20 Bil Jobs

Project Role : Web Developer Project Role Description : Design, build and test web-based applications for various site components and edit site content. Document technical designs and specifications. Research and incorporate updated content for websites. Must have skills : SAP Sales and Distribution (SD) Good to have skills : NAMinimum 5 year(s) of experience is required Educational Qualification : 15 years full time education Summary :Sales and Distribution with S/4HANA full lifecycle implementation project experience for SAP SD.Knowledge of SAP Best Practices and SAP Activate Methodology.Sr. SAP SD ConsultantPosition Summary :SAP SD - Senior consultant would serve as a key individual contributor on an existing team. Would be a part of the Application support team and contribute to solution design as Functional Senior Consultant. Candidate should have SAP SD experience in Implementation, Rollout and Support projects. Responsible for designing and developing world class solutions and demonstrating SAP best industry practices Roles & Responsibilities:- Design and implementation of full solutions (Including testing and UAT Support and User training) Analysis of business requirements and identify gaps in current and to be solution Identify integration issues and develop solutions to these issues Clarify processes to end users and business stakeholders as required Establish good relationships with internal and external teams Outcome oriented - maximizing balance of effort vs benefit to achieve objectives Precise approach to project management and procedures Understands delivery within a fixed price model and able to operate effectively within those constraints Take ownership of sub-plans for specific functional requirement and can plan own time to ensure project milestones are met Identifies and escalates issues and risks within project structure Receive feedback/coaching on performance from other members of the team positively. Detailed knowledge of business requirements and solutions in their focus area Contribute input and coordination to training documentation for his work Take an issue, then plan and deliver a solution using own initiative, with little guidance. Identifies and escalates issues and risks within project structure Candidate must ensure that compliance with data protection legislation under the DPA, EU GDPR, any other applicable data protection legislation QualificationsCandidate should have college degree in a related field or equivalent experience SAP SD Senior Consultant should have at least 8 years of SAP experience SAP SD Certification is preferred Preferred Skills & ExperienceShould have good knowledge of SAP SD processes Should have experience in design, configuration and testing of core SD modules e.g. SAP SD-MD - Master Data SAP SD-CAS - Sales Support SAP SD-SLS - Sales SAP SD-SHP - Shipping SAP SD-TR - Transportation SAP SD-BIL - Billing SAP SD-GF General Sales Functions Should have Experience and knowledge of key integration points with SD modules Should have experience in troubleshooting, investigates, analyses and solved SD related issues Good communication skills. Ready to work in shifts Knowledge / Working experience in Design, configuration and testing of SAP SD-EDI - Electronic Data Interchange (EDI) SAP LE - Logistic Execution CIN - Exposure Knowledge of ITIL Framework and support Processes (Incident, Change, Problem) Knowledge of working with any standard Ticketing tool. Experience of working with Country India Version. Ability to work with cross functional teams and Client teams to ensure seamless delivery. Can conceptualize and communicate Business relevant solutions Bright, ability to rapidly pick-up new technologies, propositions and business areas Willingness to work occasionally outside of normal business hours and travel globally on occasion Ability to work under own initiative and under tight time pressures - planning, prioritizing and controlling own workload Experience of working in support project with onsite offshore model Qualification 15 years full time education

Role & responsibilities Responsible for branch productivity. Adherence to process, disbursement Collection etc. Should have potential to take the initiative in building a growing customer base. Responsible for recruitment of relationship managers for particular branches. Responsible for managing Profit and loss of a branch and ensuring profitability of strategic SBU Preferred candidate profile A graduate / P.G in any discipline. Minimum 4 to 5 year of experience LAP / Business loan. Must have team handling Experience

