistently demonstrates clear and concise written and verbal communication skills - Self-motivated and detail-oriented - Demonstrated project management and organizational skills with the capability to handle multiple projects simultaneously Education: - Bachelors/University degree or equivalent experience If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity, please review Accessibility at Citi. View Citi's EEO Policy Statement and the Know Your Rights poster.,

The Financial Planning and Analysis AVP position at Citi is an intermediate level role where you will be responsible for analyzing and providing insights into Citis financial results in collaboration with the broader Finance team. Your main goal will be to utilize your expertise to generate and analyze reports, as well as contribute to the enhancement of processes and workflows. Your responsibilities will include addressing strategic issues on an ad hoc basis in addition to regular planning and analysis processes. You will also contribute to various reports such as Quarterly Competitor Reviews, Quarterly Annotated Supplement, and Quarterly Investment Reports. Generating flash results for Board of Directors and Executive Management reports will also be part of your duties. Furthermore, you will be involved in coordinating processes like annual planning and forecasting, reviewing results against plans monthly, and participating in budget forecasts and strategic planning. As the Financial Planning and Analysis AVP, you will oversee the estimation of risk capital, analyze key management presentations, and execute time-critical activities for client-facing teams. Your role will also involve contributing to the development of review material for internal leadership and external regulator reviews. You are expected to operate with a limited level of direct supervision, exercise independence of judgment, and act as a subject matter expert to senior stakeholders and team members. In terms of qualifications, you should have 5-8 years of experience working with various financial platforms, be proficient in Microsoft Office applications, possess strong presentation skills, and demonstrate clear and concise written and verbal communication abilities. A Bachelors degree or equivalent experience is required for this position. This job description offers an overview of the key responsibilities associated with the role. It is important to note that additional job-related tasks may be assigned as necessary. If you are a person with a disability and require a reasonable accommodation to utilize our search tools or apply for a career opportunity, please review Accessibility at Citi.,

The Model/Analysis/Validation Intermediate Analyst role is a developing professional position that involves dealing with problems independently and having the flexibility to solve complex issues. The role requires integrating specialized knowledge with a solid grasp of industry standards and practices. You should have a good understanding of how your team and area collaborate with others to achieve subfunction/job family objectives. Analytical thinking and proficiency in data analysis tools and methodologies are essential. Attention to detail is crucial when making judgments and recommendations based on factual information. You will typically handle variable issues with potential broader business impact, applying professional judgment in interpreting data and results. Communicating information in a systematic and understandable manner is important, along with possessing developed communication and diplomacy skills needed to exchange complex/sensitive information effectively. Your responsibilities will include developing, enhancing, and validating risk measurement and analysis methods for all risk types, such as market, credit, and operational risks. You may also work on developing, validating, and strategizing the use of scoring models and related policies. Supporting the design, development, delivery, and maintenance of top-notch Risk programs, policies, and practices for Risk Management will be part of your role. Reviewing analytics, models, and other documents to ensure compliance with regulatory and legal requirements is also a key responsibility. Identifying potential risks, escalating them for further review, handling preliminary investigations, assisting with reconciliation procedures, preparing routine correspondence, creating and maintaining reports, and collaborating with other areas within Risk Management will be part of your daily tasks. Your impact will be moderate but direct through close contact with the business's core activities. The quality and timeliness of the services you provide will affect the effectiveness of your team and other closely related teams. Qualifications for this role include having at least 4 years of experience in Risk Strategy, Modeling, Monitoring, or Validation. Sound knowledge of risk strategy concepts and industry best practices is essential, along with excellent quantitative and analytic skills to derive patterns, trends, and insights. Proficiency with analytical or data manipulation tools like SAS, SQL, R, Python, and the MS Office suite is required. Strong written and verbal communication skills, self-motivation, attention to detail, and project management capabilities to handle multiple projects concurrently are necessary. A Bachelor's/University degree in statistics, mathematics, economics, or equivalent experience is also required, while a Master's/PhD degree is considered a plus. This position with Global Consumer Bank (GCB) Risk Modeling Services supports the US Consumer Banks CRS portfolios, specifically in the Non-Scoring Models monitoring team. You will monitor strategies developed by the Risk/Strategy team in alignment with Risk modeling policies and procedures. Interacting with the MRM and Policy teams on issues related to CRS portfolios, including Limitations, Root Cause Analysis, and other monitoring-related matters, will be a key aspect of your responsibilities. In summary, this role requires a blend of technical expertise, analytical skills, communication abilities, and attention to detail to effectively contribute to Risk Management within the organization.,

The Financial Planning and Analysis Lead Analyst position at Citi is a senior role that involves forecasting for Legal Entities to meet global and local regulatory requirements. In this role, you will provide analysis and insights on Citis Legal Entities to support management decision-making. Your primary objective will be to contribute to the directional strategy by leveraging your specialized knowledge to evaluate the financial performance of Citis current and projected entities. Key Responsibilities: - Analyze annual 3-year Strategic/Operating Plans, CCAR PPNR forecasts, QMMF, and quarterly outlooks in collaboration with Planning, BS, and Expense FP&A teams. - Drive financial forecasts for ICAAP and Regulatory stress tests following the Global ICAAP Standard. - Offer advice on directional strategy and provide guidance on significant business/product decisions. - Work closely with Business and Finance functions to review and challenge forecasts at the entity level. - Develop and nurture relationships with key partners and senior management to influence decision-making processes. - Prepare presentations and analyses for the team supporting the CFO. - Operate with a high degree of independence and autonomy. - Act as a Subject Matter Expert (SME) to senior stakeholders and/or team members. - Collaborate with Model Risk Management (MRM) to ensure adherence to MRM governance. - Assess risks appropriately when making business decisions to safeguard Citigroup's reputation, clients, and assets. Qualifications: - 8-12 years of relevant experience - Proficiency in Microsoft Office applications - Demonstrated presentation and analytical skills - Clear and concise written and verbal communication skills Education: - Post Graduate degree or equivalent experience Mode: Hybrid Please note that this job description offers a broad overview of the responsibilities involved. Additional job-related duties may be assigned as necessary. If you require a reasonable accommodation to use our search tools or apply for a career opportunity due to a disability, please review the Accessibility at Citi information. For further details on Citis EEO Policy Statement and the Know Your Rights poster, please refer to the relevant documents.,

