Ruhi Enterprises Inc

Job Description -Foreclosure Associate Position Overview: We are seeking a highly organized and detail-oriented Foreclosure Associate to join our Default Servicing team. The successful candidate will be responsible for managing and coordinating the foreclosure process for residential mortgage loans in default, ensuring compliance with regulatory requirements, investor guidelines, and company policies. Key Responsibilities: • Review and analyze loan files to determine foreclosure eligibility. • Coordinate with internal stakeholders (e.g., loan servicing, title, and legal) to initiate and progress foreclosure actions. • Prepare and submit foreclosure referrals to external attorneys/trustees. • Monitor and track foreclosure timelines, milestones, and deadlines. • Ensure compliance with federal, state, and local regulations • Communicate with attorneys and other stakeholders regarding foreclosure proceedings. • Review and verify foreclosure documents (e.g., notices, affidavits, and deeds). • Maintain accurate and up-to-date records in foreclosure software systems. • Identify and escalate potential issues or exceptions to management. • Collaborate with team members to achieve foreclosure goals and objectives. Required skills and Qualifications: • 2+ years of experience in mortgage default servicing, foreclosure, or related field. • Strong knowledge of US mortgage regulations (e.g., FHA, VA, USDA, and conventional). • Familiarity with foreclosure laws and procedures in multiple states. • Excellent organizational, communication, and analytical skills. • Ability to work in a fast-paced environment and prioritize multiple tasks. • Experience with foreclosure software systems (e.g., Black Knight, LPS, or MSP). Preferred Skills: • Strong written and verbal communication skills to coordinate effectively with internal teams and external parties. • Proficiency in Microsoft Office tools (Excel, Word, PowerPoint) to manage records, generate reports, and communicate effectively.