Business Information: Our Indian Operations Centre (INOPC) is a competence center with around 2600+ skilled engineers who focus on tendering, engineering, planning, procurement, functional system testing, installation supervision, and commissioning. Over the last decade, INOPC has evolved to become the largest engineering hub serving more than 40 countries across different energy sectors. The team caters to the four business units Transformers, Grid Integration, Grid Automation, High Voltage and has successfully executed engineering and commissioning for projects in more than 80 countries. Mission Statement: The HVAC Eng. shall Analyse customer specification to ensure Hitachi Energy solution meets the customer requirements. Your Responsibilities: Analyze HVAC systems and equipment when necessary to find inefficiencies or malfunctions and create solutions to optimize performance and increase the efficiency of operation. Provides technical evaluation of supplier proposals and aspects as fit for purpose supplied equipment or services. You will be responsible for review drawings and documents to fulfil the local regulations & technically coordinate with Electrical and Mechanical department. You will be technically coordinate with Civil & MEP. You will be coordinate with Project/Tender Team efficiently You will be identifying the risk and opportunities effectively Should be able to co-ordinate with Building management system and other Interfaces. You will be coordinate with technical coordination with Electrical and Mechanical department. Living Hitachi Energy s core values of safety and integrity, which means taking responsibility for your own actions while caring for your colleagues and the business. Your Background: Have Mechanical Engineering with a minimum work experience of 5+ years in HVAC Designs. You should have knowledge in CFD Analysis with market available software. You should be able to review the system, drawing and documents to fulfil the requirements and local regulations along with HSE and quality aspects. Revit Modelling knowledge in Civil/Architectural aspects, Naviswork knowledge. Good knowledge of process structuring & process management. Excellent written and verbal communication skills. Strong attention to detail. Self-starter caliber who could own tasks through to completion. Qualified individuals with a disability may request a reasonable accommodation if you are unable or limited in your ability to use or access the Hitachi Energy career site as a result of your disability. You may request reasonable accommodations by completing a general inquiry form on our website. Please include your contact information and specific details about your required accommodation to support you during the job application process. .

Arcadis is the world's leading company delivering sustainable design, engineering, and consultancy solutions for natural and built assets. We are more than 36,000 people, in over 70 countries, dedicated toimproving quality of life. Everyone has an important role to play. With the power of many curious minds, together we can solve the worlds most complex challenges and deliver more impact together. Role description: We are excited to again be growing their Environmental Planning team. We are looking for enthusiastic water professionals to join our team to work on a range of Environmental Planning related projects with a focus on sustainability and resilience. As part of our Environmental team, youll help improve quality of life. With your specialism in environmental management, or your technical or sustainability expertise, your work could involve protected species, pollution, surface water and materials management, air quality or noise. And in some of the worlds busiest and most beautiful locations. The role sits within our global business area Resilience. We work to protect our natural environment and water resources, while powering our world for future generations. Around the world, were feeling the effects climate change, rapid urbanization, loss of biodiversity. The rate at which were seeing large-scale, unforeseen events such as floods and wildfires, is becoming more frequent.We are here to protect our natural environment and water resources, while powering our world for future generations. Role accountabilities: Support air quality and noise teams in the UK delivering projects and bids. You will be expected to support the delivery of these projects including tasks to deliver projects including undertaking desktop baseline assessments, managing large datasets, analysis of air quality monitoring and noise monitoring data. Experience of noise and air quality modelling is desirable. Assist in the delivery of project-related tasks to meet budget, time-frame and quality targets, meeting or exceeding client expectations. Willingness to support the wider global business if required due to workload. Support on the completion of air quality and noise assessments Data analysis, manipulation and interpretation Preparation of technical reports Modelling using air quality and noise modelling software Assisting with the preparation of proposals, bids and marketing material Performing other duties and responsibilities as required from time to time Qualifications & Experience: Experience in using GIS software, such as Arc, QGIS, Google Sketchup High level of proficiency in using Microsoft Excel, Access and Word Experience of Acoustic modelling in Proprietary Softwares including SoundPLAN, CADNA"A", IMMI, NoiseMAP, Predictor, Odeon, INSUL Experience of in Air Quality modelling in Proprietary Softwares including ADMS Roads and AERMOD Detailed understanding of UK assessment methodologies and British Standards covering Noise and/Air Quality Highly motivated and committed Ability to think in an innovative and entrepreneurial manner Excellent written skills, with good attention to detail Good team player with excellent time management skills Background in environmental related qualifications which demonstrates adaptable to support air quality and noise teams (Environmental/Science based) or Mathematics, Acoustics or Physics. Why Arcadis? We can only achieve our goals when everyone is empowered to be their best. We believe everyone's contribution matters. Its why we are pioneering a skills-based approach, where you can harness your unique experience and expertise to carve your career path and maximize the impact we can make together. Youll do meaningful work, and no matter what role, youll be helping to deliver sustainable solutions for a more prosperous planet. Make your mark, on your career, your colleagues, your clients, your life and the world around you. Together, we can create a lasting legacy. Join Arcadis. Create a Legacy. Our Commitment to Equality, Diversity, Inclusion & Belonging We want you to be able to bring your best self to work every day which is why equality and inclusion is at the forefront of all our activities. Our ambition is to be an employer of choice and provide a great place to work for all our people. We are an equal opportunity employer; women, minorities, and people with disabilities are strongly encouraged to apply. We are dedicated to a policy of non-discrimination in employment on any basis including race, caste, creed, colour, religion, sex, age, disability, marital status, sexual orientation, and gender identity. #LI-AA3

Skill: HyperMesh, Spaceclaim, Fluent Mesher, Ansys Fluent, Ensight, CFD Post (Mechanical Engineer)

Company Description Bosch Global Software Technologies Private Limited is a 100% owned subsidiary of Robert Bosch GmbH, one of the world's leading global supplier of technology and services, offering end-to-end Engineering, IT and Business Solutions. With over 28,200+ associates, it’s the largest software development center of Bosch, outside Germany, indicating that it is the Technology Powerhouse of Bosch in India with a global footprint and presence in the US, Europe and the Asia Pacific region. Job Description The Research and Technology Center at Bangalore focuses on research in Time series analysis, Natural language processing, Computer vision, Numerical methods, Embedded real time systems and Hybrid modelling (Scientific Machine Learning -SciML). We pursue research and development by working with top-tier universities worldwide and our corporate partners. Description The focus is set on modeling interfacial reactions with decisive importance for the function and lifetime of products in electromobility and regenerative energy technology. You’ll be part of our team and derive and implement a strategy for the cross-scale description of the interaction of multiphase fluids and metals with a focus on electrochemistry and fluid dynamics. You’ll develop and applicate 2D/3D multi-physics models using numerical simulations, scripting, and programming. Furthermore, you’ll combine physics-based models with data-based approaches. You’ll parameterize and validate models with available data using multivariate statistics. You’ll work in international teams and perform necessary development / implementation to accomplish the tasks. Publish research findings in reputable journals and conferences. Required skills: Proven experience in the field of modeling of corrosion phenomena at interfaces Profound knowledge in multi-physics simulation as well as computational fluid dynamics (CFD), preferably with OpenFOAM and/or Comsol Profound and broad knowledge in numerical methods in engineering Sound understanding of Linear algebra Excellent coding skills in Python and C++ including version control (e.g. Git), software testing, linting Competent handling of statistical data analysis and application of machine learning techniques, preferably with Python (ideally PyTorch) and C++ Knowledge in homogenization and model order reduction methods is desirable. Enthusiastic and curious to work for a cross-domain task with scientific complexity Preferable skills: Experience with simulation tools: Matlab and Simulink and Ansys will be added advantage. Familiarity with high performance computing will be added advantage Qualifications MS/M.Tech, PhD from top Indian institutes (IITs, IIITs, IISc etc.) or from top international institutes with good track record of research publications related to, computational engineering Additional Information MTech 3+ years Phd 0-3 years

