3.0 - 8.0 years

10 - 17 Lacs

hyderabad, pune, bengaluru

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Role & responsibilities Preferred candidate profile Location: Yes Bank, Employment Type: Full-time Roles & Responsibilities: Expertise in Credit / Loan Originations (Traditional and Digital) and a full understanding of end-to-end lifecycle. Experience in working with Risk and Credit Policies, Strategies and Decision and Score Models. Exceptional analytical and conceptual thinking skills. The ability to influence stakeholders and work closely with them to determine acceptable solutions. Understanding of Decision Harvesting Workbook (DHW) and its best practices is must Strong documentation, implementation & analytical skills and familiarity with various tools e.g., Office, Visio, Smart Draw. Experience creating detailed reports and presentations. Understanding of JSON is must Prior experience with FICO BRE projects Lead requirements gathering and documentation for credit/loan origination systems. Strong analytical and problem-solving mindset Qualifications: Bachelors degree in Business, Finance, Information Systems, or related field; MBA preferred. 6+ years of experience as a Business Analyst in banking/financial services. Hands-on experience with FICO Blaze Advisor and decision management projects. Strong understanding of Credit & Loan Origination lifecycle. Familiarity with credit strategies, scorecards, and risk models. Experience with Decision Harvesting Workbook (DHW) is mandatory. Proficient in documentation tools: MS Office, Visio, SmartDraw. Solid understanding of JSON and its use in API and system design. Excellent interpersonal, communication, and stakeholder management skills.

Posted 2 weeks ago

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IBM BAW Developer Instasmart Software Solutions

4.0 - 8.0 years

7 - 11 Lacs

Hyderabad

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InstaSmart Software Solutions is looking for IBM BAW Developer to join our dynamic team and embark on a rewarding career journeyDesign, develop, and maintain business workflows and applications using IBM Business Automation Workflow (BAW) platform. Collaborate with business analysts and stakeholders to gather requirements and translate them into scalable process solutions. Create user interfaces, integrate with external systems, and optimize workflow performance. Ensure compliance with coding standards, conduct testing, and support deployment and troubleshooting activities.

Posted 2 months ago

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Rule Engine Manager Accredut F&I LTD

5.0 - 10.0 years

5 - 12 Lacs

Mumbai

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Job Title: Rule Engine Manager Location: Mumbai Company: An Emerging NBFC Based in Mumbai Department: Credit Risk & Technology Reports to: Head of Credit Risk / Chief Technology Officer Business NeedAn emerging NBFC based in Mumbai is looking for an experienced and driven Rule Engine Manager to lead the end-to-end implementation, configuration, and management of its credit decision rule engine across a diverse suite of lending products, including: - Loan Against Property (LAP) - Working Capital Loans - Term Loans - Personal Loans - Loan Against Securities This role is central to digitizing and optimizing the NBFCs credit decision-making through automation, governance, and integration with broader technology systems.Key Responsibilities1. Rule Engine Implementation & Configuration: Lead the design and implementation of a centralized rule engine aligned with multiple product-specific credit risk policies. 2. Risk Policy Translation: Translate complex credit policies across various products into executable and scalable rule logic. 3. Data Integration & Management: Manage seamless real-time data integration between the rule engine, Loan Management System (LMS), and other technology platforms. 4. Testing & Quality Assurance: Build and execute test scenarios and validation protocols to ensure precision and stability of automated decisioning. 5. Monitoring & Maintenance: Continuously monitor rule effectiveness and accuracy across all products and refine rule sets. 6. Governance, Compliance & Audit: Maintain complete audit trail and version history of all rule changes and ensure alignment with RBI regulations. 7. Stakeholder Collaboration: Collaborate with Credit, Product, Technology, Risk, and Compliance teams to align logic and implementation. Key Skills and Experience Required - Bachelors or Master’s degree in Finance, Engineering, Computer Science, or a related field. - In-depth understanding of credit underwriting across various loan products. - Experience with rule engine platforms such as FICO Blaze, Experian PowerCurve, Pega, etc. - Strong knowledge of API integration, data flows, and data mapping techniques. - Good understanding of RBI’s regulatory framework for NBFCs and digital lending. - Strong analytical, problem-solving, and stakeholder management skills. Preferred Experience 5–8 years of experience in credit risk automation, rule engine management, or digital lending within NBFCs, fintechs, or banks. Prior implementation experience in multi-product lending environments is highly desirable. Why Join Us? Join a forward-looking, digitally driven NBFC that is transforming access to credit through smart, scalable automation. This role offers the opportunity to design and operationalize the credit engine powering multiple high-impact lending products across India.

Posted 2 months ago

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