256 Bl Jobs - Page 9

Sales & Profitability To drive Business Loan (un secured) business through DST & Direct market. To develop sales growth strategy, target market identification, mapping company's offerings to market needs in a fast-paced environment To do sales budgeting. i.e. Based on the business target Decide on Manpower required & its salary costing, Incentive structure & Targets To develop and execute business plans for achieving the targets of the or BL Business Development To create and drive alternate channels for Sales along with the regular channels To open up avenues for business through corporate channel To Scan the National market and its competitive offerings on a periodic basis; report on emerging trends and business opportunities for the consumer business. Should give a quarterly update on various Salaried Personal Loan products in the markets offered by competitors Business Development initiatives To understand the market dynamics and accordingly suggest Credit & product team in devising competitive pricing structure periodically whatsapp your cv to 8129010675

Job Title : AVP- Credit & Risk Product: Personal Loans Department: Credit & Risk Location: Pune Job Summary: Overseeing the full credit management process especially in Unsecured Retail Lending, including underwriting, disbursal, and customer management, with a focus on portfolio analysis and continuous quality monitoring. Enhancing and refining the current credit underwriting framework. Conducting thorough loan opportunity analysis and providing regular feedback to Risk and Analytics teams to improve selection criteria and set appropriate limits. Will be accountable for managing and optimizing the credit portfolio. This includes overseeing the credit underwriting process, pricing models, and ensuring that all credit activities meet the companys standards and business objectives. Offering strategic insights to enhance customer acquisition strategies, credit-related initiatives, and process improvements. Contributing to the integration of industry best practices and periodically revising credit risk policies and guidelines. Preparing and delivering monthly review presentations to Management, offering clear perspectives on business performance and anticipated challenges. Actively engaging in internal projects designed to improve credit process efficiency and effectiveness, supporting the achievement of key strategic objectives. Collaborating with verification and fraud prevention agencies to support informed decision-making. The candidate will report directly to the Head of Credit & Risk and will manage a team of underwriters.

Are you a seasoned Sales Manager with expertise in Business Loans, SME Loans, Machinery Loans, or Working Capital Loans? Electronica Finance Ltd is on the lookout for professionals like you to join their dynamic team. Key Details: Product: Machinery Loan Experience: 2-4 years in relevant fields Background in NBFC & Banking preferred Exciting Locations: Kolhapur Sangli Belgaum Criteria: Age: Up to 35 years If this opportunity aligns with your career aspirations, don't hesitate to take the next step! Share your resume with us at shruti.lagwankar@efl.co.in to explore this promising opening.

Role & responsibilities Develop and implement strategies to achieve LAP and UBL sales targets. Lead and motivate a team of sales executives to ensure performance goals are met. Identify and develop new business opportunities and channel partnerships. Monitor market trends and competitor activities. Sourcing through DSAs and team.

The role in a gist: As FlexiLoans enters the next orbit of growth, we are looking for people with the passion and hunger to make a dent in the MSME ecosystem. In this role you will be researching and evaluating clients' creditworthiness, analyzing credit quality and ensuring business growth while adhering to the risk philosophy of the organization. Sounds like you? Read more on what we are looking for in the role. What you will work on: Credit underwriting and appraisals of unsecured loan applicants within the defined policy guidelines Conducting telephonic PDs with customer to evaluate credit proposal Supervising overall activitieslike login, processing, disbursement, MIS etc. Ensure quick turnaround of customer loan applications Preparing PD notes & recommending notes for approval to higher authority Managing and training the CPA team regularly The ideal candidate: Analytical bent of mind Good communication & writing skills Should be a team player Qualification and Experience: Minimum 5 - 8 years of experience required in the Credit and Risk department of Banks, NBFCs or Fintech companies Should be from Unsecured Lending background Masters degree (MBA preferred) from a reputed institute or a CA/CFA degree with relevant experience

Greetings..!!! Please find out the JD for your reference Role: Regional Sales Manager Product-Unsecured business loan

Designation-Relationship Manager/Sales Manager/Area Sales Manager Product-Loan against property/Unsecured Business loan Location- Hyderabad/Vizag/Vijaywada Team handling/ DSA Vertical

