Our MNC Bank client has a AVP Credit Administration role at Gandhinagar for Corporate Banking Business. The Specifications are as below. PLEASE NOTE THAT THIS WILL BE A 12 MONTH CONTRACTUAL ROLE Section 1: Purpose of the position Checking of credit applications on compliance with IFSCA/Head Office/internal rules and regulations. Reviewing terms and conditions in facility letters and loan/security agreements to ensure compliance with approved credit applications and conditions imposed by Credit Department/Head Office. Ensuring loan documentation is complete and conditions complied with before proceeding with facility limit registration. Preparing IFSCA/Head Office/internal reports. Collateral Administration Covenant Control. (Creating Covenant Checklist, due date management, calculations, monitoring, reporting) Focusing on adequate risk & controls culture and management, regulatory & compliance controls are well understood ang gaps if any, clearly recognized and risk evaluated. To participate and contribute to building robust & deployable Operations resiliency plans in line with Head Office Policies, Procedures & Regulatory guidelines. Participating and contributing to the transformation journey in enhancing the overall quality of the Customer & Control deliveries of the Group and support Management in achieving KPI/Goals for the department from time to time. Section 2 (A): Scope and Dimension To perform Credit administration mid office function at Individual Transaction and at Portfolio level for all transaction booked at GIFT-City IBU Keep track on new data and information having potential to impact credit risk and keeping all stakeholders informed on same Track Credit Ratings, CIBIL Reporting, HO Guidelines, ESG impact. Collateral administration Covenant Control Assist in timely execution of Credit and Collateral Documentation Support on MIS preparation, internal and external presentations. Coordination with Business, SMBC counterparts at Regional Office, Head Office, Back office and Operations to ensure smooth deal execution. Ancillary activities as per team/Branch requirements. Ensure compliance with regulatory (IFSCA/ MCA/ JFSA etc.) as well as internal (SMBC HO) guidelines at all times. Section 2 (B): Challenges The role involves working in fast paced environment. Time management and prioritization. Ability to handle conflicting situations and multiple activities in parallel. Collaborate and communicate with different departments for successful execution & delivery. Strict compliance with all policies & procedures applicable to Gift City branch. Section 3: Job Responsibilities Ensure proper and timely checks on compliance with HO and IFSCA regulations and guidelines on credit applications received. Check contents of loan/security agreements for adherence to approved credit terms and conditions. Control collection of credit documentation (facility and security documents and CP/CS documents). Instruct registration of facility limits/collaterals in systems when documentation is complete/CPs complied. Monitor collateral condition (expiry dates and adequacy of insurance policies, collateral valuation, etc.). Monitor and manage irregular/exceptional handling transactions until satisfactory closure. Monitor/check Master Covenant Control and loan covenant compliance. Provide information on collaterals and Credit exposures for regulatory reporting. Support for various business units and back-office staff members by providing necessary information on credit control matters. Preparation of Management/IFSCA /internal reports. Participate in initiatives and projects as assigned. Any other matters that may be assigned from time to time. Section 4: (a) Knowledge (b) Skills (c) Experience (d) Good understanding of foreign currency loan markets Knowledge of corporate banking products - working capital loans, real estate loans, foreign exchange. etc. experience and understanding of UK Law facility documentation and Credit analysis methodology for document checking and alignment with Credit approved terms Understanding of Covenant control and calculations for executing the executed and monitoring Master Covenant Checklist Understanding of various kinds of charges and collaterals and process of collateral administration/ valuation etc. Skills Ability to multitask and support on various team activities. Strong analytical skills with high comfort on complex calculations (high numeracy) Diligent, organized, and meticulous with keen eye for details. Open mindset with willingness to learn and is receptive to transformational changes. Both a team player and active independent contributor. Possess strong interpersonal communication skills. (c) Experience Relevant experience as per job responsibilities outlined above. Degree in Banking and Finance or equivalent with at least 7 to 10 years of relevant experience. Qualifications: Full time graduation from a reputed university and preferably FRM/ CFA/ MBA/CA. Section 5 : Certification: advantage to: Any courses related to Credit Risk (Moody's) and Documentation certifications (APLMA/ Trade Finance) (ref:iimjobs.com) Show more Show less

