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0.0 - 1.0 years
4 - 6 Lacs
Palsana
Work from Office
Responsible for managing financial accounting, auditing, taxation & financial advisory services for the organization. This role involves ensuring compliance with financial regulations, preparing accurate financial statements, analyzing financial data
Posted 1 month ago
0.0 - 1.0 years
4 - 6 Lacs
Kamrej
Work from Office
Responsible for managing financial accounting, auditing, taxation & financial advisory services for the organization. This role involves ensuring compliance with financial regulations, preparing accurate financial statements, analyzing financial data
Posted 1 month ago
0.0 - 1.0 years
4 - 6 Lacs
Surat
Work from Office
Responsible for managing financial accounting, auditing, taxation & financial advisory services for the organization. This role involves ensuring compliance with financial regulations, preparing accurate financial statements, analyzing financial data
Posted 1 month ago
6.0 - 11.0 years
12 - 16 Lacs
Chennai
Work from Office
We are looking for a skilled professional with 6 to 11 years of experience to underwrite corporate finance business and manage the portfolio in assigned areas. The ideal candidate will have a strong background in credit analysis, customer application screening, evaluation, underwriting, and sanctioning of loans. Roles and Responsibility Support and collaborate with business teams to manage end-to-end credit approval for designated regions. Underwrite cases and present them to senior level, authorizing deviations documented by underwriters in compliance with credit policy. Finalize review of credit memos and sign-off on approvals or declines after checking documentation requests. Approve disbursement requests based on achieved adherence to requirements on agreement value and full documentation attainment at the branch level. Monitor and oversee PDD management, ensuring timely completion of personal discussion documents through customer visits in high-value cases. Oversee and initiate follow-ups with external vendors (FI, Legal & Technical valuations) to ensure timely query resolution/report submission and eliminate undue delays. Coordinate with the recoveries team and generate business insights. Lead a team of credit approvers to ensure portfolio quality and delinquencies. Engage in developing, implementing, reviewing, and monitoring various credit programs, providing training and coaching to continuously upgrade the competency of the team and improve processing efficiency of the HUB. Ensure due diligence in credit analysis, customer application screening, evaluation, underwriting, and sanctioning of loans. Evolve underwriting norms customized to local market needs and enhance and execute consumer credit risk strategy. Job MBA/PGDBA/PGPM/CA or equivalent degree. Minimum 6 years of experience in credit appraisal or a related field. Strong knowledge of credit analysis, customer application screening, evaluation, underwriting, and sanctioning of loans. Excellent leadership and team management skills. Ability to work in a fast-paced environment and meet deadlines. Strong communication and interpersonal skills. Experience in banking, financial services, or broking is preferred. TitleArea Credit Manager-Commercial Vehicle-Credit Appraisal-Chennai-Centennial Square-MM. Reference number6589267.
Posted 1 month ago
6.0 - 11.0 years
15 - 19 Lacs
Chennai
Work from Office
We are looking for a skilled professional with 6 to 11 years of experience to join our team as an Area Credit Manager in Large Corporate-Credit Appraisal, located at Chennai - Centennial Square -MM. The ideal candidate will have a strong background in credit appraisal and management. Roles and Responsibility Support and collaborate with business teams to manage end-to-end credit approval for the designated region. Underwrite cases and present them to senior level, authorizing deviations documented by underwriters in compliance with credit policy. Finalize review of credit memos and sign-off on approvals or declines after checking documentation requests. Approve disbursement requests based on achieved adherence to requirements on agreement value and full documentation attainment at the branch level. Monitor and oversee PDD management, ensuring timely completion of personal discussion documents through customer visits in high-value cases. Engage in development, implementation, review, and monitoring of various credit programs, providing training and coaching to continuously upgrade the competency of the team. Ensure due diligence in credit analysis, customer application screening, evaluation, underwriting, and sanctioning of loans. Oversee and initiate follow-ups with external vendors (FI, Legal & Technical valuations) to ensure timely query resolution/report submission and eliminate undue delays. Coordinate with the recoveries team and generate business insights. Lead a team of credit approvers to ensure portfolio quality and delinquencies. Job MBA/PGDBA/PGPM/CA or equivalent degree. Minimum 6 years of experience in credit appraisal and management. Possess strong knowledge of credit risk strategy, underwriting, and credit policy. Demonstrate excellent leadership and team management skills. Exhibit strong analytical and problem-solving skills. Ability to work in a fast-paced environment and meet deadlines is essential.
