2888 Collections Jobs - Page 48

About the team : Liaison between the creditors and consumers. They are in charge of observing accounts to identify overdue payments, report collection activity, address client queries, and develop repayment plans. About the role : Collection Executive will be responsible for collection targets of the assigned branches. They will be required to meet the target of assigned product. Follow the legal guidelines for collection agencies & in-house collections. Expectations/ Requirements : 1. To achieve collection targets of the Respective Branch assigned. 2. Meeting the Target on the product assigned for Collections. 3. Ensuring legal guidelines are compiled for entire collection structure in letter and sprits. 4. Ensure that the collection agencies and In-house collectors adhere to the legal guidelines provided by the law in force. 5. Ensure adherence to the Code of Conduct. 6. Continuously monitoring collection agencies and In-house collectors to identify fraudulent practices and ensure that no loss is incurred due to such activities. Superpowers/ Skills that will help you succeed in this role: 1. Excellent Communication Skills 2. Negotiations skills - strong bias for driving results in a High performance environment 3. Strong Relationship and Leadership skills 4. Working Knowledge of Computers 5. Growth Mindset 6. Demonstrated success and achievement orientation. 7. Willingness to experiment and improve continuously. Education : graduate in any specialization.

Lead Analyst will be responsible for E2E management of Global Accounts Receivables domain Responsible for AR functions such as Cash Application, Collections, Invoicing, IC Reconciliations, AR reporting and month end close activities in a timely and accurate manner Proactive with transformational mindset who has deep expertise in AR processes, can think strategically and has strong knowledge and change management skills Candidate must be well versed with SAP/GEOS Perform and ensure smooth month end close and reporting for assigned entities Ensure Compliance with process SLA and KPIs for assigned entities Excellent communication skills Speaking and Writing both. Candidate must be able to interact with stakeholders independently You are meant for this job if: You are Post Graduate/ Graduate in Finance with 4-6 years of experience You have excellent working knowledge of Global Business Finance Processes Should have experience in Data Management with ERP tool like Oracle or SAP Good communication, analytical and management skills Effective/Accurate and timely reporting skills

Product Management Senior/Group Product Manager - Understanding of Lending collections systems is required. Experience - 8 - 12 Years The team: We are an end to end tech enabled credit platform providing seamless credit access to customers. Our capabilities extend from fully digitized customer on-boarding, seamless in-app to real times offers for We partner with financial institutions and leverage the insights we gather through our ecosystem design and offer innovative and customized financial products to our consumers and The role: Are you someone who loves to build products and also gets curious about the technology stack being used?Have you worked in technical roles at some point in your career and enjoyed them (be it software developer,engineering manager, or architect)? We are looking for Product Owners to enable the delivery of high-quality financial/payment products in a fast-paced, challenging, and creative environment. You will work with business heads and engineering partners to drive the strategy, roadmap, execution of a product area to build high-quality products/ Understanding of Lending collections systems is required. Working closely with business leads to understand product use cases, customer journeys, business applicability and impact of each use case. Ability to understand different technology platforms, their features and be able to work with solution architects/engineering leads and write detailed product requirement documents, manage future roadmaps and deliverables. Make sure that clear, simple, and technically sound decisions are made. With your strong knowledge of different technology platforms in your vertical or in the company, we expect you to raise your hand when either any wrong design decision is being made or if similar function exists in other systems that could be reused. Ability to work with multiple stakeholders / senior management / cross-functional teams to influence them for quicker decisions, manage sudden technical roadblocks and be able to clear them. Lead product team processes (Agile/Scrum) and manage expectations and track roadmap regularly Be involved in what your team is building - Run edge cases, test products proactively and its features to provide feedback early in the cycle, make sure entire journeys are covered, and that product reporting exists to track KPIs for the product and its success (data-driven product management). Superpowers that will help you succeed in this role: Understanding of Lending collections systems is required. Bachelors degree in engineering, computer science and/or related field Professional experience in a product management or analytical role, Exp should be in between 8- 10 years, out of which minimum 5 years in product management Have an extreme bias towards action basically, you need to have the Get Shit Done attitude Solutions orientated within a high-energy and fast-paced work environment Exceptional customer experience intuition; demonstrated success in creating innovative and user-friendly products and customer-facing features Possess excellent oral, written, verbal and interpersonal communication skills.