Role & responsibilities Responsible for assessing customers sourced by the Sales team in line with the credit policy, and determine deviations and exceptions. Handling credit underwriting of secured/unsecured in the mapped region including visiting the customers. Analyse delinquencies vs market trends specific to the location and provide related feedback to the sales /credit managers, including taking corrective action. Functionally manage the branch credit team for prompt and quality credit processing, adhering to the credit policy and defined processes & providing necessary approvals in line with the credit policy. Mentor and guide the branch credit manager for attainment of set targets, discipline, process compliance and adherence to company's rules and regulations. Monitor productivity of branch credit manager and conduct periodic branch visits for supervision and better oversight. Training to Credit & Branch distribution team on monthly basis on Credit policy, latest amendments, improvement areas & collecting constructive feedback. Preferred candidate profile CA or MBA with experience. 8-10 years of prior experience in LAP and Business Loans credit in NBFC/Bank in Mumbai. Experience in handling big ticket size cases.

Role & responsibilities Responsible for managing the overall sales of LAP and Business Loan at Cluster Level. Responsible for Business development in the assigned cluster by exploring business potential, opportunities & clientele to secure profitable business volumes. To Monitor the performance of branches on various productivity, efficiency and financial parameters. Responsible for streamlining systems and processes in branches, managing delinquency and mitigating risks by keeping the loan loss provision less than 1% of region portfolio in branch operations. To analyze business data & trends, projecting demand, resource allocation, manpower efficiency & deployment, cost optimization and accordingly manage sales targets, P/L accounts, and related growth. Responsible for monitoring P&L for individual branches and ensuring max profit by increasing budget numbers. Responsible for designing & executing business strategies in response to the market, customers' needs and growth requirements. Responsible for analyzing gaps in portfolio, doing credit analysis, risk identification, chalking out strategies to mitigate risks, and guiding branches in ensuring enhanced credit quality in the portfolio. To understand the market dynamics and accordingly suggest Credit & product team in devising competitive pricing structure periodically. Responsible for managing Team size spread across multiple branches. Preferred candidate profile Post Graduate/Graduate in any discipline. 8-10 years of prior experience in mortgage sales in NBFC/HFC in Rajasthan and need specific experience in LAP and Business Loans- Min 4/5 yrs. out of total 5/6 Years Managerial experience in handling a diverse team. Experience in handling ticket size between 10 Lacs- 5 Cr in LAP or 5 Lacs to 50 Lacs in Business Loans along with monthly disbursement of minimum 8-10cr.

1. To have basic understanding of KYCs, regulatory reforms related to GST, Income Tax, and others. 2. To appraise or underwrite Business Loans within defined policy guidelines and accordingly take decisions or recommend for approval to appropriate authority 3. To conduct personal discussion with customer / client with intent to understand and analyze associated risks in the business and financial standing of the client. 4. To assess the income, ability, intention, business sustainability & credit behavior and verify it through income documents & reference checks and various credit bureau checks. 5. To verify legal and technical reports and identify the risks or critical points impacting the proposal.