Posted 1 month ago
4.0 - 6.0 years
15 - 19 Lacs
Mumbai
Work from Office
We are looking for a skilled professional with 4 to 6 years of experience to join our team as an Area Credit Manager in Mumbai. The ideal candidate will have a strong background in corporate finance and credit appraisal, with excellent analytical and leadership skills. Roles and Responsibility Support and collaborate with business teams to manage end-to-end credit approval for the designated region. Underwrite cases and present them to senior level, authorizing deviations documented by underwriters in compliance with credit policy. Finalize review of credit memos and sign-off on approvals or declines after checking documentation requests. Approve disbursement requests based on achieved adherence to requirements on agreement value and full documentation attainment at the branch level. Monitor and oversee PDD management, ensuring timely completion of personal discussion documents through customer visits in high-value cases. Engage in development, implementation, review, and monitoring of various credit programs, providing training and coaching to continuously upgrade the competency of the team. Ensure due diligence in credit analysis, customer application screening, evaluation, underwriting, and sanctioning of loans. Oversee and initiate follow-ups with external vendors (FI, Legal & Technical valuations) to ensure timely query resolution/report submission and eliminate undue delays. Coordinate with the recoveries team and generate business insights. Lead a team of credit approvers to ensure portfolio quality and delinquencies. Develop, implement, review, and monitor various credit programs and provide training and coaching to continuously upgrade the competency of the team and improve processing efficiency of the HUB. Customize underwriting norms to local market needs and enhance and execute consumer credit risk strategy. Job MBA/PGDBA/PGPM/CA or equivalent degree. Minimum 4 years of experience in corporate finance and credit appraisal. Possess strong knowledge of credit policies, procedures, and regulations. Demonstrate excellent analytical, leadership, and communication skills. Ability to work in a fast-paced environment and meet deadlines is essential. Strong attention to detail and organizational skills are required.
Posted 1 month ago
4.0 - 6.0 years
14 - 19 Lacs
Mumbai
Work from Office
We are looking for a skilled professional with 4 to 6 years of experience to join our team as an Area Credit Manager in Mid Corporate-Credit Appraisal, located in Mumbai - Lower Parel. The ideal candidate will have a strong background in credit appraisal and management. Roles and Responsibility Support and collaborate with business teams to manage end-to-end credit approval for the designated region. Underwrite cases and present them to senior level, authorizing deviations documented by underwriters in compliance with credit policy. Finalize review of credit memos and sign-off on approvals or declines after checking documentation requests. Approve disbursement requests based on achieved adherence to requirements on agreement value and full documentation attainment at the branch level. Monitor and oversee PDD management, ensuring timely completion of personal discussion documents through customer visits in high-value cases. Engage in development, implementation, review, and monitoring of various credit programs, providing training and coaching to continuously upgrade the competency of the team. Ensure due diligence in credit analysis, customer application screening, evaluation, underwriting, and sanctioning of loans. Oversee and initiate follow-ups with external vendors (FI, Legal & Technical valuations) to ensure timely query resolution/report submission and eliminate undue delays. Coordinate with the recoveries team and generate business insights. Lead a team of credit approvers to ensure portfolio quality and delinquencies. Develop, implement, review, and monitor various credit programs and provide training and coaching to continuously upgrade the competency of the team and improve processing efficiency of the HUB. Customize underwriting norms to local market needs and enhance and execute consumer credit risk strategy. Job MBA/PGDBA/PGPM/CA or equivalent degree. Minimum 4 years of experience in credit appraisal and management. Possess strong knowledge of credit policies, procedures, and regulations. Demonstrate excellent analytical, communication, and leadership skills. Ability to work in a fast-paced environment and meet deadlines is essential. Strong problem-solving and decision-making skills are required.
Posted 1 month ago
2.0 - 7.0 years
13 - 18 Lacs
Coimbatore
Work from Office
We are looking for a highly skilled and experienced Credit Manager to join our team in Coimbatore. The ideal candidate will have 2 to 7 years of experience in credit appraisal, risk assessment, and financial analysis. Roles and Responsibility Prepare and amend notes and financial models with correct information. Develop credit notes detailing transaction structure and credit assessment. Regularly interact with collections and sales teams to track delinquencies and study delinquent cases. Meet customers to understand industry and market trends. Perform detailed financial analysis, attending to major movements in P&L and Balance sheet. Control and monitor post-disbursement documents, invoices, insurance, and RC through interactions with sales and customers. Manage the portfolio to meet quality documentation, post-disbursement documents, and delinquency levels requirements. Work on projects and process improvements. Conduct detailed financial appraisals covering business models, working capital cycles, profitability, and other key factors. Develop market intelligence by engaging with people from other banks and FIs regarding their policies, focus areas, and portfolio health. Identify automation opportunities in existing processes and new product development. Ensure high-quality credit underwriting and raise early warning signals for stress accounts, taking timely measures for exit. Ensure minimal audit queries, including RBI and statutory audits, and resolve them within prescribed timelines. Participate actively in customer visits and provide regular MIS on market intelligence. Job Minimum 2 years of experience in credit appraisal, risk assessment, or financial analysis. Strong knowledge of credit underwriting, financial modeling, and risk assessment. Excellent analytical and problem-solving skills. Ability to work effectively with cross-functional teams. Strong communication and interpersonal skills. A minimum degree of MBA/PGDBA/PGPM/CA or equivalent is required.