We are seeking a Junior Accountant to join our finance team.you will be supporting the accounting department by performing various tasks. It offers an excellent opportunity for individuals looking to start & experience in the accounting field. Required Candidate profile Fresher Young energetic candidate who is looking forward to make his career in Accounts and finance. All kinds of trainings will be provided and we will teach handholding.

Genpact (NYSE: G) is a global professional services and solutions firm delivering outcomes that shape the future. Our 125,000+ people across 30+ countries are driven by our innate curiosity, entrepreneurial agility, and desire to create lasting value for clients. Powered by our purpose the relentless pursuit of a world that works better for people we serve and transform leading enterprises, including the Fortune Global 500, with our deep business and industry knowledge, digital operations services, and expertise in data, technology, and AI. Genpact Virtual Drive for Collection roles - Voice Process on 3rd April 2025 - Hyderabad Date : 3rd April 2025 Time : 11.30 AM to 1 PM Venue: Microsoft Teams Meeting MS Teams Meeting ID: 448 458 965 346 MS Teams Passcode: 2ya2Mi3B Location Uppal, Hyderabad Shift: Night Shit Note: Please keep your Original Aadhar card & E-Aadhar card with you while appearing for virtual Interview Key Responsibilities: Collection on past due invoices & invalid deductions on allocated portfolios via Email, phone calls etc. • Respond to email /phone queries on disputed invoice • Research and analyze the disputes/deductions in ERP • Follow-up with various departments to get supporting documents/ info for dispute/deductions resolution • Find opportunities and recommend solutions for process and automation improvements • Daily reporting of individual portfolios to supervise and supervise the past dues • Implement collections strategy to reduce the past due Research and resolve issues in a manner to expedite all cases in order to avoid any adverse customer impact • Work as a standout colleague to process any ADHOC request in a timely manner. • Deliver quality customer service by researching and responding to all internal & external partners inquiries quickly, effectively and professionally. • Raise problems to senior staff members and or management as appropriate. Required Skills: Commerce Graduate Excellent Communication Skills (verbal and written) Accounting Knowledge Minimum Qualifications Good customer handling skills High Energy level Effective probing skills and analyzing / understanding skills Genpact is an Equal Opportunity Employer and considers applicants for all positions without regard to race, color, religion or belief, sex, age, national origin, citizenship status, marital status, military/veteran status, genetic information, sexual orientation, gender identity, physical or mental disability or any other characteristic protected by applicable laws. Genpact is committed to creating a dynamic work environment that values diversity and inclusion, respect and integrity, customer focus, and innovation. For more information, visit www.genpact.com. Follow us on Twitter, Facebook, LinkedIn, and YouTube.

Experience: Collection & Customer Handling with Min 5 Years of Experience, Team Management, Customer Retention, Resolution Handling, Personal Customer Visit, Relationship Building /Good communication skill Have worked Under Target Environment, able to handle target pressure, Willing to Travel ( south Part of TN, (Trichy, Salem, Madurai and other southern part of TN) Job Purpose: To increase the collection percentage of the branch by effectively managing a team of collection executives; to dealing with any collection-related issue in a professional and timely manner. Job Responsibility: Effectively managing a team of collection executives. Achieving the target of ROCs and regularizing for future payments. Collecting and regularizing overdue cases. Maintain three plus ROC cancellation of net sales and achieving minimum ASF target. Resolving any collection-related concern in a timely and professional manner. Preparing weekly/ monthly MIS report. Skill Required: Strong Collections & Credit Experience Analytical Ability Strong Results Orientation High Energy and Passion High Customer Centricity Persuasion and Judgment Skills What is in it for you? Opportunity to service Premium Customers and thus create a value proposition. Develop Retention skills. High Earning potential through Incentives. Regular Skill enhancement programs. Share updated CV to ranjeet.r@mahindraholidays.com

Greetings..!! SMFG India Credit Co. Ltd. (Formerly Fullerton India Credit Co. Ltd.) is hiring for IRO Sales Officer Roles and Responsibilities Field Sales and Collection Responsible for file sourcing and disbursment Achieving the target Marketing activities Age- below 34 years Qualification - Degree compulsory Experience - Min 1 year Benefits On- role opportunity Good Incentive package 5 Lacs of insurance coverage for Family and individual Additional Petrol allowance Interested candidates please share your resume to Amrithaa.b@smfgindia.com

Growing the overall Portfolio of the Gold Loan Business against the Set Targets every month. Collection of Interest from the customers by coordinating with the team at ground level. Follow-up on Non-Performing Assets in the Cluster and Closing the Accounts in Specified timeline. Ensuring the Growth of Gold Weight Under Management every quarter. Ensuring the Growth of the Customer base who are active throughout the cluster. New Customer Acquisition on daily basis by a rigorous follow-up with the team. Ensuring the Loans are renewed every year which crosses the Specific turnaround time.

