Channel Sales Manager (Channels to handle: IFAs, MFD and Wealth Management for investment product) About Company: IBL Finance Limited is an RBI Registered NBFC located at Surat (Gujrat). IBL’s journey started in the year 2017 as Private Limited Company and converted into the Public Limited Company in fiscal year 2023 with listing on NSE. IBL is leading with two products “digital personal loan” with advanced technology and data science; and a Partnership with financial institute for onward lending. In the constant journey company has disbursed 1.75 lacks + loans. Job Overview: In order to expand our sales footprint, we are looking to recruit Channel Sales Managers across locations like Ahmedabad, Rajkot and Morbi. These channel sales managers will source distribution partners who in turn gets us investors to invest in our product offerings namely Non-Convertible Debentures (NCD’s). Responsibilities: Responsible for channel sales of investment products through Individual Financial Advisor’s (IFAs) and Mutual Funds Distributor’s (MFDs) and Wealth Firms. ·Preferably should have strong network of IFAs in the assigned geography to offer products. Clear understanding of markets and products is a must. Distributor training is integral part of the role. Formulating sales strategy to enhance sales from new channel partners and increasing wallet share from existing partners. Support channel partners’ local staff i.e. IFA’s, MFD’s and wealth management firms. Maintaining long-term relationships with existing/new clients for increasing the Asset under Management (AUM) for the company Qualifications: 4-8 years of Sales experience with any P2P lender or mutual fund company in channel sales of mutual funds or investments products for IFA/MFD channel. Wealth Managers with strong inclination to achieve sales through channel partners may also apply. Should have strong inclination towards financial markets and product knowledge. Should have good communication & presentation skills Pleasing and positive attitude Should be a self-starter, proactive & target oriented Share you resume: hr@Iblfinance.in Contact no: 6352570262 Web site: www.iblfinance.in Show more Show less
Position: Company Secretary Qualification: Qualified Company Secretary Experience: 2-4 years Job description: Incorporation of Company, LLP and various business entities. Alteration of Memorandum of Association, Alteration of Articles of Association, Shifting of Registered Office, Registration & Satisfaction of charges, Object Clause and Name Change. Maintenance of various Statutory Registers in accordance with Companies Act, 2013 Conducting of Board Meetings, various Committees Meetings, Annual General Meetings and Extra-ordinary General Meetings along with preparation of Minutes and other documents thereof and Maintenance of records in accordance with The Companies Act. Preparation of Boards Reports, Annual Reports etc. Drafting of various types of Resolutions, Agreements and Reply Letters etc. Preparation of various documents and other records related of Appointment & Resignation of Directors/KMPs, Statutory and internal Auditors and related submissions with the ROC Preparation of Documents and Forms related to the Annual Filing and various other e- forms as required for various group companies and LLPs and task related to XBRL filing as required in accordance with various provisions of Companies Act, 2013 RBI filings: Compliance with listing regulations of SEBI Handle full spectrum of company secretarial matters independently for portfolio of clients (including listed/ debt listed/ public companies/ private companies) Assisted RBI inspection for NBFC and drafting of responses for observations related to Inspection Desired Candidate Profile: Well versed in technical areas related to Companies Act, Listed provisions & SEBI, and RBI compliances. Good Drafting skills Good Communication Good Interpersonal skills Drop resume at: What's App: 6352570262 Email: hr@iblfinance.in Show more Show less
Channel Sales Manager (Channels to handle: IFAs, MFD and Wealth Management for investment product) About Company: IBL Finance Limited (IBLFL), established in 2017, is a fintech-driven Non-Banking Financial Company (NBFC) registered with the Reserve Bank of India (RBI) and listed on the NSE Emerge platform. Headquartered in Surat, Gujarat, IBL leverages advanced Artificial Intelligence (AI) and Data Analytics to offer seamless, fast, and user-friendly loan services. The company caters to a broad spectrum of customers, including individuals, businesses and other NBFCs, with a diversified portfolio of financial products. Backed by a team of experienced professionals, IBL Finance Limited continues to drive growth and strengthen its market position through innovation and customer-focused solutions. Job Overview: In order to expand our sales footprint, we are looking to recruit Channel Sales Managers across locations in Mumbai & Navi Mumbai. These channel sales managers will source distribution partners who in turn gets us investors to invest in our product offerings namely Non-Convertible Debentures (NCD’s). Responsibilities: Responsible for channel sales of investment products through Individual Financial Advisor’s (IFAs) and Mutual Funds Distributor’s (MFDs) and Wealth Firms. Preferably should have strong network of IFAs in the assigned geography to offer products. Clear understanding of markets and products is a must. Distributor training is integral part of the role. Formulating sales strategy to enhance sales from new channel partners and increasing wallet share from existing partners. Support channel partners’ local staff i.e. IFA’s, MFD’s and wealth management firms. Maintaining long-term relationships with existing/new clients for increasing the Asset under Management (AUM) for the company Qualifications: 4-8 years of Sales experience with any P2P lender or mutual fund company in channel sales of mutual funds or investments products for IFA/MFD channel. Wealth Managers with strong inclination to achieve sales through channel partners may also apply. Should have strong inclination towards financial markets and product knowledge. Should have good communication & presentation skills Pleasing and positive attitude Should be a self-starter, proactive & target oriented Share you resume : hr@Iblfinance.in Contact no: 6352570262 Web site: www.iblfinance.in
