Assistant Manager- Credit Lending- NBFC Switch On Success

3 - 8 years

2 - 7 Lacs

Hyderabad, Pune, Mumbai (All Areas)

Work from Office

Key Responsibilities: 1. Loan Application Review: Analyse and verify loan applications and supporting documents. 2. File Assessment: CIBIL Examination, Ratio Analysis, Banking Analysis and Pull out search reports. 3. Compliance: Ensure all loan applications comply with regulatory standards and company policies. 4. Documentation: Prepare detailed reports on assessment findings and document reasons for loan approval or denial and also maintaining paper documents as per company rules. 5. Communication: Interact with loan managers (Sales) and clients to obtain additional information or clarification as needed. Education Qualification(s) - Bachelors degree in finance, Preferably CA or MBA finance or M. Com from a reputed college Relevant Skills - Understanding of key financial indicators like debt-to-income ratio, loan-to-value ratio, and cash flow analysis. - Ensuring all loan documents and applications are complete, accurate, and compliant with regulations. - Familiarity with financial regulations, KYC (Know Your Customer), anti-money laundering (AML), and other lending laws. - Ability to effectively communicate with clients, loan managers, and other stakeholders to obtain and clarify information. - Ability to identify issues or discrepancies in loan applications and find solutions or gather necessary information. - Efficient in managing multiple loan assessments and ensuring timely completion of tasks and documentation. - Proficiency in using financial software and tools, including banking systems, CIBIL tools, and report generation software. - Strong skills in preparing detailed, clear, and organized reports regarding loan approvals or denials. Relevant Experience - 2-4 years of prior experience in a similar role

Posted 2 months ago

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