Required Skill Set Software Engineer/Senior Software Engineer/Lead Engineer-Java Experience in Core Java 5.0 and above, Data Structures, OOPS, Multithreading, Algorithms, Collections, Unix/Linux Possess good architectural knowledge and be aware of enterprise application design patterns. Should have the ability to analyse, design, develop and test complex, low-latency client-facing applications. Good development experience with RDBMS Good knowledge of multi-threading and high-volume server side development Basic working knowledge of Unix/Linux Excellent problem solving and coding skills in Java Strong interpersonal, communication and analytical skills. Should have the ability to express their design ideas and thoughts. Job Brief- • Understand product requirements and come up with solution approaches • Build and enhance large scale domain centric applications • Deploy high quality deliverables into production adhering to the security, compliance and SDLC guidelines

Hiring for US Collections. It is a third party Collections. Salary upto 40kctc. Unlimited incentives. 5 days working. Fixed sat n sun off. Location- Noida. NO CABS. For more details contact on 9667442587. Required Candidate profile Candidates with min 6 months of exp in an international voice process. Excellent communication skills.

Will be the customer interface as the first point of contact Conduct the welcome call for every new customer Resolve day-to-day queries. Strive for maximum closure on real time basis Effectively handle customer feedback and complaints Ensure timely closure of complaints with necessary back-end coordination Collections and follow ups based on the monthly target, including Ensure Demand calls Pre-due date calls Follow up reminder Calls/Emails Highlight defaulters and other risks well on time Final Collection closure Supporting the Customer Care head with insight on customer expectations and issues vis--vis product and customer service delivery Adherence as per the SOPs. Inputs and support in preparing monthly reports & MIS Keeping a check on the outstanding status of collection from customers Assist the bank approvals for the project with regards to housing loan Checking various client related documents before execution Providing housing finance assistance as per customer requirements Execution of agreement for sale or equivalent Coordinate with accounts for reconciliation and to avoid accounts related issues in Customer Care systems Effectively manage customer expectations for visits and handover Attending customer related meetings if required. Having an on the ground information about projects through regular site visits. Participate and assist the Customer Care head in engagement events for the residents at the projects Adherence to schedule during pre-handover & handover timing Responsible for effective handover experience Facilitate smooth transition for customer post-handover Highlight specific escalations to Customer Care head for post-handover concerns Facilitate complete customer documentation and formalities for condominium formation Understand customers Customization requests and follow up with the engineering team to ensure its completion. Maintain regular communication with the customers with regards to progress of construction work, customization of flats, and possession of flats in coordination with the Sales Department. Handling customer escalation and ensuring satisfactory closures at the first level. *Immediate Joiners Preferred*

We are solving complex technical problems in the financial industry and need talented software engineers to join our mission and be a part of a global software development team. A brilliant opportunity to become a part of a highly motivated and expert team which has made a mark as a high-end technical consulting. Job Description: Experience in Core Java, Spring Boot. Experience in microservices. Extensive experience in developing enterprise-scale systems for global organization. Should possess good architectural knowledge and be aware of enterprise application design patterns. Should be able to analyze, design, develop and test complex, low-latency client-facing applications. Good development experience with RDBMS in SQL Server, Postgres, Oracle or DB2 Good knowledge of multi-threading Basic working knowledge of Unix/Linux Excellent problem solving and coding skills in Java Strong interpersonal, communication and analytical skills. Should be able to express their design ideas and thoughts.