Job Summary The purpose of the role is to, Meet the business objectives initiated by the respective country Business Clients business Customer focused need-based selling Deepen customer relationship and maximize penetration Key Responsibilities Business Achieve Business Loans sales target, Segment focus, customer focused needs-based selling, Being a Business Development Manager Business Banking, focus must be on acquiring new SME customer relationship and fulfilling needs with respect to Business Loans, and other Assets, Liabilities, Insurance, and Investment for such customers as mandated by the Bank time to time, You will also be involve deepening these relationships by cross-selling various product, Processes Operational quality Error free customer application & documentation, Responsive and responsible selling, Practice appropriate sales and marketing skill, Ensure Nil Customer complaints, Governance Conduct Client Due Diligent diligently, Zero tolerance Fraud, Mis-selling, Attend training, acquire knowledge, and apply to job function, Adhere to all policies, guidelines, and procedures Comply with local regulatory requirements, To comply with all applicable money laundering prevention procedures and, in particular, report any suspicious activity to the Unit Money Laundering Prevention Officer and line manager, Regulatory & Business Conduct Display exemplary conduct and live by the Groups Values and Code of Conduct, Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct, Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters, Lead to achieve the outcomes set out in the Banks Conduct Principles: [Fair Outcomes for Clients; Effective Financial Markets; Financial Crime Compliance; The Right Environment ] * Serve as a Director of the Board Exercise authorities delegated by the Board of Directors and act in accordance with Articles of Association (or equivalent) Skills And Experience MS Excel MS Outlook Qualifications Education Must be a graduate MBAs would be an advantage Candidates having Sales experience of at-least 1 year in the Retail Banking Industry; especially SB Lap, BIL, BWC, Insurance and Current Accounts would be preferred Good knowledge of the selected market and customer segments would be an advantage Strong communication and negotiation skills with the ability to influence outcomes Strong inter-personal skills, which encourages and promotes enthusiasm and team spirit Certifications Candidate having AMFI, IRDA (and other relevant certification) certification will be preferred Languages English, Hindi, Marathi About Standard Chartered We're an international bank, nimble enough to act, big enough for impact For more than 170 years, we've worked to make a positive difference for our clients, communities, and each other We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you You can count on us to celebrate your unique talents and we can't wait to see the talents you can bring us, Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours When you work with us, you'll see how we value difference and advocate inclusion, Together We Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well Are better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term What We Offer In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing, Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations, Time-off including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum, Flexible working options based around home and office locations, with flexible working patterns, Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning, Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies everyone feels respected and can realise their full potential, Recruitment Assessments Some of our roles use assessments to help us understand how suitable you are for the role you've applied to If you are invited to take an assessment, this is great news It means your application has progressed to an important stage of our recruitment process, Visit our careers website sc /careers

Key Responsibilities: Team Management: Lead, train, and supervise a team of collection executives or agents. Set monthly targets and monitor team performance. Ensure adherence to quality standards and call scripts. Collection Strategy: Develop and implement effective recovery strategies for personal loan accounts. Segment delinquent accounts (30+, 60+, 90+ DPD) and design focused action plans. Coordinate with legal teams for escalated cases (e.g., settlements, litigation). Portfolio Management: Monitor overdue accounts, track collection metrics, and reduce NPAs. Review MIS reports and identify trends, root causes, and opportunities for improvement. Collaborate with credit and risk teams to refine underwriting and approval processes. Customer Interaction: Resolve customer disputes and grievances tactfully and within regulatory frameworks. Ensure collection efforts are empathetic, ethical, and customer-friendly. Compliance & Reporting: Ensure adherence to RBI guidelines and company policies. Maintain documentation of interactions, recovery efforts, and settlements. Submit regular reports to senior management on collection progress and challenges. Qualifications: Education: Bachelor's degree (required); MBA or relevant certification (preferred) Experience: 58 years in retail finance collections, preferably in personal loans Skills: Strong leadership and interpersonal skills Analytical and decision-making ability Knowledge of local laws and recovery procedures Proficiency in MS Office and collection software/CRM tools Key Performance Indicators (KPIs): Reduction in DPD/Delinquency ratios Recovery rate and resolution efficiency Number of accounts settled/closed Team productivity and target achievement Compliance and audit scorecards

