106 Constructive Debate Jobs - Page 2

The Credit Portfolio Intermediate Analyst position at our organization involves conducting credit reviews, approvals, and monitoring the portfolio to identify credit migration in coordination with the Risk Management team. The primary goal is to manage Citi's portfolio exposure to clients and counterparties globally. Responsibilities include resolving issues, recommending solutions, integrating specialty area knowledge with industry standards, serving as an industry expert and advisor, analyzing and approving counter-party credit limits, developing risk management frameworks and processes, advising businesses and clients on transaction structures, and operating with a limited level of direct supervision. This role also involves exercising independence of judgment, acting as a subject matter expert to senior stakeholders, and ensuring compliance with applicable laws and regulations. Qualifications for this position include a minimum of 5 years of relevant experience, expertise in financial analysis, accounting, and valuation, and clear and concise written and verbal communication skills. A Bachelor's degree or equivalent experience is required. The Credit Portfolio Intermediate Analyst is responsible for enhancing Risk policies using statistical techniques to optimize business growth and profits while minimizing losses. This role also involves supporting tactical and strategic Risk Analytics projects, managing risk management strategies, analyzing customer and transaction data, and evaluating the effectiveness of current policies and strategies. The candidate must be proficient in SAS, SQL, Knowledge Studio, SAS E-miner, Excel, and PowerPoint, with exposure to project/process management and strong communication and presentation skills. This role falls under the Risk Management job family group and specifically the Portfolio Credit Risk Management job family. It is a full-time position requiring analytical thinking, constructive debate, escalation management, industry knowledge, policy and procedure adherence, risk controls and monitoring, and risk identification and assessment among other skills. Individuals with disabilities requiring accommodations to use search tools or apply for career opportunities are encouraged to review the Accessibility at Citi policy. Please refer to Citis EEO Policy Statement and the Know Your Rights poster for additional information.,

The Financial Planning and Analysis Senior Lead Analyst position at Citi is a senior-level role that involves analyzing and providing insights into the company's financial results, in collaboration with the broader Finance team. Your main responsibility will be to contribute to the directional strategy by utilizing your expertise to evaluate Citis current and projected financial performance. You will be leading the creation of financial reports, analyzing forecasts and plans, preparing monthly outlooks, and supporting CEO Reviews with analytics on business initiatives. Additionally, you will be responsible for analyzing Citigroup's product profitability and developing relationships with key partners and senior management to influence decision-making. As a qualified candidate, you should have at least 10 years of relevant experience in financial services, with a strong background in providing financial analysis for forecasts, strategic plans, and budgets. Proficiency in Microsoft Office tools, particularly Excel and PowerPoint, is required, along with knowledge of systems such as Oracle, Essbase, and SAP. Clear and concise written and verbal communication skills are essential for this role. A Bachelor's degree or equivalent experience is required, and a Master's degree is preferred for this position. In this role, you will be a key member of the Balance Sheet Investments/NIR Wealth FP&A team within the larger Global FP&A team. Your responsibilities will include executing analysis of strategic plans, forecasts, and outlooks in partnership with finance and business organizations. You will also be the main contact person for activities related to Investments products for the Wealth business and will analyze key products within Wealth Investments across various segments. This position is based in Mumbai and requires the willingness to work afternoon shifts from 1 pm to 10 pm. Key Skills for this role include budgeting, business acumen, data storytelling, risk management, stakeholder management, and problem-solving. Additionally, the role involves building relationships across various teams and driving continuous process improvements in FP&A. If you believe you have the required experience and skills for this role, we encourage you to apply and be part of our dynamic team at Citi.,

The Credit Portfolio Senior Analyst role at our organization is pivotal in overseeing the end-to-end management and continuous validation of all post-implementation processes and ongoing production monitoring for customer-facing credit risk platforms. Your responsibilities would include ensuring that all credit risk technology solutions, once deployed, perform effectively, align with regulatory requirements, and meet business objectives. You will be tasked with validating model and platform performance, identifying areas for optimization, and ensuring the stability, reliability, and scalability of systems in production. This role necessitates a deep understanding of credit risk systems, customer impact, and technology operations. It involves post-implementation assessments, operational risk management, and ongoing system monitoring to prevent disruptions and ensure compliance. Your key responsibilities will involve designing, performing, and overseeing the validation of all customer-facing credit risk platforms post-deployment. You will work towards ensuring that these platforms function as intended, align with business strategies, and adhere to regulatory requirements. By collaborating with risk management, IT, and operations teams, you will assess potential vulnerabilities, gaps, or deficiencies in system performance and address them promptly. Additionally, you will establish and manage a robust framework for ongoing production monitoring of credit risk platforms, ensuring proactive identification and resolution of system performance issues. Implementing real-time and batch monitoring processes, you will assess operational performance, data integrity, and customer impact across various product lines. Your role will also involve ensuring timely resolution of production issues, including identifying root causes, formulating solutions, and collaborating with technology teams to implement necessary fixes or enhancements. As a Credit Portfolio Senior Analyst, you will play a crucial role in ensuring that all customer-facing credit risk platforms perform reliably in production, minimizing any negative impact on the customer experience. You will support initiatives to continuously improve platform stability, reduce risk to customers, and ensure that the organization's credit risk models and rules consistently deliver accurate decisions. Engaging with business stakeholders will be essential to understanding customer needs and expectations, ensuring that production systems evolve efficiently and effectively to meet them. Furthermore, you will be responsible for ensuring that all post-implementation validation and production monitoring activities meet regulatory and compliance requirements. This includes developing and maintaining documentation and audit trails to demonstrate compliance with regulatory expectations for system validation and ongoing monitoring. Collaboration with internal audit, compliance, and regulatory bodies will be necessary to provide transparency into the post-implementation performance of credit risk platforms. In this role, you will also support efforts to enhance governance and control frameworks for credit risk platforms, focusing on operational risk management in production environments. By implementing ongoing risk assessments, you will identify and mitigate emerging risks in production systems, ensuring that customer-facing platforms maintain stability and performance standards over time. Collaboration with cross-functional teams will be key to integrating all risk controls into the monitoring process and escalating issues appropriately. You will be expected to foster a culture of collaboration between business, technology, and risk teams to ensure alignment on post-implementation expectations, continuous monitoring needs, and issue resolution processes. Collaboration and mentorship of team members to excel in operational risk management, monitoring technology platforms, and delivering business-critical insights related to system performance will also be part of your responsibilities. Working closely with technology teams, you will design and implement advanced monitoring tools that provide real-time insights into platform performance and customer impact. Supporting efforts in continuous platform optimization will be crucial to enhancing system reliability, reducing risk, and improving the accuracy of credit risk models and rules in production. It will be essential to embed ongoing performance testing, stress testing, and platform scalability efforts into the production environment to prevent disruptions and maintain platform resilience. Qualifications: Educational Background: A Bachelor's degree in information technology, Business, Risk Management, or a related field is required. Advanced degrees (MBA, MS) and certifications in technology operations, risk management, or project management are preferred. Experience & Leadership: You should have 5-8 years of experience in risk management, technology operations, or production monitoring, with a strong focus on credit risk platforms, model validation, and system performance. A proven track record of leading post-implementation validation and production monitoring efforts for complex customer-facing systems in financial services is desired. Experience in managing operational risk for technology platforms, with a focus on identifying, mitigating, and resolving production issues that impact business and customer outcomes will be beneficial. Operational Risk & Technology Expertise: A deep understanding of credit risk management, technology platforms, and operational risk controls, particularly in the context of post-implementation processes, is essential. Expertise in monitoring system performance, diagnosing platform issues, and driving resolutions that prevent operational disruptions and customer impact is required. Familiarity with modern monitoring tools, risk management frameworks, and production systems used to assess technology performance in real-time (SAS/ Tableau/ AI/ Oracle) will be advantageous. Utilizing statistical tools to perform risk, financial, and data analyses, including profiling, sampling, reconciliation, and quality testing, will also be part of your role. Regulatory & Compliance Knowledge: You should possess strong knowledge of regulatory requirements related to credit risk, data management, and customer-facing platforms, ensuring alignment with post-implementation and monitoring processes. Experience working with internal audit, regulatory bodies, and compliance teams to ensure transparency and adherence to risk and regulatory expectations is necessary. Strategic Thinking & Problem Solving: A strong strategic thinker with the ability to anticipate production challenges and operational risks in post-implementation environments, developing robust solutions that enhance system performance will excel in this role. Demonstrated experience in problem-solving complex operational issues, leveraging cross-functional expertise, and driving long-term improvements in production systems is required. Strong analytical skills in conducting analysis using bureau/application/customer data to identify anomalies and adverse trends are essential. Stakeholder Management & Communication: Excellent stakeholder management skills, with the ability to communicate system performance, risks, and monitoring insights to senior leadership, technology teams, and business partners, are vital. Strong leadership presence, with the ability to align diverse teams, resolve cross-functional challenges, and ensure effective decision-making related to system performance and customer impact, is required. Proven ability to remain organized in a fast-paced environment, clear and concise written and verbal communication skills, demonstrated accountability, self-motivation, and business acumen are also key attributes for success in this role. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity, please review Accessibility at Citi. View Citi's EEO Policy Statement and the Know Your Rights poster.,

