Company: Trade Pe Location: Mumbai (Onsite) Type: Full-time Experience: 20+ years About Trade Pe Trade Pe is a fast-growing fintech company in the cross-border banking space, building modern infrastructure that simplifies and accelerates global trade transactions. We are creating the backbone for global trade payments, trade banking, and digital tools that empower exporters and importers to scale seamlessly. Our mission is to give businesses access to faster, compliant, and cost-efficient international payment flows along with integrated trade solutions — from collections and remittances to FX, guarantees, documentation support and trade finance products. Role Overview We are seeking a Trade Product Head - Compliance to lead the strategy, governance, regulatory alignment, and operational compliance of our trade products across payments, documentation, and financing. This senior leadership role is responsible for translating RBI’s FEMA regulations, FTDR, and Master Directions into live platform rules, product design, pricing, and frontline enablement, while leading operational compliance to ensure every transaction meets regulatory standards without slowing growth. The role requires balancing compliance-first execution with commercial objectives, driving usage, income, and digital adoption to ensure Trade Pe’s trade products remain both market-relevant and regulatorily sound. Key Responsibilities Product Governance & Strategy Codify RBI Master Directions, FEMA guidelines, and FTDR into internal policies, SOPs, and eligibility rules. Define product roadmap, pricing, waiver policies, and P&L ownership — ensuring compliance is embedded at design stage. Oversee trade finance instruments including LCs, collections, guarantees, trade credits and EEFC accounts. Regulatory Leadership Implement a FEMA-first framework covering repatriation timelines, realization evidence, advance/receipt conditions, and hedging eligibility. Lead readiness for RBI’s 2025 consolidated Trade Regulations — gap assessments, process redesign, training. Act as the subject matter authority on cross border trade regulations, FEMA reporting and FX linked compliance. Compliance & Operational Controls Establish TBML and sanctions frameworks (risk ratings, red flag triggers, escalation paths). Ensure EDPMS/IDPMS reporting discipline, with accurate transaction tagging, closure of entries, and exception management. Oversee operational compliance for trade credits, advances, and deferred payments in line with FEMA guidelines Commercial & Frontline Enablement Train RMs, partners, and clients on documentation, requirements and compliance-first solutioning. Establish pricing frameworks, tolerance bands, and approval matrices that balance compliance with market competitiveness. Support sales in structuring compliant trade finance deals. Digital & Operation Alignment Embed rules engines for FEMA/TBML validations into the platform. Automate EDF/eBRC submissions, inward remittance reconciliations, and trade documentation workflows. Drive adoption of digital compliance-first solutions among clients and partner banks. Key KPIs Regulatory performance: RBI observations, EDPMS/IDPMS pendency within thresholds, FEMA reporting accuracy, timely closure of EDF/BRC/realization cases, TBML/AML red-flag detection and resolution, readiness for RBI’s 2025 Trade Regulations. Product performance: Trade income, LC/BG issuance, bill lodgements, FX hedge attachment rates. Digital adoption: Uptake of compliance-first workflows, automation of remittance/trade documentation, and reduction in manual exception handling. Ideal Background 20+ years of leadership experience in trade operations, compliance and product governance at AD-I banks, fintechs, or large trade institutions. Strong knowledge of RBI Master Directions, FEMA regulations, and global AML/TBML frameworks. Exposure to structured trade finance, SCF, factoring, forfaiting, and derivative-linked solutions. Proven track record of product ownership, P&L responsibility, and regulatory governance. Strong stakeholder management with RBI, AD-I banks, and global correspondent partners. Credentials preferred: CDCS, CTFP, CTFC, CITF, CSDG, IIFT/financial certifications or equivalent. Why Join Trade Pe? Build and lead the policy backbone of a fintech redefining cross-border trade. Drive next-generation digital trade banking solutions that merge compliance with scale. Directly shape how exporters and importers experience global trade payments, banking, and integrations. Senior leadership visibility with direct impact across regulators, partner banks, and clients.
