Software Engineer

5 - 10 years

10 - 18 Lacs

Posted:1 week ago| Platform: Naukri logo

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Job Type

Full Time

Job Description

Position Overview

We are seeking a Software Engineer to develop automated payment solutions for banking clients. Role combines software engineering, payment systems expertise, and AI/ML to build next-generation payment automation platforms..

Key Responsibilities

  • Design and implement automated payment workflows and APIs
  • Integrate with modern payment rails (FedNow, RTP, ACH, wire transfers)
  • Develop microservices architecture for scalable payment solutions
  • Apply ML models for fraud detection and payment routing optimization
  • Build dashboards and monitoring systems for payment analytics
  • Ensure PCI DSS and regulatory compliance
  • Troubleshoot production issues and provide technical guidance

Required Qualifications

Technical Skills:

  • Strong programming in Python/Java/C# or similar
  • Experience with REST APIs, microservices, and databases
  • Cloud platforms (AWS/Azure/GCP) and DevOps practices
  • AI/ML frameworks (TensorFlow, PyTorch, scikit-learn)

Payment Domain:

  • Minimum 6 months programmable payments experience in banking
  • Knowledge of payment processing and banking regulations (PCI DSS, AML)
  • Experience with payment APIs (Stripe, banking APIs, etc.)
  • Understanding of real-time payment systems preferred

What Makes This Role Unique

This position offers the opportunity to work at the forefront of banking innovation, combining traditional payment expertise with cutting-edge AI technologies. You'll be part of transforming how financial institutions handle automated payments while ensuring security, compliance, and efficiency.

Application Requirements

  • Portfolio demonstrating programmable payment projects
  • Examples of AI/ML implementations in financial services
  • Understanding of banking compliance and security requirements
  • Strong communication skills for client interaction

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