Job Title: Credit Manager - Corporate Banking (Large Corporate Segment) Experience Required: 8 to 12 Years (Candidates with 4-7 years may be considered for a junior role) Industry: Banking & Financial Services Client: Private Sector Bank Role Overview We are looking for a highly motivated and experienced Credit Manager to join the Corporate Banking Division, focusing on the Large Corporate Segment. The ideal candidate will be responsible for independently assessing, structuring, and recommending credit proposals, ensuring adherence to risk and compliance frameworks, and supporting business growth through sound credit judgement. Key Responsibilities Credit Analysis & Risk Assessment: Independently analyze and evaluate the risk of new credit transactions and renewal proposals for large corporate clients. Understand and assess the customer's business model, industry dynamics, and long-term sustainability. Analyze historical and projected financial statements to determine the financial soundness and creditworthiness of the borrower. Identify key credit and operational risks and suggest appropriate risk mitigants. Evaluate alternate credit structures to ensure risk-adjusted returns and recommend optimal structuring. Credit Structuring & Recommendation Recommend actions to be taken on credit proposals, including pricing, terms, and risk grading. Ensure credit facilities are properly risk-rated and aligned with internal credit policies and regulatory guidelines. Identify and communicate information requirements and key issues in credit assessments clearly to stakeholders. Stakeholder Management & Communication Collaborate closely with Relationship Managers, Risk, Legal, Compliance, and Operations teams to facilitate deal execution and monitoring. Serve as a key contact point for internal and external stakeholders related to credit matters. Personally develop and maintain strong working relationships across teams. Process Improvement & Leadership Lead or independently handle business-critical projects aimed at improving credit quality, turnaround time, or risk management frameworks. Identify inefficiencies in credit processes and proactively implement improvements. Provide guidance and support to junior credit officers, acting as a resource and mentor. Governance & Compliance Ensure adherence to internal credit policy, regulatory norms, and audit standards. Meet assigned timelines for credit processing and ensure documentation and record-keeping requirements are in place. Demonstrate strong ownership and accountability for allocated work and credit decisions. Candidate Profile 8 to 12 years of relevant experience in credit underwriting, financial analysis, and risk evaluation in a corporate or commercial banking setup. Candidates with 4-7 years of experience may be considered for a junior role. Strong analytical and financial modeling skills; ability to interpret complex financial statements and industry trends. In-depth understanding of banking products, credit structuring, and regulatory environment. Sound judgement, attention to detail, and ability to work independently with minimal supervision. Strong interpersonal skills and ability to communicate effectively across levels and functions. Educational background in Finance, Commerce, Economics, or related fields. MBA (Finance), CA, or CFA preferred. Why Join Be part of a high-impact team that plays a critical role in credit decisions for large corporates. Opportunity to work in a dynamic, performance-driven environment with leadership exposure. Lead strategic initiatives and projects that shape the credit function and risk management framework. (ref:iimjobs.com) Show more Show less

Job Title: Sector Head Investment Mumbai, 1215+ Years Sector Focus: Tech, Consumer, Pharma/Healthcare, or BFSI Function: Investment Banking (M&A and/or Private Equity Overview: Our client is a leading player in the Indian financial services industry, with a strong track record and market positioning. As part of their strategic expansion, they are looking to onboard a Sector Head to lead and scale their Investment Banking franchise across select high-growth sectors. Role Summary As Sector Head Investment Banking, you will be responsible for driving origination and execution of M&A and/or Private Equity (PE) Syndication transactions within your sector of expertise. You will lead client coverage, build sectoral insights, develop relationships with corporates and investors, and manage deal teams to deliver high-quality advisory services. Key Origination & Client Coverage Develop and maintain strong relationships with CXO-level stakeholders across the relevant sector (Tech, Consumer, Pharma/Healthcare, or BFSI). Identify and originate M&A and PE syndication opportunities. Actively contribute to business development initiatives including client pitches, networking, and sector mapping. Deal Execution Lead the end-to-end execution of M&A transactions, including target identification, valuation, negotiations, due diligence coordination, and documentation. Manage PE fundraising mandates from growth-stage companies, including investor targeting, IM preparation, and deal structuring. Liaise with legal, tax, and regulatory advisors to ensure smooth transaction closure. Team Leadership Lead and mentor a team of associates and analysts, providing strategic guidance and support throughout the deal lifecycle. Foster a high-performance culture with a focus on precision, execution excellence, and client satisfaction. Sector Intelligence Build deep insights into your sector of expertise through continuous market research, competitor analysis, and regulatory developments. Publish thought leadership and sector reports to reinforce the firms positioning. Stakeholder Management Interact with internal stakeholders, including senior management and risk/legal teams, to ensure alignment and risk mitigation. Engage with private equity funds, family offices, venture capital firms, and other institutional investors. Desired 1215 years of relevant experience in Investment Banking, with strong exposure to M&A and/or PE Syndication. Sector Coverage: Must have actively covered and led transactions in one or more of the following sectors: Technology / Digital / SaaS Consumer / Retail / FMCG Pharma / Healthcare / Life Sciences BFSI (Banking, Financial Services & Insurance) Strong deal sheet demonstrating successful closures of complex transactions. Proven ability to independently lead origination and execution. Excellent analytical, financial modeling, and negotiation skills. MBA from a reputed institute / CA / CFA (preferred). Key Competencies Strong strategic and commercial acumen. High level of initiative, self-drive, and ability to thrive in a fast-paced environment. Excellent interpersonal and communication skills. Deep understanding of Indian and global M&A/PE trends and regulatory landscape. (ref:iimjobs.com) Show more Show less