Posted 1 month ago
2.0 - 7.0 years
13 - 17 Lacs
Mumbai
Work from Office
We are looking for a highly skilled and experienced Regional Credit Manager to join our team in Mumbai. The ideal candidate will have 2-7 years of experience in credit management, underwriting, and risk assessment. Roles and Responsibility Support and collaborate with business teams to manage end-to-end credit approval for the designated region. Underwrite for all customer segments for corporate finance products and present to senior level. Authorize deviations raised and documented by underwriters in compliance with credit policy. Finalize review of credit memos and sign-off on approvals or declines after checking documentation requests. Oversee and initiate follow-ups with external vendors to ensure timely query resolution and report submission. Coordinate with the recoveries team and generate business insights. Engage in developing, implementing, reviewing, and monitoring various credit programs, providing training and coaching to continuously upgrade the competency of the team and improve processing efficiency. Travel extensively to oversee branches in the territory to develop business, guide the team, and ensure a quality portfolio. Ensure compliance with all Audit/other regulatory regulations, processes, policies, and reports as per company systems. Stay updated on key regulatory changes and competition practices and evaluate team members accordingly. Participate in all monitoring activities and collection follow-up/delinquency management. Maintain the quality of the portfolio and keep overall TAT within acceptable norms. Regularly update the team on updates/modifications in credit policies/processes. Job Minimum 2 years of experience in credit management, underwriting, or a related field. Strong knowledge of credit policies, underwriting, and risk assessment. Excellent communication and interpersonal skills. Ability to work in a fast-paced environment and meet deadlines. Strong analytical and problem-solving skills. Proficient in MS Office and other relevant software applications. A minimum degree of MBA/PGDBA/PGPM/CA or equivalent is required.
Posted 1 month ago
5.0 - 9.0 years
7 - 11 Lacs
Mumbai
Work from Office
We are looking for a skilled professional with 5 to 9 years of experience to join our team as an Area Credit Manager-CEQ in Delhi. The ideal candidate will have a strong background in credit appraisal and risk assessment, with excellent analytical and communication skills. Roles and Responsibility Prepare detailed credit notes, including transaction structuring and financial analysis. Regularly interact with collections and sales teams to track delinquencies and study delinquent cases. Pre-approve and rate clients with exposure over Rs 500L, and conduct regular training sessions for sales and channel partners on product policies and processes. Manage portfolios to meet quality documentation, post-disbursement documents, and delinquency levels. Work on projects and process improvements, and critically evaluate transaction, business, financial, and industry risks. Develop market intelligence by engaging with other banks and FIs regarding their policies, focus areas, and portfolio health. Identify automation opportunities in existing processes and new product development. Raise early warning signals for stress accounts and take measures for timely exit. Ensure minimal audit queries, including RBI and statutory audits, and resolve them within prescribed timelines. Job MBA/PGDBA/PGPM/CA or equivalent degree. Minimum 5 years of experience in banking/NBFC. Strong knowledge of credit appraisal, risk assessment, and financial analysis. Excellent analytical, communication, and interpersonal skills. Ability to work independently and as part of a team. Strong attention to detail and organizational skills. Experience in SME credit and CEQ is preferred. Familiarity with auditing and regulatory requirements. Ability to develop market intelligence and identify automation opportunities. Skills in critical evaluation of transaction, business, financial, and industry risks. Experience in managing portfolios and resolving audit queries within prescribed timelines.
Posted 1 month ago
4.0 - 6.0 years
9 - 13 Lacs
Mumbai
Work from Office
We are looking for a highly skilled and experienced Area Credit Manager to join our team in Mumbai. The ideal candidate will have 4 to 6 years of experience in corporate finance, credit appraisal, or a related field. Roles and Responsibility Support and collaborate with business teams to manage end-to-end credit approval for the designated region. Underwrite cases and present them to senior level, authorizing deviations documented by underwriters in compliance with credit policy. Finalize review of credit memos and sign-off on approvals or declines after checking documentation requests. Approve disbursement requests based on achieved adherence to requirements on agreement value and full documentation attainment at the branch level. Monitor and oversee PDD management, ensuring timely completion of personal discussion documents through customer visits in high-value cases. Engage in development, implementation, review, and monitoring of various credit programs, providing training and coaching to continuously upgrade the competency of the team. Ensure due diligence in credit analysis, customer application screening, evaluation, underwriting, and sanctioning of loans. Oversee and initiate follow-ups with external vendors (FI, Legal & Technical valuations) to ensure timely query resolution/report submission and eliminate undue delays. Coordinate with the recoveries team and generate business insights. Lead a team of credit approvers to ensure portfolio quality and delinquencies. Develop, implement, review, and monitor various credit programs and provide training and coaching to continuously upgrade the competency of the team and improve processing efficiency of the HUB. Evolve underwriting norms customized to local market needs and ensure continued enhancement and execution of consumer credit risk strategy. Job MBA/PGDBA/PGPM/CA or equivalent degree. Minimum 4 years of experience in corporate finance, credit appraisal, or a related field. Possess strong knowledge of credit analysis, underwriting, and risk management. Demonstrate excellent leadership and team management skills. Exhibit strong communication and interpersonal skills. Ability to work in a fast-paced environment and meet deadlines is essential.
