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AVP/Manager - Product & Portfolio Management BOBCARD

10 - 15 years

13 - 18 Lacs

Mumbai

Work from Office

Role & responsibilities: Key highlights of the role are listed below (purely indicative and not limiting): 1. Portfolio Management & Growth: Develop and implement strategies to achieve portfolio growth targets, including activation and usage. Manage and optimize key portfolio metrics, such as, Spends Per Card, Activation Rates Early activation and Portfolio Activation, Attrition, Receivable Per Customer Drive Key Financial Metrics: Total Receivables, Interest bearing book, Term Products Crosssell and Pricing, Delinquency rates Analyse portfolio performance, identify trends, and develop actionable insights to optimize portfolio profitability Develop and execute strategic initiatives to enhance customer loyalty and retention Monitor competitive landscape and identify opportunities for market expansion Manage the customer lifecycle, from card issuance to driving activation, spends and share of wallet 2. Campaign Management: Develop and execute targeted campaigns to drive portfolio objectives Oversee the development of collaterals, including digital and traditional channels Collaborate with marketing team and external partners to ensure effective campaign execution 3. Portfolio Oversight: Monitor portfolio risk metrics and identify potential risks and mitigation strategies Collaborate with risk management teams to develop and implement risk models and scoring systems Ensure adherence to all relevant regulatory guidelines and internal policies 4. Leadership & Team Management: Lead and manage a team of portfolio managers, providing coaching and mentorship Foster a high-performance culture and promote teamwork and collaboration Represent the credit card business in senior management meetings Job specific skills: Portfolio Management Strategy Financial Analysis Data Analytics Leadership Strong Communication Negotiation

Posted 3 months ago

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