Company Description ACER Credit Rating is a new-age credit rating agency in India, combining deep domain expertise with modern technology and AI-driven insights. We are building a transparent, forward-looking platform that empowers investors, issuers, and regulators with accurate, timely, and unbiased credit opinions. As a next-generation CRA, our mission is to redefine trust and innovation in the Indian financial ecosystem. Role Description This is a full-time on-site role for a Senior Credit Rating Analyst in Bonds & Financial Instruments, located in Gurugram, Haryana. The Senior Credit Rating Analyst will be responsible for developing conducting comprehensive financial statement analyses, evaluating credit risks, and developing a comprehensive model for rating bonds and other financial instruments. Additionally, the Analyst will collaborate with colleagues to ensure consistency and accuracy in ratings, stay updated with industry trends, and maintain high standards of analytical quality and integrity. Qualifications Prior experience at a credit rating agency strongly preferred Ability to build models independently from scratch is a must Strong Analytical Skills and experience in ratings of bonds and financial instruments Excellent Communication skills, both written and verbal Ability to work independently and collaboratively on-site Advanced proficiency in financial modeling and data analysis tools Bachelor's or Master's degree in Finance, Accounting, Economics, or related field Why Join Us? Be part of a founding team building a new-age credit rating agency Join a nimble, forward-looking team where your insights directly shape products, policies, and the company’s growth trajectory Gain visibility and leadership opportunities early on in a fast-growing agency that rewards expertise, initiative, and innovation Location Gurugram, Haryana Start Date Immediate Start Salary Band Competitive depending on experience and expertise
You will be joining ACER Credit Rating, a modern credit rating agency in India that integrates deep domain expertise with cutting-edge technology and AI-driven insights. The company is dedicated to establishing a transparent, forward-looking platform that provides accurate, timely, and impartial credit opinions to investors, issuers, and regulators. As a Senior Credit Rating Analyst specializing in Bonds & Financial Instruments, your primary responsibility will involve conducting thorough financial statement analyses, assessing credit risks, and constructing comprehensive rating models for bonds and other financial instruments. Collaboration with team members to ensure rating consistency, staying abreast of industry trends, and upholding analytical quality and integrity standards will also be key aspects of your role. Your qualifications should ideally include prior experience at a credit rating agency, proficiency in independently creating models from scratch, strong analytical abilities in bond and financial instrument ratings, exceptional written and verbal communication skills, the capacity to work autonomously and cooperatively on-site, advanced proficiency in financial modeling and data analysis tools, and a Bachelor's or Master's degree in Finance, Accounting, Economics, or a related discipline. By joining our team, you will have the opportunity to contribute to the foundation of a modern credit rating agency, where your insights play a direct role in shaping products, policies, and the company's growth trajectory. You will be part of a dynamic and forward-thinking team that values expertise, initiative, and innovation, offering visibility and leadership prospects in a rapidly expanding agency. This on-site role is based in Gurugram, Haryana, with an immediate start date. The salary package is competitive and commensurate with your experience and expertise.,
Job Title : Lead Analyst Location : Gurugram, Delhi-NCR Department : Credit Rating Reporting To : Chief Ratings Officer / Team Lead Employment Type : Full-time Preferred Availability: Immediate Start Position Overview We are seeking an experienced Lead Analyst who will be responsible for managing and driving the credit rating process across assigned sectors. The role involves conducting detailed credit assessments, formulating rating recommendations, and leading interactions with senior stakeholders including corporates, banks, and investors. The position also carries responsibility for mentoring junior analysts and contributing to sectoral research and thought leadership. This role requires deep knowledge of credit assessment, strong leadership capabilities, and commitment to maintaining independence, objectivity, and analytical rigor that defines our rating process. The successful candidate will work closely with the Chief Ratings Officer. Key Responsibilities Credit Analysis & Ratings Independently lead credit rating assignments across multiple sectors including but not limited to corporates, infrastructure, financial services. Conduct in-depth financial statement analysis, business model evaluation (including competitive positioning, management quality and strategic direction), cash flow assessment, and risk analysis (Including Industrial, Operational and Macroeconomic risk assessment). Conduct stress testing and sensitivity analysis across multiple economic scenarios. Conduct key credit metrics calculation including adjusted leverage, coverage ratios, and liquidity measures. Preparing and updating detailed financial models encompassing financial analysis, capital structure analysis, calculation of key credit quality determinants and financial projections (up-to 7 years). Prepare and present rating rationales, committee notes, and press releases. Maintain thorough documentation of all rating decisions for regulatory compliance. Stakeholder Management Engage with senior management of issuers, promoters, bankers, and investors. Conduct due diligence for comprehensive credit assessment by visiting the issuer facility. Provide rationales for rating recommendations before internal rating committees. Communicate rating decisions and sector insights effectively to external stakeholders. Collaborate with other sector teams for cross-sector analysis and benchmarking. Work with research team on thematic studies and market outlook reports. Coordinate with compliance team to ensure adherence to company policies. Research & Sector Insights Monitor industry developments, regulatory changes, and macroeconomic trends. Conduct regular peer analysis and competitive landscape assessment Track default patterns, recovery rates, and credit cycle implications Contribute to agency’s annual default studies and rating performance analysis Develop sector-specific