Posted 1 month ago
2.0 - 5.0 years
4 - 7 Lacs
Mumbai
Work from Office
We are looking for a highly skilled and experienced Credit Analyst to join our team in Mumbai. The ideal candidate will have 2-5 years of experience in the banking or financial services industry, with a strong understanding of credit requirements for underwriting SME and commercial loan transactions. Roles and Responsibility Create and conduct data entry in systems for all credit transactions. Develop financial spreads from financial documents. Perform credit checks on customers, including CIBIL, bank statement analysis, and internal credit checks. Ensure productivity and quality of output. Collaborate with the sales team for login checklist document coordination. Work with the credit team to ensure data completeness and accuracy in transaction notes and digital applications. Job MBA/PGDBA/PGPM/CA or equivalent degree. Strong understanding of credit requirements for underwriting SME and commercial loan transactions. Experience in creating CAM and conducting data entry in systems for credit transactions. Ability to work with sales teams and coordinate login checklist documents. Strong analytical skills and attention to detail. Familiarity with financial spreads and credit check processes.
Posted 1 month ago
4.0 - 9.0 years
6 - 10 Lacs
Hyderabad
Work from Office
We are looking for a skilled professional with 4 to 9 years of experience to join our team as an Area Credit Manager in Hyderabad. The ideal candidate will have a strong background in corporate finance and credit appraisal, with excellent analytical and leadership skills. Roles and Responsibility Support and collaborate with business teams to manage end-to-end credit approval for the designated region. Underwrite cases and present them to senior level, authorizing deviations documented by underwriters in compliance with credit policy. Finalize review of credit memos and sign-off on approvals or declines after checking documentation requests. Approve disbursement requests based on achieved adherence to requirements on agreement value and full documentation attainment at the branch level. Monitor and oversee PDD management, ensuring timely completion of personal discussion documents through customer visits in high-value cases. Oversee and initiate follow-ups with external vendors (FI, Legal & Technical valuations) to ensure timely query resolution/report submission and eliminate undue delays. Coordinate with the recoveries team and generate business insights. Lead a team of credit approvers to ensure portfolio quality and delinquencies, engaging in development, implementation, review, and monitoring of various credit programs while providing training and coaching to continuously upgrade the competency of the team and improve processing efficiency of the HUB. Ensure due diligence in credit analysis, customer application screening, evaluation, underwriting, and sanctioning of loans, evolving underwriting norms customized to local market needs and enhancing consumer credit risk strategy. Manage a portfolio in assigned areas, focusing on credit appraisal and underwriting. Job MBA/PGDBA/PGPM/CA or equivalent degree. Minimum 4 years of experience in corporate finance, credit appraisal, or a related field. Possess strong knowledge of credit policies, procedures, and regulations. Demonstrate excellent analytical, leadership, and communication skills. Ability to work in a fast-paced environment and meet deadlines is essential. Strong problem-solving and decision-making skills are required.
Posted 1 month ago
2.0 - 7.0 years
8 - 12 Lacs
Bengaluru
Work from Office
We are looking for a highly skilled and experienced Credit Manager to join our team in Bengaluru. The ideal candidate will have 2 to 7 years of experience in credit management, with a strong background in financial analysis and risk assessment. Roles and Responsibility Prepare and amend notes and financial models with correct information. Develop and maintain credit notes, detailing transaction structuring and assessment. Regularly interact with collections and sales teams to track delinquencies and study delinquent cases. Meet customers to understand industry and market trends. Pre-approve and rate clients with exposure over Rs 500L. Conduct regular training sessions for sales, channel partners, and field staff on product policies and processes. Control and monitor post-disbursement documents, invoices, insurance, and RC through interactions with sales and customers. Manage portfolio quality, including documentation, post-disbursement documents, and delinquency levels. Work on projects and process improvements. Critically evaluate transaction, business, financial, and industry risks involved in any given industry, identifying relevant and associated risks and submitting appropriate mitigation strategies. Perform detailed financial analysis, attending to major movements in P&L and Balance sheet, and prepare the Credit Note structure of the transaction and view of credit, detailing risk and mitigants. Develop market intelligence by engaging with people in other banks and FIs regarding their policies, focus areas, and portfolio health. Identify automation opportunities in existing processes and new product development. Ensure minimal audit queries, including RBI and statutory audits, and resolve them within prescribed timelines. Maintain thorough knowledge of CE/CSV market practices. Actively participate in customer visits. Provide regular MIS on market intelligence. Job Minimum 2 years of experience in credit management or a related field. Strong knowledge of financial analysis, risk assessment, and credit underwriting. Excellent communication and interpersonal skills. Ability to work in a fast-paced environment and meet deadlines. Strong analytical and problem-solving skills. Proficiency in MS Office and other financial software. A minimum degree of MBA/PGDBA/PGPM/CA or equivalent is required.