Location: Chennai, Tamil Nadu, India Job ID: R0089943 Date Posted: 2025-05-14 Company Name: HITACHI ENERGY TECHNOLOGY SERVICES PRIVATE LIMITED Profession (Job Category): Engineering & Science Job Schedule: Full time Remote: No Job Description: Business Information: Our Indian Operations Centre (INOPC) is a competence center with around 2600+ skilled engineers who focus on tendering, engineering, planning, procurement, functional system testing, installation supervision, and commissioning. Over the last decade, INOPC has evolved to become the largest engineering hub serving more than 40 countries across different energy sectors. The team caters to the four business units—Transformers, Grid Integration, Grid Automation, High Voltage and has successfully executed engineering and commissioning for projects in more than 80 countries. Mission Statement: The HVAC Eng. shall Analyse customer specification to ensure Hitachi Energy solution meets the customer requirements. Your Responsibilities: Analyze HVAC systems and equipment when necessary to find inefficiencies or malfunctions and create solutions to optimize performance and increase the efficiency of operation. Provides technical evaluation of supplier proposals and aspects as fit for purpose supplied equipment or services. You will be responsible for review drawings and documents to fulfil the local regulations & technically coordinate with Electrical and Mechanical department. You will be technically coordinate with Civil & MEP. You will be coordinate with Project/Tender Team efficiently You will be identifying the risk and opportunities effectively Should be able to co-ordinate with Building management system and other Interfaces. You will be coordinate with technical coordination with Electrical and Mechanical department. Living Hitachi Energy’s core values of safety and integrity, which means taking responsibility for your own actions while caring for your colleagues and the business. Your Background: Have Mechanical Engineering with a minimum work experience of 5+ years in HVAC Designs. You should have knowledge in CFD Analysis with market available software. You should be able to review the system, drawing and documents to fulfil the requirements and local regulations along with HSE and quality aspects. Revit Modelling knowledge in Civil/Architectural aspects, Naviswork knowledge. Good knowledge of process structuring & process management. Excellent written and verbal communication skills. Strong attention to detail. Self-starter caliber who could own tasks through to completion. Qualified individuals with a disability may request a reasonable accommodation if you are unable or limited in your ability to use or access the Hitachi Energy career site as a result of your disability. You may request reasonable accommodations by completing a general inquiry form on our website. Please include your contact information and specific details about your required accommodation to support you during the job application process. This is solely for job seekers with disabilities requiring accessibility assistance or an accommodation in the job application process. Messages left for other purposes will not receive a response.

Description Business Information: Our Indian Operations Centre (INOPC) is a competence center with around 2600+ skilled engineers who focus on tendering, engineering, planning, procurement, functional system testing, installation supervision, and commissioning. Over the last decade, INOPC has evolved to become the largest engineering hub serving more than 40 countries across different energy sectors. The team caters to the four business units—Transformers, Grid Integration, Grid Automation, High Voltage and has successfully executed engineering and commissioning for projects in more than 80 countries. Mission Statement: The HVAC Eng. shall Analyse customer specification to ensure Hitachi Energy solution meets the customer requirements. Your Responsibilities: Analyze HVAC systems and equipment when necessary to find inefficiencies or malfunctions and create solutions to optimize performance and increase the efficiency of operation. Provides technical evaluation of supplier proposals and aspects as fit for purpose supplied equipment or services. You will be responsible for review drawings and documents to fulfil the local regulations & technically coordinate with Electrical and Mechanical department. You will be technically coordinate with Civil & MEP. You will be coordinate with Project/Tender Team efficiently You will be identifying the risk and opportunities effectively Should be able to co-ordinate with Building management system and other Interfaces. You will be coordinate with technical coordination with Electrical and Mechanical department. Living Hitachi Energy’s core values of safety and integrity, which means taking responsibility for your own actions while caring for your colleagues and the business. Your Background: Have Mechanical Engineering with a minimum work experience of 5+ years in HVAC Designs. You should have knowledge in CFD Analysis with market available software. You should be able to review the system, drawing and documents to fulfil the requirements and local regulations along with HSE and quality aspects. Revit Modelling knowledge in Civil/Architectural aspects, Naviswork knowledge. Good knowledge of process structuring & process management. Excellent written and verbal communication skills. Strong attention to detail. Self-starter caliber who could own tasks through to completion. Qualified individuals with a disability may request a reasonable accommodation if you are unable or limited in your ability to use or access the Hitachi Energy career site as a result of your disability. You may request reasonable accommodations by completing a general inquiry form on our website. Please include your contact information and specific details about your required accommodation to support you during the job application process. This is solely for job seekers with disabilities requiring accessibility assistance or an accommodation in the job application process. Messages left for other purposes will not receive a response.

Greetings from HR Central!!! We do have an Urgent Hiring for Engineer advanced Development for Thermal Analysis/Airflow for One of the Leading MNC for Ahmedabad Kadi Location. PhD is Mandatory JD: Air-flow, thermal analysis engineering using fluid dynamics of Advanced development Job Summary: Using analytical and experimental techniques, lead the development of fans and airflow systems in terms of noise, strength analysis, thermal flow analysis and manufacturability. Responsibility: Through numerical and experimental analysis, develop new types of fans (propeller, cross-flow, centrifugal, sirocco) for air conditioners that improve the fluid performance and reduce noise. To do thermal flow analysis with in system and around system to improve thermal efficiency of product at development stage and analyze thermal efficiency at customer site. Work with various stakeholders, including the members of platform design department, each module, and the production technology department, to develop a fan that maintains performance and noise levels without sacrificing strength or productivity. Propose and design prototypes and experimental equipment that will lead to the evaluation of subsystems, including fans and shrouds. Educational Qualification: Masters degree (or equivalent) and PhD in fluid mechanics and aerodynamics dealing with the flow around fans, turbomachinery design, rotating machinery, and CFD analysis. Working experience: at least 5 years of fan design, thermal analysis or research experience Skill requirements: Communication and presentation skills. Ability to make objective decisions in collaboration with managers to ensure that the right decisions are made. Ability to make judgments that enable correct responses to stakeholder comments. Ability to propose new approaches to problems Language: Excellent communication skills. (Fluent English, both written and spoken is preferred.) Location: kadi If interested, please share Cv to anisha@hr-central.in or call me @ +91-95620-44988

We are looking for a CAE analyst for our defence team. interested candidates can share updated resume on aarti.patil@designtechsys.com Software - Ansys WB, HyperMesh, CFD, Composites Experience - 1 to 3 yrs Job Location - Kerala, Trivandrum Salary - based on technical interview

Job Responsibilities: - Conduct CFD simulations and analysis to optimize vehicle aerodynamic and thermal performance, ensuring efficiency and design compliance. Collaborate with cross-functional teams to address challenges related to airflow, heat transfer, component cooling, HVAC systems, fan design, multi-phase flow simulations and EV-specific thermal management such as battery cooling, motor cooling and electronic control units heat dissipation. Technical/ Functional Competencies:-Knowledge of software like STARCCM+ (Must) and AMESim (Optional). Testing exposure in the field of Flow, Pressure and Temperature measurement.

