About Position: We are looking for Cards SME with Simulator Experience. Who has experience in software delivery, is passionate about the customer journey, can influence change, and can effectively communicate with stakeholders. Role: Card Simulator Location: All PSL Location Experience: 12 to 16 Yrs Job Type: Full Time Employment What You'll Do: Act as the subject matter expert (SME) for card transaction simulations across POS, ATM, and e-commerce environments. Gather and analyze business requirements related to card transaction simulations (POS, ATM, e-commerce). Map business scenarios to simulator configurations and ISO 8583 message structures. Document card transaction lifecycles, including authorization, clearing, settlement, and reversals. Interpret and implement ISO 8583, EMV, and card scheme specifications (Visa, Mastercard, Amex, Discover, RuPay, etc.) for simulator alignment Ability to Design and Review scenarios using card simulators (e.g., Paragon, Finsim, FIME, B2, or custom tools). Lead efforts in certification testing with card networks and acquiring banks. Support certification and compliance testing by ensuring accurate simulation mapping. Analyze transaction logs, troubleshoot issues, and provide domain-level insights and to validate business rule implementation. Stay updated on industry trends, regulatory changes, and emerging technologies in card payments. Expertise You'll Bring: 10+ overall Cards & Payments domain Experience - experience in the payments domain, with a focus on card transaction systems. In-depth knowledge of ISO 8583, EMV standards, and card scheme protocols. Strong understanding of card transaction flows and ISO 8583 message formats. Experience working with card simulators (e.g., Paragon, Finsim, Paysim, Neapay, FIME, B2) or similar tools. Understanding of at least one core Acquiring platform (Base24 & Switch) or core Issuing platform (VisionPLUS, Triumph, Prime etc). Ability to translate complex technical details into clear business requirements. Experience with certification processes (e.g., Visa ADVT, Mastercard M-TIP). Familiarity with PCI DSS compliance and security best practices. Exposure to mobile payments, tokenization, and contactless technologies Benefits: Competitive salary and benefits package Culture focused on talent development with quarterly promotion cycles and company-sponsored higher education and certifications Opportunity to work with cutting-edge technologies Employee engagement initiatives such as project parties, flexible work hours, and Long Service awards Annual health check-ups Insurance coverage: group term life, personal accident, and Mediclaim hospitalization for self, spouse, two children, and parents Inclusive Environment: Persistent Ltd. is dedicated to fostering diversity and inclusion in the workplace. We invite applications from all qualified individuals, including those with disabilities, and regardless of gender or gender preference. We welcome diverse candidates from all backgrounds. We offer hybrid work options and flexible working hours to accommodate various needs and preferences. Our office is equipped with accessible facilities, including adjustable workstations, ergonomic chairs, and assistive technologies to support employees with physical disabilities. If you are a person with disabilities and have specific requirements, please inform us during the application process or at any time during your employment. We are committed to creating an inclusive environment where all employees can thrive. Our company fosters a values-driven and people-centric work environment that enables our employees to: Accelerate growth, both professionally and personally Impact the world in powerful, positive ways, using the latest technologies Enjoy collaborative innovation, with diversity and work-life wellbeing at the core Unlock global opportunities to work and learn with the industry's best Lets unleash your full potential at Persistent Persistent is an Equal Opportunity Employer and prohibits discrimination and harassment of any kind.
