3 Jobs in Bābai

About Bharat Banking: Bharat Banking is a new Department which has been set up to drive different business that the Bank does in Semi Urban and rural markets. The department is expected to drive business outcomes by focusing on partnerships, new products, innovation, reimagining customer journeys and driving / creating new channel. About the Role: The Sales Manager leads a team of executives is responsible for sourcing of loan proposals in the rural lending space. The Sales Manager attends the service requests of customers and assists in documentation/ disbursement formalities. The Job holder is also responsible for driving the business through other channel partners Key Skills: Communication : Excellent verbal and written communications skills for interacting with team members and customers Sales and negotiation: Strong negotiation skills to close deals and meet targets Customer Service : Ensuring that the sales team provides excellent customer service and addresses customer inquiries and complaints effectively Problem Solving : Identifying issues and developing effective solutions to overcame obstacles Key Responsibilities: Achieve the disbursement targets as assigned by the organization and ensure maintenance of quality of the portfolio Process transactions efficiently and accurately while maintaining high service standards Handle customer queries and provide appropriate solutions Engage with customers and generate revenue by promoting and cross-selling other products Manage relationships with customers to increase the depth of existing relationships Responsible for the soft recovery of loans in existing portfolio Comply with KYC/SEBI rules, regulations, and legislation governing the bank Qualifications: Optimal qualification for success on the job is: Graduation/ Post-Graduation from a recognized institute #ComeAsYouAre 'We are dil se open. Women, LGBTQIA+ and PwD candidates of all ages are encouraged to apply' Role Proficiencies: For successful execution of the job, the candidate should possess the following: Good communication (both verbal and written) skill in both English and the local language Excellent lead generation and conversion skill Ability to handle pressure and meet deadlines High sales orientation to meet the sales targets consistently. Ability to manage complex client situations. Ability to coach and mentor others. Ability to manage risk and uncertainty for self and team within a dynamic priority-setting environment.

About the Role The Collections Manager handles multiple vendors which handle across bucket portfolio for TRACTOR Loans. The Collections manager ensures bucket resolution and manages the portfolio as per the existing process. The Collections Manager also ensures compliance with the audit procedures of the bank. Key Responsibilities Achieve the required resolution target as per the business requirement. Ensure minimum forward flow to the next bucket. Tractor RX & Pre RX-Performance Target for the month. Recovery through Repossession / Sale of Assets through Liquidation/Online portals Timely allocation, billing confirmation, regular customer visits. Inventory management basis quarterly targets/ risk benchmarks @ 30DPD+, 90DPD+ & 180DPD+ Net NPA Performance against the targets for the month. Recovery Target for the month – TRACTOR Gross Slippages & Inventory management basis resolution targets. NPA Recovery / Upgrade for the month Legal Filling, Coverage & Execution. Manage outsourced staff /vendors and ensure achievement of the monthly resolution targets. Ensure adherence to the set process and audit requirements in place. Create a performance-oriented environment leading to high employee motivation and productivity. Ensure that all staff are adequately trained on the products of the bank, processes, and various policies of the bank Qualifications Optimal qualification for success on the job is: Graduation/ Post-Graduation from a recognized institute Min 5 years of relevant experience in NBFC/ Banking industry Role Proficiencies: For successful execution of the job, the candidate should possess the following: Knowledge and understanding of collections and market dynamics. Excellent vendor management skills. Knowledge of regulatory guidelines and norms Good communication (both verbal and written) skill in both English and the local language. Ability to manage complex client situations. Ability to manage risk and uncertainty for self and team within a dynamic priority-setting environment. Ability to handle pressure and meet deadlines

About Bharat Banking: Bharat Banking is a new Department which has been set up to drive different business that the Bank does in Semi Urban and rural markets. The department is expected to drive business outcomes by focusing on partnerships, new products, innovation, reimagining customer journeys and driving / creating new channel. About the Role: The Area Sales Manager – Micro Finance is responsible for driving business and collections thru RM’s and FE’s. The role contributes towards building up a quality portfolio within an area which will contribute to overall bank’s MFI book Key Responsibilities: Conduct of SAHYOG Application and Process Rectify Finacle issues related to dedupe and account opening Drive Inedge application and its usages and spread Aawaz de awareness in CGT and GRT process Plan branch level training for FE and RM Ensure achievement of annual budget and maintain portfolio quality Ensure adherence of laid down process and practices Ensure manpower productivity of Field Executives and Relationship Managers Ensure audit and compliance adherence Qualifications: Optimal qualification for success on the job is: Graduate / Post Graduate / MBA Experience of 3+ Years and Microfinance Industry Role Proficiencies: For successful execution of the job, the candidate should possess the following: Knowledge of Core Microfinance Functions and Products. Knowledge of risks involved in dealing FX and derivatives with banks and Financial Institutions Knowledge of relevant IT systems including Finacle, HRMS, INedge etc Good communication (both verbal & written) skills Leadership and Inter-personal skills Ability to work effectively across functions and demonstrated ability to coach and mentor others Ability to manage risk and uncertainty for self and team within a dynamic priority-setting environment Ability to prioritize and make decisions in a fast-paced environment Ability to work as a part of team and contribute towards team goals Ability to manage multiple tasks/projects and deadlines simultaneously #ComeAsYouAre "We are dil se open. Women, LGBTQIA+ and PwD candidates of all ages are encouraged to apply"