The Staff Mechanical Engineer shall produce specifications for, design, develop, verify and validate new or modified mechanical components or systems in medical-grade sterilization capital, accessories and consumables. Duties and Responsibilities Under limited supervision, general direction, etc. and in accordance with all applicable government laws, regulations and ASP policies, procedures and guidelines, this position: Deliver and drive results by participating in new product development projects either as a team member or work stream leader focused on mechanical centric design and development Connects by demonstrating strong collaboration with cross functional team members to ensure alignment and influencing of design concepts, design inputs, design outputs, and design verification. Provides strong technical leadership on assigned projects to deliver design concepts, design characterization, design inputs, design outputs, and design verification using sound engineering principles and expertise. Provides guidance and mentorship to junior engineers, draftsmen, technicians and contractors. Responsible for communicating business related issues or opportunities to next management level Performs other duties assigned as needed Other Duties: Assess project requirements Measure the performance of mechanical components, devices and systems Align budgets, timescales and specifications with cross-functional stakeholders, customers and management Use computer-aided design, FEA and CFD software Undertake relevant research Produce and Implement designs and test procedures with compliant GDP Present designs, drive technical reviews and own work streams Write protocols, reports and other QMS documentation Providing technical support to cross-functional teams Analyze and interpret data. Qualifications Education: Bachelor s Degree, Mechanical Engineering Years of Related Experience : List specific types of experience and years that may be required for this position, such as: 8+ year of related experience in new product development required; highly regulated industry experience preferred (e.g. Aerospace, Automotive, Medical Devices) 6+ years minimum of CAD design experience required; SolidWorks preferred Knowledge, Skills, Abilities, Certifications/Licenses, and Affiliations : (Include any required computer skills, regulatory knowledge, certifications, licenses, languages, cognitive and behavioral abilities etc.) Thorough understanding of Design Verification and Validation highly preferred Strong written and verbal communication required Design experience for plastics highly preferred GD&T working knowledge highly preferred Medical device product development experience highly preferred Fluidic Systems experience a plus Sterilization and/or disinfection experience a plus Responsibility For Others and Internal Interactions N/A This position does not entail direct supervisory responsibilities. Internal interface activities will include but not limited to, Quality, Operations, Regulatory Compliance, Marketing, Medical Safety, Field Services and Medical Safety. External Interactions N/A Liaise with suppliers, development partners and manufacturers to support new product development, sustaining engineering and manufacturing.

About Us: Zeal Group is an award-winning global FinTech leader with over 700 employees across offices in London, Europe, Asia, MENA, and South America. Traze, a Zeal Group subsidiary, delivers cutting-edge multi-asset trading solutions, including Gold, Oil, FX, and Cryptocurrencies. We are a product and people-focused company who are passionate about growth, innovative technology, and collaboration. Today, we are hiring a results-driven Business Development Manager to accelerate our growth in the Indian market. Key Responsibilities: Drive new business acquisition by identifying, engaging, and onboarding Introducing Brokers (IBs), Money Managers, and institutional partners. Build and maintain a strong pipeline of potential clients across industries. Grow revenue by increasing active trading accounts, deposits, and client volumes. Leverage existing networks to secure partnerships and expand market share in India. Develop tailored proposals and sales presentations to meet client trading needs. Educate clients on trading strategies, risk management, and market trends across FX, commodities, and indices. Attend industry events to source and convert leads. Track all interactions, deals, and progress in CRM. Consistently meet and exceed sales targets and KPIs. Minimum 4 years of B2C (In retail trading) sales experience in Forex & CFD brokerage (India market). Proven track record of building IB networks and acquiring new business. Strong relationships in

Sales Team Lead / Sales Manager - India | Zeal Group (Traze Brand) Location: India | Full-Time | Department: Sales Leadership About Us: Zeal Group is a global FinTech powerhouse with 700+ employees and a presence in London, Europe, Asia, MENA, and the Americas. Traze, a subsidiary brand, specializes in multi-asset trading solutions including FX, Gold, Oil, and Cryptocurrencies. We are seeking a dynamic Sales Team Lead / Sales Manager to manage our business development efforts and lead a high-performing sales team in the Indian market. Key Responsibilities: Lead, coach, and manage a team of Business Development Managers focused on IB acquisition and client growth in the Indian region. Set clear sales targets, KPIs, and strategies to consistently achieve regional revenue goals. Personally drive high-value client acquisition and strategic partnerships. Identify and penetrate new business channels through your strong network within the FX & CFD industry. Support team members in structuring deals, closing opportunities, and managing key client relationships. Monitor market trends and competitor activities to refine sales approaches and product positioning. Coordinate with marketing, product, and compliance teams to align sales strategies. Report performance metrics and pipeline progress to regional leadership. Maintain top-tier CRM hygiene and ensure data accuracy across the team. 7+ years of proven experience in FX/CFD sales, with at least 3 years in a leadership or team management role. Strong existing network of IBs, Money Managers, and institutional partners in the Indian FX market. Demonstrate

Do you want to help solve the worlds most pressing challengesFeeding the worlds growing population and slowing climate change are two of the worlds greatest challenges. AGCO is a part of the solution! Join us to make your contribution. AGCO is looking to hire candidates for the position of Senior Engineer CFD . We are seeking a Sr. Computational Fluid Dynamics (CFD) Engineer to lead fluid flow, thermal, and aerodynamics simulations for advanced engineering applications. The ideal candidate will have extensive experience in CFD analysis, modeling, and validation, using Star CCM+ software to optimize product performance and efficiency. Your Impact CFD Analysis & Simulation: Perform high-fidelity CFD simulations for fluid flow, heat transfer, and aerodynamics using software Star-CCM+.. Analyze fluid-thermal interactions, turbulence effects, and pressure distributions to optimize product design for efficiency and performance. Pre-Processing & Meshing: Generate high-quality computational meshes using tools like Creo & Start CCM+ to ensure accurate simulation results. Post-Processing & Data Interpretation: Interpret simulation results using visualization tools (ParaView, Tecplot, CFD-Post) and provide actionable design recommendations. Model Validation & Testing: Correlate CFD results with experimental data and physical testing to improve model accuracy and reliability. Multiphysics & Coupled Simulations: Work on conjugate heat transfer (CHT), multiphase flow, and fluid-structure interaction (FSI) problems. Cross-functional Collaboration: Work with design engineers, thermal engineers, and testing teams to integrate CFD insights into product development. Compliance & Industry Standards: Ensure simulations comply with industry regulations such as ASME, ISO, or SAE standards, depending on the application. Documentation & Reporting: Prepare technical reports, design reviews, and presentations to communicate CFD findings and recommendations. Your Experience and Qualifications Education: Bachelors or Master degree in Mechanical Engineering, Aerospace Engineering, or a related field. A Ph.D. is a plus. Experience: 10+ years of experience in CFD analysis and simulation. Technical Expertise: Strong knowledge of fluid dynamics, heat transfer, and turbulence modeling. Expertise in CFD software Star-CCM+ & Creo for Model generation Strong analytical and problem-solving skills. Excellent documentation, reporting, and communication abilities. Ability to work independently and in a cross-functional team. Your Benefits GLOBAL DIVERSITY - Diversity means many things to us, distinct brands, cultures, nationalities, genders, generations - even variety in our roles. You make us unique! ENTERPRISING SPIRIT- Every role adds value. We are committed to helping you develop and grow to realize your potential. POSITIVE IMPACT - Make it personal and help us feed the world. INNOVATIVE TECHNOLOGIES - You can combine your love for technology with manufacturing excellence - and work alongside teams of people worldwide who share your enthusiasm. MAKE THE MOST OF YOU - Benefits include health care and wellness plans and flexible and virtual work options. Your Workplace We value inclusion and recognize the innovation a diverse workforce delivers to our farmers. Through our recruitment efforts, we are committed to building a team that includes a variety of experiences, backgrounds, cultures and perspectives. Join us as we bring agriculture into the future and apply now! Please note that this job posting is not designed to cover or contain a comprehensive listing of all required activities, duties, responsibilities, or benefits and may change at any time with or without notice. AGCO is proud to be an Equal Opportunity Employer

