Role & responsibilities To recruit and develop Personal Financial Advisor resulting in generation of new business and renewal of existing business. To ensure Licensing of the agents and building own team • To drive productivity of the new and vintage agents • To drive performance by implementing sales promotion for the PFA • To coach and mentor PFAs in providing need-based solutions for customers Preferred candidate profile Graduates with Good communication skills Mandate Two wheeler + DL candidate should be local Job Locations - Hyderabad(Banjara Hills),Secundrabad,Vizag,vijaywada,warangal,Tirupati **Interested candidates can share the CVs with me on 9608607032(Or) zakiya.zeenat@edelweisslife.in Grab the opportunity !! Thanks & Regards, zakiya zeenat HR - Talent Acquisition

Channel : Bancassurance (Life Insurance) Bank - Equitas Experience : Minimum 1 yrs of Sale exp in Insurance/ BFSI with Life Insurance knowledge is must. Role & responsibilities: To drive business through Channel Partners branch staff and distribution network. To generate leads through activities and use enablers for lead generation To provide after sales service and do upselling with the existing customers To ensure 100% branch staff activation every quarter Candidate's Profile 1. Minimum 1 yr of Life Insurance sales experience/BFSI/NBFC ( Good awareness about Life insurance industry is must) 2. Should be a graduate. 3. Should have a two wheeler 4. Lesser notice period candidates & immediate joiners are very much welcome. CTC max up to 3.75 L apart from TA & incentives. Level upgrade & Salary increment without probation period. Opportunities for international trips on the target achievement. Job Location We are hiring for Relationship Manager/ Senior Relationship Manager (Equitas bank Channel - Life Insurance sales) for the below locations. Puddukottai&Rajapalyam **Interested candidates can share the CVs with me on 9608607032(Or) zakiya.zeenat@edelweisslife.in Grab the opportunity !! Thanks & Regards, zakiya zeenat HR - Talent Acquisition Reference code Mailing Zakiya zeenat Equitas

Job Title: Relationship Manager Location: Navi Mumbai About the company Choice Group, incorporated in 1992, is a financial institution which finds its legacy in solving financial problems and bridging gaps for individuals, institutions and governments. For past 31 years we are committed to help our clients achieve their financial aspirations and promote value creation for society. Job Summary: We are looking for a proactive Relationship Manager to manage client relationships focused on mutual fund equity products and financial services. You will provide tailored investment solutions and advice while ensuring client satisfaction. Key Responsibilities: - Client Management: Build and maintain strong relationships with clients, addressing inquiries and providing investment guidance. - Advisory Services: Analyze clients financial needs and recommend suitable mutual fund and equity products. - Business Development: Identify and pursue new business opportunities; conduct client education workshops. - Market Knowledge: Stay updated on industry trends and regulations to inform clients and enhance product offerings. - Compliance: Ensure adherence to regulatory requirements and prepare client portfolio reports. Qualifications: - Bachelors degree in Finance or related field; Masters degree or certifications (CFA/CFP) preferred. - 1 year of experience in relationship management in financial services. - Strong knowledge of mutual funds and equity markets. - Excellent communication and analytical skills. What We Offer: - Competitive salary and bonuses - Comprehensive benefits package - Opportunities for professional development

Role & responsibilities Acquire new clients for equity, derivatives, commodities, and other financial products Develop and maintain strong relationships with existing clients to enhance trading activity and revenue generation Achieve assigned targets for revenue, client retention, and AUM (Assets Under Management). Drive cross-selling of the companys distribution products to create additional revenue streams. Assist in onboarding new clients, explaining trading processes, and ensuring proper documentation. Act as a single point of contact for clients, resolving queries related to trading platforms, portfolio management, and market trends. Coordinate with the dealing team to execute trades efficiently as per client requirements. Ensure adherence to compliance and regulatory guidelines while handling client accounts and transactions. Conduct investor awareness programs, webinars, and client engagement activities to enhance business. Provide timely reports and trade confirmations to clients while maintaining transparency. Maintain confidentiality and integrity in handling client data and financial transactions. Build long-term relationships based on trust, transparency and value addition. Work closely with research, operations, and compliance teams to deliver superior client experience. Maintain regular communication with clients to review portfolio performance and address concerns Preferred candidate profile 1+ Years in sales/wealth management of handling clients. Preferred industry back ground: Stock Broking, Wealth Management. Domain Knowledge: Sales/Wealth Management, capital markets, Investment Products. Goal-oriented with a focus on delivering exceptional client service. Interested Candidates can share your resume on nisha.rao@lkpsec.com 7039754718

