0.0 - 1.0 years

2 - 3 Lacs

chennai

Work from Office

Educational Qualifications: Graduate/postgraduate (B.Com, M.Com, MBAfinance preferred) Experience : 0-2 years Notice period : Immediate/Short joiners (Serving np) Note : Only profiles that matches above criteria will be contacted further. Role Overview This function supports the endtoend flow of retail lending operationsincluding colending, supply chain finance, trade finance, and traditional loan products. It serves as a bridge between risk management, finance, technology partners, internal teams, and external lending partners. Youll be responsible for ensuring timely, accurate, compliant processing of transactions, documentation, disbursements, reconciliations, audits, and troubleshooting complex workflow issues Key Responsibilities CoLending & Disbursements Liaise daily with lending originators/partners to manage disbursement schedules and ensure CoLending TAT compliance. Coordinate with internal teams (finance, IT, MIS) to meet deadlines System Administration & Enhancements Use and maintain loan software; partner with tech vendors for updates, UX enhancements, user access controls, and system testing/UAT Loan Processing & Escrow Handle loan input, payoffs, escrows, draw requests, payment postings (NACH/NEFT/RTGS/IMPS/cheque/cash), and document management postdisbursement Compliance, Controls & Risk Liaise with audit/compliance teams; monitor CTQ/CTP metrics; manage operational risk and exceptions; proactively flag issues Workflow & SOP Optimization Review and update SOPs, checklists and operational workflows; conduct audits and training to embed procedural changes Reporting & Documentation Prepare monthly/quarterly MIS; communicate data to stakeholders (RBI, credit bureaus, management); maintain comprehensive records Stakeholder Management Interface with legal teams, originators, escrow bankers, internal teams (product, credit, IT, analytics); build trusted relationships Required Skills & Experience Hard Skills: 02 years experience in financial services (NBFC, bank, HFC, microfinance or fintech), focusing on retail/institutional lending, CoLending, supply chain finance, trade finance, etc. Good financial literacyP&L statements, ratios, balance sheet analysis. Knowledge of lending products (retail/B2B), colending structures, workingcapital, supplychain finance. Strong MS Office proficiency; analytical mindset; attention to detail Soft Skills: Excellent communication and stakeholder management. High emotional intelligence; team player with crossfunctional collaboration. Planning-oriented, with strong presentation capability. Why You’ll Love It Get visibility into the entire retail lending process, from loan origination to accounting and compliance.

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