Do you want to help solve the worlds most pressing challengesFeeding the worlds growing population and slowing climate change are two of the worlds greatest challenges. AGCO is a part of the solution! Join us to make your contribution. AGCO is looking to hire candidates for the position of Engineer CFD. We are seeking a Computational Fluid Dynamics (CFD) Engineer with good experience in fluid flow, thermal, and aerodynamics simulations for advanced engineering applications. The ideal candidate will have hands on experience in CFD analysis, modeling, and validation, using Star CCM+ software. This role requires strong analytical skills, preprocessing; geometry cleanup, meshing model, extracting boundaries, flow setup definitions. Your Impact CFD Analysis & Simulation: Perform high-fidelity CFD simulations for fluid flow, heat transfer, and aerodynamics using software Star-CCM+.. Analyze fluid-thermal interactions, turbulence effects, and pressure distributions to optimize product design for efficiency and performance. Pre-Processing & Meshing: Generate high-quality computational meshes using tools like Creo & Start CCM+ to ensure accurate simulation results. Post-Processing & Data Interpretation: Interpret simulation results using visualization tools (ParaView, Tecplot, CFD-Post) and provide actionable design recommendations. Model Validation & Testing: Correlate CFD results with experimental data and physical testing to improve model accuracy and reliability. Multiphysics & Coupled Simulations: Work on conjugate heat transfer (CHT), multiphase flow, and fluid-structure interaction (FSI) problems. Cross-functional Collaboration: Work with design engineers, thermal engineers, and testing teams to integrate CFD insights into product development. Compliance & Industry Standards: Ensure simulations comply with industry regulations such as ASME, ISO, or SAE standards, depending on the application. Documentation & Reporting: Prepare technical reports, design reviews, and presentations to communicate CFD findings and recommendations. Your Experience and Qualifications Education: Bachelors or Master degree in Mechanical Engineering, Aerospace Engineering, or a related field. Experience: 6+ years of experience in CFD analysis and simulation. Technical Expertise: Strong knowledge of fluid dynamics, heat transfer, and turbulence modeling. Expertise in CFD software Star-CCM+ & Creo for Model generation. Strong analytical and problem-solving skills. Excellent documentation, reporting, and communication abilities. Ability to work independently and in a cross-functional team. Your Benefits GLOBAL DIVERSITY - Diversity means many things to us, distinct brands, cultures, nationalities, genders, generations - even variety in our roles. You make us unique! ENTERPRISING SPIRIT- Every role adds value. We are committed to helping you develop and grow to realize your potential. POSITIVE IMPACT - Make it personal and help us feed the world. INNOVATIVE TECHNOLOGIES - You can combine your love for technology with manufacturing excellence - and work alongside teams of people worldwide who share your enthusiasm. MAKE THE MOST OF YOU - Benefits include health care and wellness plans and flexible and virtual work options. Your Workplace We value inclusion and recognize the innovation a diverse workforce delivers to our farmers. Through our recruitment efforts, we are committed to building a team that includes a variety of experiences, backgrounds, cultures and perspectives. Join us as we bring agriculture into the future and apply now! Please note that this job posting is not designed to cover or contain a comprehensive listing of all required activities, duties, responsibilities, or benefits and may change at any time with or without notice. AGCO is proud to be an Equal Opportunity Employer

Battery Systems: Thermal Component Owner (DRE) Bangalore, India Product Battery Systems / Hybrid Apply for this job Experience Level: 6-9 years Key Responsibilities: Thermal Interface Material (TIM): Design, select, and optimize Thermal Interface Materials to ensure eicient heat transfer and thermal management within battery systems. Aerogel: Develop and integrate aerogel-based solutions for superior thermal insulation and management in energy storage applications. Mica Sheets: Utilize mica sheets for thermal and electrical insulation, ensuring compliance with safety and performance standards. Thermal Management Systems: Design and implement comprehensive thermal management systems to maintain optimal operating temperatures and enhance system reliability. Material Selection and Testing: Select appropriate thermal materials and conduct rigorous testing to validate performance, durability, and compliance with industry standards. Safety Standards Compliance: Ensure all thermal management solutions comply with relevant safety and regulatory standards, including UL, IEC, and ISO. System Integration: Collaborate with cross-functional teams to integrate thermal components into the overall battery energy storage system, ensuring seamless operation and performance. Problem Solving: Diagnose and resolve thermal management issues to maintain optimal performance and prevent overheating or thermal runaway. Documentation: Prepare detailed documentation of thermal designs, tests, and processes to support product development and certication. Continuous Improvement: Stay updated with the latest advancements in thermal management technologies and materials, implementing continuous improvements to enhance system performance. Key Skills and Qualications: Bachelor's or Master's degree in Mechanical Engineering, Materials Science, or a related eld. Strong understanding of Thermal Interface Materials (TIM) and their applications in thermal management. Prociency in developing and integrating aerogel solutions for thermal insulation. Experience with the use of mica sheets for thermal and electrical insulation. In-depth knowledge of thermal management systems and strategies for battery energy storage solutions. Familiarity with industry standards and regulatory requirements for thermal management in energy storage systems. Excellent problem-solving skills and attention to detail. Strong communication skills and ability to work collaboratively in a team environment. Proven track record of successful project management and delivery within the specied experience level.

Our client is a Mechanical Power transmission product manufacturing company headquartered in Mumbai. Job Location: Nagpur Job Role- Engine Design(Manager level) Education: BE/B.Tech Automobile Engineering (Preferred) Professional Experience: 15 Years+ hands-on experience in engine design and development Salary Budget: CTC 13 LPA to CTC 18 LPA 1. JOB PURPOSEWe are seeking a highly experienced and innovative Senior Engine Design Engineer with a strong background in engine architecture and sub-system development. The ideal candidate will have a deep understanding of engine variations, belt drive systems, and auto-tensioner mechanisms, and will be responsible for the design, validation, and integration of these systems into various engine platforms.2. RESPONSIBILITY Details of Responsibilities Lead the design and development of engine front-end accessory drive (FEAD) systems including belt layout, routing, and auto-tensioner solutions. Work closely with the engine architecture and packaging teams to ensure compatibility across engine variants. Conduct design reviews, FMEAs, and root cause analysis for durability, NVH, and performance issues. Define and validate tensioner performance including spring , damping, and belt tension management. Support CAE/CFD analysis and validation of belt and tensioner systems under various operating conditions. Ensure compliance with regulatory standards and durability targets. Drive continuous improvement in design and manufacturing for cost, weight, and efficiency. Deep understanding of FEAD system architecture, belt tensioning mechanics, and NVH behavior. Proficiency in CAD tools (CATIA, NX, or similar) and familiarity with PLM systems. Should also have proficiency in Sim Drive. Strong problem-solving skills with the ability to lead cross-functional discussions. Experience in supplier coordination, validation, and PPAP processes. Good knowledge of DFMEA, DVP&R, and GD&T. Excellent communication and project management skills.14Experience engine accessory systems and Exposure to global automotive OEM processes and standards.

