The ideal candidate for this position in Mumbai should have 1 to 2 years of experience and hold a Bachelor of Commerce degree. It is essential to have knowledge of banking lending processes and be proficient in computer skills, especially in Microsoft Excel and Word. Strong verbal and written communication skills, as well as excellent interpersonal and client service abilities, are necessary for this role. The candidate should be capable of multitasking, working under pressure, and meeting deadlines. A self-motivated personality is highly valued in this fast-paced setting. Responsibilities of this position include coordinating with clients, target clients, and associates to ensure effective and timely task completion. The candidate will be responsible for preparing supporting statistical schedules for internal analyses, maintaining control sheets for assignments, and assisting the team with daily routine work. They will also need to obtain reports from NHBS LLP associates for review and ensure timely billing and associate provisions are completed on a monthly basis. Preferred industry experience includes financial services or a chartered accounting firm.,
As a qualified professional with 2 to 3 years of experience, you will be responsible for underwriting loans and preparing reports and presentations. Working under the supervision of senior underwriters, you will analyze credit applications, utilize provided software for scoring, and collaborate with the credit administrator on policies and procedures. Your role will involve evaluating and underwriting proposed credit facilities, identifying key risks, and structuring alternatives in coordination with relationship managers and credit officers. In this position, you will conduct in-depth credit studies, research on borrowers and industries, and make decisions in the best interest of the customer and the Bank. You will provide support to account officers, measure covenants within loan agreements, and communicate compliance to the relevant stakeholders. Additionally, you will handle annual reviews, modifications, extensions, renewals, and new loan requests with minimal changes from credit approvers, analyzing complex credits with assistance from senior staff. Ideally, you should possess a Chartered Accountant or equivalent qualification and have knowledge of underwriting, loan documents, financial statements, collateral documents, financial and accounting software applications, and ledger analysis. Strong communication skills, ability to work under pressure, meet deadlines, and multitask are essential for success in this role. Prior experience in financial reporting, general ledger, and bank audits is advantageous. If you are a self-motivated individual with expertise in finance, accounting, and lending cycles, and have the ability to comprehend complex commercial credits, this opportunity in a Chartered Accounting firm, Bank, or NBFC might be the right fit for you.,
You should have 2 to 4 years of experience and be a Semi Qualified (CA/CWA/CFA) or Management Graduate to qualify for this job based in Mumbai. Your responsibilities will include analyzing the financial statements and debt profile of borrowers, studying credit ratios, and examining entries related to sales, purchases, debtors, and creditors. You must also understand the end uses of funds raised by borrowers and perform statutory compliance checks including GST, VAT, Excise, and Service Tax. Additionally, you will be required to conduct ROC checks and public domain research for industry and borrowers, utilizing your experience with MS-Office, advanced Excel, and PowerPoint. Good communication and presentation skills are essential, along with an understanding of SAP, ERP, and accounting applications like Tally. We are looking for candidates with technical skills in MS-Office, advanced Excel, and PPT, as well as strong writing abilities. Behavioral qualities such as quick grasping power, an analytical mindset, and a career-oriented attitude with a willingness to take ownership are also preferred. Experience in a management consultancy firm specializing in internal audit profiles, due diligence, TEV studies, and forensic audits would be advantageous.,