The Model/Anlys/Valid Intmd Analyst is a developing professional role with the responsibility of monitoring strategies built by the Risk/Strategy team in accordance with the Risk modeling policies and procedures for the US Consumer Banks CRS portfolios within the Global Consumer Bank (GCB) Risk Modeling Services. This role is specifically part of the Non Scoring Models monitoring team. As an Intermediate Analyst, you will interact with the MRM and Policy teams to address problems related to CRS portfolios, including Limitations, Root Cause Analysis, and other monitoring-related issues. Your role will involve ensuring that MRMs guidelines are met and collaborating with policy teams to gather inputs. To excel in this position, you are required to have at least 4 years of experience in Risk Strategy, Modeling, Monitoring, or Validation. You should possess sound knowledge of risk strategy concepts and industry best practices. Excellent quantitative and analytic skills are essential to derive patterns, trends, and insights. Proficiency in analytical or data manipulation tools such as SAS, SQL, R, Python, and the MS Office suite is crucial. Strong written and verbal communication skills, along with a self-motivated and detail-oriented approach, will contribute to your success in this role. The ideal candidate for this position will hold a Bachelors/University degree in statistics, mathematics, economics, or equivalent experience. A Masters/PhD degree is considered a plus. Additionally, having experience in Risk Management, particularly in Risk Analytics, Modeling, and Validation, will be beneficial. In summary, as the Model/Anlys/Valid Intmd Analyst, you will play a critical role in monitoring and ensuring compliance with Risk modeling policies and procedures for the US Consumer Banks CRS portfolios. Your ability to collaborate with various teams, analyze data effectively, and communicate insights clearly will contribute to the success of the Risk Modeling Services within the Global Consumer Bank at Citi.,

The Senior Quantitative Analyst Manager is responsible for managing professional teams and departments, integrating subject matter expertise within a defined area and contributing to operational standards. You will need a deep understanding of how different areas integrate within the sub-function and align with the objectives of the overall function. Basic commercial awareness is required, along with developed communication and diplomacy skills to guide and influence colleagues and occasional external customers. Your responsibilities will include managing volume, quality, timeliness, and delivery of end results, as well as potentially planning, budgeting, and policy formulation within your area of expertise. You will be involved in short-term resource planning and have full management responsibility for a team, including tasks such as performance evaluation, compensation, hiring, disciplinary actions, terminations, and budget approval. Responsibilities: - Develop, enhance, and validate methods for measuring and analyzing risk across all risk types including market, credit, and operational risks - Manage model risk throughout the model life-cycle, including validation, ongoing performance evaluation, and annual reviews - Produce analytics and reporting to effectively manage risk for Citi's operations - Translate operational requests into programming and data criteria, conduct systems and operational research, and model expected results - Assist in developing analytic engines for business product lines and communicate results to diverse audiences - Conduct analysis, prepare detailed technical documentation reports for validation purposes, and participate in teams to solve business problems - Identify modeling opportunities with measurable business results and provide guidance to junior validators as needed - Manage stakeholder interactions with model developers and business owners throughout the model life-cycle - Represent the bank in interactions with regulatory agencies and present model validation findings to senior management and supervisory authorities - Provide effective challenge to model assumptions, mathematical formulation, and implementation, and assess and quantify model risk due to limitations - Contribute to strategic cross-functional initiatives within the model risk organization Qualifications: - 10+ years of experience - Clear and concise written and verbal communication skills - Self-motivated, detail-oriented, with project management and organizational skills - Practical experience using SAS or similar statistical coding software for building and testing prediction models - Experience in a quantitative role in risk management at a financial institution, with expertise in model development or validation - Good knowledge of various model development and validation testing techniques covering risk models - Bachelor's/University degree required, potentially Masters degree The Senior Quantitative Analyst Sr. Manager role involves developing CCAR/CECL models for unsecured portfolios and regulatory model monitoring analytics within US Personal Banking and Wealth Management. Key responsibilities include data QA/QC, stress loss model development, model testing, model recalibration, documentation, stakeholder collaboration, model performance analysis, and team management. Qualifications for the CCAR CECL Unsecured Regulatory Model Development & Model Monitoring Analytics role: - Advanced Degree in Statistics, Applied Mathematics, Economics, MBA (Finance), or related quantitative discipline - 10+ years of experience in quantitative analysis, statistical modeling, loss forecasting, and econometric modeling of consumer credit risk stress losses - Experience managing mid to large-sized teams and projects, as well as exposure to unsecured or secured product dynamics - Proficiency in SAS/SQL/Oracle/Unix/Microsoft Word, Excel, and PowerPoint - Strong communication skills for technical and non-technical audiences If you require a reasonable accommodation due to a disability when using our search tools or applying for a career opportunity, please review the Accessibility at Citi. For more information, view Citis EEO Policy Statement and the Know Your Rights poster.,

The Credit Portfolio Intermediate Analyst position at Citigroup is a crucial role where you will be responsible for conducting credit reviews, credit approval, and monitoring the portfolio to identify credit migration in coordination with the Risk Management team. Your main objective will be to effectively manage Citi's portfolio exposure to clients and counterparties globally. As a Credit Portfolio Intermediate Analyst, your responsibilities will include resolving issues, recommending solutions to moderate problems, integrating specialty area knowledge with an understanding of industry standards and practices, and collaborating with teams to achieve the goals of the sub-function/job family. You will also serve as an industry expert and advisor, analyze and approve counter-party credit limits, develop risk management framework and processes for funds, advise businesses and clients on transaction structures, and negotiate credit terms. The role requires the ability to operate with a limited level of direct supervision, exercise independence of judgment and autonomy, and act as a Subject Matter Expert (SME) to senior stakeholders and/or other team members. In order to succeed in this role, you should have at least 5 years of relevant experience in financial analysis, accounting, and valuation. You must consistently demonstrate clear and concise written and verbal communication skills. A Bachelor's degree or equivalent experience is required for this position. Additionally, experience in Collections including the development of risk segmentation strategies, Contact strategies, Forbearance treatments, and Recoveries management will be beneficial. The most relevant skills for this role include Analytical Thinking, Constructive Debate, Escalation Management, Industry Knowledge, Policy and Procedure, Policy and Regulation, Process Execution, Product Knowledge, Risk Controls and Monitors, and Risk Identification and Assessment. For any complementary skills required, please refer to the provided information or contact the recruiter. Citigroup is committed to providing reasonable accommodations for individuals with disabilities to use their search tools and apply for career opportunities. To learn more about accessibility at Citi, you can review their EEO Policy Statement and the Know Your Rights poster.,