Payroll-Bank Des-Team Leader Process-Outbound/Inbound Salary-8.5 Lakh 2 year of experience as Team Leader in a contact center on papers, Banking Process (Loan, Credit Card Location-Thane/Malad Call 8080702016 kanchan www.hyfly.in Required Candidate profile Motivate the team to achieve their targets. To manage and Lead the team of 20 Have to maintain attrition and Shrinkage rate of the Team. Excellent English communication Graduation mandatory

Dear Candidate, Greetings From "APEX SERVICES" Designation- Assistant manager/Deputy manager Role- Equity Dealer CTC- upto-6 LPA + incentive + Other benefit Job Description: 1) Trading on behalf of the clients and Advising clients on market Queries 2) Building relationships with NRI clients & educating them about Investments 3) Client Acquisition as per targets and cross selling of 3rd party products (MF, Insurance, etc) 4) Graduation and nism 8 certificate is mandatory. Kindly reply with an updated CV at apex.samidha@gmail.com if you are interested in the mentioned Job Role, you can call also o n 9005316681.

Driving recruitment, training, and activation of agents Monitor agent business performance to ensure activation Generation of leads to drive sales, ensuring achievement of targets Follow up on policy renewals Increasing product awareness among agents Required Candidate profile -1 year Sales Experience required - Age limits 21 to 40 - Graduation Mandatory - Local Candidate Preferred

Channel : Bancassurance Ban k - Catholic Syrian Bank Experience : 1 - 8 yrs Role & responsibilities: To drive business through Channel Partners branch staff and distribution network. To generate leads through activities and use enablers for lead generation To provide after sales service and do upselling with the existing customers To ensure 100% branch staff activation every quarter To train and skill partner staff on need based selling and product sales pitch To ensure 100% of branches with Min of 2-3 SP license holders and support them with the same to drive business target achievement Profile : Sales Manager If your Interested; Kindly WhatsApp your resume to 9080833389 (Or) Mail ID : v.logeshwari@edelweisslife.in Thanks & Regards V Logeshwari Human Resource

Candidate needs to minimum 6 months of banking sales experience. Candidates with BFSI experience will be preferred Candidates with Life Insurance experience will be preferred Interested candidates can call HR JYOTI- 9266056478/Whatsapp resume.

We are seeking a results-driven Manager- Sales & Business Development to oversee sales operations within a designated region. This role involves team management, driving business growth, and ensuring customer satisfaction. Key Responsibilities: Manage and lead a team of sales executives in the assigned area Drive sales targets and revenue growth Identify and develop new business opportunities Monitor market trends and competitor activities Build and maintain strong client relationships Requirements: 4+ years of sales experience, with regional/team management exposure Strong leadership and communication skills Proven ability to meet/exceed sales targets Knowledge of local market dynamics Benefits: Attractive salary + performance incentives Career growth opportunities Training and development programs For More Information: Komal B. / HR Team Phone/WhatsApp: +91 93289 59079 Email: komal@tekpillar.com Ready to grow with us? Apply Now!

Key Roles &Responsibilities To develop Advisors network) in his/her area of operation. To train/mentor Advisors about product and process. To handle and resolve channel partner queries in time Meet Customers with Channel partners for fresh sales and servicing issues. Key Requirements Education & Certificates Graduate/Post Graduate Key Requirements - Experience &Skills - 6 months - 8 years of Sales experience in Insurance/Bank/NBFC/retail sales/Pharma or any other field sales Local market geography knowledge is mandatory Age- up to 35 years Thanks & Regards, Milki Bisht- 9151206474 Email id milki.bisht@nlbtech.in