The position offers excellent exposure and growth potential to a professional who would like to join the core team engaged in setting up a new nationwide organization, and participate in its growth. The position involves setting up the DSA network for the sales function in NeoGrowth, and will be the responsible for identifying, selecting and appointing DSA network as well as monitoring. 1. To grow the retail loan business and achieve the targeted loan book size. 2. To increase the productivity in terms of value and number of loan disbursals as a team. 3. To optimize the cost of merchant acquisition per disbursal. 4. To increase the income from each merchant acquisition. 5. Identifying, Recruiting and Driving channel partners & DSTs on a continuous basis to ensure continuing sales growth. 6. Responsible for generating business through DSAs/DSTs. 7. Should have direct experience in working out & negotiating commercial agreements. 8. Ensuring basic business quality parameters such as TAT, Lead Management etc maintained by the team 9. Ensuring basic Sales Process in the team by imparting continuous Product and Process training for the front end team, setting individual Sales Target and Monitoring regular productivity etc 10. Recruitment and Training of FOS, 11. Experience in designing incentive plans, motivational programmes and engagement activities. 12. Sphere-heading various awareness and lead generating activities done by the team (such as Road Shows) in order to increase the inflow of customer enquiry which further resulting into increased business volume 13. Accountable for the profitability of the channel and productivity of team members 14. Exposure to fraud prevention and detection 15. Coordinating with collection department in resolving non starters and delinquency cases. 16. Incorporating various check-points within the sales process of the team to ensure quality sourcing by the team ensuring acquisition of quality assets. Qualification & Experience Graduate in Commerce/Science 10 to 15 years of experience in a Bank/Insurance company or a NBFC out of which atleast 5 to 7 years of retail loan selling is a must. Management degree in finance/business from reputed institute will be given preference. Job Profile

Brief about the company: Mas Financial Services Limited as an organization commenced its journey in 1988. We are a specialized financial service provider, registered with RBI as an NBFC since 1995, and listed on NSE & BSE in 2017. We offer Financial Services for Micro Enterprises Loans, SME Loans, Home Loans, Two Wheeler Loans, Used Car Loans, Commercial Vehicle Loans, Salaried Personal Loans, aside; MAS Financial Services has a working relationship with several other NBFCs and has partnered with NBFC MFIs, HFC’s and NBFC’s . The focus remains on the vast lower income and middle income groups of the society, spread across urban, semi urban and rural areas, and including formal and informal sector. We have our presence across Gujarat, Maharashtra, Rajasthan, Madhya Pradesh, Tamil Nadu, Telengana, Karnataka & Delhi with around 180+ branches and have footprints in 18 states of India. We have created the expertise in the distribution of credit and a base of more than 15,00,000 customers. website: www.mas.co.in Position Title: Area Sales Manager Reports to : Regional Manager Location : Rajkot Job Responsibilities: • Maintaining and increasing sales of your company’s products • Reaching the targets and goals set for your area • Establishing, maintaining and expanding your customer base • Servicing the needs of your existing customers • Increasing business opportunities through various routes to market • Setting sales targets for individual reps and your team as a whole • Recruiting and training sales staff • Allocating areas to sales representatives • Developing sales strategies and setting targets • Monitoring your team’s performance and motivating them to reach targets • Compiling and analysing sales figures • Possibly dealing with some major customer accounts yourself • Collecting customer feedback and market research • Reporting to senior managers • Keeping up to date with products and competitors

Job Title: Sales Manager - BL (Business Loans ) Job Description: Market Sourcing: Actively seek out and establish relationships with Direct Selling Agents (DSAs) in the open market to source business for Unsecured Lending (Business Loan) products. Convert these DSAs into productive channels for sustained business generation. Client Sourcing & Conversion: Identify and source potential clients for Secured and Unsecured Lending (Business Loan) products through Channel Partners (DSAs). Engage with both Hunting and Farming DSAs to increase market share and counter share. End-to-End Process Management: Oversee the entire loan process, from file login to disbursement, ensuring smooth flow and timely disbursement. Handle any necessary clearance of Outstanding Charges (OTCs) and Pending Documents (PDDs). Compliance & Documentation: Maintain a strong understanding of necessary documentation and compliance standards, including Know Your Customer (KYC) requirements and financial documents. Ensure strict adherence to company policies and guidelines throughout the loan process. Sales Funnel Management: Ensure the efficiency of the sales funnel and maintain optimal turnaround time (TAT) from loan login to disbursement. Skills Required: DSA Sourcing Experience: Preferable experience in sourcing and managing DSAs for Business Loan generation. Communication Skills: Strong verbal communication skills, with a focus on being soft-spoken, persuasive, and client-focused when dealing with both clients and partners. Knowledge of Business Loans (BL): A fair understanding of Unsecured Lending products, along with awareness of various lending models (Banking). Education: Bachelors degree in any discipline. CTC : Up to 4.5 LPA + Incentives