The Credit Portfolio Intermediate Analyst role at Citi involves conducting credit reviews, approvals, and monitoring the portfolio to manage the exposure to clients and counterparties globally. In this position, you will resolve issues, integrate specialized knowledge with industry standards, and collaborate with teams to achieve goals. Serving as an industry expert and advisor, you will analyze and approve counter-party credit limits, develop risk management frameworks, and advise businesses on transaction structures. You will be expected to operate with a degree of independence, exercise sound judgement, and act as a subject matter expert to senior stakeholders and team members. Upholding ethical standards and compliance with regulations is crucial in decision-making processes to protect Citigroup, its clients, and assets. Clear written and verbal communication skills, along with a background in financial analysis, accounting, and valuation, are essential qualifications for this role. The ideal candidate will have 2-5 years of relevant experience and a Bachelor's degree or equivalent. Analytical thinking, constructive debate, risk management, industry knowledge, and effective communication are key skills required for success in this position. As a Credit Portfolio Intermediate Analyst, you will play a critical role in managing credit risk and contributing to the overall success of Citi's portfolio credit risk management function.,

The Credit Portfolio Senior Manager role at Citi involves overseeing a team to monitor the Citi portfolio and detect credit migration in collaboration with the Risk Management team. The primary aim is to manage Citi's portfolio exposure to clients and counterparties globally. Responsibilities include maintaining compliance with Citibank credit policies and regulatory practices, implementing internal policy and procedure changes, coaching and mentoring team members, managing performance evaluations, identifying process improvements, monitoring production reports, conducting analyses related to policy and risk, identifying business opportunities, assessing risks in business decisions, and ensuring compliance with applicable laws and regulations. Qualifications for the role include 10+ years of experience with analytical tools, proficiency in tools like SAS, SQL, R, SPSS, experience in econometric and statistical modeling, big data knowledge, proficiency in MS Office, ability to derive patterns and insights, strong quantitative and analytic skills, and clear written and verbal communication skills. Educational requirements include a Bachelor's degree or equivalent experience, with a Master's degree preferred, proficiency in project management, experience in managing diverse teams, and expertise in problem-solving and stakeholder management. The job falls under the Risk Management job family, specifically in Portfolio Credit Risk Management. The role is full-time and requires skills such as analytical thinking, policy and procedure knowledge, risk identification, escalation management, and industry expertise. Additional relevant skills include data analysis, management reporting, risk remediation, and understanding laws and regulations. If you need a reasonable accommodation due to a disability when using our search tools or applying for a career opportunity, refer to the Accessibility at Citi guidelines. To learn more about Citi's EEO Policy Statement and your rights, please review the provided resources.,

The Model/Anlys/Valid Group Manager is responsible for managing complex, critical, and large professional disciplinary areas. You will lead and direct a team of professionals, requiring a comprehensive understanding of multiple areas within a function and how they interact to achieve the function's objectives. You must have a strong commercial awareness as you are generally accountable for delivering a full range of services to one or more businesses or geographic regions. Excellent communication skills are necessary for negotiating internally, often at a senior level, and some external communication may be required. You will be held accountable for the end results of your area and will have control over resources, policy formulation, and planning. Your primary focus will be on short- to medium-term planning of actions and resources for your area. Your responsibilities will include developing, enhancing, and validating methods of measuring and analyzing risk for all risk types, including market, credit, and operational risks. You will also be involved in developing, validating, and strategizing the use of scoring models and related policies. Additionally, you will oversee model development, validation, and deployment efforts, advancing Risk Management methodology and integrating models into business decisions and planning. As the Model/Anlys/Valid Group Manager, you will manage annual quantitative and qualitative assessments and submissions, work with large datasets and complex algorithms to solve data science challenges, and leverage big data to develop innovative deployable solutions. You will help introduce cutting-edge model techniques to drive profitability through innovation and ensure timely model performance tracking. Moreover, you will assist in process automation to improve process efficiencies and compliance with internal and external guidelines. You will collaborate with Risk and Decision Management organizations to understand new data sources and improve the process of defining, extracting, and utilizing new data. Interacting with senior management, you will facilitate understanding of risk model usage and inform critical decisions. Providing leadership and guidance for junior modelers, you will appropriately assess risk in business decisions and drive compliance with applicable laws, rules, and regulations. To be successful in this role, you should have at least 10 years of experience, sound knowledge of statistical modeling concepts and industry best practices, and experience with econometric and statistical modeling or application risk scoring. Excellent quantitative and analytic skills are essential, along with the ability to deliver compelling presentations and influence executive audiences. You must be an excellent communicator, able to engage and inspire your team forward, and drive innovation through thought leadership while maintaining an end-to-end view. Effective cross-functional project, resource, and stakeholder management skills are required, as well as the ability to engage with internal audit and external regulators. Experience working in Big data environments and intellectual curiosity to stay abreast of technological advances are advantageous. A Bachelor's or equivalent degree, potentially a Master's degree, is necessary for this role. This position falls under the Risk Management job family group and the Risk Analytics, Modeling, and Validation job family. It is a full-time role that requires analytical thinking, business acumen, constructive debate, data analysis, escalation management, policy and procedure knowledge, risk controls and monitors expertise, risk identification and assessment skills, and proficiency in statistics. For complementary skills and further details, please see the provided information or contact the recruiter.,

