Analyst - US Mortgage Underwriting- LMQ

2 - 6 years

0 Lacs

Posted:1 day ago| Platform: Shine logo

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On-site

Job Type

Full Time

Job Description

As an Analyst in the US Mortgage Underwriting team at our company, you will be responsible for working on the underwriting process for 12M/30 Year Loan Products in the Private Mortgage Lending industry. Your role will involve examining and evaluating various documents such as Credit & Background reports, Loan application forms, financial statements, entity documents, and all processing documentation related to residential real estate assets. Additionally, you will be required to have a strong understanding of real estate aspects including underwriting valuation, purchases/sales, due diligence, and legal, title, and escrow documentation. Key Responsibilities: - Work on US Mortgage Underwriting Process of 12M/30 Year Loan Products - Examine and evaluate documents such as Credit & Background reports, Loan application forms, financial statements, entity documents, and all processing documentation - Understand all aspects of real estate including underwriting valuation, purchases/sales, due diligence, and legal, title, and escrow documentation - Interface with all departments to obtain further information, quote rates, present proposals, and explain company underwriting policies - Verify market comparables for both rental values and property sale values - Develop and maintain an up-to-date knowledge of multiple loan product guidelines offered by the company and risk assessment tools - Assess risks and present recommendations to senior management for approval Qualifications And Experience: - 2 to 4 years of experience in US Mortgage 12M/30 Year Loan Underwriting - Skilled in reviewing and analyzing Property Appraisals - Strong knowledge of guidelines related to Fannie Mae and Freddie Mac - Excellent oral and written communication skills, including presentations to senior management - Bachelor's degree in finance, MBA, M. Com, or other post-Grad Degree in Finance is a plus - Advanced Excel Skills Location: Hi-Tech City, Hyderabad Timings: IST 5:30pm to 2:30am Salary Range: Best in Industry Please send your application to hr@finacplus.com. As an Analyst in the US Mortgage Underwriting team at our company, you will be responsible for working on the underwriting process for 12M/30 Year Loan Products in the Private Mortgage Lending industry. Your role will involve examining and evaluating various documents such as Credit & Background reports, Loan application forms, financial statements, entity documents, and all processing documentation related to residential real estate assets. Additionally, you will be required to have a strong understanding of real estate aspects including underwriting valuation, purchases/sales, due diligence, and legal, title, and escrow documentation. Key Responsibilities: - Work on US Mortgage Underwriting Process of 12M/30 Year Loan Products - Examine and evaluate documents such as Credit & Background reports, Loan application forms, financial statements, entity documents, and all processing documentation - Understand all aspects of real estate including underwriting valuation, purchases/sales, due diligence, and legal, title, and escrow documentation - Interface with all departments to obtain further information, quote rates, present proposals, and explain company underwriting policies - Verify market comparables for both rental values and property sale values - Develop and maintain an up-to-date knowledge of multiple loan product guidelines offered by the company and risk assessment tools - Assess risks and present recommendations to senior management for approval Qualifications And Experience: - 2 to 4 years of experience in US Mortgage 12M/30 Year Loan Underwriting - Skilled in reviewing and analyzing Property Appraisals - Strong knowledge of guidelines related to Fannie Mae and Freddie Mac - Excellent oral and written communication skills, including presentations to senior management - Bachelor's degree in finance, MBA, M. Com, or other post-Grad Degree in Finance is a plus - Advanced Excel Skills Location: Hi-Tech City, Hyderabad Timings: IST 5:30pm to 2:30am Salary Range: Best in Industry Please send your application to hr@finacplus.com.

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