Jobs in Hirakud - Vacancies Across Companies

Associate Relationship Manager-LAP IDFC FIRST Bank

0 years

0 Lacs

Hirakud, Odisha, India

On-site

Job Requirements Job Requirements Job Title – Associate Relationship Manager-LAP Business Unit - Rural Banking Function - Retail Assets Job Purpose The role entails deepening relationships with Rural Banking accounts and ensuring best in-class service to the customers. The role bearer has a responsibility to identify mortgage needs of customers and provide appropriate lending solutions ( Loan Against Property) . The role bearer is responsible for driving client acquisition, building household level customer relationships and capitalizing on lifetime value in each relationship to achieve larger organizational goals. Roles & Responsibilities Assess and evaluate the client needs and generate new sources of revenue by leveraging cross sell opportunities as per their lifestyle, risk profiling and requirements. Contribute to penetration of mortgage business in Rural markets through lead generations and account opening as per needs of customer Spearhead mapping of detailed household needs based on direct customer interactions Conduct end-user checks as specified post disbursal of loans while achieving monthly and annual group loan booking targets Achieve individual and branch sales goals through new business sales, referrals and retention of account relationship and maintain high collections efficiency Lead preparation of quality documentation of loans to ensure minimum queries / rejections from Operations / Credit teams Coordinate with operations officer to ensure timely and accurate data entry Ensure compliance as per the bank requirements Recommend process changes in order to improve service efficiency and quality across the branch network Provide support for implementation of livelihood advancement and community development initiatives. Educational Qualifications Graduate-BA / BCom / BSc / BBA / BCA / BE / BTech or any other graduate. Show more Show less

Posted 1 day ago

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Relationship Manager-Individual IDFC FIRST Bank

5.0 - 10.0 years

0 Lacs

Hirakud, Odisha, India

On-site

Job Requirements Job Requirements Role/Job Title: Relationship Manager-Personal Loan Function/ Department: Rural Banking Job Purpose The role entails building and deepening relationships with Rural Banking accounts and ensuring best in-class service to the customers. The role bearer has a responsibility to identify Business owners / entrepreneurs in the defined catchment and assess their business loan needs. The role bearer is responsible for driving client acquisition, building household level customer relationships and capitalizing on lifetime value in each relationship to achieve larger organizational goals. Roles & Responsibilities Drive Personal Loan business through assigned bank branch. Create and drive alternate channels for sales along with regular channels. Open new avenues for business through corporates. Mentor, guide & motivate the sales team to meet the required target/productivity. Recruit & train team members from time to time. Keep empaneling new corporates for Personal Loan sourcing. Conduct marketing/promotional activities to enhance visibility of PL. Give regular feedback to product, credit & process for improvement. Coordinate with credit, operation to ensure best in class TAT. Maintain high level of collection efficiency. Conduct end-user checks as specified post disbursal of loans while achieving monthly and annual loan booking targets. Contribute to penetration of PL self-sourced high value business in Rural markets through self-lead generation and as per needs of customer offer the PL. Monitor high collections efficiency through discipline and drive. Gather latest Market intelligence and track and benchmark against best practices in competitor banks and NBFC. Evaluate the growth strategy based on competitor analysis and feedback from different channels/customers. Recommend process changes in order to improve service efficiency and quality across the branch network. Manage a team of field officers, taking responsibility of their development and attrition. Develop and implement livelihood advancement and community development initiatives. Managerial & Leadership Responsibilities Attract and retain best-in-class talent for key roles in their reporting structure. Monitor key parameters on employee productivity, hiring quality and attrition rates and make necessary improvements. Enable teams to drive growth targets by providing necessary support. Education Qualification Graduation: BA / BCom / BBA / BSc / BTech / BE or any other graduate. Experience: 5 to 10 years of relevant rural banking experience. Show more Show less

Posted 3 weeks ago

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