Hiring For International Voice Customer Service Process - 5.50 LPA - GGN Grad/UG's/ B.E./ B.Tech/ - Min. 1 Yr. Experience in Customer Service is Must Any Domain 24/7 5 Days Cabs Call - Dipankar @ 9650094552 Email CV@ jobsatsmartsource@gmail.com

Job Description What youll be doing The Account Executive will be responsible for driving sales revenue among and managing relationships with specified customers within the Large Enterprise Vertical in the assigned geographical region. The AE will represent complete portfolio of Analytics from Salesforce, including CRM-Analytics, Tableau, Data Cloud for Tableau etc, demonstrating relentless Customer Focus while managing all aspects of the sales process and customer relationship from Account Planning, Lead Qualification, and Management through Negotiation and Closing and will play an integral role in the success of the overall sales team. This role is a quota-carrying sales position.Some of the things youll be doing include Create and execute effective territory and account plans for the specified region/customer base to deliver sales objectives considering: overall opportunities, customer business priorities and anticipated business changes, our unique product capabilities, and value proposition. Meet and exceed sales goals (quotas) through prospecting, qualifying, managing, and closing sales opportunities within the assigned territory. Lead/leverage a matrix account team of Sales Consultants, Business Development Representatives, Services Practice Managers, Marketing, Inside Sales Support, and Customer Success Professionals to develop and manage sales pipeline and enhance customer relationships and value. Build and manage strategic partner alliances and relationships as part of the fully integrated account and territory plan. Manage and track customer and transactional information in a CRM system. Provide regular and accurate reporting of pipeline and forecast through the CRM system. Nurture and expand the companys relationship with customer accounts of various sizes and industries. Drive customer success by developing and maintaining a deep understanding of customers business and industry challenges, market competition, competitive issues, and products. Practice effective, excellent communication with leadership, customers, and extended team and partners. Participate in team-building and company-growth activities including strategic planning, sales training, customer marketing efforts, and customer care. Travel to customer locations in support of sales efforts. Who you are Experienced . 10-16 Yrs of strong field-based enterprise software sales experience in the Large Enterprise Segment . Complex sales solution sales and extensive large figure deal experience. Degree or equivalent relevant experience required. Experience will be evaluated based on the core competencies for the role (e.g. extracurricular leadership roles, military experience, volunteer roles, work experience, etc. Performer . Consistent over achievement of sales goals in a large geographic territory. Missionary . Highly driven individual with an execution focus and a strong sense of urgency and a belief in Tableaus mission. Entrepreneurial . Youve worked with start-ups and emerging organizations. You understand how to build and grow a successful business. Relationship: You will be responsible for managing key relationships with Large Manufacturing organization in North Territory. Domain . Experience with analytics, data, databases or business intelligence preferred. Relevant Degree preferred. Go-Getter . Willing to go the extra mile with a strong work ethic; self-directed and resourceful. Excellent Communication . You know what to say and more importantly, how to say it. Salesforce hires company builders and, in this role, you will be asked to be on the constant lookout for the best talent to bring onboard to help us continue to build one of the best companies in the world

This is a full-time hybrid role for a Collections Manager located in Kurnool with the flexibility for some work from home. The Collections Manager will be responsible for overseeing the day-to-day collections operations, managing the collections team, developing strategies to improve payment collections, and ensuring compliance with payment regulations. Qualifications Strong analytical and problem-solving skills Excellent communication and interpersonal skills Experience in managing collections operations Knowledge of payment regulations and compliance Ability to work independently and collaboratively Bachelor's degree in Finance, Business Administration, or related field Experience in the mobile or fintech industry is a plus

OTC collection Min 3 +yrs of Exp International collections b2b Collections Ar collection Debt collection Virtual interview 5 days working Us shifts Call Garima-8383973628 Garimaimaginators@gmail.com

Our client is seeking Process Developer or Management Trainee in Collections. Key Details: Position: Process Developer Or Management Trainee (1.5 Y - 5Y Exp) Location: Bangalore, Gurugram (Delhi NCR) Experience: Min. 1.5 years in Collections, Good Accounting knowledge and Mandatory International Voice Experience. Notice Period: Immediate to 30days (No negotiation) Shifts: US Shifts (Rotational shifts) Rotational offs Cabs available in odd timings. Interested candidates, please share your updated resume at Whatsapp 9910077237- Nitika (HR) Kindly fill the important details for applying and whatsapp- 9910077237 (Filling these details are mandatory) 1. Total experience in yrs/ months- 2. Current ctc- 3. Last CTC- 4. Salary expectations- 5. Current location - 6. Highest education- 7. Do you have Accounting knowledge?- 8. Do you have experience in B2B/B2C collections- 9. Do you international voice experience?- 10. How much you rate yourself in english communication skills?- Only relevant candidates will be contacted. Good luck to all the applicants!

