At RK Bansal Finance Private Limited, we are looking for a dynamic and experienced professional to lead the Risk and Data Science /Analytics function. This role will head the risk function for our lending business and oversee Data Analytics and Data Science for the entire organization. The individual will be responsible for driving strategic decision-making through robust underwriting policies, machine learning models, advanced analytics, and efficient risk governance processes. This role combines leadership, technical acumen, and cross-functional influence to impact core business outcomes. Key Responsibilities Risk Management & Underwriting Formulate and implement underwriting policies for retail lending products. Develop and monitor portfolio management frameworks including Through-The-Door (TTD) Metrics , Early Warning Indicators (EWIs) , and Expected Credit Loss (ECL) calculations. Define and refine collection strategies in collaboration with risk, operations, and collections teams. Data Science & Analytics Leadership Lead a high-performing team of data scientists and analysts across key projects in lending and growth domains. Develop and deploy machine learning models to assess credit/income using merchant transactions, consumer behavior, and bureau data. Drive lender recommendation systems to optimize loan approval accuracy and reduce 3processing times. Innovation & Strategic Insights Pioneer new data-driven approaches for generating actionable business insights. Identify and integrate alternate data sources to enrich credit decisioning and expand credit reach. Collaborate with product, engineering, and business teams to embed analytics in decision-making processes. Stakeholder & Partner Management Liaise with internal stakeholders and external lending partners/vendors for seamless data and risk operations. Ensure compliance with regulatory requirements and internal risk frameworks. Key Skills & Qualifications Leadership Proven experience in managing cross-functional teams and large-scale programs. Strategic mindset with the ability to influence C-level stakeholders. Technical Proficiency Strong hands-on experience in Machine Learning , Predictive Modeling , Generative AI , and Advanced Analytics . Expertise in Python , SQL , Power BI , Tableau , and Google Cloud Platform (GCP) . Preferred Experience 10+ years in Risk Analytics, Credit Risk, or Data Science roles with at least 3-5 years in a leadership capacity. Experience working in fintech, NBFCs, banks, or credit-focused startups. Familiarity with regulatory guidelines around digital lending and data privacy is a plus. Show more Show less
Job Summary: We are looking for a motivated and diligent Associate Collection Executive to join our team at Sultanpur and Karol Bagh. The candidate will be responsible for handling customer collections, ensuring timely repayment of dues, and maintaining healthy customer relations. This role is essential in supporting our financial operations and minimising credit risk. Key Responsibilities: Contact customers via calls and field visits to follow up on overdue payments Explain payment terms and resolve customer queries related to collections Maintain accurate records of collection activities in system Achieve monthly collection targets and reduce default cases Coordinate with internal departments for account reconciliation and settlement Handle escalated customer issues with professionalism and tact Key Requirements: Minimum qualification: 12th pass Prior experience in collections, recovery, or tele-calling in the NBFC/BFSI sector preferred Good communication and interpersonal skills Ability to work under pressure and in a target-driven environment Knowledge of local geography and language is a plus Must be comfortable with field visits when required Benefits: Salary: ₹15,000 – ₹25,000 per month (based on experience and performance) Meal Facility Provided 6-Day Working Week Rotational Shifts Time- 9:30 AM to 7:00 PM Opportunity to grow in a stable and growing financial organisation Location: Sultanpur Salary Range: ₹15,000 – ₹25,000 per month Working Days: 6 Days a Week Shift Timings: Rotational Shifts (9:30 AM – 7:00 PM) Facilities: Meal Facility Provided How to Apply: Interested candidates can share their updated resume at [email protected] For more information, contact: +91-9971924281 Regards Human Resources Team Job Type: Full-time Pay: ₹15,000.00 - ₹25,000.00 per month Benefits: Flexible schedule Food provided Leave encashment Provident Fund Work Location: In person Application Deadline: 25/07/2025 Expected Start Date: 21/07/2025