Skill required: Insurance Services - Property and Casualty Insurance Designation: Risk Engineering Associate Qualifications: BTech Years of Experience: 1 to 3 years About Accenture Accenture is a global professional services company with leading capabilities in digital, cloud and security.Combining unmatched experience and specialized skills across more than 40 industries, we offer Strategy and Consulting, Technology and Operations services, and Accenture Song all powered by the worlds largest network of Advanced Technology and Intelligent Operations centers. Our 699,000 people deliver on the promise of technology and human ingenuity every day, serving clients in more than 120 countries. We embrace the power of change to create value and shared success for our clients, people, shareholders, partners and communities.Visit us at www.accenture.com What would you do Risk Engineering Team provides guidance on risk mitigation for multiple disciplines and occupancies. The objective is to enable global property and casualty underwriters to make more informed underwriting decisions. Our team consisting of people from various industrial background and specialities are dedicated to support the underwriting functions with profound expertise and risk knowledge.To supplement and further strengthen our capabilities we are looking for an Analyst with a broad-based knowledge and skills to join the Casualty Risk Engineering division. This division supports underwriters for Environmental and Primary Casualty, with Primary Casualty focused on Workers Compensation (worker safety) and Automobile Liability (fleet safety). Assist in reviewing environmental, worker safety, and fleet safety data submitted by clients to help identify risk trends, gaps, and potential areas of improvement Support in preparing and analysing risk reports using Microsoft Excel and Power BI, providing valuable insights for underwriting and operations. Perform structured online research to gather relevant Environmental, Health & Safety (EHS) information that supports desktop assessments and underwriting review Maintain digital records by organizing and updating information in a clear and accessible format for internal teams. Understanding and management of property and casualty insurance companies that provide insurance against the loss of real property, tangible assets and/or income. What are we looking for Ability to establish strong client relationshipAgility for quick learningAdaptable and flexibleAbility to work well in a teamDetail orientationA degree engineer (B.Tech minimum), preferably within one of the following Engineering disciplines (Chemical, Environmental, Industrial, Safety or Civil) The candidate ideally should have up to 1-3 years of relevant experience, including internships or early-career roles in engineering, insurance, risk consulting, or safety functions. A strong interest in risk assessment, environmental management, and workplace safety, with a desire to build a career in casualty risk engineering. Outstanding analytical, organisational and communication skills and who possesses a blend of technical knowledge, attention to detail, problem solving and adaptive communication and listening skills. Candidate must be organized, self-motivated and willing to learn about the concepts of desktop risk assessment, Occupancy, Hazard and Loss estimation. Demonstrable understanding of liability risk management and a strong background in another relevant discipline, for example health and safety consultancy, underwriting, broking, claims handling or loss adjusting Working knowledge of Microsoft Office tools, especially Excel and PowerPoint. Exposure to Power BI and Salesforce is a plus. Roles and Responsibilities: Provide support to senior risk engineers in conducting desktop assessments of product liability, environmental exposures, workplace safety practices, and automobile risks in line with internal technical guidelines Help compile and format key risk information for underwriters, ensuring clarity and consistency across submissions. Oversee the delivery and quality of outsourced survey programs related to workers compensation, fleet safety, and environmental liability, while maintaining and updating associated online Health & Safety resources. Track and validate corrective actions related to product safety, worker safety and auto liability improvements identified during surveys, ensuring timely and effective implementation by clients. Qualification BTech

Key Deliverables / Accountabilities- Responsible to map clients internally as per the assigned quality parameters. Responsible to analyze new Client Quality. Being a strong link between the Sales and the Dealing team to ensure client activation & mapping. Responsible to Track stop trades & formulate strategy for activation. Achieve of monthly / quarterly & yearly targets of new client revenue & increase in AUM as defined by the organization Conducting synergy meetings between internal teams with a objective to meet set targets Check gaps and conduct quality training for the sales teams for time to time and report to Management Will be responsible to prepare relevant dashboards and give insights for quality improvement for end-to-end Quality assurance and auditing. Competencies Required- A. Good spoken and written communication B. Listening skills C. Confidence and Presentation skills D. Ability to explain information clearly and simply E. Convincing skills Essential Educational & Experience Qualification- A. Graduation / MBA in any stream with 2- 5 years of sales/dealing/advisory experience in broking domain. B. Experience of Capital Markets is mandatory.

