Live Underwriter - US Residential Mortgage Naf Technology Services

3.0 - 8.0 years

4 - 9 Lacs

chennai

Work from Office

New American Funding (NAF) is a mortgage lender offering an array of loan options. Established in 2003 and headquartered in Tustin, CA, United States. New American Funding (NAF) - India, is the subsidiary of @New American Funding Inc., one of the largest privately-owned direct mortgage lenders in the US. At NAF - India, technology and process efficiency are the core of our business. We create technology products that enable seamless digital home loan experience for our buyers/borrowers. Our intelligent servicing platform supports end to end mortgage processing from digital application up to final payment. We also develop CRM, point of sale, and loan origination software products and provide training and technical support. Our business operations teams provide processing, underwriting, mortgage closing services and ensure homeowners and homebuyers navigate the complex world of mortgages and loans with ease and confidence. NAF - India, is committed to provide exceptional technical and business operations support, using technology as a powerful tool to simplify and improve the home loan experience Role & responsibilities Review all loan submissions submitted by production and origination staff and generate initial credit decision in accordance with FNMA, FHLMC, Bond and other private investor guidelines as well as internal overlays. Evaluate mortgage loan applications to determine eligibility, acceptability, and compliance with applicable state, federal and investor guidelines. Perform credit and property analysis on conventional and government loan files. Analyze complex tax returns and accurately calculate income. Perform timely reviews of submitted conditions and loan resubmissions. Input data and notes into the Encompass loan system. Maintain quality and production standards as set forth by management. Effectively communicate, orally, in writing, and via email, the decisions reached as to maintain positive working relationships with coworkers and customers. Other duties may be assigned. Qualification & Core Competencies Minimum 7 to 9 years of team handling experience Excellent command of the English language being fluent in spoken and written. MS Office application suite (preferably Word, Excel & PowerPoint). Conventional Underwriting Experience

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