284 Msme Loan Jobs - Page 10

Requirement for Field Sales Roles & Responsibilities: Increase fresh leads through field sales. Identify fresh opportunities to expand the customer base and enhance revenue. Cultivate strong relationships with existing and potential clients. Developing marketing plans and achieve monthly sales target. Cross selling of third-party products and group products to Gold Loan customers. Conduct branch catchment development activities and generate customer leads and converting them to NCA. Salary: Max 2.8lpa Variable: Unlimited Incentive, PF & ESI Locations: Across Nagercoil

Head the Credit Risk for the bank, candidate will be responsible for assessing, managing and mitigating credit risk associated with lending to Micro, Small and Medium Enterprises (MSME) and other retail products of the Bank. Conduct detailed credit analysis on MSME portfolio, including financial and eligibility analysis, cash flow projections, collateral evaluation Responsible for credit risk profile for other business vertical such as Housing, Agri Loans, Gold Loan, Two-Wheeler Loan, and Loans by FIG. To develop credit risk appetite/limits statements with support from Business units To monitor the credit risk parameters and credit exposure / concentration limits set by the Banks Board of Directors / Risk Management Committee of the Board/ Regulator To ensure implementation of the credit risk management policy approved by the Board. • To formulate, review and implementation of risk appetite as per direction given by the CRO with limits for each individual sub segments Review status of portfolio management, loan review mechanism, risk monitoring and evaluation, regulatory compliance, risk concentrations, industry reviews, and suggest corrective measures and activity reviews for credit risk management. Review and approve the use of credit scorecards, monitor the performance and effectiveness of the same, carry out periodic amendments in the scorecard, and placing recommendations before the CRO Desired candidates’ profile Bachelor’s or Master’s degree in Finance, Economics, Business Administration, Chartered Accountant or a related field. Certification in Credit Risk Management, CFA, FRM is a plus. At least 20 years of total experience and minimum 15 years of banking experience specializing in Credit Risk We are looking for a candidate well versed with MSME Credit Risk along with other retail products to join the Credit Risk Team.

Role & responsibilities Hiring: Zonal Manager RCU (Risk Control Unit) Location: Jaipur Experience: 812 years Qualification: Any Graduate Company: Namdev Finvest Private Limited Namdev Finvest is looking for an experienced professional to lead fraud control and risk management operations across the zone. The ideal candidate should possess a keen eye for detail, proactive risk mitigation abilities, and strong coordination skills with internal and external stakeholders. Key Responsibilities: Identify early warning signals and enhance existing risk triggers Develop and update policies, SOPs, and operational guidelines based on gap assessments Manage end-to-end risk identification, remediation planning, and monitoring Set up centralized monitoring for sampling and hunter activities Monitor field investigation reports and ensure timely closures Coordinate with cross-functional teams to mitigate emerging fraud risks Conduct root cause analysis and implement systemic improvements Build and present fraud trend MIS reports to senior management Train and sensitise field and branch staff on fraud detection and control measures Ensure compliance with internal policies and regulatory guidelines Apply Now: Send your updated CV to anshika1@namfin.in Be part of a purpose-driven organization focused on building a secure and resilient financial ecosystem. Preferred candidate profile

• Maintaining the data base of the targeted segment; directly & with the help of the ranks. • Daily activity to generate leads & leads management (DSAR ERP) • Communicating and generating leads and leads management for efficient conversion. • Assess local market conditions and identify current and prospective sales opportunities. • To achieve the target as decided from time to time. • DSR Updation on daily basis(DSAR ERP) • To ensure the quality of the portfolio is maintained as per company norms • Following up and lionizing with credit & process for maintaining efficient TAT. • Daily reporting to BDM/BM • Portfolio Management. • To build up relationship with prospective and current clients

