The ideal candidate for this position in Mumbai should have 1 to 2 years of experience and hold a Bachelor of Commerce degree. It is essential to have knowledge of banking lending processes and be proficient in computer skills, especially in Microsoft Excel and Word. Strong verbal and written communication skills, as well as excellent interpersonal and client service abilities, are necessary for this role. The candidate should be capable of multitasking, working under pressure, and meeting deadlines. A self-motivated personality is highly valued in this fast-paced setting. Responsibilities of this position include coordinating with clients, target clients, and associates to ensure effective and timely task completion. The candidate will be responsible for preparing supporting statistical schedules for internal analyses, maintaining control sheets for assignments, and assisting the team with daily routine work. They will also need to obtain reports from NHBS LLP associates for review and ensure timely billing and associate provisions are completed on a monthly basis. Preferred industry experience includes financial services or a chartered accounting firm.,
As a qualified professional with 2 to 3 years of experience, you will be responsible for underwriting loans and preparing reports and presentations. Working under the supervision of senior underwriters, you will analyze credit applications, utilize provided software for scoring, and collaborate with the credit administrator on policies and procedures. Your role will involve evaluating and underwriting proposed credit facilities, identifying key risks, and structuring alternatives in coordination with relationship managers and credit officers. In this position, you will conduct in-depth credit studies, research on borrowers and industries, and make decisions in the best interest of the customer and the Bank. You will provide support to account officers, measure covenants within loan agreements, and communicate compliance to the relevant stakeholders. Additionally, you will handle annual reviews, modifications, extensions, renewals, and new loan requests with minimal changes from credit approvers, analyzing complex credits with assistance from senior staff. Ideally, you should possess a Chartered Accountant or equivalent qualification and have knowledge of underwriting, loan documents, financial statements, collateral documents, financial and accounting software applications, and ledger analysis. Strong communication skills, ability to work under pressure, meet deadlines, and multitask are essential for success in this role. Prior experience in financial reporting, general ledger, and bank audits is advantageous. If you are a self-motivated individual with expertise in finance, accounting, and lending cycles, and have the ability to comprehend complex commercial credits, this opportunity in a Chartered Accounting firm, Bank, or NBFC might be the right fit for you.,
You should have 2 to 4 years of experience and be a Semi Qualified (CA/CWA/CFA) or Management Graduate to qualify for this job based in Mumbai. Your responsibilities will include analyzing the financial statements and debt profile of borrowers, studying credit ratios, and examining entries related to sales, purchases, debtors, and creditors. You must also understand the end uses of funds raised by borrowers and perform statutory compliance checks including GST, VAT, Excise, and Service Tax. Additionally, you will be required to conduct ROC checks and public domain research for industry and borrowers, utilizing your experience with MS-Office, advanced Excel, and PowerPoint. Good communication and presentation skills are essential, along with an understanding of SAP, ERP, and accounting applications like Tally. We are looking for candidates with technical skills in MS-Office, advanced Excel, and PPT, as well as strong writing abilities. Behavioral qualities such as quick grasping power, an analytical mindset, and a career-oriented attitude with a willingness to take ownership are also preferred. Experience in a management consultancy firm specializing in internal audit profiles, due diligence, TEV studies, and forensic audits would be advantageous.,
As a candidate with 1 to 2 years of experience and a Bachelor of Commerce degree, your role in Mumbai will involve the following responsibilities: - Coordination with clients, target clients, and associates to ensure effective and timely task completion. - Preparation of supporting statistical schedules for internal analyses across various departments. - Maintenance of control sheets to track assignments executed, pending tasks, follow-ups, etc., used for billing and monitoring purposes. - Assisting the team with daily routine work and other requirements. - Obtaining reports from NHBS LLP associates for review. - Ensuring timely billing and associate provisions are completed on a monthly basis. You should possess knowledge of the banking lending process, be proficient in computer operations, especially Microsoft Excel and Word, and have strong verbal and written communication skills. Your interpersonal and client service skills should be top-notch, and you should be able to multi-task, work under pressure, and meet deadlines. A self-motivated personality will be key to your success in this role. This position is within the financial industry, specifically in a Chartered Accounting firm.,
As a Chartered Accountant with 2 to 3 years of experience in underwriting and analysis, your role will involve the following responsibilities: - Responsible for underwriting loans and preparing report/presentations. - Takes decisions on credit applications under the supervision of senior underwriters. - Utilizes provided software to score credit applications. - Works with the credit administrator on policies and procedures. - Undertakes the analysis, evaluation, and underwriting of proposed credit facilities for customers and prospects. - Assesses credit opportunities, identifies key risks, and structures alternatives working with relationship managers and credit officers. - Prepares in-depth credit studies and conducts research on borrowers and industries. - Takes ownership of the credit process, making decisions in the best interest of the customer and Bank. - Provides support to account officers on customer calls as needed. - Measures covenants put in place within loan agreements, communicates compliance to the relationship manager and chief credit officer. - Completes annual reviews, modifications, extensions, renewals, and new loan requests for customers with minimal required changes from credit approvers. - Analyzes more complex credits and recommends appropriate covenants, terms, and conditions. - Identifies policy exceptions within credit requests. - Discusses risk ratings and rationale for credit determination with relationship managers and credit approvers. Your academic qualifications as a Chartered Accountant or equivalent, along with your underwriting and analysis experience in loan documents, financial statements, and collateral documents, will be crucial in this role. Additionally, your knowledge of finance, accounting, ledger analysis, statutory dues requirements, and ability to read and understand loan documents will be beneficial. Experience in financial reporting/general ledger area and performing bank audits is an added advantage. You will need to be proficient in financial and accounting software applications, Microsoft Excel, and Word. Strong verbal and written communication skills, interpersonal skills, and the ability to multi-task, work under pressure, and meet deadlines are essential. Your self-motivated personality will drive your success in this role. The preferred domains or industries for this role include Chartered Accounting firms, Banks, and NBFCs.,
As a candidate for the position in Mumbai with 2 years of experience, you should have a Bachelor of Commerce degree. A Master of Commerce is considered an added qualification. You are expected to have knowledge of finance, accounting, lending cycles, and the ability to read and understand loan documents. Proficiency in financial and accounting software applications is required along with the ability to analyze financial data from financial statements. Prior experience in the financial reporting/general ledger area and performing bank audits will be advantageous. Experience in a Chartered Accounting firm or lending sector is preferred. As a candidate, you must be computer proficient with operating knowledge of Microsoft Excel and Word. Strong verbal and written communication skills are essential. You should be self-motivated with the ability to multitask, work under pressure, and meet deadlines. Your main responsibilities in this role will include: - Analysis of documents and information to prepare Credit Appraisal Memo (CAM). - Coordinating with Bank Officials to obtain necessary information/documents for completing the CAM. - Reading financial statements and entering data into the financial statement template. - Performing bank statement analysis, conducting market research on the borrower's industry, reading CIBIL, and reporting findings in the CAM. - Ensuring completion of procedures and reporting within the specified Turnaround Time (TAT) by the Quality Control team. - Assisting and coordinating with other team members on field procedures. In addition to the above details, the preferred domains/industries for this role include Chartered Accounting firms, Banks, and Non-Banking Financial Companies (NBFCs).,