QA - LOS / Credit Products

As a QA - LOS / Credit Products at NTT DATA in Noida, Uttar Pradesh, India, you will be responsible for ensuring the quality and accuracy of credit lifecycle processes, specifically focusing on credit products within the Indian or International financial services sector. Key Responsibilities: - Testing and quality assurance of credit lifecycle processes including Loan Origination Systems (LOS), Underwriting Decision Engines / Credit Scoring Models, and Credit Bureau Integrations (e.g., CIBIL, Experian, Equifax India). - Validating the accuracy and integrity of financial calculations, interest accruals, EMI calculations, and credit risk parameters. - Familiarizing yourself with various credit product types common in the Indian market such as Home Loans, Personal Loans, Auto Loans, Business Loans, Credit Cards, and Microfinance. Qualifications Required: - 3+ years of progressive experience in Quality Assurance, with a significant portion specifically within the financial services sector. - Strong proficiency in QA methodologies, tools, and processes within an Agile (Scrum/Kanban) or Waterfall environment. - Expertise in developing comprehensive test plans, test cases, and test scripts. - Proficient in SQL for database querying, data validation, and backend testing. - Experience with test management tools such as Jira, Azure DevOps, TestRail, or similar. - Hands-on experience with API testing tools like Postman, SoapUI, or similar for integrating credit systems. - Familiarity with data analytics tools and reporting dashboards is a plus. - In-depth understanding of the credit lifecycle and associated business processes unique to the Indian lending landscape. - Solid grasp of credit policies, underwriting guidelines, and risk assessment principles. NTT DATA is a $30 billion trusted global innovator of business and technology services, committed to helping clients innovate, optimize, and transform for long-term success. With a diverse team of experts in more than 50 countries, we provide services including business and technology consulting, data and artificial intelligence, and industry solutions. As a part of the NTT Group, we invest over $3.6 billion each year in R&D to help organizations move confidently into the digital future. Join us at NTT DATA and be part of a forward-thinking organization dedicated to growth and inclusivity. Apply now for this exciting opportunity.,