Posted 1 month ago
2.0 - 7.0 years
8 - 12 Lacs
Mumbai
Work from Office
We are looking for a highly skilled and experienced Credit Manager to join our team in Delhi. The ideal candidate will have 2-7 years of experience in credit management, with a strong background in financial analysis and risk assessment. Roles and Responsibility Prepare and amend notes and financial models with correct information. Develop credit notes detailing transaction structuring and assessment. Regularly interact with collections and sales teams to track delinquencies and study delinquent cases. Meet customers to understand industry and market trends. Pre-approve and rate clients with exposure over Rs 500L. Conduct regular training sessions for sales, channel partners, and field staff on product policies and processes. Control and monitor post-disbursement documents, invoices, insurance, and RC through interactions with sales and customers. Manage the portfolio to meet quality documentation, post-disbursement document, and delinquency level requirements. Work on projects and process improvements. Critically evaluate transaction, business, financial, and industry risks involved in any given industry and identify relevant associated risks, submitting appropriate mitigation strategies. Perform detailed financial analysis, attending to major movements in P&L and Balance sheet, and prepare credit notes detailing transaction structure and credit view, including risk and mitigants. Develop market intelligence by engaging with people in other banks and FIs regarding their policies, focus areas, and portfolio health. Identify automation opportunities in existing processes and new product development. Ensure minimal audit queries, including RBI and statutory audits, and resolve them within prescribed timelines. Maintain thorough knowledge of CE/CSV market practices and actively participate in customer visits. Provide regular MIS on market intelligence. Job Minimum 2 years of experience in credit management or a related field. Strong skills in financial analysis, risk assessment, and credit underwriting. Excellent communication and interpersonal skills. Ability to work in a fast-paced environment and meet deadlines. Strong analytical and problem-solving skills. Proficient in MS Office and other financial software. A minimum degree is MBA/PGDBA/PGPM/CA or equivalent is required.
Posted 1 month ago
6.0 - 10.0 years
13 - 18 Lacs
Chennai
Work from Office
We are looking for a highly skilled and experienced Area Credit Manager to join our team in Chennai. The ideal candidate will have 6-10 years of experience in corporate finance, credit appraisal, and portfolio management. Roles and Responsibility Support and collaborate with business teams to manage end-to-end credit approval for the designated region. Underwrite cases and present them to senior level, authorizing deviations documented by underwriters in compliance with credit policy. Finalize review of credit memos and sign-off on approvals or declines after checking documentation requests. Approve disbursement requests based on achieved adherence to requirements on agreement value and full documentation attainment at the branch level. Monitor and oversee PDD management, ensuring timely completion of personal discussion documents through customer visits in high-value cases. Oversee and initiate follow-ups with external vendors (FI, Legal & Technical valuations) to ensure timely query resolution/report submission and eliminate undue delays. Coordinate with the recoveries team and generate business insights. Lead a team of credit approvers to ensure portfolio quality and delinquencies. Engage in developing, implementing, reviewing, and monitoring various credit programs, providing training and coaching to continuously upgrade the competency of the team and improve processing efficiency of the HUB. Ensure due diligence in credit analysis, customer application screening, evaluation, underwriting, and sanctioning of loans. Evolve underwriting norms customized to local market needs and enhance and execute the consumer credit risk strategy. Job MBA/PGDBA/PGPM/CA or equivalent degree. Possess strong knowledge of corporate finance, credit appraisal, and portfolio management. Demonstrate excellent leadership and team management skills. Exhibit strong analytical and problem-solving skills. Ability to work in a fast-paced environment and meet deadlines is essential. Strong communication and interpersonal skills are required.
Posted 1 month ago
4.0 - 6.0 years
14 - 19 Lacs
Mumbai
Work from Office
We are looking for a skilled professional with 4 to 6 years of experience to join our team as an Area Credit Manager in Mid Corporate-Credit Appraisal, located in Mumbai - Lower Parel. The ideal candidate will have a strong background in credit appraisal and management. Roles and Responsibility Support and collaborate with business teams to manage end-to-end credit approval for the designated region. Underwrite cases and present them to senior level, authorizing deviations documented by underwriters in compliance with credit policy. Finalize review of credit memos and sign-off on approvals or declines after checking documentation requests. Approve disbursement requests based on achieved adherence to requirements on agreement value and full documentation attainment at the branch level. Monitor and oversee PDD management, ensuring timely completion of personal discussion documents through customer visits in high-value cases. Oversee and initiate follow-ups with external vendors (FI, Legal & Technical valuations) to ensure timely query resolution/report submission and eliminate undue delays. Coordinate with the recoveries team and generate business insights. Lead a team of credit approvers to ensure portfolio quality and delinquencies, engaging in development, implementation, review, and monitoring of various credit programs and providing training and coaching to continuously upgrade the competency of the team and improve processing efficiency of the HUB. Ensure due diligence in credit analysis, customer application screening, evaluation, underwriting, and sanctioning of loans, while evolving underwriting norms customized to local market needs and enhancing consumer credit risk strategy. Job MBA/PGDBA/PGPM/CA or equivalent degree. Minimum 4 years of experience in credit appraisal and management. Possess strong knowledge of credit policy, underwriting, and risk management. Demonstrate excellent leadership and communication skills. Ability to work in a fast-paced environment and meet deadlines is essential. Strong analytical and problem-solving skills are required.