About Us: Barry-Wehmiller is a diversified global supplier of engineering consulting and manufacturing technology for the packaging, corrugating, sheeting and paper-converting industries. By blending people-centric leadership with disciplined operational strategies and purpose-driven growth, Barry-Wehmiller has become a $3 billion organization with nearly 12,000 team members united by a common belief: to use the power of business to build a better world. Job Description: Lead Mechanical Engineer with a minimum of 15 years of work experience, working independently in design & development and support in either redesign (or) developing an existing design for a new requirement (or) developing a new design for the first time for a given requirement. Experience with Bottle Filling and Capping / Closing machines Proficiency with CFD analysis At Barry-Wehmiller we recognize that people come with a wealth of experience and talent beyond just the technical requirements of a job. If your experience is close to what you see listed here, please still consider applying. We know that our differences often can bring about innovation, excellence and meaningful work—therefore, people from all backgrounds are encouraged to apply to our positions. Please let us know if you require reasonable accommodations during the interview process. Company: BW Corporate GCC Show more Show less

🚀 HIRING: Team Lead - Industrial Design (IoT) 🚀Are you driven by the challenge of designing intelligent, elegant hardware that enhances the way people live? Do you thrive at the intersection of design, technology, and user experience?Join our smart homes team as a Industrial Designer and help define the future of smart living through beautifully crafted, intuitive, and manufacturable smart home products. About Us Mantra Softech is a global leader in high-tech manufacturing, specializing in biometric, face-recognition and RFID-based products and solutions since 2006. With a strong commitment to innovation, we are now venturing into the smart home ecosystem, developing cutting-edge IoT devices that elevate everyday living through seamless, secure, and connected experiences. Role DescriptionJob Location: Ahmedabad, BangaloreEmployment Type: Full-Time/ On-Site What You’ll DoLead the end-to-end design process for smart home IoT products - from concept to detailed design to prototype development to testing to productionDrive the balance between form, function, ergonomics, and manufacturability in every product you design.Work closely with engineering, embedded, firmware, and UX teams to develop innovative and ergonomic hardware solutions.Define and develop CMF (Color, Material, Finish) strategies to elevate brand perception and product desirabilityDevelop high-quality CAD models, prototypes, and renderings to visualize concepts and communicate design intent clearlyConduct user research and ergonomic studies to improve product design and enhance user experience.Collaborate with embedded engineers to ensure seamless integration of IoT components, sensors, and materials.Work with engineering and manufacturing teams to ensure DFM (Design for Manufacturability) without compromising design vision.Stay ahead of design trends, manufacturing processes, and emerging IoT technologies to drive innovation.Develop design guidelines and documentation to standardize industrial design processes across product lines.Work closely with manufacturers and suppliers to ensure that the final product maintains design intent while meeting cost and production constraints. What We’re Looking ForBachelor’s or Master’s degree in Industrial Design, Product Design, or a related field of consumer electronics, IoT Devices10+ years of experience in industrial design for consumer electronics or IoT devices.Proficiency in 3D modeling software (e.g., SolidWorks, Creo, Rhino, Fusion 360 or similar) and rendering toolsStrong experience in CMF development, materials selection, and DFM (Design for Manufacturability).Familiarity with IoT device constraints, sensor integration, and wireless communication technologies (WiFi, Thread, Bluetooth, Matter, Zigbee).Experience designing enclosures incorporating thermal management and ventilation design principlesExperience working with cross-functional teams, including product, embedded, firmware, and mechanical engineers.Ability to create detailed design specifications and technical drawings for prototyping and production.A strong portfolio showcasing IoT or consumer product designs with an emphasis on usability and aesthetics.Excellent problem-solving and critical thinking skills, with the ability to balance design vision with engineering feasibility.Strong communication and presentation skills, with the ability to articulate design rationale to stakeholders.Familiarity with FEA and CFD tools for structural or thermal analysis (ANSYS, COMSOL, Solidworks Simulation) (Preferred not mandatory) What You'll GetOpportunity to share a design-led IoT product portfolio from the ground upWork in a cross-functional, innovation-first environmentCreate real impact through devices that will power the future of smart livingFreedom to experiment, iterate, and challenge conventional thinking If you’re passionate about shaping the future of smart home devices and designing hardware that seamlessly integrates with the digital world, we want to hear from you! Join Mantra Softech and redefine the smart home experience through world-class industrial design. 💡 How to ApplySend your resume and portfolio to darvik.yadav@mantratec.comPlease include "Team Lead - Industrial Designer (IoT)" in the subject line.

Technical specification study Product design concept and scope Design & Development of Pneumatic Product for Railways & Automotive Prototype drawing release to NPD Provide specifications for supplier Release BOM Running simulations (FEA, CFD)

At LAT Aerospace, we’re building a clean-sheet Short Take-off and Landing (STOL) aircraft to transform regional air mobility in India. We’re looking for a Turbomachinery Engineer to design and optimize the compressor and turbine stages — both hot and cold sections — of our custom gas turbine. What you’ll doDevelop preliminary and detailed designs for compressor and turbine blades and vanes, including 1D/2D/3D aerodynamic profiling, mechanical integrity, and thermal managementDesign and analyse rotor and stator assemblies for both hot (turbine) and cold (compressor) sections, ensuring optimal aerodynamic and structural performanceDefine and manage casing geometry and clearances to balance efficiency, integrity, and service life, considering thermal and mechanical deformation across operating conditionsDesign shafts and bearing systems to support high-speed rotating assemblies, including detailed analysis of loads, vibrations, and thermal effects.Assess flow path efficiency, pressure ratios, and losses across all turbomachinery stages, identifying areas for improvementAddress blade and disk cooling, thermal gradients, and material selection for high-temperature operationCollaborate with multidisciplinary teams (aerodynamics, thermal, electrical, controls) to ensure seamless integration of turbomachinery within the hybrid electric propulsion architectureSupport manufacturability, cost, and reliability targets through design for manufacturability (DFM) and design for assembly (DFA) principlesDevelop 3D models and engineering drawings using CAD tools, ensuring manufacturability and compliance with certification standardsWork with combustion, rotor-dynamics, thermal management, and structural teams for system-level integration.Use CFD and FEA tools to evaluate blade profiles, cooling schemes, tip clearances, and overall component interactions.Support prototyping, vendor engagement, component testing, and future certification plans.Optimize for efficiency, weight, manufacturability, and durability under variable power cycles typical of hybrid-electric applications. What we're looking forMasters or PhD in Aerospace, Mechanical, or Turbomachinery Engineering.Proven experience in gas turbine or aero engine turbomachinery design, with emphasis on compressor/turbine blade and vane developmentStrong knowledge of thermodynamics, fluid mechanics, heat transfer, and materials science as applied to high-speed rotating machineryExperience with shaft and bearing design, secondary flow path management, and advanced sealing technologiesStrong foundation in compressor and turbine aerodynamics, gas turbine cycles, and heat transfer.Experience with tools like ANSYS CFX/Fluent, AxSTREAM, NUMECA, or similar.Familiarity with material behaviour at high temperatures, cooling strategies, and blade design.Understanding of transient operation, part-load behaviour, and mission-cycle matching for hybrid systems. Why LAT?Core team opportunity at a high-conviction deep-tech startupReal aircraft, real flying hardware, real impactBuild the future of sustainable aviation in India