The Credit Portfolio Analyst II position is an intermediate-level role that involves conducting credit reviews, portfolio monitoring, reporting/MIS, and identifying credit trends. You will be responsible for organizing and analyzing large amounts of data to provide in-depth analysis and innovative solutions that influence key business decisions in Risk Management. Your main responsibilities will include conducting risk assessments, client credit analyses, and contributing to the development of new techniques within Risk Management. You will escalate credit concerns to senior risk and business managers, propose risk mitigation actions, and utilize Statistical Analysis System (SAS) for data analysis. Additionally, you will research customer queries, manage risk levels across multiple products, and ensure compliance with laws and regulations. As a Credit Portfolio Analyst II, you will be expected to be proactive in seeking new ways to overcome challenges, communicate alternative views, and prioritize team and enterprise success. You should take personal accountability for managing potential risks, anticipate problems, and deliver excellence in your work. Your role will also involve engaging key stakeholders, promoting diversity and inclusion, and advocating for solutions that benefit both clients and the community. Qualifications: - 2+ years of experience in credit risk analysis or corporate banking - Experience in financial analysis, accounting, and valuation - Knowledge of credit and banking products, credit analytics, risk assessment, and transaction execution - Proven ability to remain organized in a fast-paced environment and manage multiple projects - Strong interpersonal, organizational, and analytic skills - Clear and concise written and verbal communication - Ability to work independently and in a team - Problem-solving skills and familiarity with risk management software and analytical tools - Bachelor's degree or equivalent experience Skills: Analytical Thinking, Constructive Debate, Escalation Management, Industry Knowledge, Policy and Procedure, Process Execution, Product Knowledge, Risk Controls, Risk Identification, and Assessment If you require a reasonable accommodation due to a disability, please review the Accessibility at Citi. You can also view Citis EEO Policy Statement and the Know Your Rights poster for more information.,

The Financial Planning and Analysis Senior Analyst position at Citi is an intermediate level role that involves providing management with analysis and insights into the company's financial results in collaboration with the broader Finance team. The primary goal is to leverage in-depth disciplinary knowledge to create and analyze reports, as well as contribute to the development of new techniques to enhance processes and workflows. Your responsibilities in this role will include addressing strategic issues on an ad hoc basis that complement regular planning and analysis processes. You will also be involved in Quarterly Competitor Reviews, Quarterly Annotated Supplement, and Quarterly Investment Reports. Additionally, you will generate flash results/highlights for Board of Directors reports and Executive Management reports. You will play a key role in developing and coordinating processes such as the annual planning and periodic forecasting processes, and reviewing results against plans monthly, including business analysis functions performed by Business Unit Managers (BUMs). Moreover, you will participate in annual budget CCAR PPNR forecasts, 3-year strategic and operating plans, and the monthly estimate outlook process. You will oversee the estimation of risk capital and integrate results into management report metrics for decision-making processes. Analyzing key management review presentations for individual Regions and Products will also be part of your responsibilities. It is important to execute time-critical activities for client-facing Financial Planning and Analysis teams and contribute to the development of review material for internal leadership and external regulator reviews. You are expected to operate with a limited level of direct supervision, exercise independence of judgment and autonomy, and act as a Subject Matter Expert (SME) to senior stakeholders and/or other team members. Furthermore, you must assess risk appropriately when making business decisions, with a focus on upholding the firm's reputation and safeguarding Citigroup, its clients, and assets. To qualify for this role, you should have 5-8 years of experience working with various financial platforms, be proficient in Microsoft Office applications, possess demonstrated presentation skills, and consistently exhibit clear and concise written and verbal communication skills. A Bachelors degree/University degree or equivalent experience is required for this position. This job description offers a comprehensive overview of the responsibilities and qualifications for the Financial Planning and Analysis Senior Analyst role at Citi. Additional job-related duties may be assigned as necessary.,

The Financial Planning and Analysis Lead Analyst role at Citi involves Legal Entity forecasting to meet global and local regulatory requirements, providing analysis and insights on Citis Legal Entities to assist management in decision-making. Your main goal is to contribute to the strategic direction and offer specialized advice on evaluating financial reports, aiding in understanding Citis current and future performance. Your responsibilities will include analyzing annual 3-year Strategic/Operating Plans, CCAR PPNR forecasts, QMMF, and quarterly outlooks in collaboration with various teams. You will drive financial forecasts for ICAAP and Regulatory stress tests, offer guidance on strategic decisions, review and challenge forecasts at the entity level, and build relationships with key partners and senior management to influence decision-making processes. As the Financial Planning and Analysis Lead Analyst, you will prepare presentations and analysis for the team supporting the CFO, operate with independence and judgment, act as a Subject Matter Expert (SME) for senior stakeholders, and partner with Model Risk Management to ensure governance adherence. Additionally, you will assess risks in business decisions, ensuring compliance with laws, rules, and regulations, and safeguarding Citigroup, its clients, and assets. To qualify for this role, you should have 8-12 years of relevant experience, proficient computer skills, strong presentation and analytical abilities, along with clear written and verbal communication skills. A Post Graduate degree or equivalent experience is required for education. This position follows a Hybrid work mode and offers a high-level overview of the job duties. Other related tasks may also be assigned as necessary. Skills required for this role include Budgeting, Business Acumen, Constructive Debate, Data Storytelling, Management Reporting, Problem Solving, Risk Management, and Stakeholder Management. For additional skills or information, please refer to the job description or contact the recruiter.,

Individuals in Quality Assurance, Monitoring & Testing are responsible for assessing outcomes from activities and processes against applicable requirements to strengthen risk management quality. This includes conducting quality testing for business function quality control and transformation lead quality control post completion of an activity/process. The role involves developing and executing Monitoring and Testing for controls, such as control design assessment, operational effectiveness design, monitoring & testing tools design assessment, and execution of monitoring/testing tools to assess the effectiveness of key controls addressing defined risks. Responsibilities include: - Having a good understanding of the Citi Risk & control framework and Risk Management fundamentals - Supporting in performing monitoring reviews as per ARCM principles (Activity, Risk, Control & Monitoring) - End-to-end monitoring of controls defined in Risk Management policy - Participating in strategic initiatives for control performance enhancement - Involving in Control & Monitoring Design Assessment (CMDA) meetings and helping in drafting procedures - Participating in leadership meetings to analyze documentation and processes ensuring risks and control points are properly addressed - Identifying monitoring breaks and suggesting enhancements - Assisting in creating and maintaining reports for control tracking and analysis - Identifying risks across the business and organizing cross-functional solutions - Appropriately assessing risk in business decisions, considering the firm's reputation and safeguarding Citigroup, its clients, and assets Qualifications: - Minimum 7 years of experience in operational risk management, compliance, audit, or control-related functions in financial services - Ability to identify, measure, and manage key risks and controls - Good knowledge in developing and executing controls - Experience in control-related functions in the financial industry - Experience in implementing sustainable solutions and process improvements - Understanding of compliance laws, rules, regulations, and best practices - Understanding of Citis Policies, Standards, and Procedures - Strong analytical skills for evaluating complex risk and control activities and processes - Excellent verbal and written communication skills, engaging at senior management level - Strong problem-solving and decision-making skills - Ability to manage multiple tasks and priorities - Proficiency in Microsoft Office suite, especially Excel, PowerPoint, and Word Education: Bachelor's/University degree or equivalent experience Skills: Analytical Thinking, Assurance Strategy, Communication, Constructive Debate, Controls Assessment, Controls Lifecycle, Policy and Procedure, Risk Remediation, Stakeholder Management For additional skills, please refer to the provided list or contact the recruiter.,

