Teroweb Techsolutions Private Limited

Description We are seeking a Loan Credit professional to join our team in India. The ideal candidate will play a crucial role in evaluating loan applications, conducting credit analyses, and ensuring compliance with company policies and industry regulations. This position is suitable for candidates with 0-10 years of experience in credit analysis or related fields. Responsibilities Evaluate and process loan applications in a timely manner. Conduct credit analysis to assess the financial health of applicants. Determine loan eligibility based on company guidelines and risk assessment. Communicate with clients to gather necessary documentation and information. Prepare detailed reports and recommendations for loan approvals. Collaborate with underwriters and other team members to ensure proper risk management. Monitor outstanding loans and assess the need for adjustments or follow-ups. Stay updated on industry trends, regulations, and best practices in credit analysis. Skills and Qualifications Bachelor's degree in Finance, Business Administration, or related field. Strong analytical and problem-solving skills. Proficiency in financial analysis and credit scoring models. Familiarity with loan processing software and financial databases. Excellent verbal and written communication skills. Attention to detail and strong organizational abilities. Ability to work independently and as part of a team. Basic knowledge of Indian banking regulations and credit policies.