Channel Sales Manager (Channels to handle: IFAs, MFD and Wealth Management for investment product) About Company: IBL Finance Limited (IBLFL), established in 2017, is a fintech-driven Non-Banking Financial Company (NBFC) registered with the Reserve Bank of India (RBI) and listed on the NSE Emerge platform. Headquartered in Surat, Gujarat, IBL leverages advanced Artificial Intelligence (AI) and Data Analytics to offer seamless, fast, and user-friendly loan services. The company caters to a broad spectrum of customers, including individuals, businesses and other NBFCs, with a diversified portfolio of financial products. Backed by a team of experienced professionals, IBL Finance Limited continues to drive growth and strengthen its market position through innovation and customer-focused solutions. Job Overview: In order to expand our sales footprint, we are looking to recruit Channel Sales Managers across locations like Ahmedabad, Vadodara, Surat and Rajkot. These channel sales managers will source distribution partners who in turn gets us investors to invest in our product offerings namely Non-Convertible Debentures (NCD’s). Responsibilities: · Responsible for channel sales of investment products through Individual Financial Advisor’s (IFAs) and Mutual Funds Distributor’s (MFDs) and Wealth Firms. · Preferably should have strong network of IFAs in the assigned geography to offer products. · Clear understanding of markets and products is a must. Distributor training is integral part of the role. · Formulating sales strategy to enhance sales from new channel partners and increasing wallet share from existing partners. · Support channel partners’ local staff i.e. IFA’s, MFD’s and wealth management firms. · Maintaining long-term relationships with existing/new clients for increasing the Asset under Management (AUM) for the company Qualifications: · 3+ years of Sales experience with any mutual fund company in channel sales of mutual funds or investments products for IFA/MFD channel. Wealth Managers with strong inclination to achieve sales through channel partners may also apply. · Should have strong inclination towards financial markets and product knowledge. · Should have good communication & presentation skills · Pleasing and positive attitude · Should be a self-starter, proactive & target oriented Share you resume : hr@Iblfinance.in Contact no: 6352570262 Web site: www.iblfinance.in
Pre-Disbursal Activities: 1. Document Verification and Credit Assessment: Review and verify all required documents for credit assessment to ensure completeness and accuracy before submission. Once all necessary documents are received, forward them to the Credit Head for further evaluation. 2. Credit Opinion Report: Secure a Credit Opinion Report or reference from other lending institutions or financial partners, where applicable, to evaluate the applicant's creditworthiness. Post-Disbursal Activities: 1. Portfolio Monitoring and Risk Assessment: Continuously monitor and assess the performance of credit portfolios by analyzing key metrics such as credit quality, delinquency rates, defaults, and exposure to different sectors. Regularly review and evaluate any emerging risks in the portfolio and take necessary actions to mitigate them. 2. Risk Reporting and Recommendations: Provide detailed and regular reports on portfolio performance, identifying areas of concern and making recommendations for mitigating risk exposure. Ensure that credit limits, exposure limits, and other parameters are clearly defined and adhered to across all business units. 3. Trend Identification and Policy Adjustment: Track emerging trends in credit risk, including market changes, regulatory developments, and financial sector performance. Based on findings, recommend adjustments to existing credit risk policies, procedures, and strategies to ensure alignment with the evolving risk landscape. 4. Risk Committee Reports: Prepare and present detailed risk reports to the Risk Committee on a quarterly basis, highlighting key risks, their potential impact, and proposed mitigations. Provide insights into compliance status and any emerging regulatory or operational challenges. 5. Creditworthiness Analysis: Analyze complex financial statements, credit reports, and other relevant documents to assess the creditworthiness of potential clients, loan applicants, or partners. Use data-driven insights to make recommendations on whether to approve or decline credit applications, considering the risk exposure and financial stability of applicants. 6. Credit Decisions and Risk Mitigation Strategies: Assist business units in making informed credit decisions by providing insights into credit risk factors and potential mitigation strategies. Collaborate with underwriting, lending, collections, and sales teams to ensure that credit decisions align with overall risk management strategies. 7. End Use for New Exposure: Ensure appropriate end-use checks for any new credit exposure, ensuring that funds are being used as intended and within the agreed-upon terms. 8. Monitoring and Data Reporting: Conduct monthly management-certified reports on book debts, ensuring accuracy and timely submission. Prepare quarterly CA-certified reports on book debts, ensuring that all necessary financial data is accounted for and certified as accurate by the Chartered Accountant (CA). Monitor and review relevant data on a quarterly basis to ensure that credit policies are being followed and that the portfolio remains within risk limits. 9. Covenant Compliance Monitoring: Ensure compliance with covenants specified in loan agreements, reviewing and issuing Covenant Certificates on a quarterly basis to confirm adherence to financial covenants and other agreed-upon terms. 10. Risk Committee Meetings: Participate in quarterly Risk Committee meetings, presenting portfolio performance, emerging risks, and proposed action plans. Provide ongoing updates to the committee on key risk factors and adjustments to credit risk management strategies. Qualification: 3+years of hands-on experience in B2B Lending Operations within an NBFC or Banking sector Full awareness and adherence to the control environment including Quality Assurance and Quality Control CA, CS and Inter CA Well-developed analytical skills, including an understanding of key financial components (liquidity position, leverage profile with the ability to form independent opinions on credit and recognize emerging risks Clear written and verbal communication skills, with the ability to communicate clearly and concisely to audiences of varying levels of seniority