Posted 1 month ago
5.0 - 10.0 years
8 - 12 Lacs
Mumbai
Work from Office
We are looking for a highly skilled and experienced Credit Manager to join our team in Mumbai. The ideal candidate will have 5-10 years of experience in the field. Roles and Responsibility Evaluate the creditworthiness of Cleantech finance applicants, including businesses and projects. Assess financial statements, credit reports, and other relevant data to determine risk profiles. Provide clear and well-supported credit recommendations, including credit limits and terms. Monitor and manage the credit portfolio to minimize risks and maximize returns. Identify early warning signs and take proactive measures to mitigate potential losses. Ensure compliance with internal credit policies and regulatory requirements. Prepare accurate and comprehensive credit reports and documentation, and maintain detailed records of credit assessments and decisions. Stay informed about Cleantech industry trends, market dynamics, and emerging risks, applying this knowledge to credit assessments and risk management. Perform COF rate and RM mapping, and execute adjustment entry uploads for PF Term loan reports into BO, automating reporting processes to enhance efficiency and accuracy. Generate ad-hoc reports as required by the business to support decision-making and assist in generating data for CTLC debit notes, verifying their correctness. Job Strong understanding of credit assessment and risk management principles. Excellent analytical and problem-solving skills. Ability to work effectively in a fast-paced environment and meet deadlines. Strong communication and interpersonal skills. Experience with financial reporting and automation is desirable. Knowledge of the Cleantech industry and market trends is an advantage. Educational qualificationsB.Com, CA, MBA/PGDM. About Company TATA CAPITAL LIMITED is a leading player in the banking and financial services industry, committed to providing innovative solutions to its clients.
Posted 1 month ago
4.0 - 6.0 years
15 - 19 Lacs
Mumbai
Work from Office
We are looking for a skilled professional with 4 to 6 years of experience to join our team as an Area Credit Manager in Mumbai. The ideal candidate will have a strong background in corporate finance and credit appraisal, with excellent analytical and leadership skills. Roles and Responsibility Support and collaborate with business teams to manage end-to-end credit approval for the designated region. Underwrite cases and present them to senior level, authorizing deviations documented by underwriters in compliance with credit policy. Finalize review of credit memos and sign-off on approvals or declines after checking documentation requests. Approve disbursement requests based on achieved adherence to requirements on agreement value and full documentation attainment at the branch level. Monitor and oversee PDD management, ensuring timely completion of personal discussion documents through customer visits in high-value cases. Engage in developing, implementing, reviewing, and monitoring various credit programs, providing training and coaching to continuously upgrade the competency of the team. Ensure due diligence in credit analysis, customer application screening, evaluation, underwriting, and sanctioning of loans. Oversee and initiate follow-ups with external vendors (FI, Legal & Technical valuations) to ensure timely query resolution/report submission and eliminate undue delays. Coordinate with the recoveries team and generate business insights. Lead a team of credit approvers to ensure portfolio quality and delinquencies. Develop and implement strategies to enhance consumer credit risk strategy and evolve underwriting norms customized to local market needs. Job MBA/PGDBA/PGPM/CA or equivalent degree. Minimum 4 years of experience in corporate finance and credit appraisal. Possess strong knowledge of credit policy, underwriting, and risk management. Demonstrate excellent analytical, leadership, and communication skills. Ability to work in a fast-paced environment and meet deadlines is essential. Strong attention to detail and organizational skills are required.
Posted 1 month ago
4.0 - 9.0 years
12 - 17 Lacs
Mumbai
Work from Office
We are looking for a highly skilled and experienced Regional Credit Manager to join our team in Kolkata. The ideal candidate will have 4 to 9 years of experience in credit appraisal, underwriting, and portfolio management. Roles and Responsibility Manage the entire credit approval process for corporate finance products. Support business teams in managing end-to-end credit approval for the designated region. Underwrite for all customer segments and present to senior level. Authorize deviations documented by underwriters in compliance with credit policy. Lead a team of credit approvers to ensure portfolio quality and manage delinquencies. Develop, implement, review, and monitor various credit programs. Oversee and initiate follow-ups with external vendors to ensure timely query resolution and report submission. Coordinate with the recoveries team and generate business insights. Travel extensively to oversee branches in the territory to develop business, guide the team, and ensure a quality portfolio. Ensure compliance with all Audit/other regulatory regulations and company processes, policies, and reports. Job MBA/PGDBA/PGPM/CA or equivalent degree. Minimum 4 years of experience in credit appraisal, underwriting, and portfolio management. Possess strong knowledge of credit policy, underwriting, and risk management. Demonstrate excellent leadership and team management skills. Exhibit strong analytical and problem-solving skills. Ability to work in a fast-paced environment and meet deadlines is essential.