The Role As a Product Manager, you'll lead the development of mission-critical software modules Order Management Systems (OMS), Risk Management Systems (RMS), and Client Management Systems (CMS)used by several brokers to handle millions of trades. Youll work at the intersection of real-time trading tech, evolving SEBI regulations, and client-driven feature innovation You must bring deep domain understanding, technical acumen, and a sharp instinct for solving broker-side pain points. 4-8 years in Product Management with strong exposure to broking platforms, trading systems, or capital markets technology. Deep understanding of Indian trading infrastructure OMS, RMS, back-office workflows, and SEBI/Exchange regulations. Familiarity with exchange tech stacks (NOW, NEAT, Omnesys, Refinitiv, FIX APIs, etc.). Strong grasp of trading workflows including order placement, margin checks, square-off logic, fund limits, settlement cycles, and audit requirements. Excellent analytical and documentation skills able to break down complex, high-stakes systems into scalable, testable product features. Tech-aware, with the ability to interface with architects, engineers, and QA in highly You Will Do: Own and define the roadmap for OMS, RMS, and CMS platformsprioritize features, define business logic, and guide execution from idea to deployment. Lead the design of Order Management Systems that support multi-leg orders, basket trades, slicing strategies, and multi-exchange routing with ultra-low latency. Develop robust Risk Management frameworks that enforce client-wise exposure limits, margin checks (SPAN + ELM), peak margin validation, square-off logic, and MTM alerts in real time. Build or integrate advanced Client Management modules , eDIS workflows, UCC/KRA validations, transaction monitoring, and regulatory reporting. Interact closely with key stakeholders at client firmsdealers, RMS heads, compliance officers, back-office leadsto collect deep insights and translate them into actionable features. Ensure end-to-end integration with exchange APIs like NSE NOW, NEAT, Omnesys/Nest, IML FIX, and BSE Bolt, as well as third-party RMS vendors and market data providers. Monitor SEBI and exchange circulars; analyze impact and drive fast product iterations for regulatory alignment (e.g., upfront margining, T+1 settlement, new order types). Create detailed BRDs, functional specs, user stories, and wireframes that capture complex trading and compliance workflows. Collaborate with Engineering, QA, and DevOps to deliver stable, high-performance releases on time, with a focus on throughput, latency, and security. Define and monitor product KPIs like: OMS: Order success rates, latency, peak load handling RMS: Margin utilization, breach tracking, risk override logs Conduct competitive benchmarking (e.g., vs Omnesys, Refinitiv, proprietary dealer terminals) to identify strategic product gaps or advantages. Serve as internal SME (Subject Matter Expert) on market microstructure, order types, circuit limits, and broking-specific use cases. (Bonus): Work on initiatives related to High-Frequency Trading (HFT) smart order routing, co-location strategies, FIX protocols, and microsecond-level decision success looks like: Your OMS handles millions of orders/day with sub-100ms response times. RMS logic you define protects brokers without compromising execution agility. Your CMS proactively flags compliance gaps before auditors or regulators do.

Hiring for Star Union Dai- ichi life Insurance!! (Apprentice) Apprenticeship Details :- Age - 19-24 yrs. Eligibility - For Graduates(strictly for freshers passing in and after 2022) Stipend -18000 per month Apprenticeship Tenure - 6 Months Job Role - Sales (Trainee) Location Chandigarh (Mani Majra), Amritsar, Karnal. Only Freshers can apply, the job might involve travelling within city. Interested candidates drop your CV @ hritika.bhandari@sudlife.in

