Associate Relationship Manager-PL IDFC FIRST Bank

0.0 years

0 Lacs

, India

On-site

Job Requirements Job Requirements Role/Job Title : Associate Relationship Manager-Personal Loan Function/Department: Rural Banking Job Purpose To Start Personal Loan in Rural Market and service and source the product. Primary Responsibilities Identifying Business owners / entrepreneurs in the defined catchment and identifying / assessing their business loan needs. Map out prospects in the town to scope business potential. Disburse Personal loans based on needs assessment. Conduct end-use checks as specified post disbursal of loans. Achieve monthly and annual loan booking targets. Cross-sell products and services to both new and as well as existing customers as per their lifestyle, risk profiling and requirements. Contribute to penetration of liabilities business in Rural markets through lead generations and account opening as per needs of customer. Secondary Responsibilities Maintain high collections efficiency through discipline and drive. Preparation of accurate documentation of loans. Coordinate with operations officer to ensure timely data entry. Nudge behavioural changes in customers to move towards online banking. Ensure compliance as per the bank requirements. Education Qualification Graduation: Bachelors in Engineering / Technology / Maths / Commerce / Arts / Science / Biology / Business / Computers / Management. Experience: 0 to 2 years of relevant branch banking experience. Show more Show less

Posted 1 month ago

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Loan Sales ARM Shirur / Pandharpur Qween Network LLP

0.0 - 3.0 years

0 - 0 Lacs

maharashtra

On-site

As an experienced candidate with 6 months to 2 years of relevant experience, you will be responsible for managing zoning activities to map household needs in villages and areas allocated. You will also conduct end-user checks post disbursal of loans to achieve monthly and annual group loan booking targets. It will be your responsibility to assess client needs, identify new revenue sources through cross-selling opportunities, and tailor solutions based on lifestyle, risk profiling, and requirements. Your role will involve contributing to the penetration of liabilities business in rural markets by generating leads, opening accounts, and meeting customer needs. You will be expected to achieve individual and branch sales goals through new business sales, referrals, and maintaining strong account relationships. Encouraging customers to adopt online banking practices and ensuring high collections efficiency will be crucial aspects of your job. You will need to ensure accurate documentation of loans and savings accounts, coordinate with operations officers for timely data entry, and maintain compliance with bank requirements. Conducting field audits, customer verifications, and staying updated on market intelligence to benchmark against competitors will be part of your responsibilities. Your insights will be valuable in recommending process changes to enhance service efficiency and quality across the branch network. Additionally, you will provide support for implementing livelihood advancement and community development initiatives. This role requires a proactive approach, attention to detail, and a commitment to driving positive change in the banking sector.,

Posted 2 months ago

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