Whether you're at the start of your career or looking to discover your next adventure, your story begins here. At Citi, you'll have the opportunity to expand your skills and make a difference at one of the world's most global banks. We're fully committed to supporting your growth and development from the start with extensive on-the-job training and exposure to senior leaders, as well as more traditional learning. You'll also have the chance to give back and make a positive impact where we live and work through volunteerism. The Central Testing function at Citi is primarily based out of Citi Service Centers in India and is structured along three verticals: M&T Execution, M&T Automation, and Strategy & Governance. The identified candidate for this role will be part of the M&T Execution, Control & Monitoring Design Assessment team. As part of the Central Testing team, you will partner with Control Owners and In-business Control Teams to conduct Monitoring & Testing (M&T) activities for key controls. The team is responsible for driving M&T of key controls across the enterprise, with a focus on Control Assessment, Call Listening, Central Testing, and Strategy, Governance & Automation (SG&A). In this role, you are expected to have a good understanding of the Risk & control framework, assist in performing quality checks on monitoring reviews, document quality fails and provide feedback to the Supervisor, monitor control compliance, provide input during Control & Monitoring Design Assessment, and collaborate with onshore and offshore teams. Additionally, you will be involved in the assessment of timeliness, accuracy, and completeness of Manager Control Assessment, coordinate adherence to the MCA Standard through controls, complete quality checks within a timely manner, create and maintain reports for control tracking and analysis, identify risks across the business, challenge existing controls, and identify opportunities for enhancement. To be successful in this role, you should ideally have 2-3 years of relevant work experience, excellent written and verbal communication skills, ability to perform under pressure, manage multiple tasks and priorities, function independently, and be proficient in MS Office Word, Excel, and PowerPoint applications. Education required for this role is a Bachelors/University degree. Working at Citi is more than just a job; it's a career with opportunities for growth, community engagement, and making a real impact. Join our family of dedicated individuals and take the next step in your career by applying for this role at Citi today.,

As an individual in Quality Assurance, Monitoring & Testing, you are responsible for assessing outcomes from activities and processes against applicable requirements to enhance risk management quality. This includes conducting quality testing for business function quality control and transformation lead quality control post the completion of an activity/process. You will be involved in the development and execution of Monitoring and Testing for controls, which includes control design assessment, operational effectiveness design for monitoring & testing tools, and executing monitoring/testing tools to evaluate the effectiveness of key controls addressing defined risks. Your responsibilities will include supporting the assessment of activities and processes based on required Policies, Standards, and Procedures to strengthen risk management quality. You will conduct routine testing of internal activities and processes to ensure adherence to quality standards and identify areas of risk or non-compliance. Additionally, you will assist in reviewing stakeholder/client feedback, responding to quality assurance complaints/issues promptly, and supporting quality testing for business function quality control and transformation lead quality control post activity/process completion. Furthermore, you will be required to develop and execute Monitoring and Testing for controls, contribute to reporting on quality control outcomes, stay updated on the latest quality assurance testing tools/strategies, understand the Citi Risk & control framework, and assist teams in monitoring controls as per Risk Management policy. You will also participate in Control & Monitoring Design Assessment meetings, identify monitoring breaks, and suggest enhancements. Qualifications: - Minimum of 6-10 years of experience in operational risk management, compliance, audit, or other control-related functions in the financial services industry. - Ability to identify, measure, and manage key risks and controls. - Strong knowledge in the development and execution of controls. - Proven experience in control-related functions in the financial industry. - Understanding of compliance laws, rules, regulations, and best practices. - Understanding of Citi's Policies, Standards, and Procedures. - Strong analytical skills to evaluate complex risk and control activities/processes. - Strong verbal and written communication skills with the ability to engage at the senior management level. - Strong problem-solving and decision-making skills. - Ability to manage multiple tasks and priorities. - Proficiency in Microsoft Office suite, particularly Excel, PowerPoint, and Word. Education: - Bachelor's/University degree, Master's degree preferred If you are a person with a disability and require a reasonable accommodation to use search tools or apply for a career opportunity, please review Accessibility at Citi. You can also view Citis EEO Policy Statement and the Know Your Rights poster. Skills: - Analytical Thinking - Assurance Strategy - Communication - Constructive Debate - Controls Assessment - Controls Lifecycle - Policy and Procedure - Risk Remediation - Stakeholder Management For any complementary skills, please refer to the above information or contact the recruiter.,

Individuals in Assessment & Design are responsible for developing, designing, and implementing controls programs, and providing review and guidance on robust controls design adhering to Citi's Policies, Standards, and Frameworks. You will proactively identify and drive controls enhancements such as automation, standardization, and rationalization, including transformation execution activities. Your role includes first-line activities for identification, measurement (significance and likelihood), and ongoing assessment of key risks and controls in partnership with relevant process owners to drive management decisions to operate within the firm's Risk Appetite. Your responsibilities will involve supporting the design and development of Citi's comprehensive controls program, performing assessments of the effectiveness of existing controls, identifying areas for improvement, and assisting in implementing necessary changes. You will help drive and manage controls enhancements focused on increasing efficiency and reducing risk, while supporting coordination with key stakeholders and relevant process owners to drive management decisions aimed at maintaining operations within the firm's Risk Appetite. Additionally, you will assist with assessing the business/function risk appetite in line with changes in the business environment, regulatory requirements, and strategic objectives. You will collaborate with key stakeholders to assess potential risks and develop risk mitigation activities to define the acceptable level of risk across various areas of operation. Your role will also involve executing the Enterprise Risk Management Framework and ensuring adherence with Risk Management/Compliance Policies. You will need to collaborate with business and functions to understand the control processes and identify potential areas for improvement. Staying updated on regulatory changes and industry best practices related to control management will be essential to ensure the controls program aligns with these standards. It will also be part of your role to provide regular updates to senior management on the performance of the controls assessment and design. Qualifications: - Minimum of 5-8 years of experience in Technology controls regulatory & monitoring, risk management, compliance, audit, or other control-related functions in the financial services industry. - Ability to identify, measure, and manage key risks and controls. - Strong knowledge in the development and execution for controls. Proven experience in control-related functions in the financial industry. - Proven experience in implementing sustainable solutions and improving processes. - Understanding of compliance laws, rules, regulations, and best practices. - Understanding of Citi's Policies, Standards, and Procedures. - Strong analytical skills to evaluate complex risk and control activities and processes. - Strong verbal and written communication skills, with a demonstrated ability to engage at the senior management level. - Strong problem-solving and decision-making skills. - Ability to manage multiple tasks and priorities. - Proficiency in Microsoft Office suite, particularly Excel, PowerPoint, and Word. Education: Bachelor's/University degree or equivalent experience If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity, review Accessibility at Citi. View Citi's EEO Policy Statement and the Know Your Rights poster.,

The Credit Portfolio Senior Analyst position at our organization involves conducting credit reviews, credit approval, and monitoring the portfolio to identify credit migration in coordination with the Risk Management team. Your primary goal will be managing Citi's portfolio exposure to clients and counterparties globally. Your responsibilities will include contributing to the development of new techniques and process improvements within Risk Management, analyzing credit and financial performance to develop recommendations for adjusting credit policies, utilizing Statistical Analysis System (SAS) in a UNIX environment for risk and financial analyses, supporting ad-hoc risk policy analyses, and participating in developing, testing, and optimizing credit policies. You will be expected to manage risk levels across multiple products and retail formats, prepare risk management presentations for senior management, assess risk during business decisions, and ensure compliance with applicable laws and regulations. Your qualifications should include 5-8 years of relevant experience, knowledge of commercial risk analytics, the ability to apply credit and risk principles toward business goals, and proven organizational and analytical skills. A Bachelor's degree or equivalent experience is required for this position. The most relevant skills for this role include Analytical Thinking, Constructive Debate, Escalation Management, Industry Knowledge, Policy and Procedure, Process Execution, and Risk Identification and Assessment. If you have a disability and require accommodation to use our search tools or apply for a career opportunity, please review Accessibility at Citi. Please also refer to Citis EEO Policy Statement and the Know Your Rights poster for more information.,