As an individual in Quality Assurance, Monitoring & Testing, your primary responsibility is to assess outcomes from activities and processes against applicable requirements to enhance risk management quality. This includes conducting quality testing for business function quality control and leading quality control post the completion of an activity or process. You will be involved in the development and execution of Monitoring and Testing for controls, such as control design assessment, operational effectiveness evaluation for monitoring & testing tools, and assessing the effectiveness of key controls to address defined risks. Your key responsibilities will include providing leadership and guidance to a team of professionals, driving optimization and efficiencies in projects, ensuring adherence to Risk Control Policy and other control frameworks, leading assessments of activities and processes to strengthen risk management quality, conducting routine testing to maintain quality standards, reviewing stakeholder feedback, and responding to quality assurance complaints effectively. You will also be required to report on quality control outcomes, ensure compliance with regulatory guidance, and demonstrate ethical judgment in decision-making processes. To be successful in this role, you should have at least 10 years of experience in operational risk management, compliance, audit, or related functions in the financial services industry. You must possess the ability to identify, measure, and manage key risks and controls, lead control-related projects, and have a comprehensive understanding of Citigroup's businesses and functions. Strong leadership, analytical, problem-solving, and communication skills are essential, along with proficiency in Microsoft Office suite. A Bachelor's/University degree is required for this position, with a Master's degree being preferred. Your expertise in controls development and execution, compliance laws, regulations, and Citigroup's Policies, Standards, and Procedures will be crucial. Your capacity to provide challenge, recommend risk and controls remediation, and influence executive audiences will also be essential for this role. In summary, as a part of the Controls Governance & Oversight Job Family, specifically in the Quality Assurance, Monitoring & Testing Job Family, you will play a vital role in ensuring the quality and effectiveness of controls within the organization. Your skills in analytical thinking, assurance strategy, communication, controls assessment, stakeholder management, and others will be instrumental in driving risk management quality and compliance with regulatory standards.,

The Risk QC Credit Officer delivers results by exercising discretion and judgment that is based on an in-depth subject matter and industry expertise. You will evaluate complex and variable issues with substantial potential impact, where development of an approach/taking of an action involves weighing various alternatives and balancing potentially conflicting situations using multiple sources of information. Strong communication and diplomacy skills are required in order to support, guide and influence others, in particular colleagues within the function and in other areas. You may assist management with planning, policy and procedure formulation, and feedback regarding work product quality. It is essential to have a strong knowledge of processes and the ability to identify gaps and take the lead on process improvement. Responsibilities: - Use judgment to conduct reviews of credit transactions ranging in complexity with direct business impact, including new residential real estate mortgage/HELOC financings. - Provide timely and accurate feedback to appropriate levels of management within the function regarding necessary corrections, adjustments, and observations found during second level monthly audit reviews. - Consistently evaluate processes and controls for improvement opportunities, potential gaps, and appropriate remediation. Escalate process-related concerns to the appropriate levels of management within the function. - May interact with Risk Management, Originations, and/or Credit Policy staff, including senior management levels when applicable or directed, to resolve issues. - Perform other duties and functions as assigned. Qualifications: - Candidate should have 7+ years of experience in underwriting consumer mortgages; familiarity with Fannie Mae and Freddie Mac guidelines required. Other experience with portfolio or home equity lending is a plus. - Thorough knowledge of property and credit requirements, including secondary marketing concepts. - Excellent oral/written communication skills. Strong analytical, process-driven, and problem-solving skills; ability to interact with all levels of the organization; confident in ability and able to credibly defend rationale for decisions if challenged or otherwise necessary. - Excellent leadership skills. Education: - Bachelors/University degree strongly preferred (Business, Finance, Accounting, or Economics) or equivalent professional experience. If you are a person with a disability and need a reasonable accommodation to use Citis search tools and/or apply for a career opportunity, review Accessibility at Citi. View Citis EEO Policy Statement and the Know Your Rights poster. Analytical Thinking, Constructive Debate, Escalation Management, Financial Analysis, Policy and Procedure, Policy and Regulation, Product Knowledge, Risk Controls and Monitors, Risk Identification and Assessment. For complementary skills, please see above and/or contact the recruiter.,

The Model/Anlys/Valid Analyst II is a developing professional role where you will apply your specialty area knowledge in monitoring, assessing, analyzing, and evaluating processes and data. You will be responsible for identifying policy gaps, formulating policies, interpreting data, making recommendations, and researching factual information. Additionally, you will identify inconsistencies in data, define business issues, and formulate recommendations on policies, procedures, or practices. It is essential to integrate established disciplinary knowledge within your specialty area with a basic understanding of related industry practices. You should have a good understanding of how your team interacts with others to accomplish the objectives of the area and develop a working knowledge of industry practices and standards. Your role will have limited but direct impact on the business through the quality of the tasks/services you provide, with the impact restricted to your own team. Your responsibilities will include developing, enhancing, and validating methods of measuring and analyzing risk for all risk types, leading projects related to model development, programming, integration, testing, and validation, providing analytical support on analysis and benchmarking, preparing various reports, and participating in projects for constant improvement of risk analytics, modeling, and validation systems. It is crucial to appropriately assess risk when making business decisions, ensuring compliance with applicable laws, rules, and regulations, safeguarding Citigroup, its clients, and assets, and demonstrating sound ethical judgment in personal behavior, conduct, and business practices. To excel in this role, you should have demonstrated programming skills (SAS, SQL, Python, etc.), knowledge of tools like VBA, basic knowledge of secured/unsecured banking products and US banking, good communication skills to convey technical information to both technical and non-technical audiences, proven analytical skills to identify root causes and trends, proficiency in Microsoft Office, and at least 2 years of experience in model implementation/validation/development. The required education for this position is a Bachelors/University degree or equivalent experience. If you are a person with a disability requiring a reasonable accommodation to use the search tools or apply for a career opportunity, please review Accessibility at Citi. You can also view Citis EEO Policy Statement and the Know Your Rights poster.,