We are Hiring for Leading Finance Company Profile - Collection / Recovery Manager Products - Business Loans CTC - Upto 5 - 6 Lpa Age - Below 38 Years Location - Pune Roles and Responsibilities Manage collections process for business loans, ensuring timely recovery of outstanding amounts through open market. Develop and implement effective strategies to minimize delinquencies and improve collection efficiency. Collaborate with internal teams to resolve customer queries and issues related to loan disbursements. Analyze market trends and competitor activity to identify opportunities for growth in the unsecured loan segment. Ensure compliance with regulatory requirements and maintain accurate records of all transactions. Desired Candidate Profile 2-7 years of experience in Collections Management, preferably in Business Loans or Unsecured Loans. Strong understanding of BL (Business Loans) products, including underwriting guidelines and risk assessment techniques. Excellent communication skills with ability to negotiate effectively with customers over phone calls. Interested Candidate can share their CVs on akshita.sahu@skillventory.com or feel free to Connect with me on 8602231555 References are Appreciable

Interested candidates please mail resumes at arshi.makhija@axisbank.com About Retail Lending- The Retail Lending department focuses on the lending business of the bank by offering various loan products like Home Loans, Car Loans, and Personal Loans among others. They also offer working capital loans and Business loans for Small Businesses and is also responsible for the Rural lending business of the bank. About the Role: Sales Managers (SM) are a part of the Bank's sales force whose primary responsibility is to get customers for the bank and explore new business opportunities. SMs manage a team of executives responsible for selling loan products to the customers based on their needs. They will ensure mapping of market and customers according to their need and handle queries to ensure customer satisfaction Key Responsibilities: Ensure achievement of the Top line Business Targets by sourcing business through channel teams (ASL, DSA), building and nurturing relationships with the bank branches and by cross-selling other products Conduct sales promotion activities through DSA and Sales Executives in open market and improve relationships through expos and events, various activities etc. Responsible for launching new products in market Ensure key customer satisfaction through customer service of the highest quality Handle all end to end activities related to the product i.e. from Login to Disbursement Liaise with various departments within the system (Credit/Operations etc.) to ensure smooth process flows Responsible for acquisition of channel partners for sourcing products - Connectors, DSAs etc. Improve relationship with branches and monitor the performance of ARMs and deepen the relationship with existing clients Prevent/ minimize the fraudulent/risky proposals entry into the system Provide timely feedback to central team for improvements in product features and processes Conduct training for Sales executives and Direct Selling Agents (DSA) on selling/product Create a performance oriented environment through effective team management, leading to high employee motivation and productivity Qualifications: Optimal qualification for success on the job is: Graduation/ Post-Graduation from a recognized institute

Business Clients Credit is responsible for advising/supporting business clients with complex credit financing needs, in line with all applicable regulatory requirements. Work includes: • Advising on credit-related client solutions and assessing loans from an income and risk perspective, within the existing credit processes • Be responsible for preparing credit submissions for approval, and the independent application for credit authority or approvals, whilst also monitoring credit exposures and/or any credit material deterioration over the life cycle of the client relationship • Identifying business clients credit needs and proposing suitable products, services and/or solutions • Supporting efforts to gain new business and grow earnings potential from existing clients, e.g. at client conferences • Advising and guiding teams in the development of bespoke products/solutions/platforms • Working with functional and cross-functional colleagues to ensure that products/solutions/platforms meet the needs of the bank/clients. May also participate in the negotiation and execution of mandated transactions with clients • Optimal utilisation of resources, and compliance with defined performance targets keeping in line with relevant internal guidelines/controls and regulatory requirements • Maintaining and growing business contacts and leads in the lending business • Compliance with internal and credit-related regulations, e.g., QS audit results, KWG•18 etc.

