Victorious Advisory Services Private Limited

Seeking a dedicated and detail-oriented Loan Officer to guide clients through the loan application process. The ideal candidate will evaluate applicants' financial eligibility, analyze loan applications, and provide exceptional service while ensuring compliance with all lending regulations. This role involves a mix of customer-facing interactions, financial analysis, and administrative management to help clients achieve their financial goals. Responsibilities Meet with prospective borrowers to understand their needs and collect information for loan applications. Analyze applicant financial information, including credit history, debt-to-income ratios, and other documentation to determine eligibility and creditworthiness. Recommend and explain various loan products and terms, ensuring they align with both the client's needs and the institution's guidelines. Prepare, process, and submit loan applications and all supporting documentation to the appropriate departments. Manage and monitor active loan files, identifying and addressing any missing information or issues to ensure timely closing. Communicate regularly with clients to provide updates, answer questions, and resolve any problems. Complete loan contracts by obtaining necessary signatures and notarizations. Stay up-to-date on all relevant lending regulations, market trends, and new financial products. Qualifications Bachelor's degree in business administration, finance, economics, or a related field is preferred. Previous experience in the financial services, banking, or mortgage lending industry is a plus. Strong analytical and problem-solving skills. Excellent communication and interpersonal skills. Proficiency in Microsoft Office suite and other relevant software. Ability to manage multiple tasks and work efficiently in a fast-paced environment.