3 Client Preapproval Jobs

As a candidate for the role, you will be responsible for preparing and amending financial notes and models with accurate information sourced from various channels such as the business team, public domain, or other resources. Your key tasks will include the detailed structuring and assessment of credit notes, focusing on the assessment aspect of the sought credit facility. You will be required to engage in regular interactions with collections and sales teams to monitor delinquencies, study delinquent cases, derive insights, and share learnings with the team. Meeting with customers, both retail and strategic, at regular intervals to gain insights into various industries and markets will be a crucial aspect of your role. Furthermore, you will need to perform pre-approval and rating processes for clients with exposure exceeding Rs 500L and conduct training sessions for sales, channel partners, and field sales staff on product policies and processes. Additionally, you will be responsible for controlling and monitoring post-disbursement documents through interactions with sales teams and customers. Managing the portfolio to ensure the quality of documentation, post-disbursal documents, and delinquency levels, as well as working on projects for process improvements, will be part of your routine. You will also conduct detailed financial analyses focusing on P&L and Balance Sheet movements, preparing credit notes, and assessing transaction structures and credit views. Your role will involve conducting detailed financial appraisals, developing market intelligence by engaging with other banks and FIs, and identifying automation opportunities in processes and new product development. Ensuring high-quality credit underwriting, raising early warning signals for stress accounts, resolving audit queries within timelines, actively participating in customer visits, and generating regular market intelligence reports will be essential tasks. For this position, you are required to hold a minimum degree of MBA/PGDBA/PGPM/CA or an equivalent qualification. Your expertise in financial analysis, credit underwriting, market intelligence, and customer engagement will be crucial for success in this role.,

As a Credit Analyst, you will be responsible for preparing and amending notes and financial models with accurate information obtained from various sources such as the business team, public domain, or other resources. You will focus on assessing detailed transaction structures for credit notes, particularly for sought credit facilities. Regular interaction with collections and sales teams will be necessary to track delinquencies and analyze delinquent cases for insights to be shared with the team. Meeting with retail and strategic customers on a regular basis is essential to gain a deep understanding of various industries and markets. You will also be involved in pre-approving and rating clients with exposure exceeding Rs 500L, as well as conducting training sessions for sales, channel partners, and field sales staff on product policies and processes. Your role will include controlling and monitoring post-disbursement documents like invoices, insurance, and RC through interactions with sales teams and customers. Managing the portfolio to maintain the required quality of documentation, post-disbursal documents, and delinquency levels is a key responsibility. Additionally, you will work on projects and process improvements periodically. Financial analysis will be a crucial aspect of your job, requiring detailed examination of major movements in P&L and balance sheets to determine the precise reasons for such changes. You will be involved in preparing credit notes that outline transaction structures, credit views, risks, and mitigants, as well as conducting detailed financial appraisals covering business models, working capital cycles, and profitability. Developing market intelligence by engaging with individuals from other banks and financial institutions to understand their policies, focus areas, and portfolio health will be necessary. Identifying automation opportunities in existing processes and new product development will also be part of your responsibilities. Maintaining the quality of credit underwriting, raising early warning signals for stressed accounts, resolving audit queries within prescribed timelines, actively participating in customer visits, and providing regular market intelligence reports are additional tasks you will handle. Qualifications: - Minimum Degree: MBA/PGDBA/PGPM/CA or Equivalent.,

As a Credit Analyst, your primary responsibility will be to prepare and amend notes and financial models with accurate information obtained from various sources such as the business team, public domain, and other resources. You will be tasked with preparing credit notes that include detailed transaction structuring and assessment, focusing on the assessment of the sought credit facility. Regular interaction with collections and sales teams will be required to track delinquencies and study delinquent cases to derive insights and share learnings with the team. Meeting with retail and strategic customers at regular intervals to gain an understanding of various industries and markets will also be part of your role. You will be responsible for pre-approving and rating clients with exposure exceeding Rs 500L, conducting regular training sessions for sales, channel partners, and field sales staff on product policies and processes. Additionally, you will oversee the control and monitoring of post-disbursement documents through interactions with sales teams and customers. Managing the portfolio to ensure the quality of documentation, post-disbursal documents, and delinquency levels meet the required standards will be crucial. Collaborating on projects and process improvements, critically evaluating transaction risks, business and financial risks, and identifying associated risks to mitigate against them will also be key responsibilities. Performing detailed financial analysis, preparing credit notes with transaction structure views, and conducting thorough financial appraisals covering business models, working capital cycles, and profitability are essential aspects of the role. Developing market intelligence by engaging with individuals in other banks and financial institutions, identifying automation opportunities, and maintaining the quality of credit underwriting will also be part of your duties. You will need to raise early warning signals for stressed accounts, ensure minimal audit queries are addressed within prescribed timelines, and possess market knowledge of CE/CV market practices. Active involvement in customer visits and providing regular market intelligence reports will be expected. Qualifications: - Minimum Degree: MBA/PGDBA/PGPM/CA or Equivalent.,