Hi, We are hiring for the position of RSM-MSME loans for the Leading Small Finance Bank. . Experience: Minimum 6+yrs in MSME loan sales CTC: Negotiable Location: HYDERABAD Roles and Responsibilities Manage a team of sales professionals to achieve business targets in the assigned region. Develop and execute strategies for territory expansion, product penetration, and customer acquisition. Build strong relationships with key stakeholders, including distributors, partners, and internal teams. Identify new business opportunities through market research and competitor analysis. Ensure timely completion of tasks and projects while maintaining high levels of quality. Desired Candidate Profile 8-13 years of experience in regional sales management or similar role in the financial services industry. Proven track record of achieving sales targets and managing teams effectively. Strong understanding of MSME lending products such as LAP (Loan Against Property), Home Loans, Mortgage loans etc. . Excellent communication skills with ability to build strong relationships with customers and colleagues alike. If interested please contact on radhikareddy@kycsolutions.in

Role & responsibilities Responsible for establishing the brand and managing the sales and business development activities Responsible for overall sales and cross sell targets through building and development of internal team and external channels (DSA, micro - connectors, micro campaigns and centralised leads) and also maintain adherence to customer satisfaction and profitability metrics Monitor the leads and check for the quality of sourcing and ensure quick conversion of prospects as per the targets set Implement and engage in branch promotion activities for establishing the brand and increasing market coverage. The incumbent is required to have a good knowledge and understanding of the product market Responsible for customer management including all the customer related queries, issues, grievances and focus on resolving them at the earliest along with other cross functional teams in the branch Ensure that all customer documentation is maintained in the prescribed format and transfer of documents is done safely and seamlessly Provide market feedback on product offerings, channels & processes to senior levels to improve the same Deploy and ensure adherence by team to effective controls and processes to ensure risks are measured, monitored and controlled on an on-going basis Collaborate and provide requisite data for risk management and internal audit processes Responsible for knowing and complying with all the legal requirements as per the law of the land Support collections team in assessing delinquency Ability to hire and build team and provide support to HR in hiring process Responsible for empanelment, activation, training and development of external channel partners (connectors, DSAs) and release of channel payments on time Ensure DST and channel partners (connector, DSA) development through right training initiatives Model and foster behaviours that support the organizations values and culture creating an atmosphere of trust, cooperation, accountability and dedication to the organization Monitor individual, team and DSA performance and take steps to improve productivity and correct aberrations . Ensuring that the engagement and motivation levels are high in the team. Willingness to adapt to digital tools and processes Preferred candidate profile 5-10 years of experience in sales preferably in HFC or in NBFC Ability to liaison & follow-up with external and internal stakeholders Experience of recruiting sales team and channel partners Good written & verbal communication skills Ability to work under tight deadlines Knowledge and understanding of the market Knowledge of compliance regulations as issued by NHB, RBI etc.

Key Responsibilities: Achieve loan sales targets across all products. Recruit and manage channel partners (DSA) Ensure high-quality sourcing and documentation. Maintain customer relationships and service standards. Ensure compliance with credit and regulatory norms. Requirements: Graduate with 38 years of loan sales experience. Strong knowledge of EDIL, LAP, PL, and BL products. Proven leadership and team management skills. Good communication and market networking abilities.

*AYE finance Pvt Ltd* www.ayefin.com One of the fastest-growing NBFCs, Aye Finance Pvt Ltd. provides Business Loans to micro enterprises across India. We are looking for Branch Manager . Branch Manager -: At least 4 year of experience & team handling in Business loans, Personal, Group loans, loans, Lap, Home loans & Mortgage Loans and home loans will be preferred. Note- Min 4 Yr+ Job Location : Khanna Interested candidates can share their CVS's @ preeti.pathak@ayefin.com Preeti Pathak (HR) - 9319489772

Job Description: • Knowledge of sourcing MSME customers from local markets • Willingness to do cold calls every day. • Ensure timely disbursements of loan. • Deliver quality customer service. • Achieve assigned targets. • Ensure all collections & repayments are made on time as per the policy.

