Job Summary: The Gold Loan Officer will be responsible for sourcing, processing, appraising, and managing gold loan products at the branch level. The role includes customer handling, gold valuation, documentation, compliance, and ensuring timely disbursal and recovery of loans across multiple states. Key Responsibilities: 1. Customer Service & Sales Identify potential customers and generate leads for gold loans. Assist customers in understanding loan products, terms, and eligibility. Promote cross-selling of financial products such as insurance, savings, or other loan services. 2. Gold Appraisal Accurately assess and evaluate gold ornaments using proper tools and methods. Ensure gold purity standards are followed as per company policy. Maintain transparency with customers during the appraisal process. 3. Loan Processing & Disbursal Collect and verify all required documents (KYC, PAN, etc.). Enter customer details and loan particulars into the system accurately. Ensure timely disbursal of loans after verification and approval. 4. Portfolio Management & Recovery Monitor the loan portfolio and ensure timely EMI collections. Follow up on overdue accounts; take proactive steps for recovery. Coordinate with collection teams and adhere to legal and ethical recovery practices. 5. Compliance & Risk Management Ensure compliance with RBI and internal audit guidelines. Maintain proper documentation and custody of pledged gold. Conduct periodic audits and reconciliations as required. 6. Reporting & Coordination Prepare daily/weekly/monthly reports on gold loan performance. Coordinate with regional teams, head office, and auditors. Participate in periodic training, performance reviews, and state-level audits. Qualifications & Skills: Bachelor's degree in any discipline (Commerce preferred). Minimum 1–3 years of experience in gold loans or retail lending. Strong knowledge of gold purity standards and appraisal techniques. Proficiency in local language(s), Hindi, and English. Willingness to travel and work across multiple branches Preferred Attributes: High integrity and reliability. Customer-oriented with excellent interpersonal skills. Ability to work under pressure and meet targets. Knowledge of core banking software and digital tools. Job Types: Full-time, Permanent Pay: ₹15,000.00 - ₹20,000.00 per month Benefits: Cell phone reimbursement Health insurance Leave encashment Schedule: Day shift Supplemental Pay: Performance bonus Quarterly bonus Yearly bonus Work Location: In person

Position Name - Clerk Exp - 3-6 Years Location - Miraj Role Summary : - Provide administrative and clerical support across departments. Key Responsibilities: - Perform data entry and maintain accurate records - Support filing, photocopying, and document handling - Prepare and maintain spreadsheets or reports - Assist in stock/inventory records where needed - Ensure physical file organization and timely documentation - Follow up on pending paperwork or internal approvals Qualifications: - HSC or Graduate - Familiar with MS Office, especially Excel - Detail-oriented, dependable, and disciplined - Ability to manage workload independently Job Types: Full-time, Permanent Pay: ₹10,000.00 - ₹12,000.00 per month Benefits: Cell phone reimbursement Schedule: Day shift Supplemental Pay: Performance bonus Work Location: In person

Position Name- Sales Executive Gender- Male/Female Exp - 1-3 Years Location - Kolhapur Role Summary: - Engage with prospective clients, pitch offerings, and close sales effectively. Key Responsibilities: - Generate and follow up on sales leads - Conduct client visits and presentations - Prepare and submit quotations/proposals - Meet individual monthly sales targets - Maintain client relationships and post-sale support - Record daily sales activities in reports - Attend product or process training sessions regularly Qualifications: - Graduate (with strong communication welcome) - 1–3 years of experience in sales preferred - Confident, enthusiastic, and target-oriented - Good command over local language and customer approach Job Types: Full-time, Permanent Pay: ₹12,000.00 - ₹18,000.00 per month Benefits: Cell phone reimbursement Schedule: Day shift Language: English (Preferred) Work Location: In person

Position Name - Clerk Exp - 3-6 Years Location - Vita 1. Customer Service Assisting customers with account-related queries. Providing information about bank products (savings, loans, fixed deposits, etc.) Resolving issues related to passbooks, ATM cards, cheques, etc. 2. Cash Handling (for Cashier Clerks) Accepting deposits and withdrawals. Verifying cash and maintaining cash registers. Ensuring accurate and secure handling of cash transactions. 3. Account Management Opening and closing bank accounts. Updating customer information (KYC documentation). Issuing checkbooks, debit cards, and account statements. 4. Clerical and Back-Office Work Data entry and record-keeping. Maintaining ledgers and financial records. Preparing reports for higher officials or auditors. 5. Processing Transactions Clearing cheques and processing RTGS/NEFT requests. Managing fund transfers and standing instructions. Assisting with loan documentation and EMI schedules. 6. Supporting Other Departments Coordinating with loan, marketing, or IT departments. Assisting in audits and compliance checks. Helping during peak hours or campaigns. Skills Required Good communication and customer service skills. Basic knowledge of computers and banking software. Attention to detail and accuracy. Trustworthiness and confidentiality. Job Types: Full-time, Permanent Pay: ₹10,000.00 - ₹12,000.00 per month Benefits: Cell phone reimbursement Schedule: Day shift Supplemental Pay: Performance bonus Work Location: In person

Position Name- Sales Executive Gender- Male/Female Exp - 1-3 Years Location - Vita Role Summary: - Engage with prospective clients, pitch offerings, and close sales effectively. Key Responsibilities: - Generate and follow up on sales leads - Conduct client visits and presentations - Meet individual monthly sales targets - Maintain client relationships and post-sale support - Record daily sales activities in reports - Attend product or process training sessions. Qualifications: - Graduate (with strong communication welcome) - 1–3 years of experience in sales preferred - Confident, enthusiastic, and target-oriented - Good command over local language and customer approach Job Types: Full-time, Permanent Pay: ₹12,000.00 - ₹18,000.00 per month Benefits: Cell phone reimbursement Schedule: Day shift Work Location: In person

As a Sales Executive at our company, you will be responsible for engaging with prospective clients, pitching offerings, and effectively closing sales. Your key responsibilities will include generating and following up on sales leads, conducting client visits and presentations, meeting individual monthly sales targets, maintaining client relationships and providing post-sale support, as well as recording daily sales activities in reports. Additionally, you will be expected to attend product or process training sessions to enhance your skills. To excel in this role, you should be a graduate with strong communication skills. While having 1-3 years of experience in sales is preferred, confident, enthusiastic, and target-oriented individuals are encouraged to apply. A good command over the local language and a customer-centric approach will be beneficial for this position. This is a full-time, permanent position with benefits including cell phone reimbursement. The work schedule is during the day shift, and the location of work is in person at Vita. If you are motivated to drive sales, build relationships with clients, and achieve targets, we welcome your application for this exciting opportunity.,