About Us We are Alter Domus Meaning The Other House in Latin, Alter Domus is proud to be home to 85% of the top 30 asset managers in the alternatives industry, and more than 5,000 professionals across 23 countries, With a deep understanding of what it takes to succeed in alternatives, we believe in being different Invest yourself in the alternative, and join an organization where you progress on merit, where you can speak openly with whoever you are speaking to, and where you will be supported along whichever path you choose to take, Find out more about life at Alter Domus at careers alterdomus,com JOB DESCRIPTION: The Services Support team provides support by working closely with stakeholders across the dynamic European DCM department This roles central task is to execute operational processes across a range of activities in equivalent middle and back-office support functions that facilitate the adequate documenting, booking, funding and monitoring/reconciliation of ADs products (e-g disbursing funds across a range of product types), You will update the agency loan systems as requested and directed by internal and external parties per the governing documents, You will be responsible for providing accurate and timely information, data and reports regarding the project status, activities and performance, You will be responsible for position transfers and settlements, You will be responsible for setting up SSIs on the internal systems, You will review and approve peer group transaction entries into system-of-record, You will be responsible for providing excellent internal and external customer service, You will review procedures on a regular basis, Other tasks as requested by the team's manager, Your Profile: You have a strong understanding of the loan agency business, disbursement of payments and setting up of SSIs, You have analytical skills, a base working knowledge of fundamental financial/accounting/business concepts and a proactive interest in learning new concepts, You have experience in syndicated loans trading and understanding different settlement documents, You have experience using settlement platforms like ClearPar, You have knowledge of position transfers and performing due diligence tasks, You demonstrate the ability to multitask, often under pressure, while maintaining high standards, You work well in a team environment, have good organisational skills and the ability to prioritise, You have strong communication skills, You are proactive, self-motivated and have good attention to detail, WHAT WE OFFER: We are committed to supporting your development, advancing your career, and providing benefits that matter to you, Our industry-leading Alter Domus Academy offers six learning zones for every stage of your career, with resources tailored to your ambitions and resources from LinkedIn Learning, Our global benefits also include: Support for professional accreditations such as ACCA and study leave Flexible arrangements, generous holidays, birthday leave Continuous mentoring along your career progression Active sports, events and social committees across our offices Support with mental, physical, emotional and financial support 24/7 from our Employee Assistance Program The opportunity to invest in our growth and success through our Employee Share Plan Plus additional local benefits depending on your location Equity in every sense of the word We are in the business of equity, in every sense of the word For us, this means taking action to ensure every colleague has equal opportunity, valuing every voice and experience across our organisation, maintaining an inclusive culture where you can bring your whole self to work, and making Alter Domus a workplace where everyone feels they belong, We celebrate our differences, and understand that our success relies on diverse perspectives and experiences, working towards shared goals and a common purpose Thanks to the work of our Group DE&I Committee and network of DE&I Champions, we empower all of our people to be truly invested in the alternative, We are committed to ensuring an inclusive recruiting and onboarding process Please contact our hiring team if you require any accommodations to make our recruitment process more accessible for you, (Alter Domus Privacy notice can be reviewed via Alter Domus webpage: https: / / alterdomus , com / privacy-notice / )

Urgent hiring for insurance companies Any sales candidates can apply Field sales candidates must needed Min1yr exp in life/health or any Insurance sales. Age below 40 Interested candidates can share CV on 844717197 Location are Ahemdbad,Delhi,Pune

Lead provided by the company Visit Client offices and close lead Need to Sell Life Insurance to the company assigned customers Cold calling to arrange meetings with potential customers Required Candidate profile Freshers can't apply age between : 21 to 37 Graduation compulsory Experience: Atleast one year in Sales

Need Stock market executive in Gujrat Contact Minakshi@ 9811985863 / qrn.pplacement@gmail.com Location: SURAT,Ahmedabad/ Rajkot. /Junagadh/Gandhidham and all other locations in Gujrat Position: Senior Equity Dealer, RM, Backoffice, BM Required Candidate profile Experience : min 1 years yrs in broking NO Freshers ctc 25k to 60k Good communication Knows local language NISM 8 preferred

Channel : Bancassurance (Life Insurance) Bank - Catholic Syrian Bank Experience : Minimum 1 yrs of Sale exp in Insurance/ BFSI with Life Insurance knowledge is must. Role & responsibilities: To drive business through Channel Partners branch staff and distribution network. To generate leads through activities and use enablers for lead generation To provide after sales service and do upselling with the existing customers To ensure 100% branch staff activation every quarter Candidate's Profile 1. Minimum 1 yr of Life Insurance sales experience/BFSI/NBFC ( Good awareness about Life insurance industry is must) 2. Should be a graduate. 3. Should have a two wheeler 4. Lesser notice period candidates & immediate joiners are very much welcome. CTC max up to 4 L apart from TA & incentives. Level upgrade & Salary increment without probation period. Opportunities for international trips on the target achievement. We are hiring for Relationship Manager/ Senior Relationship Manager (Catholic Syrian bank Channel - Life Insurance sales) for the below locations. Job Locations - ,Aluva( Kunnukara , Thuravoor ,ponnurunni ) ,Muvatupuzha (Thrikkara,Kolenchery,Nellad),Pala(Pala,Kduthurthy),Munnar **Interested candidates can share the CVs with me on 9608607032(Or) zakiya.zeenat@edelweisslife.in Grab the opportunity !! Thanks & Regards, zakiya zeenat HR - Talent Acquisition

