Saarathi Finance And Credit Pvt Ltd

Role & responsibilities: 1. Team Leadership & Development - Oversee and mentor Branch Managers, ensuring alignment with Saarathis mission and KPIs across all branches in your region • Develop and enforce a regional strategy that optimizes resource deployment, branch coverage,& customer outreach • Performance Management: Set clear expectations, conduct regular performance reviews, and implement corrective actions to enhance team productivity. 2. Business Growth & Market Expansion - Analyze market trends at a branch level, identifying new customer segments, partnership opportunities, and underserved geographies. • Set and track branch targets for loan disbursements, cross-sell ratios, portfolio growth, and quality. • Develop and execute plans to achieve branch sales targets, focusing on loan disbursements and cross-selling f inancial products. • Build Community Relationships: Engage with local businesses and community leaders to strengthen Saarathi's presence and reputation. 3. Operational Excellence & Financial Stewardship - Oversee Branch Operations: Ensure uniformity in branch operations, risk frameworks, and compliance adherence across the branches. • Monitor Financial Performance: Track key metrics such as loan portfolio quality, repayment rates, and branch profitability. • Budget Management: Allocate resources efficiently to support business objectives and maintain cost effectiveness. • Regularly audit portfolio performance, delinquency trends, and credit quality at the branch and regional levels. 4. Strategic Reporting & Continuous Improvement - • Analyze Performance Data: Regularly review branch performance reports to identify trends, challenges, and areas for improvement. • Present monthly/quarterly regional performance analysis to senior leadership, with data-driven insights and action plans • Drive Innovation: Encourage the adoption of technological solutions that enhance operational efficiency and customer service.