Individuals in Cross Disciplinary Controls are responsible for multiple activities within the Controls capabilities such as assessment & design, MCA, QA, Monitoring & Testing, Issue Management and/or Governance Reporting & Analysis for effective end-to-end oversight, design, implementation, and execution of controls. In this role, you may cover a broad range of in-business/function risk and control responsibilities rather than focusing on one specific role. Your responsibilities in this role include having a good understanding of the Citi Risk & control framework and the underlying fundamentals on Risk Management. You will support the assessment of the effectiveness of existing controls, identify areas for improvement, and implement necessary changes. Additionally, you will help drive and manage controls enhancements focused on increasing efficiency and reducing risk. You will assist in the execution of the Enterprise Risk Management Framework and adherence with Risk Management and Compliance Policies. Furthermore, you will assist in the execution of the MCA in accordance with the ORM Policy & Framework, as well as applicable Policies, Standards, and Procedures. Your role will involve assessing activities and processes as per required Policies, Standards, and Procedures to strengthen risk management quality. Collaboration with key stakeholders to develop comprehensive corrective action plans to address identified control gaps or failures will be another key aspect of your responsibilities. You will also participate in issue quality reviews ensuring compliance with Issue Management Policy, Standards, and Procedures. Supporting the development of standardized risk and controls reporting to ensure sound, reliable, and consistent information exists across the organization will be crucial for enabling better management and decision-making in line with the expectations of senior management, Board, and Regulators. In this role, you will participate in the oversight of the operations of Citi's governance committees, including coordinating meetings, managing agendas, and ensuring follow-up on action items. Appropriately assessing risk when business decisions are made and demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets will be fundamental. Qualifications for this role include having 10+ years of experience in operational risk management, compliance, audit, or other control-related functions in the financial services industry. You should possess the ability to identify, measure, and manage key risks and controls, as well as strong knowledge in the development and execution for controls. Proficiency in Microsoft Office suite, particularly Excel, PowerPoint, and Word is required. Education-wise, a Bachelor's/University degree is necessary, with a Master's degree preferred. Strong analytical skills, verbal and written communication skills, problem-solving and decision-making skills, and the ability to manage multiple tasks and priorities are essential for success in this role. If you are a person with a disability and need a reasonable accommodation to use search tools and/or apply for a career opportunity, you can review Accessibility at Citi. View Citis EEO Policy Statement and the Know Your Rights poster for more information.,

The Credit Risk Officer provides full leadership and supervisory responsibility, overseeing the QC audit process, teams, and partnering with the business. You will apply in-depth disciplinary knowledge to provide value-added perspectives and develop processes, procedures, and plans within the overall function. Strong communication and diplomacy skills are essential, as well as the ability to collaborate with multiple business functions. Your responsibilities will include ensuring the quality and timeliness of audits, accurate reporting, and monitoring overall quality to remain within the risk appetite. You will perform oversight of the audit function for High Net Worth, Ultra High Net Worth, and Portfolio lending, managing Risk and Controls to maintain quality expectations. Integrating a deep credit underwriting background of complex transactions for HNW and UHNW clients with industry standards knowledge is crucial. Using sound judgment, you will oversee complex audit reviews, provide feedback to teams, and engage in meetings with Senior-level management and cross-functional business partners. Analyzing data, providing root cause analysis, generating accurate reports regularly, and facilitating ad-hoc reporting as needed will be part of your responsibilities. Interacting with regulators, GSEs, and internal audit, attending Regulatory Meetings, and evaluating impacts will also be required. Effective communication at all organizational levels, a strong customer service ethic, and team orientation are essential qualities for this role. Qualifications for this position include 10+ years of previous consumer Mortgage underwriting experience, extensive knowledge of the mortgage industry related to creditworthiness, regulatory requirements, and FHA/VA guidelines. Proficiency in creating Power Point Presentations, Excel Spreadsheets, and Word Documents is necessary. You must demonstrate high ethical standards, integrity, excellent verbal and written communication skills, effective listening skills, and the ability to work across all levels in Risk Management and with other Governance/Controls and business teams. Additionally, you should have excellent Presentation skills, be adept at presenting effectively to various audiences, work with key decision-makers across different organizational levels and functions, and adapt to a rapidly changing environment while supporting the audit team. Strong organizational skills, attention to detail, data analysis capabilities, and the ability to provide root cause analysis, identify trends, and recommend actions are required. The educational requirement for this role is a Bachelors/University degree or equivalent professional experience. If you are a person with a disability and require a reasonable accommodation to use the search tools or apply for a career opportunity, please review Accessibility at Citi.,

Whether you're at the start of your career or looking to discover your next adventure, your story begins here. At Citi, you'll have the opportunity to expand your skills and make a difference at one of the world's most global banks. We're fully committed to supporting your growth and development from the start with extensive on-the-job training and exposure to senior leaders, as well as more traditional learning. You'll also have the chance to give back and make a positive impact where we live and work through volunteerism. Shape your Career with Citi Citi Finance is responsible for the firm's financial management and related controls. We manage and partner on key Citi initiatives and deliverables, such as our quarterly earnings process and ensuring Citi's compliance with financial rules and regulations. The team comprises chief financial officers who partner with each of our businesses and disciplines including controllers, financial planning and analysis, strategy, investor relations, tax and treasury. We're currently looking for a high caliber professional to join our team as Director, Quantitative Analyst Senior Group Manager - Hybrid (Internal Job Title: Model/Anlys/Valid Sr. Group Manager- C15) based in BGC Taguig, Philippines. Being part of our team means that we'll provide you with the resources to meet your unique needs, empower you to make healthy decisions and manage your financial well-being to help plan for your future. The Quantitative Analyst Sr. Group Manager manages multiple teams through other managers. In-depth understanding of how own sub-function contributes to achieving the objectives of the function. A good understanding of the industry, direct competitors" products and services, is also necessary in order to contribute to the commercial objectives of the business. Requires thorough understanding of strategic direction of the function within the relevant part of the business, combined with a solid conceptual/practical grounding in both the function and/or area of expertise and related subject areas. Excellent communication skills required in order to negotiate internally, often at a senior level. Some external communication/negotiation may be necessary. Responsibilities: - Develops, enhances, and validates the methods of measuring and analyzing risk, for all risk types including market, credit and operational. Also, may develop, validate and strategize uses of scoring models and scoring model related policies. - Full management responsibility for multiple teams, including management of people, budget and planning, to include duties such as performance evaluation, compensation, hiring, disciplinary actions and terminations and budget approval. May be doing involved or responsible for diverse (cross-discipline) activities. An integral member of the functional leadership team within Risk Management. - Manages the entire process related to model life cycle. - Organizing periodic peer reviews of model documentation, model performance monitoring, and model input validation against agreed standards. - Ensuring policies and procedures are kept up to date and reviewed periodically by governance committees. - Maintaining an accurate inventory of internal risk models. - Coordinating the involvement of Risk Analytics. - Performs self-assessments against regulatory rules, including those to support annual attestations by Citi's senior management. - Participation in quantitative impact studies and hypothetical portfolios exercises requested by regulators. - Directing the design, development, delivery and maintenance of best-in-class Risk Management programs, policies and practices for Risk management. Translates Risk Management strategy and goals across Citi's clients, products and geographies in a succinct and clear manner; provide direction and guidance on the programs. - Providing oversight and guidance over the assessment of complex issues, structures potential solutions and drives effective resolution with other stakeholders. Provides advice to the businesses on an ongoing basis on new Business initiatives, new products, business acquisitions, and client-related matters with respect to applicability of policies, resolution of potential red flags or other client/transaction-related compliance escalations. - Overseeing the Identification and assessment of Citi's key risks. Ensures model risks within Citi are effectively identified, measured, monitored, and controlled, consistent with the bank's risk appetite statement and all policies and processes established within the risk governance framework. - Developing and establishing firm-wide model risk management policies and procedures to mitigate risks. Monitors and measures model risk through a robust control framework and ensures that reviews are conducted consistently across each entity on a regular basis to confirm that controls identified are operating effectively. - Working collaboratively with Citi business/functional line management in recommending, developing and executing on business initiatives within permissible statutory and regulatory frameworks. - Representing Citi on critical regulatory matters as required. Serves as liaison with regulatory examiners, Internal Audit, and external auditors on critical Compliance issues and oversees the implementation of related remediation. - Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency, as well as effectively supervise the activity of others and create accountability with those who fail to maintain these standards. As a successful candidate, you'd ideally have the following skills and exposure: - 15+ years experience - Highly motivated with attention to detail, team-oriented, organized - Consistently demonstrates clear and concise written and verbal communication skills with the ability to articulate complex problems and solutions through concise and clear messaging - Ability to interact and communicate effectively with senior leaders Demonstrated ability to assess complex issues through root cause analysis and other analytical techniques; structure potential solutions; drive to resolution with senior stakeholders - Ability to influence and lead people across cultures at a senior level using sound judgment and successful execution, understanding how to operate effectively across diverse businesses - Experience with and previous exposure to internal or external control functions and regulators (incl. the US) Ability to challenge business management and escalate issues when appropriate Education: - Bachelors/University degree or equivalent experience, potentially Masters degree and managerial experience Working at Citi is far more than just a job. A career with us means joining a family of more than 230,000 dedicated people from around the globe. At Citi, you'll have the opportunity to grow your career, give back to your community and make a real impact. Take the next step in your career, apply for this role at Citi today.,