Project Role : Web Developer Project Role Description : Design, build and test web-based applications for various site components and edit site content. Document technical designs and specifications. Research and incorporate updated content for websites. Must have skills : SAP Sales and Distribution (SD) Good to have skills : NA Minimum 5 year(s) of experience is required Educational Qualification : 15 years full time education Summary :Sales and Distribution with S/4HANA full lifecycle implementation project experience for SAP SD.Knowledge of SAP Best Practices and SAP Activate Methodology.Sr. SAP SD ConsultantPosition Summary :SAP SD - Senior consultant would serve as a key individual contributor on an existing team. Would be a part of the Application support team and contribute to solution design as Functional Senior Consultant. Candidate should have SAP SD experience in Implementation, Rollout and Support projects. Responsible for designing and developing world class solutions and demonstrating SAP best industry practices Roles & Responsibilities: Design and implementation of full solutions (Including testing and UAT Support and User training) Analysis of business requirements and identify gaps in current and to be solution Identify integration issues and develop solutions to these issues Clarify processes to end users and business stakeholders as required Establish good relationships with internal and external teams Outcome oriented - maximizing balance of effort vs benefit to achieve objectives Precise approach to project management and procedures Understands delivery within a fixed price model and able to operate effectively within those constraints Take ownership of sub-plans for specific functional requirement and can plan own time to ensure project milestones are met Identifies and escalates issues and risks within project structure Receive feedback/coaching on performance from other members of the team positively. Detailed knowledge of business requirements and solutions in their focus area Contribute input and coordination to training documentation for his work Take an issue, then plan and deliver a solution using own initiative, with little guidance. Identifies and escalates issues and risks within project structure Candidate must ensure that compliance with data protection legislation under the DPA, EU GDPR, any other applicable data protection legislation Qualifications: Candidate should have college degree in a related field or equivalent experience SAP SD Senior Consultant should have at least 8 years of SAP experience SAP SD Certification is preferred Preferred Skills & Experience: Should have good knowledge of SAP SD processes Should have experience in design, configuration and testing of core SD modules e.g. SAP SD-MD - Master Data SAP SD-CAS - Sales Support SAP SD-SLS - Sales SAP SD-SHP - Shipping SAP SD-TR - Transportation SAP SD-BIL - Billing SAP SD-GF General Sales Functions Should have Experience and knowledge of key integration points with SD modules Should have experience in troubleshooting, investigates, analyses and solved SD related issues Good communication skills. Ready to work in shifts Knowledge / Working experience in Design, configuration and testing of SAP SD-EDI - Electronic Data Interchange (EDI) SAP LE - Logistic Execution CIN - Exposure Knowledge of ITIL Framework and support Processes (Incident, Change, Problem) Knowledge of working with any standard Ticketing tool. Experience of working with Country India Version. Ability to work with cross functional teams and Client teams to ensure seamless delivery. Can conceptualize and communicate Business relevant solutions Bright, ability to rapidly pick-up new technologies, propositions and business areas Willingness to work occasionally outside of normal business hours and travel globally on occasion Ability to work under own initiative and under tight time pressures - planning, prioritizing and controlling own workload Experience of working in support project with onsite offshore model Qualifications 15 years full time education

Role & responsibilities Sales of unsecured business loan through DSA and Connector Preferred candidate profile Having experience in sales of business loan Perks and benefits As per industry Norms

Role & responsibilities Sales of unsecured business loan through DSA and Connector Preferred candidate profile Having experience in sales of business loan Perks and benefits As per industry Norms

