Sm Financial Advisors

Key Responsibilities: Evaluate credit data, financial statements, and payment history to determine the risk of lending. Analyze financial information such as income growth, profitability, and liquidity to forecast future trends. Prepare credit reports and risk analysis for loan approvals or credit lines. Recommend credit limits and terms of credit based on findings. Monitor existing accounts for changes in financial condition or creditworthiness. Ensure compliance with company policies and relevant regulations. Communicate with clients or internal teams to gather additional information if required.