Job Responsibilities Field sales of loan products ( Door to Door canvassing , loan leads sourcing campaigns and open market sourcing of potential loan leads etc. ) Achievement of agreed sales objectives for the defined territory / Region for all the Retail advances.. Timely Update of market information and competition schemes to reporting managers. Attend the Product & Sales skill training provided by the Client and constantly update themselves with the latest product features and guidelines. Plan and execute marketing activities / loan leads sourcing campaigns for assigned products within the geographical area allotted to BDE. Handling MSME Loan Customers in the Branch, explain Product Features, handling queries from customers, support in documentation and End to End Loans processing in LOS. Preferred Candidate Profile Candidate who have experience minimum 6 months and above in Home loan, MSME or LAP sales People who are interested in field work Core Competencies Excellent interpersonal Ability to build strong relationships with clients. Strong understanding on loan processes Knowledge about internal/external regulations. Technical Competencies Capable of managing the loan origination system Perks & Benefits Attractive Incentives, ESI, Insurance, PF Contact us: Bangalore: 9674761881 Location : Mysore Bengaluru Mangalore

Urgent Requirement_Business Manager _MSME Loan for Ahmedabad, Rajkot & Morbi Locations. We are are looking for Dynamic Business Managers at the aforesaid location. Job Details: Role & responsibilities Would be responsible to achieve the sales target assigned. Handling the Team of Relationship Officers. New Client Acquisition & Business generation of MSME & LAP Business. Responsible for individual & Teams targets. Shall be responsible for sourcing, servicing, and disbursing the business and manage overdue collections. Taking care of Teams Productivity and business. Team Motivation/ Training. Giving Product training to existing and new hired team. Manage both internal & external channel for business expansion & development Coordination with other departments like Credit, Operations for processing of loan till final disbursement and ensure smooth servicing and operations. Shall be responsible for Overdue Collections & Revenue generation process. Desired Candidate Profile Relevant Experience of Sales and Collection (in Asset Finance products, MSME, LAP, Business Loans, etc ) from Banks/ NBFC /Financial Institutions Must have knowledge and hands-on experience of retail sales Good client servicing skills Good financial analytical skills, communication skills. Must have team handling experience min 2 years Candidates who can join early or on short notice will be highly preferred Perks and benefits Salary + Lucrative Incentives + Medical Benefits and others Interested candidate can mail their CV to careers.gujarat@kogta.in or Whatsapp @ 9057404721

Job Opening for Customer Support Executive. Company - Small Industries Development Bank of India (Govt) (on Third party payroll) Location - Gujarat all. Bachelor's degree in any subject from any recognized university. B.Com / M.Com / MBA etc. would be preferred. 1 - 3years of full-time work experience. Experience in FIs/ Banks/ NBFCs/ Regulators/ Lenders/ Financial Consultants would be preferred. 1 to 3 yrs with banking/ KYC/ Operation /MSME loan/Loan Department/NBFC Experience etc. Job Knowledge, Skills and Abilities - Good working knowledge of Hindi and English as per business requirement. Proficiency in using MS Office (Word, Excel and Powerpoint), Chrome, Edge Browser. Basic Knowledge of Accounting/ Banking and understanding of various financial statements (balance sheet, P&L, cashflow, etc). Candidates should not have any kind of police record/ complaint litigation pending/ filed against him/ her. A mandatory check/ report would be obtained in this regard by the recruiting agency. Age Limit - 21-40 Years Interested Candidates please apply onnorthtnm@gmail.com/geeta.gohil_2@tnmhr.com