The Institutional Credit Managements (ICM) objective is to provide an integrated end-to-end credit underwriting, identification, measurement, management, monitoring, and reporting for wholesale credit businesses across the enterprise. In-Business Quality Assurance is an integral part of the ICM organization. The ICM In-Business Quality Assurance function (QA) verifies that established standards and processes are followed and consistently applied. ICM uses the results of the quality assurance reviews to assess the quality of the group's policies, procedures, programs, and practices as relates to the management of wholesale credit risk. The results help management identify control and operational weaknesses, risks associated with the credit processes, training needs, and process deficiencies. The ICM Head of In-Business Quality Assurance reports results of Quality Assurance Reviews (QARs) providing feedback, insight, and observations on any deficiency and areas of improvement, engaging with the management of the respective business area, Independent Risk, and critical partner stakeholders and regulators. This role reports directly to the Quality Assurance Head Real Estate and Structured Credit Underwriting. Key Responsibilities: Support the QA Head of Real Estate and Structured Credit Underwriting in discussions to define the Quality Assurance function and Reviews across ICM coverage universe. Provide effective credible challenge during QARs to Business Region Heads and Portfolio Managers, with respect to credit memorandums and associated process quality to ensure that weaknesses in such processes are identified and escalated as appropriate. Provide support to ensure wholesale credit risks within Citi are effectively identified, measured, monitored, and controlled, consistent with the bank's risk appetite and all policies and processes established within the risk governance framework. Under the supervision of the Quality Assurance Head Real Estate and Structured Credit Underwriting, support the execution of consistent and objective assessments during QARs and subsequent follow-up on corrective actions, sustainability testing of corrective actions, synthesis and preparation of Quality Assurance Reports, support in the establishment of WCR IBQA policies and procedures, and stay abreast of relevant changes to rules/regulations and industry news. Support the Global Head of WCR In-Business QA on internal projects and initiatives, ICM Voice of the Employee (VOE) initiatives, and act as a proven culture carrier. Travel may be required but limited to less than 10%. Qualifications/Experience: Demonstrable quality control/quality assurance experience, including 5 - 7 years in banking, credit risk management, credit risk internal audit, loan review, or quality assurance function at a large financial institution, established rating agency, or equivalent. Familiarity with risk management and controls frameworks related to credit risk management or another financial risk discipline. Ability to understand policies and procedures and execute change seamlessly, understanding of complex counterparty credit product structures, securitization, credit financing products, core credit analysis, underwriting for large corporate and finance industries, and risks and controls associated with credit approvals. Leadership: Strategic orientation to ensure the ICM organization continues to be positioned as a thoughtful and proactive partner on driving best practices to support safety and soundness within ICM and Citi. Assists colleagues in identifying stretch opportunities to elevate individual and team performance, recognizes individuals based on performance, and acts as a proven culture carrier. Competencies: Strong organizational skills, ability to work under pressure, manage time and priorities effectively with little supervision, evolving interpersonal skills, excellent written and verbal communication skills, ability to build relationships and exert influence, and experience in preparing presentations for senior stakeholders. Technical: Advanced Microsoft Office (Word, Excel, and PowerPoint) skills, data analysis skills are desirable. Qualifications: BA/BSc or higher degree in Business (MBA), or any other related subject.,

The Infrastructure Finance (IF) and Clean Energy Finance (CEF) Underwriter role involves covering large and complex products globally, managing the credit review process, and delivering top-notch credit risk analysis. As a key partner to Risk and Banking, you will play a crucial role in ensuring the safety and soundness of wholesale lending across ICM. In this Analyst position, you will be responsible for a portfolio of IF and CEF Relationships, conducting Credit Risk Analysis for those relationships, and continuously monitoring the portfolio. This includes producing Annual Reviews, Quarterly Reviews, supporting Ad-Hoc Transactions, Portfolio & Industry Reviews, and Stress Testing. To excel in this role, you are expected to possess a deep understanding of credit risk, Citis internal policies and procedures, and the industry fundamentals related to the portfolio. You should be able to work independently with minimal supervision, engaging in insightful discussions with Risk and Banking partners. Key Responsibilities: - Assess the credit and financial strength of Citis IF and CEF clients through fundamental credit analysis using quantitative and qualitative factors. - Complete Credit Analysis Write-up Memos and Final Obligor Risk Ratings based on independent assessment and due diligence. - Continuously monitor the covered portfolio, track industry trends, and escalate potential credit issues. - Run financial modeling of IF and CEF clients to project cash flow profiles and perform stress testing. - Review and recommend risk ratings across the sector. - Ensure compliance with bank credit policies/practices and regulatory policies. Qualifications: Risk & Credit Underwriting: - Strong analytical skills, including understanding financial statements and accounting principles. - Ability to form independent credit opinions and recognize emerging risks. - Advanced knowledge of financial statements, GAAP accounting, and Credit Policy. - Proactive in identifying and escalating potential risk issues. Leadership: - Deep commitment to the organization and colleagues. - Embraces change and demonstrates professionalism. - Actively contributes, asks questions, and challenges ideas. Competencies: - Effective interpersonal skills and relationship-building abilities. - Strong organizational skills, able to work under pressure and manage priorities effectively. - Exceptional written and verbal communication skills. - Proficiency in Microsoft Office (Word, Excel, and PowerPoint) and financial modeling. Education: MBA Finance, CFA or CA If you are a person with a disability and require accommodation to use our search tools or apply for a career opportunity, review Accessibility at Citi. View Citis EEO Policy Statement and the Know Your Rights poster.,