The IMPaCT Team integrates Cross Border Data Clearance, the Enterprise Data Office, Transfers, and Records and Information Management. The Enterprise CBDC (Transfer Office) builds and implements Citi's enterprise-wide data transfer framework and operating model. This framework ensures regulatory adherence, minimizes operational risks, and promotes effective data governance. We are seeking a dynamic Senior Vice President (SVP) to lead and operationalize the cross-border data transfer clearance process for a major business segment. This role requires expertise in regulatory execution, data transfers, and process leadership, with a strong emphasis on automation, AI tooling, strategic communication, and data-driven insights. The SVP will be responsible for defining and scaling the enterprise data transfer framework, advising business partners, and ensuring timely and compliant execution across jurisdictions. A deep understanding of data transfer regulations, strong leadership skills, and a proven ability to drive results are essential for this role within the Data Transfers Office. The SVP will also be responsible for facilitating governance and oversight, operational risk management, and controls leadership, focusing on data transfers. This includes supporting data transfer capabilities, ensuring compliance with the Citi Global Transfers Policy, identifying and managing operational risks, and ensuring effective controls and monitoring. Leveraging technologies such as AI and machine learning to optimize data transfer processes, enhance risk detection, and improve efficiency will be a key aspect of this role. Key Responsibilities: - Leadership & Operational Excellence: Lead cross-border data clearance activities for a major business segment, covering data transfers, outsourcing, localization, and data sovereignty. Manage operations, ensure regulatory adherence, and drive process efficiency through technology and automation. - Strategic Operating Model: Design and implement a scalable and efficient operating model aligned with Citi's global data transfer framework. Optimize processes, incorporating AI-driven solutions for decision-making and risk management. - Cross-Functional Collaboration: Collaborate with global legal, compliance, technology, and business teams. Build consensus and foster collaboration between technical and non-technical teams. - Innovation & Automation: Drive product and automation development, including AI-powered decision support systems, workflow integrations, and intelligent dashboards. Stay abreast of AI advancements and champion their adoption. - Data Governance & Ownership: Own and maintain the business-aligned Data Transfer Register, ensuring traceability, accuracy, and audit readiness. Establish data governance policies and leverage technology to automate data quality checks. - Data-Driven Insights & Analytics: Conduct in-depth analysis to evaluate process performance and provide data-driven recommendations. Leverage AI-powered analytics for insights into data transfer patterns and trends. - Advisory & Guidance: Advise business partners on framework implementation, regulatory interpretation, and best practices for data transfers. Develop training materials and highlight the benefits of technology and AI. - Knowledge Management & Content Creation: Produce high-quality content (playbooks, guidance, FAQs) to simplify and scale process knowledge related to data transfers and AI. - Risk Management & Mitigation: Proactively review execution quality, escalate risks, and develop remediation strategies. Leverage AI-powered risk detection tools. - Data Transfers Governance: Facilitate activities to support governance and oversight of data transfers, operational risk management, and controls leadership. - Risk Identification and Management: Identify and manage operational risks associated with data transfers. Conduct Control Effectiveness Assessment, Controls Enhancement, Policy and Procedure Assessment, Issue Management, and Risk and Controls Reporting. Qualifications & Experience: - Experience: 12+ years in data transfers, regulatory operations, legal, compliance, or data governance within global financial institutions. - Team Leadership: Proven success in managing and developing cross-functional teams. - Regulatory Knowledge: Strong knowledge of international laws and cross-border regulations related to data transfers (GDPR, CCPA, etc.). - Technical Proficiency: Hands-on experience with automation tools, workflow platforms, and AI integration. A solid understanding of AI concepts and machine learning is highly desirable. - Risk & Control Expertise: Expertise in risk and control frameworks related to data transfers, privacy, and operational risk. - Consulting Experience: Prior consulting experience is beneficial. - Certifications: CIPP/CIPM/CIPT/CISA certifications are an advantage. Certifications related to AI, data science, or cloud computing are also valued. - Technical Skills: Mastery of MS Office tools. Proficiency in data analytics tools, programming languages (Python), is a plus. Ideal Candidate Profile: The ideal candidate will possess adaptability & resilience, problem-solving & innovation, collaboration & influence, industry knowledge, analytical & leadership skills, communication mastery, and a passion for leveraging technology and AI. Education: Bachelor's/University degree, Master's degree preferred.,

The Model/Anlys/Valid Sr Analyst role at Citigroup is a senior professional position that requires a seasoned individual with in-depth disciplinary knowledge. You will be responsible for contributing to the development of new techniques and improving processes and work-flow within the defined area. Your expertise will be crucial in integrating subject matter and industry knowledge to achieve the objectives of the function and overall business. This role involves evaluating moderately complex issues with substantial impact, requiring you to weigh various alternatives and balance potentially conflicting situations using multiple sources of information. Strong analytical skills are essential to filter, prioritize, and validate complex material from different sources. Effective communication and diplomacy skills are also a key requirement for this position. Additionally, you will play a role in coaching and training new team members, assuming informal/formal leadership responsibilities within the team. Your responsibilities will include developing, enhancing, and validating methods for measuring and analyzing risk across various risk types such as market, credit, and operational risks. You will conduct statistical analysis for risk-related projects and data modeling/validation. Utilizing quantitative and qualitative data analysis methods, including SAS programming, SQL, and Visual Basic programming language, you will extract, transform, and analyze data. Furthermore, you will prepare statistical and non-statistical data exploration, identify data quality issues, and work with Technology to address any issues that arise. Creating formal statistical documentation and reports, you will analyze and interpret data reports, make recommendations to address business needs, and present results to non-technical audiences using statistical vocabulary. Additionally, you will generate statistical models to improve data evaluation and identify trends and relationships in data. To be successful in this role, you must have at least 7 years of experience and be proficient in Microsoft Office, particularly MS Excel. Strong written and verbal communication skills, self-motivation, attention to detail, project management capabilities, and the ability to handle multiple projects simultaneously are essential qualifications. A Bachelor's or University degree is required for this position. As a Model/Anlys/Valid Sr Analyst, you will play a significant role in influencing decisions through advice, counsel, and facilitating services to others in your area of specialization. The performance of all teams in the area will be directly impacted by your work and performance. Your expertise in risk management, analytics, modeling, and validation will contribute to the overall success of the function. If you are a person with a disability and require accommodation to use search tools or apply for a career opportunity at Citigroup, please review the Accessibility at Citi policy. You can also refer to Citigroup's EEO Policy Statement and the Know Your Rights poster for further information.,