We are hiring smart sales professional on the rolls of AU Bank for the profile of Sales officer & Business Manager in Micro Business Loan vertical Locations- Tonk , Sawaimadhopur Interview Date - 26th -May -25 Timing - 10. Am to 4 PM Interview Venue - AU Small Finance Bank - First Floor plot no. 9 Indra Colony, Bajaria Sawaimadhopur Rajasthan 322001 Contact Person - Mr. Abdul Danish . Job Responsibilities: 100% achievement of the assigned targets for sales and collection. Doing Marketing activities, leafleting, Canopy. Identifying new source of business prospect and areas. Coordinating with prospective customer and existing customers for sourcing new business . Serving customer queries and Build up customer relationship and develop brand value in the market. Attending all the customer queries and providing resolution of their issues accordingly. Portfolio Management in Co-ordination with Operations & Collection department. Physical verification of customer's residence, business and any other asset crucial from credit point of view and taking photographs. Following BM/PM and senior instruction , coordinating with FI, Collection , Valuation , Legal team for getting the desired visits reports done . Visiting the customers for first FI and meeting, taking the seniors to the customer place for visit and verification. Physical Verification of credit related documents like ITR'S, Bank Statements, receipts, ledger etc. and the property documents- Doing OSV ( Original Seen and verified) of these documents. Preparing basic CAM (Credit Appraisal Memo). Taking reference check of customer from local market and existing customers. Following policies & procedure as laid down by the company. Portfolio Management and visit to delinquent cases, doing collection of EMIs of such delinquent cases in calibration with collection team. Awareness, maintaining and stopping the Early Delinquency , Nonstarter cases in portfolio, train the team in order to be goal oriented and action oriented, deciding for the treatment of such cases wisely. Maintaining least OTC / PDD pendency and timely clearance of the same. Ensure to maintain non RPDC portfolio , all cases of portfolio should be ACH. Maintaining and collection of fresh bouncing cases EMI with charges as mentioned in policy, try to correct the operational errors and get the 100% cases repayment in NON PDC mode. collection of fresh data from open marketing activities for tele calling and self sourcing . Following of the leads so generated from this data receiving from telemarketing team . Completing the documentation of the files , filling the agreements , formats and other formalities for the disbursement of the case . Clearing all queries coming from credit , OPS , Legal , Valuation . Timely submission of daily MIS and sourcing data to reporting authority . Providing true and fair opinion based on customer's interaction. Clearing all the queries of the customer and make sure to clear him final ROI , Fees , Charges , and all other terms of the case absolute terms . Should not involve in any financial/non-financial transaction with the customer. Maintaining good and decent behavior while dealing with the customer, visiting his property, shop , go down and specially while taking photos of the property and house and surrounding with permission of the customer. Conducting the customer reference checks with at most sincerity and maturity - so the goodwill of the client should not be hampered or no defame should be there . Be sure not to disclose any financial or personal information of the existing / new clients with any ( existing / prospective clients ) or to anybody whomsoever outside company. Desired Profile: Min- 3 Years to 10 Year of experience in sales Age- Max 40 Should be comfortable with smart phones and computers and able to execute the basic functions on both the platforms, good knowledge of local demographics, Bearing KYC , NOC from other institution ( if coming from another FI/ employer) Should be preferably from local area having geographical knowledge of the place Customer Focus, Integrity Inclination towards Action and Urgency, Dynamic Growth Hard Work and orientation towards detailing

Reports by : Branch Sales Manager, Branch Executives Managing branch sales and operations in microfinance ( group loan, gold loan, agri loans etc) & overall functioning of the branch Responsible for meeting the branch business targets Dealing with internal/ external auditors , inspections & compliance Required Candidate profile Need same Experience as BM- Microfinance, Branch Handle Microfinance experience min 6 years . Team Handle min 3 years Marathi language to be known Age Below 40 Immediate joiner preferred

Are you a seasoned Sales Manager with expertise in Business Loans, SME Loans, Machinery Loans, or Working Capital Loans? Electronica Finance Ltd is on the lookout for professionals like you to join their dynamic team. Key Details: Product: Machinery Loan Experience: 2-4 years in relevant fields Background in NBFC & Banking preferred Exciting Locations: Kolhapur Sangli Belgaum Criteria: Age: Up to 35 years If this opportunity aligns with your career aspirations, don't hesitate to take the next step! Share your resume with us at shruti.lagwankar@efl.co.in to explore this promising opening.

Role & responsibilities Develop and implement strategies to achieve LAP and UBL sales targets. Lead and motivate a team of sales executives to ensure performance goals are met. Identify and develop new business opportunities and channel partnerships. Monitor market trends and competitor activities. Sourcing through DSAs and team.