Posted 1 month ago
6.0 - 8.0 years
15 - 19 Lacs
Mumbai
Work from Office
We are looking for a skilled professional with 6 to 8 years of experience to join our team as an Area Credit Manager in Delhi. The ideal candidate will have a strong background in corporate finance and credit appraisal, with excellent analytical and leadership skills. Roles and Responsibility Support and collaborate with business teams to manage end-to-end credit approval for the designated region. Underwrite cases and present them to senior level, authorizing deviations documented by underwriters in compliance with credit policy. Finalize review of credit memos and sign-off on approvals or declines after checking documentation requests. Approve disbursement requests based on achieved adherence to requirements on agreement value and full documentation attainment at the branch level. Monitor and oversee PDD management, ensuring timely completion of personal discussion documents through customer visits in high-value cases. Oversee and initiate follow-ups with external vendors (FI, Legal & Technical valuations) to ensure timely query resolution/report submission and eliminate undue delays. Coordinate with the recoveries team and generate business insights. Lead a team of credit approvers to ensure portfolio quality and delinquencies, engaging in development, implementation, review, and monitoring of various credit programs while providing training and coaching to continuously upgrade the competency of the team and improve processing efficiency of the HUB. Ensure due diligence in credit analysis, customer application screening, evaluation, underwriting, and sanctioning of loans, evolving underwriting norms customized to local market needs and enhancing consumer credit risk strategy. Manage a portfolio in assigned areas. Job MBA/PGDBA/PGPM/CA or equivalent degree. Minimum 6 years of experience in corporate finance and credit appraisal. Possess strong knowledge of credit policy, underwriting, and risk management. Demonstrate excellent analytical, leadership, and communication skills. Ability to work in a fast-paced environment and meet deadlines is essential. Strong attention to detail and organizational skills are required.
Posted 1 month ago
6.0 - 11.0 years
12 - 16 Lacs
Hyderabad
Work from Office
We are looking for a skilled professional with 6 to 11 years of experience to lead our credit team in the commercial vehicle sector. The ideal candidate will have a strong background in corporate finance and risk management, with excellent analytical and communication skills. Roles and Responsibility Support and collaborate with business teams to manage end-to-end credit approval for the designated region. Underwrite cases and present them to senior level, authorizing deviations documented by underwriters in compliance with credit policy. Finalize review of credit memos and sign-off on approvals or declines after checking documentation requests. Approve disbursement requests based on achieved adherence to requirements on agreement value and full documentation attainment at the branch level. Monitor PDD management and ensure timely completion of personal discussion documents through customer visits in high-value cases. Oversee and initiate follow-ups with external vendors (FI, Legal & Technical valuations) to ensure timely query resolution/report submission and eliminate undue delays. Coordinate with the recoveries team and generate business insights. Lead a team of credit approvers to ensure portfolio quality and delinquencies. Engage in developing, implementing, reviewing, and monitoring various credit programs, providing training and coaching to continuously upgrade the competency of the team and improve processing efficiency of the HUB. Ensure due diligence in credit analysis, customer application screening, evaluation, underwriting, and sanctioning of loans. Evolve underwriting norms customized to local market needs and enhance and execute consumer credit risk strategy. Job MBA/PGDBA/PGPM/CA or equivalent degree. Minimum 6 years of experience in corporate finance, risk management, or a related field. Strong knowledge of credit underwriting, risk management, and financial analysis. Excellent analytical, communication, and leadership skills. Ability to work in a fast-paced environment and meet deadlines. Strong understanding of credit policies and procedures. Experience in leading a team of credit approvers to ensure portfolio quality and delinquencies. Skills in development, implementation, review, and monitoring of various credit programs, along with training and coaching to continuously upgrade the competency of the team and improve processing efficiency of the HUB. Ensure due diligence in credit analysis, customer application screening, evaluation, underwriting, and sanctioning of loans. Evolve underwriting norms customized to local market needs and enhance and execute consumer credit risk strategy.