Company: Trade Pe Location: Mumbai (Onsite) Type: Full-time Experience: 8–12+ years About Trade Pe Trade Pe is a fast-growing fintech company in the cross-border banking space, building modern infrastructure that simplifies and accelerates global trade transactions. We are creating the backbone for global trade payments, trade banking, and digital tools that empower exporters and importers to scale seamlessly. Our mission is to give businesses access to faster, compliant, and cost-efficient international payment flows along with integrated trade solutions — from collections and remittances to FX, guarantees, documentation support and trade finance products. Role Overview We are seeking an AML Lead to design and own our AML/CFT and TBML framework, embedding regulatory directions and requirements into Trade Pe’s policies, monitoring, and digital controls. Acting as MLRO (or delegate), you will oversee risk assessments, STR/SAR filings, governance forums, and frontline training, ensuring robust regulatory compliance and proactive risk management in cross border flows. This is a high-visibility role, interfacing with regulators, AD-I banks, payment partners, and global correspondents to ensure India’s regulatory expectations are embedded in a scalable, tech-led compliance architecture. Key Responsibilities Design and implement comprehensive AML/CFT policies in line with RBI, FIU-IND, FEMA, and FATF standards; regularly update frameworks to incorporate new typologies, TBML indicators, and red flags. Develop, strengthen, and oversee risk-based controls covering customer segmentation, CDD/EDD frameworks, and sanctions screening processes to ensure effective risk management across trade flows. Lead the deployment of AML technology platforms, building automated workflows for screening, monitoring, escalation, and regulatory reporting. Implement advanced transaction monitoring, including rule engines, trade-specific data integration (SWIFT, HS codes, invoice values, routes), and calibrated alerts to reduce false positives and strengthen TBML detection. Serve as primary liaison with FIU-IND, RBI, AD-I banks, and auditors; ensure timely STR/SAR filings, CTR submissions, EDPMS/IDPMS alignment, and closure of regulatory observations. Oversee audits, inspections, and governance forums, presenting a strong compliance posture to the Board and Audit Committee. Build and lead the AML team, driving investigations, advisory, and frontline training to embed a compliance-first culture across the organization. KPIs Timeliness and regular acceptance of STR/SAR filings; closure of regulatory observations within SLA. Alert backlog managed within SLA; reduction in false positives; calibrated reduction of EDD caseload. Improved accuracy of TBML detection and monitoring outcomes. Full compliance with periodic KYC, sanctions, and audit timelines. Regulatory audits completed successfully with zero critical observations. Ideal Background 8–12+ years in AML/financial crime compliance, with proven track record in trade/TBML risk management Deep knowledge of RBI KYC Directions, FIU-IND reporting, FEMA, PMLA, and cross-border reporting frameworks. Hands-on with AML platforms, sanctions screening, and SWIFT/trade data analytics and experience evaluating and implementing global AML/KYC monitoring solutions Strong credibility with regulators and bank partners; experience managing audits and regulatory interactions. CAMS/ACAMS, ICA, or equivalent certification preferred. Experience in evaluating and implementing global AML/KYC platforms and transaction monitoring solutions is a plus. Why Join Trade Pe? Own and shape the AML/TBML framework for India’s first trade focused neobank. Balance regulatory rigor with digital innovation in cross-border payments. High-impact leadership role with direct visibility across regulators, banks, and global standards.
Company: Trade Pe Location: Mumbai (Onsite) Type: Full-time Experience: 5+ years About Trade Pe Trade Pe is a fast-growing fintech company in the cross-border banking space, building modern infrastructure that simplifies and accelerates global trade transactions. We are creating the backbone for global trade payments, trade banking, and digital tools that empower exporters and importers to scale seamlessly. Our mission is to give businesses access to faster, compliant, and cost-efficient international payment flows along with integrated trade solutions — from collections and remittances to FX, guarantees, documentation support and trade finance products. Role Overview We are seeking a Trade Settlement Specialist (Cross-Border Transactions) to lead and strengthen our transaction banking operations. This role is responsible for the end-to-end processing, reconciliation, and settlement of payments across domestic and international rails. The role requires expertise in SWIFT, FX, Nostro/Vostro management, and regulatory compliance, ensuring accuracy, timeliness, and full audit readiness. This includes overseeing settlement cut-offs, resolving breaks and exceptions, enforcing SOPs, and upholding the highest standards of operational control and compliance hygiene. Key Responsibilities Process and monitor outward/inward payments (SWIFT, FX, Cards, PSP, NEFT, RTGS, IMPS); validate instructions, authorize payment messages, and ensure cut-off discipline. Manage settlements for advance, final, freight, and services-related payments in line with trade and customer requirements. Perform daily reconciliations (Nostro/Vostro vs internal ledgers), resolve exceptions within TAT, and maintain strong maker–checker controls, dual authorization, and audit-ready records. Ensure compliance with RBI/FEMA, OFAC, and AML guidelines; monitor sanctions lists; escalate SLA breaches and support root-cause analysis. Investigate settlement fails, returns and rejects; coordinate with banks, PSPs, and internal teams for closure; manage critical escalations and ensure SLA adherence. Prepare EOD, reconciliation, and exception MIS reports and dashboards to ensure transparency and oversight. Participate in UAT testing for system upgrades; recommend and implement process improvements for operational efficiency and stronger control hygiene. Train and mentor new hires on settlement processes, reconciliation practices and operational control standards. What We’re Looking For 5+ years of experience in cross border transaction banking, payments operations, or fund settlements (bank, NBFC, or fintech) with exposure to import/export payments, FX booking, and trade document verification. Strong knowledge of SWIFT (MT103/199/192/202/910/999), Fedwire, CHIPS, and domestic rails (NEFT/RTGS/IMPS). Proven expertise in reconciliation, exception handling, and global settlement processes. Hands-on experience with payment investigation, settlement fails, and re-effected payments. Stong MS Excel, reporting and documentation skills and familiarity with ticketing/case management tools. High attention to detail, discipline with cut-offs, and strong communication skills. Why Join Trade Pe? Play a pivotal role in ensuring reliable, compliant settlement operations. Gain hands-on exposure to global trade payments and transaction banking flows. Work in a high-growth fintech environment with strong career progression opportunities. Provides exposure to global settlement operations and offers progression toward a senior role.