Whether you're at the start of your career or looking to discover your next adventure, your story begins here. At Citi, you'll have the opportunity to expand your skills and make a difference at one of the world's most global banks. We're fully committed to supporting your growth and development from the start with extensive on-the-job training and exposure to senior leaders, as well as more traditional learning. You'll also have the chance to give back and make a positive impact where we live and work through volunteerism. Shape your Career with Citi Citi's Risk Management organization oversees Citi's risk governance framework and risk appetite, ensuring all risks generated by the firm's businesses are measured, reviewed, and monitored on an ongoing basis. We're currently looking for a high-caliber professional to join our team as AVP - Regulatory & Management Reporting Testing - Hybrid (Internal Job Title: Assistant Vice President C12) based in Mumbai, India. Being part of our team means we'll provide you with the resources to meet your unique needs, empower you to make healthy decisions, and manage your financial well-being to help plan for your future. For instance: - Citi provides programs and services for your physical and mental well-being including access to telehealth options, health advocates, confidential counseling, and more. Coverage varies by country. - We empower our employees to manage their financial well-being and help them plan for the future. - Citi provides access to an array of learning and development resources to help broaden and deepen your skills and knowledge as your career progresses. - We have a variety of programs that help employees balance their work and life, including generous paid time off packages. In this role, you're expected to: Serve as a Risk Assurance & Testing Senior Analyst for the Finance Chief Risk Office (Finance CRO) BCBS 239 Independent Validation Team responsible for assessing compliance with BCBS 239 Principles by performing independent validation through evaluation of risks and controls implemented. The Global Finance CRO BCBS 239 Validation Team sits within Citi's Independent Risk Management (IRM) function and performs second-line oversight on key BCBS 239 regulatory and management reports. The Risk Assurance & Testing Senior Analyst will have experience testing key controls and processes and understand how to assess the completeness and accuracy of data flowing into key reports to ensure compliance with regulatory instructions and internal risk management metrics. Responsibilities: - Execute defined testing programs in accordance with the FINCRO BCBS 239 Testing Team's Global annual testing plan with reviews impacting legal entities across Citi including the US, Ireland, UK, Singapore, Germany, and South Africa. - Participate in the planning, executing, and reporting of BCBS 239 testing reviews and issue validation activities to assess compliance with BCBS 239 requirements. - Act as a Reviewer to evaluate the adequacy of key controls and work with Review Leads/Managers to discuss testing findings. - Document testing findings and have preliminary discussions with internal and Business stakeholders as required. - Utilize innovative testing solutions including Data Analytics to evaluate data accuracy and completeness of the in-scope reports. Experience: - Overall 6+ years of work experience in testing key report regulatory rule conformance against regulatory requirements (such as BCBS 239, US Regulatory Reporting, European Regulatory Reporting, and/or similar) is preferred. - Experience with data analysis and/or data mining, knowledge of SAS, SQL, MicroStrategy, Big Data, or other analytics tools like R, Python, Tableau, Power BI to identify data anomalies. - Knowledge and experience with testing/auditing principles, particularly in the understanding of risk and controls, developing/executing testing strategy/approach, performing controls design and effectiveness testing, and undertaking data transaction testing. - Strong interpersonal skills for building relationships with stakeholders, engaging teams, and ability to work collaboratively with people at all levels of the organization. - Bachelor's degree; experience in compliance, internal controls testing, or other control-related function in a financial services firm, regulatory organization, or consulting firm. This job description provides a high-level review of the types of work performed. Other job-related duties may be assigned as required. Working at Citi is far more than just a job. A career with us means joining a family of more than 230,000 dedicated people from around the globe. At Citi, you'll have the opportunity to grow your career, give back to your community, and make a real impact. Take the next step in your career, apply for this role at Citi today.,

The Model/Anlys/Valid Intmd Analyst is a developing professional role with the ability to work independently and solve complex problems. You will be required to leverage your specialty area knowledge along with industry standards to contribute to the team's objectives. Your role will involve applying analytical thinking and utilizing data analysis tools to make informed recommendations and judgments based on factual information. Attention to detail is crucial as you deal with variable issues that may have a broader business impact. Effective communication and diplomacy skills are essential for exchanging potentially complex information. Your responsibilities will include developing, enhancing, and validating risk measurement methods across all risk types, such as market, credit, and operational risks. You will also support the design and implementation of best-in-class Risk programs and policies while ensuring compliance with regulatory requirements. Identifying potential risks, conducting preliminary investigations, and preparing reports for control and analysis purposes will be part of your routine tasks. Additionally, you will collaborate with senior staff to investigate and address customer and operational complaints. As a Model/Anlys/Valid Intmd Analyst, it is important to assess risks appropriately when making business decisions to uphold Citigroup's reputation and comply with laws and regulations. You must demonstrate sound ethical judgment, adhere to policies, and escalate control issues transparently. Proficiency in Microsoft Office, particularly MS Excel, clear written and verbal communication skills, self-motivation, attention to detail, and project management capabilities are key qualifications for this role. A Bachelor's or equivalent degree, along with at least 5 years of experience, is required. In this role, you will have a moderate but direct impact on the business's core activities, with the quality and timeliness of your service affecting the effectiveness of your team and closely related teams. Collaboration with other areas within Risk Management is essential to ensure a holistic approach to risk assessment and management. If you are passionate about risk analytics, modeling, and validation, and possess skills such as analytical thinking, business acumen, data analysis, and risk identification, this role offers an opportunity to further develop your expertise and contribute to Citigroup's risk management practices.,

