3 Conduct Risk Jobs

Job Description At American Express, our culture is built on a 175-year history of innovation, shared and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. As part of Team Amex, you'll experience this powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career. Here, your voice and ideas matter, your work makes an impact, and together, you will You Lead the Way. We've Got Your Back American Express Global Commercial Services (GCS) is the leading payment card issuer for businesses in the United States and various international markets and supports business owners and companies with products and services to help them run and grow their businesses. Control Management at American Express is a comprehensive and coordinated program designed to identify, measure, report, monitor and control operational risk exposures of various business processes. It supports business units in meeting all relevant operational risk, regulatory and compliance requirements. GCS Control Management team strives to ensure that GCS has a robust first line of defense, playing an active role in supporting the growth of business, meet its objectives and demonstrating an effective control framework. Purpose of the Role: As a part of First Line of Defense, the candidate will be responsible to monitor the customer facing interactions in line with AEMP 88 and GCS Business Conduct Policy requirements and support the effective functioning of Business Conduct program How will you make an impact in this role Key Responsibilities: Ensure effective and appropriate Business Self-Testing, validation, and documentation of review activities for risk programs and controls according to standards and other all applicable policies Proactively anticipate and identify issues and control deficiencies through testing various channels of communication (including Calls, Emails, LinkedIn and Notes notations), assessing the impact of each and collaborating with business partners to develop and implement appropriate mitigating actions Support client signing / relationship-based testing with the endeavor to monitor the entire sales journey including all interactions and activities logged by Customer facing colleague Monitor activities to ensure deadlines and commitments are met concerning end-to-end process monitoring, risk assessment, program documentation, testing plans, reporting, and action plans Ensure compliance to Policies, Standard Operating Procedures, and American Express Compliance standards with respect to documentation, testing, and certification of GCS business monitoring and testing Collaborate and consult with Colleagues, Internal Partners and key control teams both within the lines of business and across the organization, to promote a well-controlled environment. Critical Factors to Success: Demonstrated willingness to take initiative and act decisively. Creative mind that is not afraid of thinking differently to solve complex problems that have regulatory or compliance requirements. Effectively works independently within a team construct, while supporting teamwork and achievement of team objectives. Proven ability to effectively interact with all levels across the organization including business and control partner leadership. Strong written and oral communication skills coupled with solid presentation skills. This includes the ability to take analyze large sets of data concisely and convey messages to leadership and peers. In addition, strong knowledge to build reports, dashboards and metric reporting is desired. Minimum Qualifications A minimum of 2 years relevant experience required which may include: internal control/operational risk, internal auditing, or related experience in the financial services/banking industry. Minimum Qualifications: Bachelor's degree or equivalent experience in commerce Functional Skills/Capabilities : Good knowledge MS Office Skills In depth knowledge of American Express products, procedures and policies Preferred Qualifications: Knowledge of Operational Risk Management, Operational Risk Events and PRSA or Business Self-Testing will be an added advantage. Candidates with knowledge and understanding of Conduct risk, and Business self-testing will be given preference. Knowledge of Platforms: Microsoft Office, BCMA, Outreach, One Force, Sales Force, SharePoint is preferred We back you with benefits that support your holistic well-being so you can be and deliver your best. This means caring for you and your loved ones physical, financial, and mental health, as well as providing the flexibility you need to thrive personally and professionally: Competitive base salaries Bonus incentives Support for financial-well-being and retirement Comprehensive medical, dental, vision, life insurance, and disability benefits (depending on location) Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need Generous paid parental leave policies (depending on your location) Free access to global on-site wellness centers staffed with nurses and doctors (depending on location) Free and confidential counseling support through our Healthy Minds program Career development and training opportunities American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law. Offer of employment with American Express is conditioned upon the successful completion of a background verification check, subject to applicable laws and regulations.

Development of compliance related policies and procedures Development of Compliance Risk Assessment Framework Developed compliance indicators for monitoring of key compliance requirements Preparation of Compliance testing plan and performing compliance reviews Preparation of Compliance dashboards and reporting Compliance Advisory on specific banking divisions or products. Skills / Experience Creation and maintenance of conduct risk management framework, and where necessary enhance the procedures and systems relating to the management of conduct risk to ensure that the Boards risk appetite and all regulatory requirements are met. Communication of the conduct framework requirements, policies and procedures through reporting and delivering appropriate training for relevant business teams. Maintenance the conduct risk assessment methodology, perform assessments, conduct related due diligence and identify and implement appropriate controls to mitigate risks identified. Preparation and implementation of Boards risk appetite relating to Conduct Risk is implemented throughout the business. Maintenance and enhancement, where necessary, of the Conduct Risk Framework, considering any emerging conduct risks and regulation. Provide advice and training to the business in respect of conduct risk issues. Oversee and carry out conduct risk controls, monitor the business for conduct risk issues and support conduct risk projects. Ensure appropriate conduct risk management information (MI) is made available to the relevant governance bodies within the business on a timely basis. Analyse conduct risk MI and undertake root cause analysis in respect of complaints. Circulate market updates and guidance in relation to conduct risk matters, as necessary, liaising with the Compliance Officer/Compliance team to provide a unified response to the business in respect of regulatory requirements relating to consumer and high conduct risk business / codes of best practice and regulatory developments. Oversee complaints handling and management Prepare reporting packs for Senior Management and Board for Conduct Risk.

Role & responsibilities Ability to effectively perform the technical components of risk assessments to provide an accurate view of the clients current risk state Ability to perform end-to-end business process analyses and design Ability to gather, synthesize, and analyze data using appropriate tools and technologies Ability to assess and design internal controls by applying an understanding of internal control design frameworks and regulatory requirements Ability to understand the clients business, interpret sector trends, and learn leading practices Ability to effectively interact with colleagues and clients of varying backgrounds to effectively serve clients Ability to enhance quality and efficiency of recommended conduct risk solutions by applying relevant frameworks, conducting research, and performing analyses Ability to conduct internal audits by leveraging approved processes and methodologies Ability to set the stage for a successful assessment of clients internal audit processes and controls by collecting and organizing data Ability to enhance quality of assurance engagements by identifying risks, performing testing, researching governing regulations, and developing reports Preferred candidate profile Semi Qualified CA (0-2 years experience post completing articleship) MBA Finance (with 0 to 2 years experience) BBM / BBA / B. Com (with 2.5+ years of relevant experience) Experience in Advanced Analytics and ERP is preferred