3.0 - 5.0 years

3 - 5 Lacs

Mumbai, Maharashtra, India

Remote

About the Team : DBRS Morningstar is a global credit ratings organization, ranked as one of the top four credit rating agencies worldwide. The company has approximately 800 employees spread across eight offices globally. By focusing on empowering investor success and utilizing cutting-edge technology, DBRS Morningstar aims to elevate the standards within the credit ratings industry. The company provides ratings for more than 4,000 issuers and 56,000 securities worldwide and is a market leader in Canada, the U.S., and Europe across multiple asset classes. About the Role : As part of the CMBS team, you will conduct thorough quantitative and qualitative research on loans and properties that serve as collateral for Commercial Mortgage-Backed Securities (CMBS) transactions. This position involves assisting the onshore team with setting up net cash flow models and supporting various projects/initiatives. The role will also require a growing understanding of underwriting processes and other tasks related to the ratings value chain. This position is based in our Navi Mumbai office and offers an opportunity for career growth with a strong focus on learning and development within the CMBS domain. Key Responsibilities : Analyze the credit risk in SF securities, which includes reviewing deal documents, analyzing periodic data, and setting up net cash flow templates. Collect, organize, and analyze data from both internal and external sources for use in criteria development, ratings, and research reports. Accurately retrieve, analyze, and report on CMBS pool-level and property-level performance. This includes identifying and analyzing risky assets based on both qualitative and quantitative factors. Monitor and analyze macro and micro risk factors (e.g., market conditions, property type, tenant, borrower) to assess exposure within CMBS pools and loan portfolios. Prepare periodic portfolio reports for senior staff, identifying material changes and research causes. Regularly communicate with operations and technology teams regarding assigned tasks and priorities, ensuring applications meet defined requirements and pass user acceptance testing prior to release. Take ownership of tasks with a focus on delivering high-quality, accurate results. Show initiative to learn and advance within the ratings value chain. Ensure compliance with regulatory policies and company procedures. Requirements : 3 to 5 years of experience in a credit research domain, with specific knowledge of CMBS. Experience at a rating agency is a plus. Bachelor's degree in Accounting, Economics, Finance, or Management Studies (Master's degree, CFA, or CFA program enrollment are additional assets). Fluency in English, with excellent verbal and written communication skills. Strong attention to detail and accuracy. Motivated, self-starter with a positive attitude and a strong work ethic. Ability to manage multiple tasks effectively and deliver results in a timely manner. Strong interpersonal skills and ability to work well in a team. Experience with tools like Intex, REIS, and CBRE is a plus. About Us : Morningstar DBRS is a leading global provider of independent credit ratings, covering a wide array of corporate, sovereign, financial institutions, and structured finance instruments. The firm's agility, tech-forward approach, and exceptional customer service have made it a top choice for market innovators. The company's size and expertise allow it to respond to local market needs while providing the resources and knowledge necessary for success. Compliance : If you receive and accept an offer from DBRS Morningstar, you will be required to disclose personal investments to the Compliance team. This is to ensure compliance with the company's Code of Ethics. Any conflicts of interest identified will require immediate liquidation of holdings. Additionally, depending on your department and work location, certain employee accounts must be held with an approved broker. Working Conditions : Morningstar provides a hybrid work environment, offering flexibility to work remotely and collaborate in-person regularly. The hybrid model ensures that employees engage meaningfully with global colleagues while maintaining the benefits of in-person collaboration.

Posted 21 hours ago

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