Roles and Responsibilities Identify new business opportunities through lead generation, prospecting, and relationship management with existing clients. Develop and execute sales strategies to achieve targets for Unsecured Loans (BL) & DSA products. Collaborate with cross-functional teams to resolve customer queries and issues related to loan processing. Conduct market research to stay updated on industry trends, competitor analysis, and regulatory changes. Maintain accurate records of client interactions, transactions, and performance metrics. Desired Candidate Profile 2-20 years of experience in Sales or Business Development role in NBFCs or similar industries. Strong understanding of BIL (Business Loan), DSA (Direct Selling Agent), Unsecured Loans, and other financial products. Excellent communication skills for effective interaction with customers at all levels. Ability to work independently with minimal supervision while meeting tight deadlines. For more details Contact: Sravani Talent acquisition HR 72079 68297 saisravani.t@vipanyglobal.com

Role & responsibilities Key responsibilities may include: Client Acquisition: Actively source and identify potential business clients who may require unsecured loans. Credit Evaluation: Conduct comprehensive credit analysis of applicants, reviewing financial statements, credit reports, and other relevant documents to assess their creditworthiness. Loan Structuring: Design tailored unsecured loan packages based on the client's business needs and financial situation. Loan Application Process: Guide clients through the loan application process, ensuring all necessary documentation is complete and accurate. Risk Management: Evaluate potential risks associated with each loan application and manage the overall loan portfolio to minimize credit losses. Sales Targets: Achieve individual and team sales targets for unsecured business loans. Customer Relationship Management: Build and maintain strong relationships with clients, providing ongoing support and addressing any concerns. Compliance Adherence: Ensure all lending activities comply with relevant banking regulations and internal policies. Potential Job Titles: Relationship Manager - Unsecured Business Loan, Credit Analyst - Unsecured Business Loan, Business Loan Officer, Area Sales Manager - Unsecured Business Loan, and Credit Manager - Unsecured Loan. Required Skills and Qualifications: Strong understanding of commercial lending practices, particularly unsecured loans Excellent analytical skills to assess financial statements and credit reports Proven sales and negotiation abilities to close deals Excellent communication and interpersonal skills to build client relationships Knowledge of relevant banking regulations and compliance requirements Experience in the financial services industry, preferably with a focus on business lending Preferred candidate profile Perks and benefits share your cv on : radhika.rana@vrindaglobal.com

• To lead the geography for Sales and meet the business target for the geography for UNSECURED BUSINESS LOAN (SME) product. • Achieving sales targets through a mix of channels. • Identifying profitable opportunities to achieve desired business.

Job Description Increase acquisition of target clientele across private/personal banking segments. Assist Head Relationship Manager, Area Manager and/or Senior Sales Manager in conducting approved local level sales drives (micro events) to achieve acquisition Acquire new accounts from referrals, companies and existing networks Work closely with the Relationship Management/Senior Sales Management team and establish synergies for maximum penetration of Investment & Insurance sales to new customers along with deepening into the book Ensure smooth transition of customer management to the respective Relationship Management post acquisition Additional Job Description Job Title Sales Manager- BIL Location - Chennai, India Role Description Increase acquisition of target clientele across business instalment loan segments. Responsible for new business acquisition through open market. Build and strengthen strong network of direct sales agencies in the market. What we’ll offer you Best in class leave policy Gender neutral parental leaves 100% reimbursement under child care assistance benefit (gender neutral) Flexible working arrangements Sponsorship for Industry relevant certifications and education Employee Assistance Program for you and your family members Comprehensive Hospitalization Insurance for you and your dependents Accident and Term life Insurance Complementary Health screening for 35 yrs. and above Your key responsibilities Responsible for new business acquisition through open market. Should have a strong network of DSA's in the market - Atleast 10 DSA's with whom files are discussed on a regular basis. Strong at DSA management and new DSA empanelment. Your skills and experience In-depth knowledge of Product and Policy Having Good Communication skill Having good negotiation skill Have and understood the market update and knowledge. Having awareness and information about the competition How we’ll support you Training and development to help you excel in your career Flexible working to assist you balance your personal priorities Coaching and support from experts in your team A culture of continuous learning to aid progression A range of flexible benefits that you can tailor to suit your needs About us and our teams Please visit our company website for further information: https://www.db.com/company/company.html.