The Model/Analysis/Validation Analyst II role at Citigroup is a developing professional position that requires applying specialized knowledge to monitor, assess, analyze, and evaluate processes and data related to risk management. As an analyst in this role, you will be responsible for identifying process gaps, adhering to operating procedures, interpreting data to make recommendations, researching information, identifying inconsistencies in data or results, and performing root cause analysis when necessary. Your role will involve integrating established disciplinary knowledge within a specialty area with a basic understanding of related industry practices. Furthermore, you will develop a working knowledge of industry practices and standards, understanding how your team interacts with other stakeholders to achieve the objectives of the area. Your impact on the business will be primarily within your own team, with a focus on delivering high-quality tasks and services. Some of your key responsibilities will include developing, enhancing, and validating methods for measuring and analyzing risk across all risk types, leading projects related to the development and validation of models, providing analytical support for analysis and benchmarking activities, preparing reports according to the Risk Management Team's priorities, and participating in projects for the continuous improvement of risk analytics, modeling, and validation systems. To excel in this role, you should possess programming skills in languages such as SAS, SQL, and/or Python, with working knowledge of tools like VBA being preferable. A basic knowledge of secured/unsecured banking products and US banking regulations is required. Strong communication skills, both oral and written, are essential for effectively disseminating information to technical and non-technical audiences. Additionally, you should have proven analytical skills to conduct root cause analysis, identify trends, and anticipate emerging issues. Proficiency in Microsoft Office tools (Word, Excel, PowerPoint) is necessary, with Unix knowledge considered an added advantage. Having at least 1+ years of experience in model implementation/validation/development and a minimum of 2+ years of industry experience is preferred. As an analyst in this role, you will also be expected to assess risk appropriately when making business decisions and demonstrate consideration for the firm's reputation, while safeguarding Citigroup, its clients, and assets. Compliance with applicable laws, rules, and regulations is crucial, along with adhering to policies, applying sound ethical judgment, and escalating, managing, and reporting control issues with transparency. To qualify for this position, you should hold a Bachelors/University degree in a relevant field. The role falls under the Risk Management job family group, specifically in Risk Analytics, Modeling, and Validation. This is a full-time position at Citigroup. Key Skills: - Analytical Thinking - Business Acumen - Constructive Debate - Data Analysis - Escalation Management - Policy and Procedure - Policy and Regulation - Risk Controls and Monitors - Risk Identification and Assessment - Statistics For further details on complementary skills or if you have any questions, please reach out to the recruiter.,

The Financial Planning and Analysis Lead Analyst role at Citi involves Legal Entity forecasting to support global and local regulatory requirements. As a senior professional, you will provide management with analysis and insights into Citi's Legal Entities. Your primary objective is to contribute to the directional strategy by utilizing your in-depth specialty knowledge to advise on the evaluation of financial reports regarding Citi's current and projected performance of its entities. Your responsibilities will include analyzing annual 3-year Strategic/Operating Plans, CCAR PPNR forecasts, QMMF, and quarterly outlooks in collaboration with Planning, BS, and Expense FP&A teams. You will drive financial forecasts for ICAAP and Regulatory stress tests in alignment with the Global ICAAP Standard. Additionally, you will provide advice on directional strategy and significant business/product decisions, review and challenge forecasts at the entity level, and cultivate relationships with key partners and senior management to influence decision-making. In this role, you will prepare presentations and analysis for the CFO support team, operate with a limited level of direct supervision, exercise autonomy and independent judgment, and act as a Subject Matter Expert (SME) for senior stakeholders and team members. Collaboration with Model Risk Management (MRM) to ensure adherence to MRM governance is also a key aspect of this position. Your qualifications should include 8-12 years of relevant experience, proficiency in Microsoft Office applications, strong presentation and analytical skills, and clear and concise written and verbal communication skills. A post-graduate degree or equivalent experience is required for this role. This is a hybrid role, and you will be expected to consistently demonstrate skills such as Budgeting, Business Acumen, Constructive Debate, Data Storytelling, Management Reporting, Problem Solving, Risk Management, and Stakeholder Management. Additional relevant skills may be communicated by contacting the recruiter or referring to the information provided above. Please note that this job description offers a high-level overview of the duties performed, and other job-related responsibilities may be assigned as necessary.,

The position within USPB Risk involves developing CCAR/CECL models for unsecured portfolios such as credit cards and installment loans. Your responsibilities will include obtaining and conducting QA/QC on all data required for CCAR/CECL model development, developing segment and/or account level stress loss models, performing required tests like sensitivity and back-testing, validating/recalibrating models annually, delivering comprehensive model documentation, and working closely with cross-functional teams. To qualify for this role, you should have an advanced degree in Statistics, Applied Mathematics, Operations Research, Economics, MBA (Finance), or another highly quantitative discipline. You should have at least 5 years of experience in quantitative analysis, statistical modeling, loss forecasting, loan loss reserve modeling, and econometric modeling of consumer credit risk stress losses. Experience with unsecured products is a strong plus. You should be able to communicate technical information effectively to both technical and non-technical audiences. Proficiency in SAS, SQL, Oracle, Unix, Microsoft Word, Excel, and PowerPoint is required. You will work as an individual contributor and will be expected to actively participate in various aspects of an econometric modeling-driven stress loss process. Exposure to stress loss modeling approaches at the segment or account level is preferred. This is a full-time position in the Risk Management job family group, specifically in Risk Analytics, Modeling, and Validation. The most relevant skills for this role include Analytical Thinking, Business Acumen, Data Analysis, Risk Controls and Monitors, and Statistics. For any accommodation needs due to disability for using search tools or applying for a career opportunity, you can review Accessibility at Citi. Additionally, you can view Citi's EEO Policy Statement and the Know Your Rights poster for more information.,

The Credit Portfolio Senior Analyst position at Citi involves managing credit reviews, approvals, and monitoring the portfolio to track credit migration in coordination with the Risk Management team. The primary objective of this role is to oversee Citi's portfolio exposure to clients and counterparties on a global scale. As a Credit Portfolio Senior Analyst, your responsibilities will include contributing to the enhancement of processes and workflows by leveraging your disciplinary knowledge and industry expertise within Risk Management. You will be tasked with developing recommendations for adjusting credit policies through the analysis of credit and financial performance using statistical techniques such as scoring, segmentation, regression, and simulation. Utilizing Statistical Analysis System (SAS) in a UNIX environment will be essential for conducting risk, financial, and data analyses. Furthermore, you will be responsible for researching customer and management queries using risk systems and data, supporting ad-hoc risk policy analyses, and participating in the development, testing, and optimization of credit policies to ensure regulatory compliance. Managing risk levels across various products and retail formats, preparing risk management presentations for senior management, and demonstrating a keen awareness of risk assessment in business decisions will also be part of your role. To qualify for this position, you should have at least 7 years of relevant experience, with knowledge of risk analytics being preferred. The ability to apply credit and risk principles to achieve business goals, synthesize information effectively, and drive results with urgency is essential. Strong organizational, interpersonal, and analytical skills are crucial to excel in this role. In terms of education, a Master's, Bachelor's, or equivalent degree is required. Key Skills: - Analytical Thinking - Constructive Debate - Escalation Management - Industry Knowledge - Policy and Procedure Adherence - Process Execution - Product Knowledge - Risk Controls and Monitoring - Risk Identification and Assessment For more information on complementary skills or if you require a reasonable accommodation due to a disability, please refer to the provided resources or contact the recruiter. This is a full-time position under the Risk Management job family group, specifically focusing on Portfolio Credit Risk Management.,