The Analyst II role is a developing professional position where you will apply your specialty knowledge to monitor, assess, analyze, and evaluate processes and data. You will be responsible for identifying policy gaps, formulating policies, interpreting data, making recommendations, and conducting research to interpret factual information. Your role will involve identifying inconsistencies in data or results, defining business issues, and formulating recommendations on policies, procedures, or practices. You will integrate established disciplinary knowledge within your specialty area with a basic understanding of related industry practices and develop a working knowledge of industry practices and standards. Your impact on the business will be limited but direct through the quality of the tasks/services you provide, with your influence restricted to your own team. Your responsibilities will include developing, enhancing, and validating methods of measuring and analyzing risk across all risk types, leading projects in terms of model development, programming, integration, testing, and validation, providing analytical support on analysis and benchmarking, preparing regular and ad-hoc reports, and participating in projects focused on the constant improvement of risk analytics, modeling, and validation systems. You will also work on improving reporting systems and optimizing Credit MIS Reports, assess risks in business decisions, drive compliance with laws and regulations, and escalate control issues with transparency. Proficiency in programming languages such as SAS, SQL, R, and knowledge of tools like VBA would be preferable. Additionally, you should have basic knowledge of secured/unsecured banking products, good communication skills, proven analytical skills, and proficiency in Microsoft Office applications. Qualifications: - Basic knowledge of secured/unsecured banking products and US banking. - Good communication skills for technical and non-technical audiences. - Proven analytical skills to identify root causes and trends. - Proficiency in Microsoft Office (Word, Excel, and PowerPoint). - 2+ years of experience in model implementation/validation/development preferred. Education: - Bachelors/University degree or equivalent experience Skills Required: Analytical Thinking, Business Acumen, Constructive Debate, Data Analysis, Escalation Management, Policy and Procedure, Policy and Regulation, Risk Controls and Monitors, Risk Identification and Assessment, Statistics. For further details on complementary skills or any inquiries, please contact the recruiter.,

The Director for the Data Transfer Office plays a crucial leadership role in supporting Citi's enterprise data transfer and data use compliance framework. Reporting directly to the Head of Transfer Office within IMPaCT, this position involves defining and implementing scalable processes to manage end-to-end clearance activities across 95 countries. It requires a unique blend of technology understanding, risk management, and financial controls, including AI integration and governance within digital workflows. The director is responsible for leading high-performing teams, coordinating cross-functionally, and collaborating closely with compliance, legal, business, and technology leaders to strengthen Citi's global data transfer framework and governance. Key Responsibilities: - Lead and manage the cross-border data transfer lifecycle to ensure compliance with privacy, data outsourcing, localization, and sovereignty requirements. - Design and optimize regulatory processes by embedding legal and control requirements into simplified, reusable, and scalable workflows. - Conduct process maturity assessments and define future-state execution models aligned with enterprise data policy. - Act as a strategic thought partner to senior stakeholders in risk, compliance, technology, and business to embed data transfer governance. - Serve as an escalation point for complex data transfer cases requiring legal interpretation or senior stakeholder alignment. - Build and lead a high-performing team of governance professionals, fostering a culture of accountability, innovation, and responsible data and AI use. - Drive simplification and redesign of complex approval and documentation paths while maintaining risk integrity. - Lead large-scale transformation efforts by applying automation, AI, and analytics to enhance operational efficiency and control transparency. - Address the intersection of generative AI and data protection frameworks. - Implement tools and case studies for responsible data use in AI processes. - Incorporate global regulatory perspectives and strategies in the context of AI data processing and responsible data use. - Govern and maintain the Data Transfer Register to ensure accuracy, completeness, and audit traceability. - Collaborate with product and UX partners to implement intuitive, automation-friendly workflows supporting policy adherence. - Create and deliver scalable process guidance, playbooks, templates, and training materials to support global adoption. - Represent the function in audits, challenge forums, and regulatory reviews to drive continuous enhancement. - Partner with stakeholders and business leaders to influence action and desired strategy outcomes. - Develop and implement a dynamic people strategy that empowers employees, drives organizational agility, and supports business objectives in a rapidly evolving environment. Qualifications & Experience: - 15+ years of experience in privacy, data outsourcing, cross-border transfer governance, and regulatory compliance within large global institutions. - Proven track record in leading simplification programs at scale and transforming legacy processes into agile, compliant workflows. - Strong consulting experience with a history of driving strategic change, stakeholder alignment, and process optimization in complex environments. - Expertise in designing and implementing end-to-end regulatory frameworks and control environments. - Strong product management skills with a focus on program delivery, stakeholder management, and data-driven decision-making. - Deep understanding of technology disciplines, including metrics, analytics, and driving enterprise change programs in regulated environments. - Proficiency in global privacy laws, data residency requirements, and third-party data transfer frameworks. - Success in regulatory interaction, audit engagement, and stakeholder alignment across global teams. - Background in process transformation, including automation, policy-driven execution models, and metrics-based decision-making. - Experience leading high-performing, cross-functional teams across geographies. - Knowledge of the intersection of generative AI and data protection. - Ability to develop strategies for evolving data within global regulatory landscapes. Education: - Bachelor's/university degree, potentially a master's degree and managerial experience Ideal Candidate Profile: The ideal candidate is a strategic simplifier and technical executor with expertise in privacy, data outsourcing, and regulatory operations transformation at scale. They excel in complex global environments, possess a consulting mindset, and deliver with precision and urgency. Skilled in influencing senior stakeholders, challenging complexity, and operationalizing strategies into streamlined solutions. This job description gives an overview of the work performed. Additional job-related duties may be assigned as needed.,

Individuals in Quality Assurance, Monitoring & Testing are responsible for assessing outcomes from activities and processes against applicable requirements to enhance risk management quality. This includes conducting quality testing for business function quality control and transformation lead quality control post activity/process completion. The role involves developing and executing Monitoring and Testing for controls, such as control design assessment, operational effectiveness design, monitoring/testing tool assessment, and executing monitoring/testing tools to evaluate key controls addressing defined risks. Responsibilities include ensuring the quality, completeness, and accuracy of the Control Framework implementation, assessing activities and processes based on Policies, Standards, and Procedures, conducting routine testing to ensure adherence to quality standards, reviewing stakeholder feedback, responding to quality assurance complaints efficiently, and reporting quality control outcomes to management. The role also requires integrating stakeholder feedback, overseeing quality testing post activity/process completion, and staying updated on regulatory guidance related to quality assurance. Qualifications: - 12+ years of experience in operational risk management, compliance, audit, or control-related functions in the financial services industry. - Ability to identify, measure, and manage key risks and controls. - Track record leading Control projects, attention to detail, and strategic thinking. - Profound knowledge of Citis businesses, risk profiles, compliance laws, and best practices. - Expertise in developing and implementing controls, compliance, and process improvement initiatives. - Strong leadership, decision-making, analytical, and problem-solving skills. - Excellent communication, presentation, stakeholder management, and influence skills. - Proficiency in Microsoft Office suite, particularly Excel, PowerPoint, and Word. - Bachelor's/University degree required, Master's degree preferred. If you are a person with a disability and need accommodation for using our tools or applying for a career opportunity, review Accessibility at Citi. View Citis EEO Policy Statement and the Know Your Rights poster for more information.,