Key Responsibilities: Team Management: Lead, train, and supervise a team of collection executives or agents. Set monthly targets and monitor team performance. Ensure adherence to quality standards and call scripts. Collection Strategy: Develop and implement effective recovery strategies for personal loan accounts. Segment delinquent accounts (30+, 60+, 90+ DPD) and design focused action plans. Coordinate with legal teams for escalated cases (e.g., settlements, litigation). Portfolio Management: Monitor overdue accounts, track collection metrics, and reduce NPAs. Review MIS reports and identify trends, root causes, and opportunities for improvement. Collaborate with credit and risk teams to refine underwriting and approval processes. Customer Interaction: Resolve customer disputes and grievances tactfully and within regulatory frameworks. Ensure collection efforts are empathetic, ethical, and customer-friendly. Compliance & Reporting: Ensure adherence to RBI guidelines and company policies. Maintain documentation of interactions, recovery efforts, and settlements. Submit regular reports to senior management on collection progress and challenges. Qualifications: Education: Bachelor's degree (required); MBA or relevant certification (preferred) Experience: 58 years in retail finance collections, preferably in personal loans Skills: Strong leadership and interpersonal skills Analytical and decision-making ability Knowledge of local laws and recovery procedures Proficiency in MS Office and collection software/CRM tools Key Performance Indicators (KPIs): Reduction in DPD/Delinquency ratios Recovery rate and resolution efficiency Number of accounts settled/closed Team productivity and target achievement Compliance and audit scorecards

Key Responsibilities: Team Leadership: Recruit, train, mentor, and motivate sales team members. Set individual and team goals, provide feedback, and track performance. Sales Strategy: Develop and implement effective sales strategies to achieve revenue targets and expand market share. Client Management: Build and maintain strong relationships with clients, understand their needs, and provide excellent customer service. Business Development: Identify and pursue new business opportunities, explore potential cross-selling and up-selling opportunities. Performance Reporting: Track and analyze sales performance, prepare reports for senior management, and identify areas for improvement. Compliance: Ensure adherence to all relevant policies, regulations, and procedures. Collaboration: Work closely with other departments, such as credit, operations, and marketing, to ensure smooth operations. Problem Solving: Address and resolve any issues faced by the sales team in the field. Credit & Operations Management: Ensure smooth functioning of Credit & Operations Department, ensuring speedy resolution of queries and grievances to maximize satisfaction levels. Reporting: Prepare and present regular reports on sales activities, performance metrics, and market conditions to senior management.

The position offers excellent exposure and growth potential to a professional who would like to join the core team engaged in setting up a new nationwide organization, and participate in its growth. The position involves setting up the DSA network for the sales function in NeoGrowth, and will be the responsible for identifying, selecting and appointing DSA network as well as monitoring. 1. To grow the retail loan business and achieve the targeted loan book size. 2. To increase the productivity in terms of value and number of loan disbursals as a team. 3. To optimize the cost of merchant acquisition per disbursal. 4. To increase the income from each merchant acquisition. 5. Identifying, Recruiting and Driving channel partners & DSTs on a continuous basis to ensure continuing sales growth. 6. Responsible for generating business through DSAs/DSTs. 7. Should have direct experience in working out & negotiating commercial agreements. 8. Ensuring basic business quality parameters such as TAT, Lead Management etc maintained by the team 9. Ensuring basic Sales Process in the team by imparting continuous Product and Process training for the front end team, setting individual Sales Target and Monitoring regular productivity etc 10. Recruitment and Training of FOS, 11. Experience in designing incentive plans, motivational programmes and engagement activities. 12. Sphere-heading various awareness and lead generating activities done by the team (such as Road Shows) in order to increase the inflow of customer enquiry which further resulting into increased business volume 13. Accountable for the profitability of the channel and productivity of team members 14. Exposure to fraud prevention and detection 15. Coordinating with collection department in resolving non starters and delinquency cases. 16. Incorporating various check-points within the sales process of the team to ensure quality sourcing by the team ensuring acquisition of quality assets. Qualification & Experience Graduate in Commerce/Science 10 to 15 years of experience in a Bank/Insurance company or a NBFC out of which atleast 5 to 7 years of retail loan selling is a must. Management degree in finance/business from reputed institute will be given preference. Job Profile