Candidate should be graduate Candidate Should Have Minimum 6 Months Experience In Sales BFSI candidates are Preferred Open for Field also Bike & Driving License is mandatory Candidates Can Call @HR Deepak - 9958131215 or WhatsApp Resume

Urgent Opening for Equity Advisor - Amravati, Ahmednagar, Aurangabad, Parbhani Interested candidates can call on 8169023289 or share cv on divya.chawla@religare.com JD Relationship Manager- Dealing:- As part of the retail distribution team, the role holder is responsible to provide compliant financial advisory services to clients and manage their portfolio. Revenue generation Responsible to generate brokerage primarily through advising clients on their portfolio. Responsible to acquire new Clients from the Market. Ability to cross sell third party products like Motor Insurance, Life insurance, Health insurance, SIPs, Mutual Funds, PMS etc. Client network development Develop and maintain a long-term relationship with customers and maintain a high level of retention of client base. Focus on generating new business and build client network. Compliance Maintain high level of compliance as per company norms.

Junior Trader Job ID 307943 Date posted 05/24/2025 Location : Gurgaon, India Category TRADING Job Status Salaried Full Time Job Purpose and Impact The Trader who will participate in face to face and remote selling to both new and existing customers. In this role, you will contribute to generating income and controlling risks by performing most routine or complex trading work. Key Accountabilities Execute and monitor the short term trading strategies and books for a specific commodity, market or customer based on speculative and hedged positions. Reconcile routine or repetitive profit and loss estimates and reports that require some interpretation of trading practices and procedures. Track customer and competitor activity and industry trends. Contribute to development and implementation of sales strategies, identification of potential customers and the growth of existing customer relationships. Independently solve moderately complex issues with minimal supervision, while escalating more complex issues to appropriate staff. Understands the oil complexities and pricing mechanism Understand trading in Veg /Soybean oil/Palm Oil/Sunflower Oil Contribute to development and implementation of sales strategies, identification of potential customers and the growth of existing customer relationships. Independently solve moderately complex issues with minimal supervision, while escalating more complex issues to appropriate staff. Other duties as assigned Qualifications Minimum Qualifications Bachelors degree in a related field or equivalent experience Minimum requirement of 2 years of relevant work experience. Typically reflects 3 years or more of relevant experience. Prefferred Qualification: MBA willbe Preferred in this role Minimum requirement of two years of relevant work experience in trading veg oil. Connected to Indian local players and brokers. Disclaimer Protect yourself against recruitment fraud. Cargill will not ask for money, processing fees, or bank information as a pre-condition of employment. We are aware that unauthorized individuals may have posed as Cargill recruiters, made contact about job opportunities, and extended job offers via text message, instant message or chat rooms. To ensure a job posting is legitimate, it must be listed on the Cargill.com/Careers website. Learn how to protect yourself from recruitment fraud

Manage cluster operations in Bangalore. Define and manage the operational processes and systems. Part of the customer service team that is the first point of contact for enquiries, bookings, on-going transactions. Plays a critical role in ensure smooth delivery of service and delight customer with awesome experience. Responsibility Responsible for lead management and on-boarding Responsible for back-end operational processes Ensure no walk is missed, organize and manage back-ups Manage tools to update & maintain customer and provider interaction information Field activities for on-boarding customers and providers Skills & Requirements In love with dogs! Graduate/Post Graduate degree in any discipline Excellent communication skills MS Office- Excel Ability to respond to customer queries & manage different situations Flexibility- start-up needs and work requirements change. Open to accepting new challenges & tasks based on need of the company. Field operations require flexible timings

Channel : Bancassurance Ban k - Equitas Small Finance Bank Experience : 1 - 8 yrs Role & responsibilities: To drive business through Channel Partners branch staff and distribution network. To generate leads through activities and use enablers for lead generation To provide after sales service and do upselling with the existing customers To ensure 100% branch staff activation every quarter To train and skill partner staff on need based selling and product sales pitch To ensure 100% of branches with Min of 2-3 SP license holders and support them with the same to drive business target achievement Profile : Sales Manager If your Interested; Kindly WhatsApp your resume to 9080833389 (Or) Mail ID : v.logeshwari@edelweisslife.in Thanks & Regards V Logeshwari Human Resource