Posted 1 month ago
6.0 - 11.0 years
14 - 19 Lacs
Chandigarh
Work from Office
We are looking for a skilled professional with 6 to 11 years of experience to underwrite corporate finance business and manage the portfolio in assigned areas. The ideal candidate will have a strong background in credit appraisal and risk management. Roles and Responsibility Support and collaborate with business teams to manage end-to-end credit approval for designated regions. Underwrite cases and present them to senior level, authorizing deviations documented by underwriters in compliance with credit policy. Finalize review of credit memos and sign-off on approvals or declines after checking documentation requests. Approve disbursement requests based on achieved adherence to requirements on agreement value and full documentation attainment at the branch level. Monitor and oversee PDD management, ensuring timely completion of personal discussion documents through customer visits in high-value cases. Oversee and initiate follow-ups with external vendors (FI, Legal & Technical valuations) to ensure timely query resolution/report submission and eliminate undue delays. Coordinate with the recoveries team and generate business insights. Lead a team of credit approvers to ensure portfolio quality and delinquencies. Engage in developing, implementing, reviewing, and monitoring various credit programs, providing training and coaching to continuously upgrade the competency of the team and improve processing efficiency of the HUB. Ensure due diligence in credit analysis, customer application screening, evaluation, underwriting, and sanctioning of loans. Evolve underwriting norms customized to local market needs and enhance and execute consumer credit risk strategy. Job MBA/PGDBA/PGPM/CA or equivalent degree. Minimum 6 years of experience in credit appraisal and risk management. Strong knowledge of credit policies, procedures, and regulations. Excellent analytical, communication, and leadership skills. Ability to work in a fast-paced environment and meet deadlines. Strong attention to detail and organizational skills. Experience in leading a team of credit approvers to ensure portfolio quality and delinquencies. Skills in development, implementation, review, and monitoring of various credit programs, along with training and coaching to continuously upgrade the competency of the team and improve processing efficiency of the HUB. Ensure due diligence in credit analysis, customer application screening, evaluation, underwriting, and sanctioning of loans. Evolve underwriting norms customized to local market needs and enhance and execute consumer credit risk strategy.
Posted 1 month ago
4.0 - 6.0 years
17 - 22 Lacs
Mumbai
Work from Office
We are looking for a skilled Regional Credit Manager to manage all activities pertaining to the sanction life cycle of all borrower accounts in Delhi. The ideal candidate will have 4 to 6 years of experience and support and co-partner with business teams to manage end-to-end credit approval for the designated region. Roles and Responsibility Support and collaborate with business teams to manage end-to-end credit approval for the designated region. Underwrite for all customer segments for corporate finance products and present to senior level. Authorize deviations raised and documented by underwriters in compliance with credit policy. Finalize review of credit memos and sign-off on approvals or declines after checking documentation requests. Lead a team of credit approvers to ensure portfolio quality and manage delinquencies. Develop, implement, review, and monitor various credit programs, providing training and coaching to upgrade team competency and improve processing efficiency. Oversee and initiate follow-ups with external vendors to ensure timely query resolution and report submission, eliminating undue delays. Coordinate with the recoveries team and generate business insights. Travel extensively to oversee branches in the territory to develop business, guide the team, and ensure a quality portfolio. Ensure compliance with all Audit/other regulatory regulations, processes, policies, and reports as per company systems. Job MBA/PGDBA/PGPM/CA or equivalent degree. Minimum 4 years of experience in a related field. Possess strong knowledge of credit appraisal, underwriting, and financial services. Demonstrate excellent leadership and team management skills. Exhibit strong analytical and problem-solving skills. Ability to work in a fast-paced environment and meet deadlines is essential.
Posted 1 month ago
4.0 - 9.0 years
14 - 19 Lacs
Bengaluru
Work from Office
We are looking for a skilled professional with 4 to 9 years of experience to join our team as an Area Credit Manager in Mid Corporate-Credit Appraisal, located at Prestige Corniche-M4-M6, Bengaluru. Roles and Responsibility Support and collaborate with business teams to manage end-to-end credit approval for the designated region. Underwrite cases and present them to senior level, authorizing deviations documented by underwriters in compliance with credit policy. Finalize review of credit memos and sign-off on approvals or declines after checking documentation requests. Approve disbursement requests based on achieved adherence to requirements on agreement value and full documentation attainment at the branch level. Monitor and oversee PDD management, ensuring timely completion of personal discussion documents through customer visits in high-value cases. Oversee and initiate follow-ups with external vendors (FI, Legal & Technical valuations) to ensure timely query resolution/report submission and eliminate undue delays. Coordinate with the recoveries team and generate business insights. Lead a team of credit approvers to ensure portfolio quality and delinquencies, engaging in development, implementation, review, and monitoring of various credit programs and providing training and coaching to continuously upgrade the competency of the team and improve processing efficiency of the HUB. Ensure due diligence in credit analysis, customer application screening, evaluation, underwriting, and sanctioning of loans. Evolve underwriting norms customized to local market needs and enhance and execute consumer credit risk strategy. Job MBA/PGDBA/PGPM/CA or equivalent degree. Minimum 4 years of experience in corporate finance, financial services, or broking. Possess strong knowledge of credit appraisal, underwriting, and risk management. Demonstrate excellent leadership and team management skills. Exhibit strong analytical and problem-solving skills. Ability to work in a fast-paced environment and meet deadlines.
Posted 1 month ago
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