Job Summary: We are looking for a motivated and diligent Associate Collection Executive to join our team at Sultanpur and Karol Bagh. The candidate will be responsible for handling customer collections, ensuring timely repayment of dues, and maintaining healthy customer relations. This role is essential in supporting our financial operations and minimising credit risk. Key Responsibilities: Contact customers via calls and field visits to follow up on overdue payments Explain payment terms and resolve customer queries related to collections Maintain accurate records of collection activities in system Achieve monthly collection targets and reduce default cases Coordinate with internal departments for account reconciliation and settlement Handle escalated customer issues with professionalism and tact Key Requirements: Minimum qualification: 12th pass Prior experience in collections, recovery, or tele-calling in the NBFC/BFSI sector preferred Good communication and interpersonal skills Ability to work under pressure and in a target-driven environment Knowledge of local geography and language is a plus Must be comfortable with field visits when required Benefits: Salary: ₹15,000 – ₹25,000 per month (based on experience and performance) Meal Facility Provided 6-Day Working Week Rotational Shifts Time- 9:30 AM to 7:00 PM Opportunity to grow in a stable and growing financial organisation Location: Sultanpur Salary Range: ₹15,000 – ₹25,000 per month Working Days: 6 Days a Week Shift Timings: Rotational Shifts (9:30 AM – 7:00 PM) Facilities: Meal Facility Provided How to Apply: Interested candidates can share their updated resume at divya.verma@ramfincorp.com For more information, contact: +91-9971924281 Regards Human Resources Team Job Type: Full-time Pay: ₹15,000.00 - ₹25,000.00 per month Benefits: Flexible schedule Food provided Leave encashment Provident Fund Work Location: In person Application Deadline: 25/07/2025 Expected Start Date: 21/07/2025
Job Summary: We are looking for a motivated and diligent Trainee/Associate Collection Executive to join our team in Sultanpur. The candidate will be responsible for handling customer collections, ensuring timely repayment of dues, and maintaining healthy customer relations. This role is essential in supporting our financial operations and minimizng credit risk. Key Responsibilities: Contact customers via calls and field visits to follow up on overdue payments Explain payment terms and resolve customer queries related to collections Maintain accurate records of collection activities in system Achieve monthly collection targets and reduce default cases Coordinate with internal departments for account reconciliation and settlement Handle escalated customer issues with professionalism and tact Key Requirements: Minimum qualification: 12th pass Prior experience in collections, recovery, or tele-calling in the NBFC/BFSI sector preferred Good communication and interpersonal skills Ability to work under pressure and in a target-driven environment Knowledge of local geography and language is a plus Must be comfortable with field visits when required Benefits: Salary: ₹15,000 – ₹25,000 per month (based on experience and performance) Meal Facility Provided 6-Day Working Week Rotational Shifts Time- 9:30 AM to 7:00 PM Opportunity to grow in a stable and growing financial organisation How to Apply: Interested candidates can share their updated resume at [email protected] Regards Hema 9711738907 Job Type: Full-time Pay: ₹15,000.00 - ₹25,000.00 per month Benefits: Flexible schedule Food provided Leave encashment Provident Fund Work Location: In person Application Deadline: 26/07/2025 Expected Start Date: 24/07/2025
Job Summary: We are looking for a motivated and diligent Trainee/Associate Collection Executive to join our team in Sultanpur. The candidate will be responsible for handling customer collections, ensuring timely repayment of dues, and maintaining healthy customer relations. This role is essential in supporting our financial operations and minimizng credit risk. Key Responsibilities: Contact customers via calls and field visits to follow up on overdue payments Explain payment terms and resolve customer queries related to collections Maintain accurate records of collection activities in system Achieve monthly collection targets and reduce default cases Coordinate with internal departments for account reconciliation and settlement Handle escalated customer issues with professionalism and tact Key Requirements: Minimum qualification: 12th pass Prior experience in collections, recovery, or tele-calling in the NBFC/BFSI sector preferred Good communication and interpersonal skills Ability to work under pressure and in a target-driven environment Knowledge of local geography and language is a plus Must be comfortable with field visits when required Benefits: Salary: ₹15,000 – ₹25,000 per month (based on experience and performance) Meal Facility Provided 6-Day Working Week Rotational Shifts Time- 9:30 AM to 7:00 PM Opportunity to grow in a stable and growing financial organisation How to Apply: Interested candidates can share their updated resume at hrm@ramfincorp.com Regards Hema 9711738907 Job Type: Full-time Pay: ₹15,000.00 - ₹25,000.00 per month Benefits: Flexible schedule Food provided Leave encashment Provident Fund Work Location: In person Application Deadline: 26/07/2025 Expected Start Date: 24/07/2025