Role & responsibilities We are seeking a dynamic and experienced Sales Manager to lead our Business Loan vertical through DSA and DST channels. The ideal candidate will have a strong background in managing third-party sales networks, achieving aggressive business loan targets, and ensuring high levels of customer satisfaction and compliance. Key Responsibilities: Channel Development & Management: Recruit, onboard, and manage a network of DSAs and DSTs to generate business loan leads. Conduct regular training and motivation sessions to keep partners aligned with company goals. Sales & Business Development: Drive business loan sales through assigned channels to achieve monthly and annual targets. Identify new market opportunities and strategize penetration plans in underserved segments. Relationship Management: Maintain strong relationships with DSAs/DSTs and ensure consistent business inflow. Act as the point of contact for escalations and support requirements from partners. Process Management & Compliance: Ensure end-to-end processing of business loan applications from sourcing to disbursement. Adhere to company policies, RBI regulations, and internal credit guidelines. Monitor and improve loan conversion ratios and turnaround times (TATs). Reporting & MIS: Track performance metrics of DSAs and DSTs; generate periodic sales and activity reports. Provide regular updates to senior management on sales funnel, market insights, and competitor activities. Experience: 3 to 6 years of sales experience in business loans with a strong exposure to DSA/DST model. Education: Graduate in any discipline (MBA/PG in Sales, Marketing, or Finance is preferred). Skills: Strong interpersonal and negotiation skills Good understanding of credit assessment and financial documents Proficiency in MS Office and CRM tools

Responsible for the entire branch operations Drive the sales staff to achieve individual and branch target Ensure collection efficiency by guiding and supporting the collection executive Asst in NBFC (Loan against property, Business loans) Required Candidate profile Candidate must have minimum of 4-8 years of banking experience People from NBFC should meet all the eligibility criteria and have good understanding about banking sales and operations

Responsible for the entire branch operations Drive the sales staff to achieve individual and branch target Ensure collection efficiency by guiding and supporting the collection executive Asst in NBFC (Loan against property, Business loans) Required Candidate profile Candidate must have minimum of 4-8 years of banking experience People from NBFC should meet all the eligibility criteria and have good understanding about banking sales and operations

Responsible for the entire branch operations Drive the sales staff to achieve individual and branch target Ensure collection efficiency by guiding and supporting the collection executive Asst in NBFC (Loan against property, Business loans) Required Candidate profile Candidate must have minimum of 4-8 years of banking experience People from NBFC should meet all the eligibility criteria and have good understanding about banking sales and operations

HDB Financial Services Ltd. Looking for Branch Credit Manager Product- LAP(Secured) and BL/PL(Unsecured) Skills- Underwriting and PD is must Experience- 3-7 years Education- any graduate Locations.- Moradabad, Meerut, Saharanpur and Agra Job Role.- • Evaluating credit proposals covering financial, business and industrial risk & decisioning of the loan. • Verifying the promoters track record & ascertaining their credit worthiness. • Analysis of the financial statements of the prospective customer to identify the short term & long term solvency & liquidity position • To ensure Bounce Rate and Delinquency are within acceptable standards. • Monitor and enforce approval rate and TAT as per prescribed standards. • Monitor and ensure that monthly Branch audit scores satisfactory. • Vendor Management. • To conduct customer meeting to evaluate credit proposal • PDD Tracking and closure • Compliance to repayment instrument replenishment to ensure regular repayment of EMI Relevant candidates can share CVs at Bobby.miglani@hdbfs.com

