Job
Description
Role Overview: As a Credit Appraisal Officer, your primary responsibility will be to prepare credit appraisal notes and in-principle notes/presentations for transactions. You will collaborate with business, legal, and risk teams to execute transactions, including structuring, credit checks, and compliance. Building a knowledge base by engaging with internal and external parties will be crucial. Additionally, you will be preparing financial models, tracking key operating parameters, and monitoring developments in sectors under coverage. Key Responsibilities: - Understand financial statements and conduct financial analysis for large and mid-corporates. - Demonstrate proficient writing skills to prepare credit appraisal notes concisely yet comprehensively. - Utilize financial modeling skills in MS-Excel to prepare business plans and financial projections. - Develop domain expertise in sectors under coverage. - Apply understanding of banking and lending business, including regulatory aspects. - Conduct research with attention to detail and a research-oriented approach. - Draft term sheets and identify key drivers, risks, and issues in transactions. - Lead discussions with clients and stakeholders to understand key aspects and risks of transactions. - Present transactions internally to senior management, highlighting key strengths, risks, and mitigants before seeking final approval from the appropriate committee. Qualifications Required: - Strong understanding of financial statements and financial analysis. - Excellent writing skills with the ability to prepare comprehensive credit appraisal notes. - Proficiency in financial modeling using MS-Excel. - Domain expertise in sectors relevant to the role. - Knowledge of banking and lending business, along with regulatory aspects. - Research-oriented approach with attention to detail. - Experience in drafting term sheets and leading discussions with clients and stakeholders. - Ability to present transactions to senior management effectively. (Note: Any additional details about the company were not provided in the job description.) Role Overview: As a Credit Appraisal Officer, your primary responsibility will be to prepare credit appraisal notes and in-principle notes/presentations for transactions. You will collaborate with business, legal, and risk teams to execute transactions, including structuring, credit checks, and compliance. Building a knowledge base by engaging with internal and external parties will be crucial. Additionally, you will be preparing financial models, tracking key operating parameters, and monitoring developments in sectors under coverage. Key Responsibilities: - Understand financial statements and conduct financial analysis for large and mid-corporates. - Demonstrate proficient writing skills to prepare credit appraisal notes concisely yet comprehensively. - Utilize financial modeling skills in MS-Excel to prepare business plans and financial projections. - Develop domain expertise in sectors under coverage. - Apply understanding of banking and lending business, including regulatory aspects. - Conduct research with attention to detail and a research-oriented approach. - Draft term sheets and identify key drivers, risks, and issues in transactions. - Lead discussions with clients and stakeholders to understand key aspects and risks of transactions. - Present transactions internally to senior management, highlighting key strengths, risks, and mitigants before seeking final approval from the appropriate committee. Qualifications Required: - Strong understanding of financial statements and financial analysis. - Excellent writing skills with the ability to prepare comprehensive credit appraisal notes. - Proficiency in financial modeling using MS-Excel. - Domain expertise in sectors relevant to the role. - Knowledge of banking and lending business, along with regulatory aspects. - Research-oriented approach with attention to detail. - Experience in drafting term sheets and leading discussions with clients and stakeholders. - Ability to present transactions to senior management effectively. (Note: Any additional details about the company were not provided in the job description.)
