Role & responsibilities Evaluate motor insurance proposals (private cars, commercial vehicles, two-wheelers, fleets). Assess risk factors such as vehicle type, usage, age, claim history, and driver profile. Decide on premium rates and policy terms as per insurer guidelines. Ensure compliance with regulatory requirements (IRDAI) and company policies. Coordinate with sales/operations teams to provide underwriting support. Maintain records and prepare periodic reports for management. Desired Skills & Qualifications Graduate/Postgraduate (preferably in Insurance, Finance, or related field). 13 years of underwriting experience in general insurance (motor). Strong knowledge of IRDAI regulations, motor products, and claims process. Analytical thinking and attention to detail. Good communication and decision-making skills.