Job Description: Ram Fincorp, a RBI registered NBFC, is seeking a dedicated Operations Head for their Call Center Operation in New Delhi. As the Operations Head, you will be responsible for overseeing daily operations, managing the team, handling budgeting tasks, and facilitating effective communication within the call center. The ideal candidate should possess strong Operations Management and Budgeting skills to ensure smooth functioning of the call center operation. Analytical skills and experience in Team Management are essential for success in this role. Additionally, the candidate should have excellent communication abilities to interact effectively with both internal teams and external stakeholders. Prior experience in the NBFC or financial services industry will be advantageous for this position. A Bachelor's degree in Business Administration or a related field is required to qualify for this full-time on-site role at Ram Fincorp. If you are looking to take on a challenging and rewarding role in operations management within the financial sector, and possess the necessary qualifications and skills, we encourage you to apply for the Operations Head position at Ram Fincorp. Join us in our mission to provide affordable personal credits with minimal risk profiles and the lowest interest rates to salaried professionals.,
Job Title: Engineering Manager Location: Delhi/Gurugram Experience Required: 10+ years of relevant experience Job Type: Full-Time (On-Site) Role & Responsibilities: Lead and mentor a team of Node.js engineers, fostering a collaborative and high-performance engineering culture. Conduct regular performance reviews, set development goals, and guide team members in overcoming technical challenges. Advocate for best practices in coding, testing, deployment, and continuous improvement. Support career growth by providing ongoing feedback, training, and development opportunities. Technical Oversight: Provide technical leadership in the design and architecture of scalable, high-performance systems, focusing on Node.js and related technologies. Guide the team on system architecture, development processes, and technology stack decisions. Implement strategies to scale backend infrastructure and meet high traffic and performance demands. Promote quality assurance practices through code reviews, automated testing, and CI/CD pipelines. Collaboration & Stakeholder Management: Collaborate with cross-functional teams (Product, Design, Engineering) to define technical solutions and project requirements. Work closely with senior leadership to define engineering strategies and long-term roadmaps. Manage timelines and milestones, balancing project speed and technical excellence. Serve as the technical point of contact for stakeholders, ensuring successful project delivery. Innovation & Continuous Improvement: Stay up-to-date with industry trends, emerging technologies, and best practices. Identify opportunities to improve technical processes, increase efficiency, and optimize costs. Encourage experimentation and iterative improvement, driving innovation within the team. Operational Excellence: Oversee deployment, production support, and maintenance of Node.js-based applications and microservices. Manage on-call responsibilities and work with the team to resolve production incidents efficiently. Required Skills & Qualifications / Experience: 10+ years of hands-on software engineering experience, with at least 4+ years in a leadership role. Expertise in building scalable, high-performance applications using Node.js. Deep understanding of asynchronous programming, event-driven architecture, and microservices. Proven experience with RESTful APIs, WebSockets, GraphQL, and server-side frameworks (e.g., Express, Koa, or Fastify). Technical Leadership: Solid knowledge of software design patterns, coding standards, and agile methodologies. Experience with cloud platforms (AWS, Google Cloud, Azure) and containerization technologies (Docker, Kubernetes). Expertise in SQL (PostgreSQL, MySQL) and NoSQL (MongoDB, Redis) databases. Familiarity with CI/CD pipelines, automated testing, and Git-based workflows. Interested candidates Kindly share resume at varsha@ramfincorp.com or sonal@ramfincorp.com
Job Title: Engineering Manager Location: Delhi/Gurugram Experience Required: 10+ years of relevant experience Job Type: Full-Time (On-Site) Role & Responsibilities: Lead and mentor a team of Node.js engineers, fostering a collaborative and high-performance engineering culture. Conduct regular performance reviews, set development goals, and guide team members in overcoming technical challenges. Advocate for best practices in coding, testing, deployment, and continuous improvement. Support career growth by providing ongoing feedback, training, and development opportunities. Technical Oversight: Provide technical leadership in the design and architecture of scalable, high-performance systems, focusing on Node.js and related technologies. Guide the team on system architecture, development processes, and technology stack decisions. Implement strategies to scale backend infrastructure and meet high traffic and performance demands. Promote quality assurance practices through code reviews, automated testing, and CI/CD pipelines. Collaboration & Stakeholder Management: Collaborate with cross-functional teams (Product, Design, Engineering) to define technical solutions and project requirements. Work closely with senior leadership to define engineering strategies and long-term roadmaps. Manage timelines and milestones, balancing project speed and technical excellence. Serve as the technical point of contact for stakeholders, ensuring successful project delivery. Innovation & Continuous Improvement: Stay up-to-date with industry trends, emerging technologies, and best practices. Identify