Compliance Officer

Role & responsibilities

• Design and implement the compliance framework covering all regulated activities under the company's licences, including policies, SOPs, and a regulatory obligations calendar.
• Ensure that all filing deadlines, reporting obligations, and licence conditions are tracked, owned, and met on time.
• Design and operationalise AML/CFT and KYC processes for customer, merchant, and investor onboarding, in line with applicable regulations and FATF standards.
• Establish risk-based customer categorisation, enhanced due diligence, sanctions and PEP screening, and periodic review processes.
• Prepare and submit all regulatory filings, returns, and disclosures to the relevant regulators.
• Act as the compliance point of contact for regulatory inspections, audits, and information requests.
• Monitor regulatory developments from RBI, FIU-IND, FEMA authorities, and other applicable regulators, and translate them into clear internal guidance and action plans.
• Establish risk registers, internal control frameworks, and compliance testing and monitoring programmes.
• Investigate compliance incidents and complaints, and drive corrective action to closure.

Preferred candidate profile

Must-Have Skills and Experience

• Hands-on experience building or owning a compliance function within a regulated financial institution, payment service provider, or fintech.
• Strong working knowledge of AML frameworks, KYC processes, transaction monitoring, and STR/CTR reporting in an Indian regulated context (PMLA and related rules).
• Experience preparing and submitting regulatory filings to financial sector regulators.
• Familiarity with payment systems, escrow structures, or virtual accounts from a compliance standpoint.
• Strong written and verbal communication for policy documentation, regulatory submissions, and Board reporting.
• Sound judgement, integrity, and the ability to hold a firm line while working pragmatically with business teams.

Perks and benefits

• The opportunity to build a compliance function from scratch, with direct access to senior leadership and the Board.
• A high-impact role at a regulated, high-growth fintech.
• Competitive compensation: [CTC range / to be discussed].
• Support for professional certifications and continuing learning.

Fit and Proper Requirements

As a designated compliance position, the appointed individual must satisfy the applicable regulator's fit and proper criteria, which include:

• A graduate degree from a recognised university and relevant compliance or regulatory experience.
• No prior conviction for any offence involving moral turpitude or any economic offence.
• No prior debarment or disqualification by any financial sector regulator.
• Financial integrity, with no outstanding dues to a regulator.

How to Apply

Please send your CV to Talent@bcchq.com mentioning "Compliance Officer" in the subject line.