O2C Collections - Noida Min 1 months exp In O@C Collection Salary upto- 6 LPA Monitor the queue and apply customer’s payments through the client specified portal. FOr more Details Call/Whatsapp- 8178483737(Amrita) Required Candidate profile CANDIDATE MUST BE FINE WITH NIGHT SHIFT WORK FORM OFFICE

Key Responsibilities: Agency Oversight: Manage relationships with external collection agencies, ensuring they adhere to agreed-upon terms and performance standards. Strategy Development: Formulate and implement collection strategies to improve recovery rates and reduce delinquency.careers.smbcgroup.com+2Naukri+2SHRM+2 Performance Monitoring: Regularly assess agency performance through metrics and reports, providing feedback and guidance as necessary. Compliance Assurance: Ensure all collection activities comply with legal regulations and company policies, maintaining ethical standards in all interactions.smfg.co.jp+3SHRM+3SMFG India Credit+3 Reporting: Prepare detailed reports on collection activities, recovery rates, and agency performance for senior management review.

As the Head of Collections, you will be responsible for leading and managing the collections function, ensuring timely receivables, minimizing bad debts, and optimizing cash fl ow. You will play a key role in driving operational effi ciency, implementing best practices, and working closely with cross-functional teams to maintain a healthy fi nancial ecosystem. Key Responsibilities: Develop and implement collections strategies to ensure timely payments from customers. Monitor accounts receivable (AR) performance and identify potential risks. Establish and enforce credit control policies to reduce default rates. Build and lead a high-performing collections team, setting clear KPIs and goals. Work closely with Demand, Supply, fi nance, and operations teams to ensure smooth collections. Develop and maintain strong relationships with key customers to facilitate payment recovery. Implement and optimize collections technology and automation tools. Conduct data analysis and reporting on collections performance, recovery trends, and risk mitigation. Ensure compliance with legal and regulatory requirements related to collections and credit control. Drive continuous process improvements to enhance efficiency and effectiveness of collections Key Requirements: 8-12 years of experience in collections, credit risk management, or receivables management, preferably in B2B, fintech, or agri-tech sectors. Proven track record of managing large-scale collections operations and reducing overdue payments. Should have handled ticket size of 5 L to 1cr in an unsecured business lending space. Strong analytical skills with experience in AR reporting, forecasting, and risk assessment. Excellent negotiation and relationship management skills. Proficiency in ERP systems, collections tools, and data analytics platforms. Ability to lead and mentor a team in a fast-paced, high-growth environment. Strong problem-solving skills and a proactive approach to challenges. Knowledge of legal frameworks and compliance related to collections. Experience in farmer or vendor financing is a plus.

Job Description: Collection Intern About the Role: We are seeking a motivated and detail-oriented Collection Intern to join our team. This position is ideal for individuals looking to gain hands-on experience in the collections process, with a focus on minimizing outstanding dues while maintaining excellent relationships with clients. This is a primarily office-based role, with minimal fieldwork required. Key Responsibilities: Assist in managing the collection of outstanding payments from clients, ensuring timely recovery of dues. Contact clients (via phone, email, or messaging) regarding overdue payments and follow-up on payment commitments. Work closely with the senior collection team to identify and resolve payment issues. Maintain accurate records of collection activities and update client databases. Assist in the preparation of reports related to collections and outstanding balances. Coordinate with internal teams to address disputes or issues related to outstanding payments. Ensure adherence to company policies and legal regulations when handling collections. Provide administrative support related to the collections process. Requirements: Bachelors degree or pursuing a degree in Finance, Business Administration, or a related field. Strong communication and negotiation skills. Attention to detail and excellent organizational skills. Ability to work independently and as part of a team. Basic understanding of financial concepts is a plus, but not mandatory. Proficient in MS Office (Excel, Word, PowerPoint). Willingness to learn and adapt to new processes. Stipend and Benefits: 12,500 per month for the first 6 months of the internship. 18,000 per month from the 7th to 12th month. Post 12 months, the role will be converted to a full-time position with a CTC of 3,00,000 per annum (3 LPA). Opportunity to work in a dynamic and supportive team environment. Exposure to industry-leading collection strategies and best practices Role