opportunities to improve technical processes, increase efficiency, and optimize costs. Encourage experimentation and iterative improvement, driving innovation within the team. Operational Excellence: Oversee deployment, production support, and maintenance of Node.js-based applications and microservices. Manage on-call responsibilities and work with the team to resolve production incidents efficiently. Required Skills & Qualifications / Experience: 10+ years of hands-on software engineering experience, with at least 4+ years in a leadership role. Expertise in building scalable, high-performance applications using Node.js. Deep understanding of asynchronous programming, event-driven architecture, and microservices. Proven experience with RESTful APIs, WebSockets, GraphQL, and server-side frameworks (e.g., Express, Koa, or Fastify). Technical Leadership: Solid knowledge of software design patterns, coding standards, and agile methodologies. Experience with cloud platforms (AWS, Google Cloud, Azure) and containerization technologies (Docker, Kubernetes). Expertise in SQL (PostgreSQL, MySQL) and NoSQL (MongoDB, Redis) databases. Familiarity with CI/CD pipelines, automated testing, and Git-based workflows. Interested candidates Kindly share resume at [HIDDEN TEXT] or[HIDDEN TEXT]
Job Description of Engineering Manager 💼Location: Delhi/Gurugram 🕒Experience Required: 10+ years of relevant experience 💻Job Type: Full-Time (On-Site) Role & Responsibilities: Lead and mentor a team of Node.js engineers, fostering a collaborative and high-performance engineering culture. Conduct regular performance reviews, set development goals, and guide team members in overcoming technical challenges. Advocate for best practices in coding, testing, deployment, and continuous improvement. Support career growth by providing ongoing feedback, training, and development opportunities. Technical Oversight: Provide technical leadership in the design and architecture of scalable, high-performance systems, focusing on Node.js and related technologies. Guide the team on system architecture, development processes, and technology stack decisions. Implement strategies to scale backend infrastructure and meet high traffic and performance demands. Promote quality assurance practices through code reviews, automated testing, and CI/CD pipelines. Collaboration & Stakeholder Management: Collaborate with cross-functional teams (Product, Design, Engineering) to define technical solutions and project requirements. Work closely with senior leadership to define engineering strategies and long-term roadmaps. Manage timelines and milestones, balancing project speed and technical excellence. Serve as the technical point of contact for stakeholders, ensuring successful project delivery. Innovation & Continuous Improvement: Stay up-to-date with industry trends, emerging technologies, and best practices. Identify opportunities to improve technical processes, increase efficiency, and optimize costs. Encourage experimentation and iterative improvement, driving innovation within the team. Operational Excellence: Oversee deployment, production support, and maintenance of Node.js-based applications and microservices. Manage on-call responsibilities and work with the team to resolve production incidents efficiently. Required Skills & Qualifications: Experience: 10+ years of hands-on software engineering experience, with at least 4+ years in a leadership role. Expertise in building scalable, high-performance applications using Node.js. Deep understanding of asynchronous programming, event-driven architecture, and microservices. Proven experience with RESTful APIs, WebSockets, GraphQL, and server-side frameworks (e.g., Express, Koa, or Fastify). Technical Leadership: Solid knowledge of software design patterns, coding standards, and agile methodologies. Experience with cloud platforms (AWS, Google Cloud, Azure) and containerization technologies (Docker, Kubernetes). Expertise in SQL (PostgreSQL, MySQL) and NoSQL (MongoDB, Redis) databases. Familiarity with CI/CD pipelines, automated testing, and Git-based workflows.
Company Description Ram Fincorp offers hassle-free, easy, and instant personal loans right at your fingertips. We provide fast disbursal and low-interest rates, with loan amounts credited to your bank account within 30 minutes. As an RBI registered NBFC, we are dedicated to providing personal credits to salaried professionals. At Ram Fincorp, we leverage innovation to deliver straightforward and accessible financing solutions. Role Description This is a full-time on-site role for a Personal Loan Sales Representative. The position is located in New Delhi. The Personal Loan Sales Representative will be responsible for, reaching out to potential clients, providing excellent customer service, and managing the sales process from start to finish. Day-to-day tasks include meeting sales targets, training new team members, and developing effective sales strategies. Qualifications Strong Communication and Customer Service skills Proven experience in Sales and Sales Management Ability to train and mentor new team members Excellent interpersonal skills Ability to work independently and as part of a team Previous experience in the finance or banking sector is a plus.