Job Title: Credit Analyst Location: Mumbai Work mode: In-office Terms: Full-time employee Reports to: Director Overview of Organization: BLUCREST is one of the growing advisory firms which provides vast array of consultancy/advisory services ranging from Trade Finance Solution, Working Capital needs, Project Finance, Real Estate Finance, Trade Credit Insurance, Rating advisory, Legal & Corporate Governance, and various structured products for domestic as well as international markets. We take pride in serving a diverse clientele of more than 350 companies across India. Job Summary: As a Credit Analyst, you will play a critical role in assessing credit risk and evaluating financial data to make informed decisions on credit extension and lending. We offer a full-time offline position for a dedicated individual who will contribute to our advisory firm's continued growth and success. We offer a competitive salary and bonus package and excellent growth opportunities within our organization. Core Responsibilities:  Analyze credit data and financial statements to determine the degree of risk involved in extending credit or lending money.  Complete loan applications, including credit analyses and summaries of loan requests, and submit to loan committees for approval.  Generate financial ratios, using computer programs, to evaluate customer’s financial status.  Prepare reports that include the degree of risk involved in extending credit or lending money.  Analyze financial data, such as income growth, quality of management, and market share to determine expected profitability of loans. Job Specifications:  Educational Qualification - Graduate in any stream or MBA  Technical Skills Required - Strong analytical skills with the ability to interpret complex financial data. - Knowledge of credit risk assessment techniques and methodologies - Proficiency in Microsoft Office and Excel  People Skills Required - Ability to build relationships - Excellent oral and written communication skills - Self-motivated and driven - Good negotiation skills- Ability to work independently and as part of a team  Experience: - 1+ years in Banks/ NBFC/ other financial advisory Firms/ Credit Rating Agency