We are looking for an entrepreneur mindset to Head our Mid-Market vertical primarily for Debt Advisory. An ideal candidate for the opening shall be a Professional with ~ 5 years of Work Experience in Business Development / Credit Appraisal / Credit Analyst working with Banks / NBFC/Credit Rating Agencies / Other Market Intermediaries. Locaiton : - Lucknow

Job Description Job Title Individual Relationship Officer Function / Department Rural Department Head Rural Head Reporting Manager Unit Manager Purpose of the Job: Collecting repayment on the fields Making new customers Describe the KPIs against each perspective PerspectiveKey Performance Indicators Business and Financial Management- Target vs Achievement on Units & Volume - Delivery in Volume - Collections quality (collected versus demand) - Delinqueny - Disbursal amount - Insurance attachment rate Customer Focus- Attending customer queries & resolution in TATPeople / Team- Coordinating with ACO GCO in facilitating disbursement and collectionsProcess / Quality Improvement- Adherence to process disbursement, collections etc. - Demonstrated potential to take initiative in building a growing customer base and team SCOPE & DISCRETION (Span of control) Total no. of employees supervised with details GradeO1 to 04M1 to M3SM1 to SM3Nos. Total : Sr. No.Direct Reportees (functional title/role title)Indicate brief job purpose 1 2 Self deliverables The most important tasks performed on an individual basis without involving subordinates are Sr. NoTask performed 1 Sourcing customers: IRO is responsible for meeting with prospects, understanding their needs, generating leads, following up the leads for interested prospects Running required credit checks: IRO is responsible for filling sourcing sheets of interested customers; for collecting required KYC documents; verifying the KYC documents; for conducting cash flow analyses; and for running business and residential CPVs. Collecting repayments on the field: IRO is responsible for the overall portfolio quality - collecting on field repayments; and for managing non-repayment by customers. Participating in marketing and branding events: As necessary. Other factors relevant to the job Other aspects of the job not covered by the above but necessary to have a full understanding of it are: (add additional sheets if required) Sr. NoOther relevant factors (Required Skills) 1 2 Extremely disciplined and process-oriented Able and willing to spend majority of time in the field ¢ Ability to work with minimal direction (self-starter) ¢ Good interpersonal, relationship management, customer service, and rapport building skills. ¢ Ability to prioritize, multi-task, delegate, and proactively resolve problems ¢ Demonstrated potential to take initiative in building a growing customer base and team 3 4 Expertise required/ Domain Knowledge: ¢ Ability to read and write in regional language; knowledge of basic English a bonus ¢ Prefer individuals who own bikes No. of years of relevant experience: : Freshers may be taken. However experienced candidates will be preferred with exp in collections / products like Personal loans, Two Wheeler loans, Car Loans, Insurance products Any specific specialization/education:: 10th /12th pass minimum; graduates

Job Description Job Title Individual Relationship Officer Function / Department Rural Department Head Rural Head Reporting Manager Unit Manager Purpose of the Job: Collecting repayment on the fields Making new customers Describe the KPIs against each perspective PerspectiveKey Performance Indicators Business and Financial Management- Target vs Achievement on Units & Volume - Delivery in Volume - Collections quality (collected versus demand) - Delinqueny - Disbursal amount - Insurance attachment rate Customer Focus- Attending customer queries & resolution in TATPeople / Team- Coordinating with ACO GCO in facilitating disbursement and collectionsProcess / Quality Improvement- Adherence to process disbursement, collections etc. - Demonstrated potential to take initiative in building a growing customer base and team SCOPE & DISCRETION (Span of control) Total no. of employees supervised with details GradeO1 to 04M1 to M3SM1 to SM3Nos. Total : Sr. No.Direct Reportees (functional title/role title)Indicate brief job purpose 1 2 Self deliverables The most important tasks performed on an individual basis without involving subordinates are Sr. NoTask performed 1 Sourcing customers: IRO is responsible for meeting with prospects, understanding their needs, generating leads, following up the leads for interested prospects Running required credit checks: IRO is responsible for filling sourcing sheets of interested customers; for collecting required KYC documents; verifying the KYC documents; for conducting cash flow analyses; and for running business and residential CPVs. Collecting repayments on the field: IRO is responsible for the overall portfolio quality - collecting on field repayments; and for managing non-repayment by customers. Participating in marketing and branding events: As necessary. Other factors relevant to the job Other aspects of the job not covered by the above but necessary to have a full understanding of it are: (add additional sheets if required) Sr. NoOther relevant factors (Required Skills) 1 2 Extremely disciplined and process-oriented Able and willing to spend majority of time in the field ¢ Ability to work with minimal direction (self-starter) ¢ Good interpersonal, relationship management, customer service, and rapport building skills. ¢ Ability to prioritize, multi-task, delegate, and proactively resolve problems ¢ Demonstrated potential to take initiative in building a growing customer base and team 3 4 Expertise required/ Domain Knowledge: ¢ Ability to read and write in regional language; knowledge of basic English a bonus ¢ Prefer individuals who own bikes No. of years of relevant experience: : Freshers may be taken. However experienced candidates will be preferred with exp in collections / products like Personal loans, Two Wheeler loans, Car Loans, Insurance products Any specific specialization/education:: 10th /12th pass minimum; graduates