Brief about the company: Mas Financial Services Limited as an organization commenced its journey in 1988. We are a specialized financial service provider, registered with RBI as an NBFC since 1995, and listed on NSE & BSE in 2017. We offer Financial Services for Micro Enterprises Loans, SME Loans, Home Loans, Two Wheeler Loans, Used Car Loans, Commercial Vehicle Loans, Salaried Personal Loans, aside; MAS Financial Services has a working relationship with several other NBFCs and has partnered with NBFC MFIs, HFC’s and NBFC’s . The focus remains on the vast lower income and middle income groups of the society, spread across urban, semi urban and rural areas, and including formal and informal sector. We have our presence across Gujarat, Maharashtra, Rajasthan, Madhya Pradesh, Tamil Nadu, Telengana, Karnataka & Delhi with around 180+ branches and have footprints in 18 states of India. We have created the expertise in the distribution of credit and a base of more than 15,00,000 customers. website: www.mas.co.in Position Title: Area Sales Manager Reports to : Regional Manager Location : Rajkot Job Responsibilities: • Maintaining and increasing sales of your company’s products • Reaching the targets and goals set for your area • Establishing, maintaining and expanding your customer base • Servicing the needs of your existing customers • Increasing business opportunities through various routes to market • Setting sales targets for individual reps and your team as a whole • Recruiting and training sales staff • Allocating areas to sales representatives • Developing sales strategies and setting targets • Monitoring your team’s performance and motivating them to reach targets • Compiling and analysing sales figures • Possibly dealing with some major customer accounts yourself • Collecting customer feedback and market research • Reporting to senior managers • Keeping up to date with products and competitors

Role & responsibilities Achieving business targets as decided from time to time Recruitment of competent team for all assigned products from time to time Continuous training and motivating the team to achieve business targets and follow business processes Recruitment and management of intermediaries like CA's for generating the required business To ensure the quality of the portfolio is maintained as per company norms To ensure adherence to the company credit policy and processes To build up relationship with prospective and current clients Daily monitoring of Team DSR - Quantity & Quality

Role & responsibilities Lead sales and operations across regions and achieve market expansion goals. Manage budgets, forecasts, and train branch teams for optimal performance. Monitor market trends, competitor activities, and ensure policy compliance. Preferred candidate profile 4+ years in territory sales management, preferably in financial services. Strong leadership, target-driven, and in-depth knowledge of loan products. Excellent market intelligence and problem-solving skills. You can share your resume or contact us through e-mail or whatsapp : E-mail : ta_hr17@mas.co.in Whatsapp : 9898385228

1)Knowledge about import export process. 2)Knowledge about check list, COO, BL and other documents. 3)Knowledge of import and documentation process, 4)Knowledge of custom rule and regulation. 5)Knowledge of ICE gate.

Roles and Responsibilities Identify potential customers for home loans, mortgages, LAPs, and other housing finance products. Conduct site visits to assess property locations and verify documents related to land ownership. Develop relationships with clients to understand their financial goals and provide tailored solutions. Process loan applications from start to finish, ensuring timely disbursement of funds. Maintain accurate records of customer interactions, transactions, and follow-ups.

Should go in the open market to source the DSA channels for the business of Secured and Unsecured lending (BL) then making that DSA as the potential channel to source the business. Understanding the procedure and the documentation for the empanelment of the channel partners and the pay-out grids to them and making then onboard for the further business with them. Sourcing the potential clients/customers for the business of Secured and Unsecured lending (BL) then converting them into ultimate business as per their requirements. Handling end-to-end procedure starting from the log-in of the file to the disbursement of the same. After the disbursement clearance of the OTCs and PDDs on time. Good understating of the KYCs, Financials & property related documents and strong adherence to the policy and the parameters led down in the entire process from log-in to the disbursals. Skill & Experience Required: DSA sourcing experience is preferred. Soft Spoken with good convincing skills. Working knowledge of BL as products. Understanding the financials. Candidate should be graduate. Education: Graduate in any discipline. Venue: Chennai - No 62,4th Floor, New Parade view, Opposite to Rajaratnam stadium, Rukmani Lakshmipathi Road, Egmore, Chennai, Tamil Nadu, 600029. Contact person - Antony - 8072719141 Bengaluru - Aishwarya Sampoorna, 79-1/2, 1st Floor, Vani Vilas Road, Basavanagudi, Bangalore, Karnataka, 560004. Contact Person - Ronald - 8123122150 Hyderabad - Unit: 1101, 11th Floor, T19 Towers, M G Road, Indiranagar, Rani Gunj, Hyderabad, Telangana, 500003. Contact Person - Kiran - 8106667700

We are seeking dynamic and driven sales professionals with 6 months to 5 years of experience in selling financial products such as Business Loans, Loan Against Property (LAP), and Mortgage Loans.