Dear Candidates, Please find below JD for AR Collections. Job Description: Accounts Receivables - Collection (Voice Process) Salary: INR 3 LPA - INR 5 LPA Job Criteria: Candidate should have excellent oral communication in English and should be able to comprehend properly. Candidate should be good knowledge in AR/OTC Collections Process (Voice). Candidate should have experience in contacting customer/clients through calls and emails. Required only Immediate Joiners . Minimum of 6 months experience in AR Collection. Any graduates. Collection Knowledge, Ageing review, and Email Etiquettes. Shift & Cab: Shift Timings - 8:00PM to 5:00AM (9 hours) 5 days schedule (night shift) and 2 days week offs Work from Office Two-way cab is available (20km radius from office location) Food will be provided based on the shifts Interested candidates can directly walk in to the given address. Please reach us at 7639977977 Srinithi / Mail your profile to srinithi.s@alldigitech.com.

Position- Portfolio Manager- Unsecured Portfolio Location- Mumbai, Ahmedabad And Pune Role Requirements: To achieve collection targets of the area assigned, ensuring meeting PI Targets, meeting the Target on Cost of Collections. Control bucket flow cases and focus on non-starters. Ensuring documented feedback. Ensuring legal guidelines and audit queries are complied with Ensuring adequate Feet on Street availability area-wise / bucket-wise / segment-wise. Manage productivity by fixing productivity parameters for Collection Officers / DMAs, & monitoring performance against set parameters and Weekly review with the collection executives. Ensuring background and reference check of agencies / CE being appointed. Constant evaluation of CE. Identify and manage training needs for the CEs. Support collection officers in legal / police issues. Customer visit. People Management and leadership skills Demonstrated success & achievement orientation, Negotiation Skills Strong bias for action & driving results in a high-performance environment. Demonstrated ability to lead from the front Excellent relationship skills Affirmative in nature, Strong Leadership Skills, Clarity of thought and perseverance Exceptionally high motivational levels and needs to be a self-starter Working knowledge of computers.

Role & responsibilities: Oversee the entire accounts receivable process, from invoicing to cash application. Ensure accurate and timely invoicing, payment processing, and reconciliation of customer accounts. Develop and implement efficient processes and procedures for accounts receivable operations. Monitor and analyse accounts receivable aging reports and trends. Identify and resolve discrepancies and issues related to invoices and payments. Manage customer inquiries and disputes related to billing and payments. Financial Reporting & Compliance: Prepare and analyse accounts receivable reports for management review. Ensure compliance with all relevant financial regulations and internal controls. Maintain accurate and up-to-date records of customer accounts and transactions. Preferred candidate profile Lead, motivate, and develop a team of Accounts Receivable professionals Set departmental goals and objectives, and track performance against those goals. Conduct performance evaluations and provide regular feedback to team members. Ensure a positive and collaborative work environment. Perks and benefits CA, 12+ years in AR and compliance roles. Technical Skills: Proficiency in software and ERP systems (e.g., SAP, Tally).Strong understanding of Bills and Reconciliations. Soft Skills: Excellent analytical and problem-solving skills. Strong communication and interpersonal skills. Ability to handle pressure and meet deadlines. Salary: Best in industry

Role: Assistant Manager/ Manger Department: Collection/Recovery Employment Type: Full Time, Permanent Salary- Depend on Interview Location- Sector 63 Noida Joiner- Immediately Job description Collection Manger will be responsible for collection targets of the assigned branches. They will be required to meet the target of assigned product. Follow the legal guidelines for collection agencies & in-house collections. Expectations/ Requirements: 1. To achieve collection targets of the Respective Branch assigned. 2. Meeting the Target on the product assigned for Collections. 3. Ensuring legal guidelines are compiled for entire collection structure in letter and sprits. 4. Ensure that the collection agencies and In-house collectors adhere to the legal guidelines provided by the law in force. 5. Ensure adherence to the Code of Conduct. Superpowers/ Skills that will help you succeed in this role: 1. More than 5 year of relevant experience in Collections role 2. Excellent Communication Skills 3. Negotiations skills - strong bias for driving results in a High-performance environment 4. Strong Relationship and Leadership skills 5. Working Knowledge of Computers 6. Growth Mindset 7. Demonstrated success and achievement orientation. 8. Willingness to experiment and improve continuously 9. Excel (V-lookup, H-lookup, Pivot Table) 10.Graduate in any specialization