Greetings..!!! Please find out the JD for your reference Role: Regional Sales Manager Product-Unsecured business loan

Role & responsibilities: Outline the day-to-day responsibilities for this role. Preferred candidate profile: Specify required role expertise, previous job experience, or relevant certifications.

Key Responsibilities: Team Leadership: Recruit, train, mentor, and motivate sales team members. Set individual and team goals, provide feedback, and track performance. Sales Strategy: Develop and implement effective sales strategies to achieve revenue targets and expand market share. Client Management: Build and maintain strong relationships with clients, understand their needs, and provide excellent customer service. Business Development: Identify and pursue new business opportunities, explore potential cross-selling and up-selling opportunities. Performance Reporting: Track and analyze sales performance, prepare reports for senior management, and identify areas for improvement. Compliance: Ensure adherence to all relevant policies, regulations, and procedures. Collaboration: Work closely with other departments, such as credit, operations, and marketing, to ensure smooth operations. Problem Solving: Address and resolve any issues faced by the sales team in the field. Credit & Operations Management: Ensure smooth functioning of Credit & Operations Department, ensuring speedy resolution of queries and grievances to maximize satisfaction levels. Reporting: Prepare and present regular reports on sales activities, performance metrics, and market conditions to senior management.

Shriram Finance Limited Shriram Finance is the country's one of the biggest retail NBFC offering credit solutions for commercial vehicles, two-wheeler loans, car loans, home loans, gold loans, personal and small business loans. We are part of the 50-year-old Shriram Group, a financial conglomerate that has emerged as a trusted partner in creating transformative experiences and lasting impressions in customers lives. In November 2022, Shriram Groups entities Shriram Transport Finance Company Limited, Shriram City Union Finance Limited, and Shriram Capital Limited merged to form Shriram Finance Limited. As on Sept 30, 2024, with a network of 3,149 branches and a workforce of 77,764 Shriram Finance has combined Assets Under Management (AUM) worth 243,042 crores. As a leading financial enterprise with a rich business history, Shriram Finance is founded on inclusion and sustainability, helping us unlock value for generations to come. Our presence spans across the agrarian heartlands of rural India to its vibrant, cosmopolitan metros where we set wings to aspirations. At Shriram Finance, we are committed to meeting our customers at every touchpoint of their financial journey so that they get to explore unlimited possibilities through us. Powered by cutting-edge technology, Shriram Finance is a digitally mature financial institution that reflects the banking needs of the Millennial and Gen Z customers. We offer priority financial services to those in the unbanked and underbanked sectors, expanding our innovative product pipeline at every stage of disruption. Job Title: Product Manager -Business Loan Location: Chennai (Work from Office) Role Overview We are looking for a strategic and execution-focused Product Manager Business Loan to lead the development, enhancement, and management of our business loan offerings. This role will focus on improving product features, streamlining customer journeys, enabling sales channels, and driving customer acquisition through innovation and collaboration. Key Responsibilities Product Lifecycle Management: Own the end-to-end business loan product journeydesign, enhancement, process reengineering, and ongoing management. Cross-functional Coordination: Work closely with Branch, Sales, Risk, Operations, Legal, Compliance, and Technology to implement product features, streamline processes, and ensure regulatory adherence. Go-to-Market Strategy: Support sales with collateral, communication plans, and customized programs to drive disbursements and customer engagement. Process Efficiency & Customer Experience: Design and implement scalable, low-TAT journeys for MSME, SEP/SENP, and unsecured loan segments to improve turnaround and satisfaction. Market Research & Benchmarking: Analyze industry trends, competitor offerings, and customer feedback to identify new opportunities and enhance value propositions. Digital Integration: Work with digital teams to create data-led customer journeys, pre-approved/propensity models, and lead conversion funnels. Campaign Management: Collaborate with marketing and sales to run targeted campaigns, drive customer acquisition, and cross-sell opportunities. Portfolio Monitoring: Track product performance metrics such as disbursements, sourcing mix, ticket size, TAT, lead funnel efficiency, and quality of book. Training & Communication: Conduct training for field teams and ensure all platforms reflect the latest product information and updates. Qualifications Experience: Min 3 years of experience in product Management roles within business loans, SME lending, or secured/unsecured loan products. Education: Degree in Business, Finance, or related field. Skills & Attributes: Strong product and process design experience Sound knowledge of SME lending landscape and regulatory aspects Excellent stakeholder management and communication skills Experience in driving digital-first lending journeys If you are interested please share your updated resume to sai.s29@shriramfinance.in