Position Title: Investment Professional Location: Mumbai Experience Required: 6-10 years Qualification: Chartered Accountant (CA) and / or CFA and / or MBA Finance [Preference for exceptional academics] Preferred Background: Investment Banking, Financial Due Diligence, Strategic Investments Sector Exposure: Financial Services and Technology Role Overview We are seeking a highly motivated and analytical investment professional to join the Investments Team of our client at Mumbai office. This role is ideal for a seasoned Chartered Accountant with a strong background in investment analysis, deal execution, and portfolio monitoring. The candidate will be instrumental in identifying and evaluating non-trading investment opportunities-primarily in unlisted companies -aligned with the Bank's strategic growth priorities, especially in the Financial Services and Technology domains. Key Responsibilities New Investments & Divestments (50%) Opportunity Origination & Pipeline Development Identify and build a pipeline of potential investee companies (e.g., FinTechs, SaaS providers) through collaboration with internal business units and market intelligence. Engage with target companies to explore business synergies and investment opportunities. Evaluation & Investment Thesis Development Conduct in-depth business and financial analysis, including validation of business linkages with internal teams. Draft comprehensive investment memos for the Investment Committee/Board, covering industry insights, company analysis, financial models (including IRR), and risk assessments. Strategic Alignment Ensure proposed investments align with the Bank's long-term strategic objectives and enhance its competitive positioning, especially in the technology space. Deal Execution (20%) Manage end-to-end execution of approved investments/divestments: Draft term sheets and agreements (in cases without external counsel). Lead due diligence efforts and define scope/agendas. Coordinate all aspects of deal closure including documentation, legal, regulatory, and compliance processes. Liaise with Legal, Secretarial, and Compliance teams to ensure seamless execution and governance adherence. Record Keeping & Governance (10%) Maintain structured and compliant documentation for each transaction: IC and Board approvals, NDAs, due diligence reports, final agreements, and key correspondences. Ensure audit-readiness and traceability of decisions. Portfolio Monitoring & Performance Review (20%) Conduct regular performance tracking of the Bank's investment portfolio: Meet with portfolio companies and fund managers to monitor developments and gather insights. Analyze financial and operational updates against investment thesis. Prepare IRR calculations and performance summaries for internal reviews and Investment Committee reporting (biannual reports for AIFs and strategic holdings). Stakeholder Management Present analyses and recommendations to the Bank's Investment Committee and senior leadership. Collaborate cross-functionally with Market Risk, Legal, Secretarial, Compliance, and various Business Teams. Facilitate business development leads for internal teams based on interactions with external companies. Candidate Profile Chartered Accountant with 6-10 years of relevant experience. Proven track record in evaluating investment opportunities, especially in financial services and emerging tech sectors. Strong financial modeling and due diligence skills. Strategic thinker with excellent written and verbal communication. Collaborative and detail-oriented with strong stakeholder management capabilities. Monika (ref:iimjobs.com) Show more Show less

Job Title: Associate Relationship Manager (ARM) Inclusive Finance Institution (Credit Analyst in Business Team) Department: Inclusive Finance Institution (IFI) Grade: Senior Manager / Associate Vice President (AVP) Location: Mumbai / Delhi Position Purpose The Associate Relationship Manager (ARM) is responsible for supporting and strengthening asset and liability relationships within the Inclusive Finance Institution (IFI) segment. The role involves monitoring portfolio quality, conducting detailed credit assessments, managing client onboarding and documentation, and contributing to the achievement of portfolio and revenue goals with optimal turnaround time (TAT). The IFI segment caters to small and mid-sized NBFC-MFIs (microfinance), as well as NBFCs engaged in affordable housing, MSME, vehicle loans, gold loans, education finance, and other financial services. Key Responsibilities Credit Assessment and Client Engagement: Conduct in-depth assessments of client businesses, promoter backgrounds, and industry dynamics to evaluate creditworthiness. Prepare and present credit proposals for products such as long-term loans, working capital loans, and foreign currency loans, incorporating financial, risk, business model, and liquidity analyses. Work closely with the Relationship Manager to present proposals to the appropriate credit committee and structure suitable financial solutions for clients. Engage with clients directly to understand business needs, enabling better credit structuring and identifying cross-sell opportunities. Promote a broad suite of banking products including