rating criteria and methodology enhancements Support implementation of technology solutions for analytical efficiency Publish sector reports, outlooks, and thematic research notes. Team Leadership & Development Manage, review and guide the work of a tea of 3-5 junior and associate analysts. Assign rating mandates and oversee work allocation across team members Review and approve all analytical work products before submission to rating committees Ensure consistent analytical standards and methodology application across the team Provide coaching, training, and knowledge sharing to strengthen team capabilities. Governance & Compliance Ensure strict compliance with SEBI & RBI regulations for CRAs, internal policies, and ethical standards. Support regulatory examinations and audit processes. Maintain detailed records and documentation as required by regulatory authorities. Maintain integrity, independence, and transparency in rating opinions. Implement robust quality control measures for all analytical outputs Report any potential conflicts of interest or independence concerns immediately Candidate Profile CA, CFA, MBA (Finance) or equivalent postgraduate qualification in finance/economics from a premier institution. Additional Certifications: FRM, ACCA, or equivalent risk management certifications preferred 7–10 years of relevant experience in credit rating, investment banking, corporate finance, or credit risk assessment. Demonstrated experience in at least 2 of the following sectors: 1) Corporate ratings (manufacturing, services, technology) 2) Infrastructure and project finance 3) Financial institutions (banks, NBFCs, insurance) 4) Municipal and government ratings Strong financial and analytical skills with deep understanding of credit risk including strong understanding of finance and accounting concepts; especially, adjustments in calculation of adjusted earnings, cash flow and leverage metrics. Ability to manage a team and provide coaching, query handling and analytical mentoring to the team. Willingness to be fungible across sectors and regions Excellent communication, report writing, and presentation skills. Ability to identify key characteristics and drivers of sectors assigned. Credit assessment and analysis (or financial analysis), including business, financial and management profiling Good understanding of banking regulations, calculation of key credit metrics and capital ratios. Ability to manage multiple assignments under strict deadlines. Leadership qualities with experience in mentoring teams. Why Join Us? Unique opportunity to be a part of the core ratings function of a newly SEBI-registered Credit Rating Agency. Contribute in shaping the company’s culture, methodologies, and market positioning. High visibility role engaging with regulators, market participants, and industry leaders. Collaborative, diverse, and supportive team culture
Job Title : Associate Director / Director – Business Development Location : Mumbai and Delhi/NCR Department : Business Development / Sales Reporting To : Senior Director – Business Development / Chief Business Officer Qualification : MBA (Finance/Marketing), or a related field Employment Type : Full-time Preferred Availability: Immediate Start About the Role We are seeking a dynamic and a result-oriented professional to join our team as Associate Director / Director – Business Development . The ideal candidate will play a pivotal role in expanding our credit rating services across corporates, banks, financial institutions, NBFCs, infrastructure companies, and other market segments. This is a strategic role focused on client acquisition, relationship management, market intelligence, and revenue growth. Key Responsibilities Business Origination & Client Acquisition Identify, target, and acquire new business opportunities across sectors such as Corporates, PSUs, Infrastructure, NBFCs, MSMEs, and structured finance. Identify unrated clients and facilitate them in migrating from unrated domain to rated domain. Leverage networks to build a strong pipeline of rating mandates. Building MIS & market intelligence about competitors, preparing geography wise and service wise sales plans and achieving them. Understand clients’ financing and capital market requirements and position rating solutions accordingly. Maintaining a thorough understanding of the clients industry, including industry trends, industry business processes, industry financial measurements and performance indicators, and key client competitors in their industry. Strong understanding of debt, bond & capital markets. Client Relationship Management Manage and grow relationships with CFOs, Treasurers, Bankers, and Investment Bankers. Revenue Growth Achieve defined revenue and business development targets across product lines and geographies. Develop sector-specific growth strategies and tactical plans for Business Growth. Meeting quarterly and annual sales revenue targets. Strategic Partnerships Build strategic partnerships with intermediaries (e.g., investment banks, consultants, financial advisors) to drive business referrals. Represent the organization in industry forums, seminars, and client engagements. Recruit, onboard, and lead a high-performing team of Business Development Managers/ Field reps; run weekly cadences, joint calls/ride-alongs, deal reviews, and coaching. Regulatory Awareness Maintain updated knowledge of SEBI CRA Regulations, RBI guidelines, and market trends affecting credit rating mandates. Candidate Profile MBA (Finance/Marketing), or equivalent professional qualification from a reputed institute. For Associate Director Role - Minimum 5–8 years of experience in Business Development / Corporate Banking, preferably in a Credit Rating Agency / Bank. Candidates with prior experience in originating rating mandates or structured finance products will be preferred. For Director Role - Minimum 8 years of experience in Business Development / Corporate Banking, preferably in a Credit Rating Agency / Bank. Candidates with prior experience in originating rating mandates or structured finance products will be preferred. Excellent communication, negotiation, and presentation skills. Strong network with CEOs, CFOs, bankers, and financial intermediaries. Self-motivated, result-oriented, and able to work independently. Strategic thinker with the ability to drive long-term client engagement. Why Join Us? Be part of a founding team building a new-age credit rating agency. Competitive salary and performance-based bonus. Professional growth in a dynamic, intellectually rigorous environment. Performance-driven culture with strong focus on client impact and growth. Collaborative, diverse, and supportive team culture.