The Director for the Data Transfer Office at Citi plays a crucial leadership role in supporting the implementation of the enterprise data transfer and data use compliance framework. Reporting to the Head of Transfer Office within IMPaCT, this position entails developing and executing efficient processes to manage end-to-end clearance activities in alignment with data privacy, bank secrecy, data localization, and outsourcing regulations across 95 countries. The role requires a unique combination of expertise in technology, risk, and financial services controls, encompassing AI integration, governance, and embedding controls within digital workflows. As the Director, you will lead high-performing teams, facilitate cross-functional coordination, and collaborate closely with country compliance, legal, business, and technology leaders. Your responsibilities are pivotal in enhancing Citi's global data transfer framework, ensuring its effective implementation, and governance. Your key responsibilities will include leading and overseeing the cross-border data transfer lifecycle to ensure compliance with privacy, data outsourcing, localization, and sovereignty requirements. You will design and enhance regulatory processes, integrating legal and control stipulations into simplified, reusable, and scalable workflows. Conducting process maturity assessments and defining future-state execution models aligned with enterprise data policy will be essential. Acting as a strategic partner to senior stakeholders in risk, compliance, technology, and business, you will be responsible for embedding data transfer governance. As an escalation point for complex or high-risk data transfer cases necessitating legal interpretation or alignment with senior stakeholders, you will provide critical expertise. Additionally, you will build and guide a high-performing team of governance professionals, fostering a culture of accountability, innovation, and responsible data and AI utilization. Driving end-to-end simplification, redesigning complex approval and documentation paths while upholding risk integrity will be part of your role. You will lead large-scale transformation initiatives, leveraging automation, AI, and analytics to enhance operational efficiency and control transparency. Specifically focusing on the intersection of generative AI and data protection frameworks, you will implement practical tools and case studies for responsible data use in AI processes. By incorporating global regulatory perspectives and strategies in the context of AI data processing and responsible data use, you will contribute to maintaining the Data Transfer Register's accuracy, completeness, and audit traceability. Collaborating with product and UX partners, you will implement intuitive, automation-friendly workflows to support policy adherence. Creating and delivering clear, scalable process guidance including playbooks, templates, and training materials to facilitate global adoption will also be part of your responsibilities. Representing the function in audits, challenge forums, and regulatory reviews, you will defend execution rigor and drive continuous enhancement. By partnering with stakeholders and business leaders, you will influence action and desired strategic outcomes. Developing and implementing a dynamic people strategy that empowers employees, drives organizational agility, and aligns with business objectives in a rapidly evolving environment will be crucial. The ideal candidate for this role possesses over 15 years of experience in privacy, data outsourcing, cross-border transfer governance, and regulatory compliance within large global institutions. They demonstrate a proven ability to lead simplification programs at scale, transform legacy processes into agile, compliant workflows, and drive strategic change across complex, matrixed environments. Strong product management credentials, expertise in program delivery, stakeholder management, and data-driven decision-making are essential. The candidate should have a deep understanding of global privacy laws, data residency requirements, and third-party data transfer frameworks. Proficiency in navigating the intersection of generative AI and data protection, along with the ability to develop strategies within global regulatory landscapes, is required. A bachelor's or university degree, potentially supplemented by a master's degree and managerial experience, is expected. The ideal candidate is envisioned as a strategic simplifier and technical executor with domain expertise in privacy and data outsourcing, capable of transforming regulatory operations at scale. They should possess a consulting mindset, excel in complex global environments, and deliver with urgency and precision. Proficiency in influencing senior stakeholders, simplifying complexity, and operationalizing strategy into streamlined solutions is key to success in this role. This job description provides an overview of the primary responsibilities, and other job-related duties may be assigned as required.,

The Director for the Data Transfer Office is a crucial leadership position supporting the execution of Citi's enterprise data transfer and data use compliance framework. Reporting directly to the Head of Transfer Office within IMPaCT (Information Management, Privacy and Cross border transfers), you will be responsible for defining and implementing scalable, efficient processes to manage end-to-end clearance activities in line with data privacy, bank secrecy, data localization, and outsourcing requirements from 95 countries. This role requires an exceptional blend of understanding technology, Risk, and controls in financial services - including AI usage and governance integration, to embedded controls within digital workflows. As the director, you will lead high-performing teams, drive cross-functional coordination, and partner closely with country compliance, legal, businesses, and technology heads. Your position plays a vital role in strengthening Citi's global data transfer framework, its implementation, and governance. Key Responsibilities: Lead and manage execution of the cross-border data transfer lifecycle, ensuring compliance with privacy, data outsourcing, localization, and sovereignty requirements. Design and optimize regulatory processes, embedding legal and control requirements into simplified, reusable, and scalable workflows. Conduct process maturity assessments and define future-state execution models aligned with enterprise data policy. Act as a strategic thought partner to senior stakeholders in risk, compliance, technology, and business to embed data transfer governance. Serve as an escalation point for complex or high-risk data transfer cases requiring legal interpretation or senior stakeholder alignment. Build and lead a high-performing team of governance professionals, fostering a culture of accountability, innovation, and responsible data and AI use. Drive end-to-end simplification, redesigning complex approval and documentation paths while maintaining risk integrity. Lead large-scale transformation efforts, applying automation, AI, and analytics to improve operational efficiency and control transparency. Specifically address the intersection of generative AI and data protection frameworks. Implement practical tools and case studies for responsible data use in AI processes. Incorporate global regulatory perspectives and strategies, in AI data processing/responsible data use context. Build, govern, and maintain the Data Transfer Register to ensure accuracy, completeness, and audit traceability. Collaborate with product and UX partners to implement intuitive, automation-friendly workflows that support policy adherence. Create and deliver clear, scalable process guidance playbooks, templates, training materials to support global adoption. Represent the function in audits, challenge forums, and regulatory reviews, defending execution rigor and driving continuous enhancement. Partner with stakeholders and business leaders to influence action and desired strategy outcomes. Develop and implement a dynamic people strategy that empowers employees, drives organizational agility, and enables business objectives in a rapidly evolving environment. Qualifications & Experience: 15+ years of experience in privacy, data outsourcing, cross-border transfer governance, and regulatory compliance execution within large global institutions. Proven ability in leading simplification programs at scale, transforming legacy processes into agile, compliant workflows. Demonstrated experience in consulting with a strong track record of driving strategic change, stakeholder alignment, and process optimization across complex, matrixed environments. Experience designing and implementing end-to-end regulatory frameworks and associated control environments. Strong product management credentials, with expertise in program delivery, stakeholder management, and data-driven decision-making. Deep understanding of technology disciplines, including metrics, analytics, and ability to drive enterprise change programs in a regulated environment. Strong understanding of global privacy laws (e.g., GDPR), data residency/localization requirements, and third-party data transfer frameworks. Demonstrated success in regulatory interaction, audit engagement, and stakeholder alignment across global teams. Background in process transformation, including automation, policy-driven execution models, and metrics-based decision-making. Track record of leading high-performing, cross-functional teams across geographies. Experience in navigating the intersection of generative AI and data protection. Proficiency in developing strategies for evolving data within global regulatory landscapes. Education: Bachelors/University degree, potentially master's degree and managerial experience Ideal Candidate Profile: The ideal candidate is a strategic simplifier and technical executor with domain expertise in privacy and data outsourcing and the discipline to transform regulatory operations at scale. They bring a consulting mindset, thrive in complex global environments, and deliver with urgency and precision. They are skilled in influencing senior stakeholders, challenging complexity, and operationalizing strategy into streamlined, defensible solutions. This job description provides a high-level review of the types of work performed. Other job-related duties may be assigned as required. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi. View Citi's EEO Policy Statement and the Know Your Rights poster.,