fixed deposits, salary accounts, APIs, and retail offerings, aligning with the One Bank approach. Documentation and Onboarding: Collaborate with internal teams including Credit, Compliance, Credit Administration (CAD), Legal, Treasury, and Branch Banking to facilitate seamless client onboarding and servicing. Ensure timely and accurate documentation in line with internal policies and regulatory standards. Portfolio Monitoring and Risk Management: Monitor portfolio quality through regular client reviews and timely identification of early warning signals or signs of stress. Track utilization of sanctioned limits, resolve compliance issues, and proactively manage portfolio risks. Qualifications And Requirements MBA-Finance from a premier institution or Chartered Accountant (first attempt) Skills And Competencies The ideal candidate should possess strong credit writing skills with the ability to comprehensively address all relevant credit and risk-related aspects. A sound understanding of NBFC operations, RBI regulatory frameworks, basic banking products, and macroeconomic and industry trends is essential. Familiarity with credit underwriting and financial structuring will be a key asset. Effective verbal and written communication, including proficiency in report writing and presentation, is vital. The candidate should demonstrate a proactive and self-driven attitude, a high degree of ownership and accountability, and strong analytical thinking. The role also demands strong interpersonal skills for client engagement and coordination with internal stakeholders. A collaborative mindset, problem-solving ability, and the capacity to manage complex tasks across teams are critical for success. Key Success Factors Deep understanding of credit assessment and structuring Analytical and problem-solving capabilities Ability to work collaboratively and influence outcomes across teams (ref:iimjobs.com) Show more Show less

Job Title: Portfolio Monitoring - Real Estate Lending (Business Unit) Location: Mumbai, India About The Role As part of the Real Estate Business Unit, the Portfolio Monitoring, Compliance, and Regulatory Team plays a critical role in managing the Bank's expanding Real Estate Lending portfolio. This centralized team is responsible for active project monitoring, regulatory compliance, and maintaining robust stakeholder relationships - both internal and external. We are seeking a high-caliber professional with a deep understanding of real estate credit, monitoring, and business nuances, to contribute to a growing portfolio of ~- 25,000 crore across 150+ sanctioned projects pan-India, primarily in Tier 1 cities (Mumbai, Pune, NCR, Bengaluru, Chennai, and Hyderabad). This is a high-visibility, impact-driven role with a steep learning curve and significant exposure across project finance, compliance frameworks, and business strategy in the Real Estate sector. Key Responsibilities Portfolio Monitoring: Active monitoring of live projects to ensure construction and development progress aligns with sanctioned plans and drawdown conditions. Conduct ongoing reviews of project-specific risk factors, disbursement conditions, and operational milestones. Compliance Management Ensure adherence to all internal credit covenants, compliance requirements, and external regulatory frameworks (e.g., RERA, RBI norms, and other sectoral regulations). Maintain and enhance compliance tracking systems for real estate loan projects across regions. Regulatory Reporting Support timely and accurate regulatory filings, audits, and internal risk reporting for the real estate portfolio. Liaise with auditors, regulators, and internal control functions for monitoring-related queries and inspections. Stakeholder Management Serve as a key liaison between Business, Credit, Risk, Compliance, Legal, and Operations teams. Interact with external stakeholders including developers, monitoring agencies, valuers, consultants, and regulatory bodies. Risk & Early Warning Signals Identify and escalate early warning signals in projects or promoters' financial health. Proactively suggest mitigating measures to safeguard Bank's exposure. Process Improvements Drive initiatives to enhance monitoring efficiency, system digitization, and compliance workflows. Contribute to internal policy refinements and adoption of best practices in portfolio monitoring. Desired Candidate Profile Strong domain knowledge in Real Estate Lending and Project Finance in India. Sound understanding of credit appraisal processes, real estate project lifecycles, construction risk assessment, and compliance management. 7-15 years of experience in monitoring and compliance roles within banks, NBFCs, real estate advisory firms, or credit funds. Exposure to regulatory frameworks such as RERA, RBI guidelines related to Real Estate, and other sector-specific regulations. Ability to manage multiple stakeholders and projects simultaneously with high levels of accuracy and accountability. Excellent communication, analytical, and problem-solving skills. Self-driven, detail-oriented, with a high sense of ownership and integrity. Educational Qualifications MBA (Finance) / CA / CFA preferred. Relevant certifications in Credit, Risk Management, or Real Estate Finance will be an advantage. Why Apply For This Role Work at the intersection of Business Strategy, Risk Management, and Compliance. Gain unmatched exposure to a pan-India Real Estate lending portfolio (~- 25,000 crores). Be part of a dynamic, high-performing team with high visibility across senior management. Opportunity to work on high-impact assignments in a specialized and evolving sector. Steep learning curve with career growth opportunities within the Real Estate Finance vertical. (ref:iimjobs.com) Show more Show less