Aditya Birla Capital Ltd Role - 'Relationship Manager' Product - Business Loan & Professional Loan Location - Mumbai, Delhi, Thane, Ahmedabad, Bangalore, Baroda, Nagpur Sourcing - Direct business Looking at Candidate who has experience of Direct sourcing of Business loan or Professional loan. The role will have a team to support him for Direct sourcing We are expecting the candidates to have good understanding of Business Loan product and relevant Market For more information we can connect on 8108183384 Email id - vaishali.abitkar@adityabirlacapital.com

Skill required: Supply Chain - Order Management Designation: Measurement & Report Specialist Qualifications: Any Graduation Years of Experience: 7 to 11 years About Accenture Accenture is a global professional services company with leading capabilities in digital, cloud and security.Combining unmatched experience and specialized skills across more than 40 industries, we offer Strategy and Consulting, Technology and Operations services, and Accenture Song all powered by the worlds largest network of Advanced Technology and Intelligent Operations centers. Our 699,000 people deliver on the promise of technology and human ingenuity every day, serving clients in more than 120 countries. We embrace the power of change to create value and shared success for our clients, people, shareholders, partners and communities.Visit us at www.accenture.com What would you do? Manage planning, procurement, distribution and aftermarket service supply chain operations, helping clients realize $5 for every $1 spent on our servicesYou will be a part of Supply Chain Management team where in you will be accountable to manage the Supply Chain and provide insights which will help in increasing efficiency by doing away with waste and facilitating greater profits. It also involves management of the flow of goods and services and including all processes that transform raw materials into final products.Assess, design, build and Implement best practices on process, organization, and technology for Order Management from Order Creation to Order Fulfillment, financial settlement including order prioritization, purchase order receipt, invoice matching, inventory availability and promise, accuracy and fulfillment, provisioning of services and activation of billing. Includes Distributed Order Management for both on-line and physical network management. What are we looking for? We are looking for a highly skilled Data Analytics & Automation Specialist with strong expertise in Power Bl, Python, and Automation tools for VDI environments. The ideal candidate will be responsible for developing advanced dashboards, automating business processes, and integrating analytical solutions to enhance data-driven decision-making. This role requires deep technical proficiency, problem-solving ability, and experience in delivering end-toend automation solutions in enterprise environments. Roles and Responsibilities: Power Bl Development:Design, develop, and maintain interactive dashboards and reports using Power Bl. Optimize Power Bl data models . Python Programming:Develop scripts and automation solutions for data extraction, transformation, and loading (ETL). Implement predictive analytics, machine learning, and statistical models where applicable. Integrate Python-based solutions with Power Bl and other platforms. Automation Design and implement automation workflows within Virtual Desktop Infrastructure (VDI) environments. Utilize scripting and automation tools (e.g., PowerShell, Python, UiPath, or similar) for process optimization. Monitor and maintain automation solutions to ensure reliability and performance. Data Integration & Governance:Connect multiple data sources (SQL, APIs, cloud services) to Power Bl. Ensure data accuracy, consistency, and compliance with company policies. Collaboration & Stakeholder Engagement:Work closely with business teams to understand requirements and translate them into technical solutions. Provide training and support for users on Power Bl reports and automated solutions. Qualification Any Graduation

Our employee value proposition (EVP) is about Being Your Best as a professional and person. It is about being challenged by work that inspires us, being empowered to excel and grow in your career, and being part of a culture where talent is valued. Were a place where everyone can discover and be their best version. Good analytical ability and problem solving skills Expertise in SQL Good with excel/macros and tool based analysis Exposure to reporting( Bl/Tableau) is good to have Ability to understand data gaps and data validation. Data mapping proficiency Communication both written and spoken - (can explain technical items in terms of business impact) Data analysis Test case execution Strong product knowledge Jira/Confluence Expertise in SQL and good knowledge on Python. Ability to create complex queries using SQL Ability to create data comparison tool using either SQL or Python in order to automate the existing processes and tool optimization. Mandatory Competencies QA - Test Execution Beh - Communication BI and Reporting Tools - BI and Reporting Tools - Tableau BA - SQL QA/QE - QA Manual - Qtest, QC, JIRA and other Tools