🚀 Shape the Future with 1Accord! Hiring: Mechanical Engineer - R&DCalling all innovative Mechanical Engineers! ✨ Ready to turn cutting-edge concepts into real-world products? Join our R&D powerhouse at 1Accord (www.1accord.in) and be part of something impactful!At 1Accord, we're not just designing; we're creating the next generation of Medical Devices, Industrial Automation & IoT solutions, and Consumer Devices. We're known for rapid innovation, unwavering quality, and bringing products to market at speed.Your R&D toolkit will include: ✅ Expert CAD: Freecad, Autocad, SolidWorks, Fusion 360 🔬 Advanced Analysis: FEA, CFD, ANSYS & other Simulation tools 🧠 Core Expertise: Sheet Metal, 3D Printing, Thermodynamics, Fluid Dynamics, HVAC, Surface modelling, DFM, Materials ScienceIf you're a problem-solver who thrives on complex challenges, hands-on prototyping, and being at the forefront of technology, this role is for you!Join a team where your designs make a tangible difference! #MechanicalEngineer #RnD #EngineeringJobs #Hiring #CareerOpportunity #Innovation #ProductDevelopment #SolidWorks #Fusion360 #FEA #ANSYS #HVAC #SheetMetal #3DPrinting #MedicalDevices #IndustrialAutomation #ConsumerElectronics #Engineering

🚀 HIRING: Senior Industrial Designer - IoT 🚀Are you driven by the challenge of designing intelligent, elegant hardware that enhances the way people live? Do you thrive at the intersection of design, technology, and user experience?Join our smart homes team as a Senior Industrial/Product Designer - IoT and help define the future of smart living through beautifully crafted, intuitive, and manufacturable smart home products. About Us Mantra Softech is a global leader in high-tech manufacturing, specializing in biometric, face-recognition and RFID-based products and solutions since 2006. With a strong commitment to innovation, we are now venturing into the smart home ecosystem, developing cutting-edge IoT devices that elevate everyday living through seamless, secure, and connected experiences. Role DescriptionJob Location: Ahmedabad, BangaloreEmployment Type: Full-Time/ On-Site What You’ll DoLead the end-to-end design process for smart home IoT products - from concept to detailed design to prototype development to testing to productionDrive the balance between form, function, ergonomics, and manufacturability in every product you design.Work closely with engineering, embedded, firmware, and UX teams to develop innovative and ergonomic hardware solutions.Define and develop CMF (Color, Material, Finish) to elevate brand perception and product desirabilityDevelop high-quality CAD models, prototypes, and renderings to visualize concepts and communicate design intent clearlyConduct user research and ergonomic studies to improve product design and enhance user experience.Collaborate with embedded engineers to ensure seamless integration of IoT components, sensors, and materials.Work with engineering and manufacturing teams to ensure DFM (Design for Manufacturability) without compromising design vision.Stay ahead of design trends, manufacturing processes, and emerging IoT technologies to drive innovation.Develop design guidelines and documentation to standardize industrial design processes across product lines.Work closely with manufacturers and suppliers to ensure that the final product maintains design intent while meeting cost and production constraints. What We’re Looking ForBachelor’s or Master’s degree in Industrial Design, Product Design, or a related field of consumer electronics, IoT Devices 10+ years of experience in industrial design for consumer electronics or IoT devices.Proficiency in 3D modeling software (e.g., SolidWorks, Creo, Rhino, Fusion 360 or similar) and rendering toolsStrong experience in CMF development, materials selection, and DFM (Design for Manufacturability).Familiarity with IoT device constraints, sensor integration, and wireless communication technologies (WiFi, Thread, Bluetooth, Matter, Zigbee).Experience designing enclosures incorporating thermal management and ventilation design principlesExperience working with cross-functional teams, including product, embedded, firmware, and mechanical engineers.Ability to create detailed design specifications and technical drawings for prototyping and production.A strong portfolio showcasing IoT or consumer product designs with an emphasis on usability and aesthetics.Excellent problem-solving and critical thinking skills, with the ability to balance design vision with engineering feasibility.Strong communication and presentation skills, with the ability to articulate design rationale to stakeholders.Familiarity with FEA and CFD tools for structural or thermal analysis (ANSYS, COMSOL, Solidworks Simulation) (Preferred not mandatory) What You'll GetOpportunity to share a design-led IoT product portfolio from the ground up Work in a cross-functional, innovation-first environmentCreate real impact through devices that will power the future of smart livingFreedom to experiment, iterate, and challenge conventional thinking If you’re passionate about shaping the future of smart home devices and designing hardware that seamlessly integrates with the digital world, we want to hear from you! Join Mantra Softech and redefine the smart home experience through world-class industrial design. 💡 How to ApplySend your resume and portfolio to darvik.yadav@mantratec.comPlease include "Senior Industrial Designer - IoT" in the subject line.

