Company Description Unico Housing Finance Private Limited is a new-age digital housing finance firm registered with the Reserve Bank of India under registration number DOR-00187, dated October 16, 2023. We are committed to delivering affordable housing loan solutions to underserved segments, empowering them and fostering a sense of pride in homeownership. Through cutting-edge technology, we ensure unparalleled customer service experience with enhanced convenience and accessibility. Our solutions cater to diverse home financial requirements in the affordable housing segment, offering a range of beneficial options for individuals. Role Description This is a full-time role for an Executive Trainee located on-site in Perambalur. The Executive Trainee will be responsible for supporting various functions including customer service, loan processing, documentation, and compliance. Day-to-day tasks include assisting with application verification, ensuring adherence to regulatory requirements, maintaining customer records, and coordinating with different departments to streamline operations. Qualifications Knowledge of customer service best practices and loan processing. Experience with documentation, compliance, and regulatory requirements. Strong communication and interpersonal skills. Ability to work efficiently on-site in Perambalur. Proficiency in using digital tools and software relevant to housing finance. Experience in the financial sector, especially in housing finance, is a plus. Bachelor's degree in Business, Finance, or a related field.
Role Overview: You will be working as a full-time Relationship Manager at Unico Housing Finance Private Limited located in Perambalur. Your primary responsibilities will include managing client relationships, evaluating loan applications, providing financial advice, and ensuring customer satisfaction. Additionally, you will promote housing loan products and services, conduct financial assessments, and maintain detailed client records. Key Responsibilities: - Manage client relationships effectively - Evaluate loan applications and provide financial advice - Ensure customer satisfaction by addressing their needs and concerns - Promote housing loan products and services - Conduct financial assessments to determine loan eligibility - Maintain detailed client records for reference and follow-up Qualifications: - Possess strong interpersonal and communication skills - Demonstrate financial analysis and risk assessment abilities - Customer service orientation to address client needs effectively - Knowledge of housing finance products and services - Previous experience in sales or relationship management roles - Hold a Bachelor's degree in Business Administration, Finance, or a related field,
Manage all aspects of the branch including compliance, underwriting, operation, sales, and processing teams. Plan and execute the strategy to achieve the performance of the branch. Expand and retain the company's base of customers for affordable home loans by developing and maintaining strong liaisons with the clients/channel partners. Ensure compliance with all Audit / NHB regulations as well as policies and procedures of the company. Closely monitors the quality of books ensuring minimum delinquency at the branch level. Drive team productivity by effectively managing the team of sales managers and also extend support through appropriate hiring, training, reward and recognition of the team. Build and develop a defined source mix comprising of direct and indirect sourcing channels. Ensure smooth functioning of the lending process at the various stages such as inquiry, application, verification, disbursement of loan, collection, new and existing customer service. Manage post-sales customer/channel partner escalation. Co-ordinate and supervise all key departments including channel partners internally and strategies that road map for lending products. Constantly keep update of market trends and competitor intelligence.
As a Branch Manager, you will be responsible for managing all aspects of the branch, including compliance, underwriting, operation, sales, and processing teams. Your key responsibilities will include: - Planning and executing the strategy to achieve the performance goals of the branch. - Expanding and retaining the company's customer base for affordable home loans by developing strong relationships with clients and channel partners. - Ensuring compliance with all Audit / NHB regulations, as well as company policies and procedures. - Monitoring the quality of books to minimize delinquency at the branch level. - Driving team productivity by effectively managing the sales managers and supporting them through hiring, training, and recognition. - Building and developing a mix of direct and indirect sourcing channels. - Ensuring the smooth functioning of the lending process at various stages such as inquiry, application, verification, disbursement of loans, collection, and customer service. - Managing post-sales customer and channel partner escalations. - Coordinating and supervising all key departments, including internal channel partners, and developing strategies for lending products. - Keeping abreast of market trends and competitor intelligence. No additional details about the company were provided in the job description.,