The Risk Policy Analyst II position is an opportunity for a developing professional to utilize their specialty area knowledge in monitoring, assessing, analyzing, and evaluating processes and data. In this role, you will interpret data, make recommendations, research and interpret factual information, and identify inconsistencies in data or results. You will define business issues and formulate recommendations on policies, procedures, or practices, integrating established disciplinary knowledge within your own specialty area with a basic understanding of related industry practices. Your understanding of how the team interacts with others in achieving the objectives of the area will be crucial. While your impact on the business may be limited, the quality of the tasks/services you provide will directly influence your team. As a Deposit Risk Analyst, your primary responsibilities will include day-to-day activities such as database generation, MIS/reporting generation, portfolio analysis, and policy monitoring to support overdraft mitigation efforts. You will assist the Deposit Risk Policy Manager in managing portfolio policy for deposit/overdrafts, focusing on loss mitigation efforts, returned deposits, overdraft, and loss avoidance. Collaborating with the Portfolio Policy Department, you will provide supporting data and analysis to set risk appetite for the product and work with risk/ops counterparts and the business to manage the portfolio effectively. Furthermore, you will ensure correct policy implementation on an operational level, providing supporting data and analytics at the portfolio and segment levels for monitoring and policy adjustment. Collaboration with the Risk MIS team to provide supporting data for Credit Risk Reporting and Portfolio Quality Review Reporting will also be a part of your responsibilities. It is essential to appropriately assess risk when making business decisions, taking into account the firm's reputation and safeguarding Citigroup, its clients, and assets by ensuring compliance with applicable laws, rules, and regulations. Qualifications for this role include 0-2 years of experience in Statistics/Analytics/Decision Management, with desirable skills in Risk/Business and SAS. You should have the ability to perform analysis supporting decisions related to risk, especially credit risk, work effectively in a team and across diverse backgrounds, and adapt to a rapidly changing external environment. The role requires you to work under pressure in high-risk scenarios, contributing to the business in a competitive market environment. Education requirements include a Bachelor's/University degree or equivalent experience in a relevant field. Your ability to think analytically, engage in constructive debate, manage escalations effectively, apply industry knowledge, understand policies and procedures, execute processes, possess product knowledge, manage risk controls, identify and assess risks will be crucial in this role. If you are a person with a disability in need of a reasonable accommodation to use search tools or apply for a career opportunity, review Accessibility at Citi. Additionally, you can view Citi's EEO Policy Statement and the Know Your Rights poster for further information.,

The Global Leveraged Finance Underwriting Credit Team (LFU) within Institutional Credit Management (ICM) is looking for a Senior Analyst to join its Analytics team. As a Senior Analyst, your main objective will be to provide top-notch credit risk analysis, monitoring, and credit administration in collaboration with the broader ICM Underwriting and Banking, Capital Markets, and Advisory (BCMA) teams. This role plays a crucial part in ensuring the safety and stability of wholesale lending across ICG. Working alongside the LFU team, you will contribute to establishing an exceptional Leveraged Lending Underwriting organization with the primary aim of significantly improving Citis end-to-end Leveraged Lending credit management process. Your responsibilities will include writing Annual Reviews and Quarterly Reviews, as well as supporting LFU Underwriters on transactions. You will be tasked with assessing the credit and financial strength of Citis most complex Large Corporate Clients by conducting fundamental credit analysis using both quantitative and qualitative factors. Monitoring the covered portfolio, staying updated on industry trends, identifying potential credit issues, and collaborating with various partners are also key aspects of this role. To excel in this position, you should possess 4-7 years of credit analysis, origination, or relevant credit experience. Strong analytical skills and the ability to form independent opinions on credit and identify emerging risks are crucial. Being a team player with a strong work ethic, excellent organizational skills, and the capacity to work well under pressure while managing time and priorities effectively are essential qualities. Proficiency in Microsoft Word, Excel, and PowerPoint, as well as financial modeling experience, are required. Additionally, the ability to handle demanding responsibilities independently, meet deadlines, and manage multiple tasks simultaneously is vital. The ideal candidate should hold an MBA, CFA, or CA qualification. A strong awareness of the control environment, including Quality Assurance and Quality Control, is expected. Desired skills for this role include Analytical Thinking, Constructive Debate, Escalation Management, Financial Analysis, Policy and Procedure, Product Knowledge, and Risk Identification and Assessment. If you require a reasonable accommodation due to a disability to access our search tools or apply for a career opportunity, please refer to the Accessibility at Citi policy. For more information on Citis EEO Policy Statement and the Know Your Rights poster, please visit the respective documents.,

As a member of the USPB Risk team, your primary responsibility will be to develop CCAR/CECL models for unsecured portfolios such as credit cards and installment loans. This includes obtaining and conducting QA/QC on all necessary data, developing segment and/or account level stress loss models, performing required tests like sensitivity and back-testing, and validating/recalibrating models annually with the latest data. Additionally, you will be tasked with delivering thorough model documentation and collaborating closely with cross-functional teams, regulatory agencies, and business stakeholders. To qualify for this role, you should possess an Advanced Degree in Statistics, Applied Mathematics, Operations Research, Economics, MBA (Finance), or a related quantitative discipline. You should have at least 5 years of experience in quantitative analysis, statistical modeling, loss forecasting, loan loss reserve modeling, and econometric modeling of consumer credit risk stress losses. Experience with unsecured products is considered advantageous. Proficiency in SAS, SQL, Oracle, Unix, Microsoft Word, Excel, and PowerPoint is required, along with the ability to communicate technical information effectively to both technical and non-technical audiences. This is a full-time position that falls under the Risk Management job family group, specifically within Risk Analytics, Modeling, and Validation. As an individual contributor, you will be expected to demonstrate skills such as analytical thinking, business acumen, data analysis, risk identification and assessment, and statistics. For additional skills and qualifications, please refer to the provided job description or contact the recruiter directly. If you require a reasonable accommodation due to a disability to access our search tools or apply for a career opportunity, please review the Accessibility at Citi information. You can also refer to Citi's EEO Policy Statement and the Know Your Rights poster for further details.,