🚀 HIRING: Senior Industrial Designer - IoT 🚀Are you driven by the challenge of designing intelligent, elegant hardware that enhances the way people live? Do you thrive at the intersection of design, technology, and user experience?Join our smart homes team as a Senior Industrial/Product Designer - IoT and help define the future of smart living through beautifully crafted, intuitive, and manufacturable smart home products. About Us Mantra Softech is a global leader in high-tech manufacturing, specializing in biometric, face-recognition and RFID-based products and solutions since 2006. With a strong commitment to innovation, we are now venturing into the smart home ecosystem, developing cutting-edge IoT devices that elevate everyday living through seamless, secure, and connected experiences. Role DescriptionJob Location: Ahmedabad, BangaloreEmployment Type: Full-Time/ On-Site What You’ll DoLead the end-to-end design process for smart home IoT products - from concept to detailed design to prototype development to testing to productionDrive the balance between form, function, ergonomics, and manufacturability in every product you design.Work closely with engineering, embedded, firmware, and UX teams to develop innovative and ergonomic hardware solutions.Define and develop CMF (Color, Material, Finish) to elevate brand perception and product desirabilityDevelop high-quality CAD models, prototypes, and renderings to visualize concepts and communicate design intent clearlyConduct user research and ergonomic studies to improve product design and enhance user experience.Collaborate with embedded engineers to ensure seamless integration of IoT components, sensors, and materials.Work with engineering and manufacturing teams to ensure DFM (Design for Manufacturability) without compromising design vision.Stay ahead of design trends, manufacturing processes, and emerging IoT technologies to drive innovation.Develop design guidelines and documentation to standardize industrial design processes across product lines.Work closely with manufacturers and suppliers to ensure that the final product maintains design intent while meeting cost and production constraints. What We’re Looking ForBachelor’s or Master’s degree in Industrial Design, Product Design, or a related field of consumer electronics, IoT Devices 10+ years of experience in industrial design for consumer electronics or IoT devices.Proficiency in 3D modeling software (e.g., SolidWorks, Creo, Rhino, Fusion 360 or similar) and rendering toolsStrong experience in CMF development, materials selection, and DFM (Design for Manufacturability).Familiarity with IoT device constraints, sensor integration, and wireless communication technologies (WiFi, Thread, Bluetooth, Matter, Zigbee).Experience designing enclosures incorporating thermal management and ventilation design principlesExperience working with cross-functional teams, including product, embedded, firmware, and mechanical engineers.Ability to create detailed design specifications and technical drawings for prototyping and production.A strong portfolio showcasing IoT or consumer product designs with an emphasis on usability and aesthetics.Excellent problem-solving and critical thinking skills, with the ability to balance design vision with engineering feasibility.Strong communication and presentation skills, with the ability to articulate design rationale to stakeholders.Familiarity with FEA and CFD tools for structural or thermal analysis (ANSYS, COMSOL, Solidworks Simulation) (Preferred not mandatory) What You'll GetOpportunity to share a design-led IoT product portfolio from the ground up Work in a cross-functional, innovation-first environmentCreate real impact through devices that will power the future of smart livingFreedom to experiment, iterate, and challenge conventional thinking If you’re passionate about shaping the future of smart home devices and designing hardware that seamlessly integrates with the digital world, we want to hear from you! Join Mantra Softech and redefine the smart home experience through world-class industrial design. 💡 How to ApplySend your resume and portfolio to darvik.yadav@mantratec.comPlease include "Senior Industrial Designer - IoT" in the subject line.

Role:We are seeking a highly motivated Design Engineer with 3–5 years of hands-on experience in mechanical design, CAD modeling, and prototyping. The ideal candidate will have a strong foundation in engineering design principles and experience with additive manufacturing (3D printing) processes, materials, or part optimization. This role is crucial to turning product concepts into reality through innovative design and agile iteration. Responsibilities:Design and develop components, assemblies, and systems using CAD software (SolidWorks, Fusion 360).Optimize designs for manufacturability, 3D printing, and functional performance.Collaborate with cross-functional teams (production, post-processing) to iterate and validate designs.Prepare and maintain technical documentation including BOMs, drawings, and design reports.Work with vendors or internal teams to select materials and fabrication methods.Work with customers to understand product specifications and translate to the drawing boardContribute to DFM (Design for Manufacturing) and DFA (Design for Assembly) practices. Required Skills & Qualifications:Bachelor’s degree in Mechanical Engineering, Product Design, or a related field.3–5 years of industry experience in mechanical or product design roles.Proficiency in 3D CAD tools (e.g., SolidWorks, Creo, Fusion 360, or CATIA).Strong understanding of mechanical design fundamentals, tolerancing, and materials.Exposure to or hands-on experience in 3D printing / additive manufacturing.Good problem-solving and communication skills with a self-driven attitude Preferred Qualifications:Experience with generative design or topology optimization for 3D printed parts.Understanding of polymer or metal AM processes (e.g., FDM, SLA, SLS, DMLS).Familiarity with simulation tools (FEA/CFD) is a plus.Experience working in a startup or agile development environment.

