Role & responsibilities Develop and implement loan recovery strategies, including loss mitigation plans and legal action strategies for non-recoverable accounts (NPA cases) Manage and Motivate a team of Recovery officers, provide guidance, training and performance feedback Track and monitor loan portfolios, identify high risk accounts, and implement recovery strategies for specific buckets. Maintain positive relationship with customers, guarantors, and external agencies to facilitate loan recovery. Ensure compliance with all relevant regulations and guidelines and maintain accurate record and reports related to loan recovery. Manage the process of identifying, repossessing, and disposing of assets associated with defaulted loans. Analyse loan portfolio data to identify trends, track performance and provide insights for improvement. Preferred candidate profile Significant experience in loan recovery (Hard Bucket), debt collection or related fields. Ability to lead, motivate and manage a team effectively. Excellent communication, interpersonal and negotiation skill to interact with customers and external parties. Ability to analyse data, identify trends and develop effective recovery strategies. Understanding of relevant regulations, legal processes and compliance requirements. Contact information : Phone number - 9363458417 e-mail - hr@smartcreditfinance.in

Role & responsibilities 1. Financial planning and Analysis 2. Develop and implement short-term and long-term financial plans, budgets and forecast 3. Conduct financial Modeling and analysis to support strategic decision making. 4. Monitor key financial indicators, such as cash flow, profitability and return on investment. 5. Prepare and present regular financial reports to management and the Board of Directors. 6. Fund Management and Optimization. 7. Manage cash flow effectively to ensure optimal utilization of funds. 8. Explore and implement strategists to improve working capital efficiency. 9. Identifies and mitigates financial risks, including credit risk, market risk and operational risk. 10. Manages relationships with the investors and analysts. 11. Lead and manages the finance department, including accounting, treasury and tax functions. 12. Other Financial Operations. Preferred candidate profile Candidate must have experience with any NBFC or MFI or Banking He should work with Finance Department Candidates from Tiruchirappalli or anywhere from Tamil Nadu but could migrate to Trichy is preferred Should have vast knowledge about NBFC Fund related issues Contact information : Phone number - 9363458417 e-mail - hr@smartcreditindiafinance.in