As the Director for the Data Transfer Office at Citi, you will play a vital role in supporting the execution of the enterprise data transfer and data use compliance framework. Reporting directly to the Head of Transfer Office within IMPaCT, you will be responsible for defining and implementing scalable and efficient processes to manage end-to-end clearance activities in compliance with data privacy, bank secrecy, data localization, and outsourcing requirements across 95 countries. This role requires a unique blend of expertise in technology, risk, and controls in financial services, including AI usage and governance integration. You will lead high-performing teams, drive cross-functional coordination, and collaborate closely with country compliance, legal, businesses, and technology heads to strengthen Citi's global data transfer framework and its governance. Your key responsibilities will include leading and managing the execution of the cross-border data transfer lifecycle, ensuring compliance with privacy, data outsourcing, localization, and sovereignty requirements. You will design and optimize regulatory processes, embed legal and control requirements into simplified, reusable, and scalable workflows, and conduct process maturity assessments aligned with enterprise data policy. As a strategic thought partner to senior stakeholders in risk, compliance, technology, and business, you will oversee data transfer governance and serve as an escalation point for complex cases requiring legal interpretation. Additionally, you will build and lead a high-performing team of governance professionals, drive simplification efforts, lead transformation initiatives, and implement tools and case studies for responsible data use in AI processes. To be successful in this role, you should have at least 15 years of experience in privacy, data outsourcing, cross-border transfer governance, and regulatory compliance within large global institutions. You must demonstrate proven leadership in simplification programs, consulting roles, stakeholder alignment, and process optimization. Strong product management credentials, expertise in program delivery, stakeholder management, and data-driven decision-making are essential. Deep understanding of global privacy laws, data residency requirements, and third-party data transfer frameworks is required. You should also have experience in regulatory interaction, audit engagement, process transformation, and leading high-performing teams across geographies. The ideal candidate for this position is a strategic simplifier and technical executor with domain expertise in privacy and data outsourcing. They should have the ability to transform regulatory operations at scale, thrive in complex global environments, and influence senior stakeholders effectively. If you are skilled in operationalizing strategy into streamlined solutions, challenging complexity, and driving change with urgency and precision, we encourage you to apply. This job description offers a high-level overview of the responsibilities associated with the role. Other job-related duties may be assigned as necessary.,

The Financial Planning and Analysis Lead Analyst role at Citi is a senior position that involves providing management with analysis and insights into the company's financial results in collaboration with the broader Finance team. Your main goal will be to contribute to the directional strategy and offer specialized advice on the evaluation of Citis current and projected financial performance. Your responsibilities will include creating financial reports, summarizing financial trends for senior management, advising on directional strategy and significant business decisions, analyzing annual 3-year Strategic/Operating Plans, CCAR PPNR forecasts, mid-year reforecasts, and bi-monthly outlooks in partnership with other FP&A teams, preparing analytics for CEO Reviews, analyzing product profitability, developing relationships with key partners and senior management, preparing presentations for the CFO team, operating with a limited level of direct supervision, exercising independence of judgment and autonomy, acting as a subject matter expert to senior stakeholders and team members, and assessing risks when making business decisions while adhering to compliance and regulatory requirements. To qualify for this role, you should have 6-10 years of relevant experience, proficient computer skills with a focus on Microsoft Office applications, effective verbal and written communication skills, demonstrated presentation skills, and the ability to clearly communicate both in writing and verbally. A Bachelors degree/University degree or equivalent experience is required, while a Masters degree is preferred. Please note that this job description provides a high-level overview of the work performed, and other job-related duties may be assigned as necessary. Skills that are most relevant for this role include Budgeting, Business Acumen, Constructive Debate, Data Storytelling, Management Reporting, Problem Solving, Risk Management, and Stakeholder Management. For additional relevant skills, refer to the information provided above or contact the recruiter. If you require a reasonable accommodation due to a disability to use our search tools or apply for a career opportunity, please review Accessibility at Citi. You can also view Citis EEO Policy Statement and the Know Your Rights poster for further information.,

The position within US Personal Banking and Wealth Management involves developing CCAR/CECL models for unsecured portfolios such as credit cards, installment loans, and ready credit. You will focus on regulatory model monitoring analytics for continuous model performance tracking and annual model reviews. Your responsibilities will include obtaining and QA/QC on all data required for model development, developing segment and/or account level stress loss models, conducting sensitivity and back-testing, and validating/recalibrating models annually. Additionally, you will be responsible for delivering comprehensive model documentation and working closely with cross-functional teams, including business stakeholders, model validation and governance teams, and model implementation team. You will also prepare responses/presentations to regulatory agencies on all CCAR/CECL models built. Qualifications: - Advanced Degree (Masters required, PhD preferred) in Statistics, Applied Mathematics, Operations Research, Economics, MBA (Finance), or other highly quantitative discipline - 2+ years experience in quantitative analysis, statistical modeling, loss forecasting, loan loss reserve modeling, and econometric modeling of consumer credit risk stress losses - Experience with dynamics of unsecured products is a strong plus - Proficiency in SAS/SQL/Oracle/Unix/Microsoft Word, Excel and PowerPoint - Ability to communicate technical information verbally and in writing to both technical and non-technical audiences - Work as an individual contributor Skills: - Analytical Thinking - Business Acumen - Constructive Debate - Data Analysis - Escalation Management - Policy and Procedure - Policy and Regulation - Risk Controls and Monitors - Risk Identification and Assessment - Statistics If you are a person with a disability and need a reasonable accommodation to use search tools and/or apply for a career opportunity, review Accessibility at Citi. View Citi's EEO Policy Statement and the Know Your Rights poster.,