Basic Details: Fill the required information about business, unit, location, position, reports to position and date of updation of JD Business Financial Services HO Unit Aditya Birla Finance Limited Location Chennai Poornata Position Number of the job NA Reports to: Poornata Position Number 00115102 Poornata Position Title of the job (30 characters max) Area Credit Manager Reports to: Poornata Position Title Regional Credit Manager Function Risk Management & Compliance Reports to: Function Risk – Mortgages Department Risk – Mortgages Reports to: Department Risk – Mortgages Designation of the Employee Area Credit Manager Designation of the Manager Regional Credit Manager Date of writing/updation of JD 24 th Sep 2021 Job Purpos e: Write the purpose for which the job exists (in 2-3 lines) ( Max 1325 Characters) To recommend proposals to RCM, ZCM, NRM, Credit Committee for decision on the case. To manage CPAs, Legal agencies, Technical agencies & verification agencies to facilitate the quick turnaround of credit lending proposals. The key responsibilities include initial screening of the proposal, thorough preparation appraisal of credit proposals with the required due diligence; co-ordination with the sales team for resolution of credit and risk concerns, maintaining Turn Around Time (TAT); interfacing with the Sales team,External agencies (legal, Technical, verification) &Regional Credit Manager for faster decisions; Assist business functions and Sr. Credit Analyst for decision of the case. Dimensions : Mention quantitative or qualitative parameters that are relevant for the job and provide a better understanding of the scope and scale of the job. Business Workforce Number (Max 254 Characters) Unit Workforce Number (Max 254 Characters) Function Workforce Number (Max 254 Characters) Department Workforce Number (Max 254 Characters) Other Quantitative and Important Parameters for the job: Budgets/ Volumes/No. of Products/Geography/ Markets/ Customers or any other parameter Job Context & Major Challenges : Write the specific aspects of the job that provide a challenge (internal and external) to the jobholder in the context of the Business/Unit/Function/Department/Section ( (Max 3975 Characters) As the debt arm of Aditya Birla Financial Services Group (ABFSG), Aditya Birla Finance Limited (ABFL) offers specialized lending and financing solutions in the areas of Capital Markets, Corporate/ Trade Finance, Commercial Real Estate and Mortgages. Currently ranked within the top 25 NBFCs of India, we have made significant progress and our balance sheet at INR 15,000 Cr plus exceeds that of several mid-sized Banks and NBFCs. A well established brand and top 3 player in the Capital Markets space, today our product suite comprises of a well-diversified look, with equal weightage and focus given to the 3 lines of business. Having seen a y.o.y cumulative growth of 50% in both top-line and bottom line, sustainable profitability continues to be the key management agenda. The company has a well-defined vision of being one of the most reputed and material financiers within the lending space – spread across both retail HNI and corporate clientele. We have made significant investments in our process and system infrastructure towards preparing for the next level of growth and are one of the only financial entities certified for ISO 9001:2008 across all our business processes. Spread across 18 cities, we plan on further diversifying our risk and revenue mix through expansion into new geographies and new product segments allowing our customers a one-window shop for all their financing needs. The Risk and Compliance function is engaged in evaluating the creditworthiness of the loan applications for CMG, CFG, SME and Mortgage lending divisions considering the quantitative & qualitative factors like ownership, size & market presence of the client business, capital adequacy, collateral quality, earnings quality, liquidity, management quality & client credibility & adherence to statutory requirements. The Risk & Compliance is engaged in formulating credit risk policies for all ABFL businesses, carries out risk assessment of credit proposals, obtains credit decisions from Credit Committees, monitors credit exposure and carries out recovery of over dues. It formulates risk policies in association with Central Risk, ABFSG for overall risk management in ABFL. Credit / Loan proposals prepared by Business Credit team are critically analyzed from credit risk perspective and the proposals along with Risk Assessment Sheet are put upto to Credit Committee for approval. While carrying out critical evaluation of the credit proposal the function also carries out evaluation of the risk mitigants in the credit proposal like the nature and the quality of the collateral, adequacy of the collateral, acceptability of the collateral given the regulatory and the compliance needs. The Risk & Compliance function carries out monitoring of client wise exposure and portfolio exposure to identify ‘early warning signals’ of stress and to minimize NPAs. Currently monitoring is done in association with Business Teams as RMG does not have presence at Branch level. It carries out over due loan recovery from defaulting clients in coordination with Business Teams. The Mortgage Lending Division caters to the short term and long term funding needs of the Institutional as well as retail clients across the country. The product portfolio includes Loan against property, Lease rental discounting, home loans, Construction Finance, Structured Finance & Real Estate Investment products (NCDs). The Risk and Compliance function is engaged in evaluating the creditworthiness of the loan applications for CMG, CFD, SME and Mortgage lending divisions considering the quantitative & qualitative factors like ownership, size & market presence of the client business, capital adequacy, collateral quality, earnings quality, liquidity, management quality & client credibility & adherence to statutory requirements Both risk and credit functions are combined in the Mortgage product and are performed by the same team of credit analysts across all locations which not only includes Independent assessment of Credit and risks associated with proposal but also identifying & accepting the mitigants for going ahead with the transaction . Loan proposals are critically analyzed from credit risk& property risk perspective for further decision at the local / Regional / National levels within the respective authorities & recommended to the Credit Committee for approval if beyond purview of the respective authorities. Credit Risk & compliance carries out monitoring of client wise exposure and portfolio exposure to identify ‘early warning signals’ of stress and to minimize NPAs. It also carries out over due loan recovery from defaulting clients in coordination with Business Teams. The Credit Analyst is an integral part of the Risk & complianceand is responsible for analyzing the proposal with the required due diligence and to ensure that all information required to take a credit decision is captured in the proposal. The analyst is also responsible to ensure that proposals are compliant with all the norms of credit policy, RBI regulations and other statutory regulations. He/she has to maintain stipulated TAT in credit appraisal process and is also responsible for keeping update on the various changes in economic scenario, sectors, etc., co-ordination with sales team for faster decisions to improvise TATs of the overall sanction process. The Credit Analyst also manages CPAs who do the processing and the basic data entry of the files & he also has to liaise with the verification agencies, technical agencies and Legal agencies to ensure that the property risk & customer risks are managed. The major challenges to this profile include Availability of data and information for exhaustive credit appraisals as each of the proposals has their respective structuring complexities as per the customer, product & regulatory requirements. Ensuring faster TATs in a highly competitive & dynamic market conditions and scale of operations due to voluminous retail transactions as well as structured high value deals. Liasing with external agencies (legal, Technical, verification) to ensure that crdit risk, customer risk & property risk are all mitigated. Cross functional coordination to enable timely approval of credit proposals. Pro- active monitoring and regularization of sticky accounts as well as pending documents. Self updation on economic / sectoral changes in the economy Seamless co-ordination with multiple internal and external entities The critical skill sets are a strong analytical acumen, evaluation skills, detail orientation & decision making skills, initiative & target orientation & market intelligence developed through a strong industry network. Profile also requ ires good interpersonal skills due to high cross functional engagement not only internal teams and stake holders but also with external agencies. The role also calls for team management and man-management skills as the Sr. Credit Analyst needs to co-ordinate with various people to achieve his job objectives. The education & experience required to fulfil this profile are a Chartered Accountant or an MBA with minimum 0-4yrs of experience in credit and risk functions of Banks/NBFCs. Key Result Areas: Write the key results expected from the job and the supporting actions for each of these key result areas (For a majority of jobs typically there could be 4- 7 key result areas)- Maximum 10 KRAs can be updated Key Result Areas ( Max 1325 Characters) Supporting Actions ( Max 1325 Characters) To Assess and conduct detailed credit analysis & evaluation of lending proposals for approval / decision at the local level or further recommendation for approval/ decision at the Regional / National / Credit Committee levels To scrutinize the credit proposals by analyzing the client creditworthiness, business strength, market credibility, Financial statements, Income Tax returns, cash flow statements, repayment track record, average bank balance & adherence to other internal credit norms To perform direct and thorough investigation and obtain relevant credit information through personal interaction with customer. To undertake detailed external research and market feedback including banker, Suppliers, customers on the loan proposal and evaluate the proposal in accordance To interact with the Legal and Technical agencies to ensure that property risk have been understood and mitigated. To submit Credit Appraisal Memo to the Sr. Credit Analyst / Regional Credit Manager for each proposal highlighting the key risks associated with the borrower to enable a prudent credit lending decision. Ensuring no loss of revenue – by issuing proper sanction letter as per approvals are being issued, capturing the right deviation while assessing the case To ensure document execution from RMs & the handover of complete documentation to MOG for disbursement of loans.Ensuring proper mortgage is created in favour of ABFL. Ensuring the underlying security mortgaged is marketable and having a clear title. To monitor the existing portfolios based on designed formats and parameters To monitor the Mortgages portfolio performance by continual analysis of changes in fundamentals & reviewing the ratings change, analyze covenants for deviations and evaluate industry performance norms in that sector To monitor the overdue position and take appropriate steps to support the recovery process for the same. Follow up for the pending OTC and PDD documents for the location, Critical review of the pending documents. Monitoring and keeping an eye on loans by tracking various covenants and monitoring sanction condition put in the proposals at the time of approvals. To maintain network with other financial institutions and able to take independent local industry references for customers if required To adhere to compliance policies in proposal evaluation To ensure that each proposal complies with credit policies; internal & external norms of lending To be involved in continual revision of credit norms by giving requisite inputs to the management To support development of new credit policies and evaluation norms To ensure compliance with robust documentation mechanism To maintain thorough documentation process for effective tracking of proposal documents and TAT monitoring To prepare regular MIS for areas under risk management and give presentation to various stakeholders To prepare MIS & trend charts on portfolio progress/variances/defaults for all the loans during their credit life cycle & send them to the team leader/CRO Job Purpose of Direct Reports : Describe the job purpose of the direct report/s to the job (in 2-3 lines for each report) NA Relationships : Describe the nature and purpose of most important contacts or relationship (except superior/team members) with individuals, departments, organizations inside and outside of the organization, that job is required to interact with in order to deliver the job objectives Relationship Type ( Max 80 Characters) Frequency Nature ( Max 1325 Characters) Internal Head Credit, Risk & compliance Regional Credit Manager Mortgages Credit Analyst / CPA Sales team Operations dept Other support functions Weekly Daily Daily Daily Daily MIS, intimation in cases requiring management intervention Recommendations on loans, ongoing portfolio/client reviews, documentation audits MIS, intimation on major shortfall/skips/defaults in portfolios Client servicing issues, Mortgage creation, Disbursal completion Business discussions for smooth operations External Clients Auditors/ Lawyers/ Valuers/ FI & Fraud Containment Agencies All proposal daily/ alternate day Need based Daily CRM & Proposal discussions, understanding the market pulse, Review Meetings and Collection Meetings CRM, understanding the market pulse of new initiatives etc Ensuring proper Credit and Business discussions for smooth operations Organizational Relationships : Provide the structure for a level above and below the position for which this job description is written. Use position titles in the structured and indicate all the reports of the position. SIGN-OFF : Provide the name of the Manager and the jobholder. Signature needed for the hard copy of the JD. Hard copy to be maintained in the organizational record. Job Holder Reports to – Manager Name Signature (needed for the hard copy)