Job Title: Head of Sales Business Loans / MSME Loans Location: Maharashtra Department: Sales & Lending Operations Job Summary: The Head of Sales – Business & MSME Loans is responsible for leading and scaling the loan sales function across geographies. This includes developing high-performing sales teams, building partnerships, expanding the customer base, and achieving disbursement targets. The role demands deep understanding of MSME customer behavior, credit risk, and competitive market dynamics. Key Responsibilities: Strategic Sales Leadership Define and execute sales strategies to drive loan disbursements for MSME and business loan products. Set ambitious but achievable monthly, quarterly, and annual targets for sales teams. Team Management Build, manage, and mentor a team. Conduct regular training and performance reviews to maintain high productivity levels. Business Development & Channel Expansion Develop and manage key partnerships (DSAs, channel partners, aggregators) to source high-quality leads. Drive both direct and indirect sales through field visits, tele-sales, digital channels, and partner networks. Lead Management & Conversions Oversee lead generation, tracking, and conversion across all sourcing channels. Ensure a healthy funnel from lead to disbursement, with minimized TAT (Turnaround Time). Customer Engagement Build strong relationships with MSME clients, understanding their business needs to offer tailored loan solutions. Ensure a smooth customer journey from application to disbursal. Compliance & Risk Management Ensure sales practices are compliant with regulatory norms and internal credit policies. Coordinate with credit, risk, and operations teams to ensure quality portfolio and minimize delinquencies. Reporting & Analytics Analyze sales data to measure performance, identify trends, and make data-driven decisions. Prepare regular MIS reports and dashboards for senior management. Qualifications & Experience: Bachelor’s degree in Business / Finance / Management; MBA preferred. 3 + years of experience in financial services. Proven track record of achieving loan disbursement targets and leading high-performance teams. Deep understanding of MSME market, customer profile, credit risk, and competition. Key Skills & Attributes: Strong leadership and team management skills Excellent communication, negotiation, and stakeholder management Analytical mindset with familiarity in CRM tools, sales dashboards, and loan origination systems Field-oriented and hands-on approach to market development Knowledge of NBFC/Banks’ MSME lending products and regulatory guidelines Salary : 75k to 1 lakh pm Candidates can mail me - hr@aphelionfinance.com

1. Accounts Payable Accounts Payable Invoices Approval after Verify the various Checkpoints 2. Prepare of fixed asset register 3. Preparation of reports /Reconciliation Prepare of weekly contribution report 4. Inventory Related Task 5. Cost Audit Required Candidate profile Exp : 3-4 Years with CA / Inter CA with 10 Years Experience Location: Koparkhairane Navi Mumbai